| | S | | 中国人民银行 THE PEOPLE'S BANK OF CHINA | | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 信息公开 | 新闻发布 | 法律法规 | 货币政策 | 宏观审慎 | 信贷政策 | 金融市场 | 金融稳定 | 调查统计 | 银行会计 | 支付体系 | | | 金融科技 | 人民币 | 经理国库 | 国际交往 | 人员招录 | 学术交流 | 征信管理 | 反洗钱 | 党建工作 | | | 服务互动 | 政务公开 | 政策解读 | 公告信息 | 图文直播 | 央行研究 | 音频视频 | 市场动态 | 网上展厅 | 报告下载 | 报刊年鉴 | | | 网送文告 | 办事大厅 2026年1月15日 昆朗四 我的位置:首页 > 沟通交流 > 新闻 | 在线申报 | 下载中心 | 网上调查 | 意见征集 | 金融知识 | 关于我们 | | | 记者丨 唐 婧 张欣 编辑丨肖嘉 方海平 1月15日盘后，中国人民银行官网发布《中国人民银行决定下调再贷款、再贴现利率》 ...

作者 丨刘婧汐 编辑｜高梦阳 王泽坤 1月15日，社交平台流传一份西贝内部会议资料及闭店清单， 称西贝将一次性关闭全国102家门店，占其门店总数约 30%，并涉及约4000名员工。 此外，该人士称自2025年9月西贝与罗永浩的预制菜之争引发讨论后， 没有一家门店盈利，截至目前西贝亏损已超过5 亿。 对此，21世纪经济报道记者向西贝方面求证，对方表示暂时没有更多信息可以提供。 据中国新闻周刊， 西贝餐饮创始人贾国龙称消息属实。 从今年一月初开始，陆续有消费者表示自己收到了居住地所在西贝门店的闭店通知，包括广州琶洲保利店、长沙凯德 壹西贝店、嘉兴八佰伴店等等。 事实上，根据记者查询，自去年10月份以来，西贝闭店的速度已明显开始加快。 （广州琶洲保利西贝门店15日中午发送闭店通知） 在网络流传的"初步沟通闭店名单"中，西贝此次关店主要集中于一、二线城市。 其中，上海涉及门店数量最多为19家；北京、深圳、广州分别闭店10、8、5家。此外，杭州、武汉、长沙各涉及4家， 成都、佛山、昆明、苏州各3家。上述城市合计涉及约66家门店。此外，东莞、贵阳、合肥等地的西贝门店亦被列入关 店名单中，单城关闭1—2家不等，涉及门店约3 ...

Core Viewpoint - The Chinese Ministry of Commerce firmly opposes the recent statements made by Japanese Prime Minister Sanae Takaichi, emphasizing that the export control measures imposed by China are a legitimate response to Japan's actions and are aimed at preventing militarization and nuclear ambitions [1]. Group 1 - The Chinese government has implemented export control measures specifically targeting Japan, which it claims are justified due to the "erroneous words and actions" of Prime Minister Takaichi [1]. - The spokesperson for the Ministry of Commerce, He Yongqian, stated that export controls are a common international practice aimed at maintaining world peace and fulfilling non-proliferation obligations [1]. - China prohibits the export of dual-use items to Japanese military users and any entities that contribute to enhancing Japan's military capabilities, asserting that these measures are reasonable and lawful [1]. Group 2 - The Chinese government criticized Japan for not addressing the root causes of the issue and accused Japan of fabricating claims of "economic coercion" against China [1]. - The Ministry of Commerce urged Japan to reflect on its actions and correct its mistakes to avoid further escalation of tensions [1].

内部约束方面，2025年以来，银行净息差已经出现企稳的迹象，连续两个季度保持在1.42%， 2026年还有规模较大的三年期及5年期的长期存款到期重定价，近期人民银行也下调了各项再 贷款利率，这些都有助于降低银行付息成本，稳定净息差，为降息创造一定空间。 来源丨2 1财经客户端 2 1世纪经济报道 编辑丨黎雨桐 央行：将商业用房购房贷款最低首付比例下调至30% 央行宣布下调各类结构性货币政策工具利率0.25个百分点 SFC 21君荐读 人民银行新闻发言人、副行长邹澜1月15日在国新办新闻发布会上表示，降准从今年看还有一 定的空间。 从法定存款准备金率看，目前金融机构的平均法定存款准备金率为6.3%，降准仍 然有空间。 从政策利率来看，外部约束方面，目前人民币汇率比较稳定，美元处于降息通 道。总体来看，对降息不构成很强的约束。 记者丨 唐婧 编辑丨 江叶舟 ...

1月15日，国务院新闻办公室举行新闻发布会，介绍货币金融政策支持实体经济高质量发展成 效，并答记者问。 发布会上，中国人民银行新闻发言人、副行长邹澜表示，将会同金融监管总局，将商业用房购 房贷款最低首付比例下调至30%。 来源丨央视新闻 编辑丨黎雨桐 央行宣布下调各类结构性货币政策工具利率0.25个百分点 企业年金将扩大覆盖面 SFC 21君荐读 ...

作者 丨王峰 编辑丨周上祺 对于今后的养老保障，你了解企业年金吗？ 企业年金是我国养老保险体系第二支柱的组成部分，发挥重要的补充养老保险作用。截至2025 年第三季度，全国建立企业年金的用人单位17.5万户，参加职工3332.05万人，积累基金4.09 万亿元，补充养老功能初步显现。 针对用人单位和职工参与度不高，受益面偏窄的短板，近日， 人力资源社会保障部、财政部 印发《关于进一步做好企业年金工作的意见》（下称《意见》），拓宽企业年金覆盖范围，简 化建立程序，鼓励灵活选择缴费比例，从而增强职工养老保障。 企业年金好处多多 企业年金制度自2004年建立以来，政策不断完善，覆盖范围不断扩大，参加人数逐步增加，基 金实力持续增强。 然而，21世纪经济报道记者随机采访多位企业职工，多人表示并不知道企业年金，还有多位已 经参加企业年金的职工表示，他们是直到公司人力资源管理人员征求他们是否参加的意见时， 才知道企业年金的存在。 "我是公司的HR，对企业年金挺了解的，前几年我到新公司就职后，马上向领导提交报告申请 公司建立企业年金，但领导竟然不知道这项制度。他仔细看了报告后，认为这是一项对公司发 展非常有利的政策，后面就 ...

Market Overview - On January 15, the Shanghai Composite Index briefly fell below 4100 points, closing down 0.33%, while the Shenzhen Component Index rose by 0.41% and the ChiNext Index increased by 0.56% [1][2] - The total trading volume in the Shanghai and Shenzhen markets was 2.94 trillion yuan, a decrease of 1.05 trillion yuan compared to the previous trading day, with over 3100 stocks declining [1] Sector Performance - The semiconductor sector showed strength in the afternoon, with stocks like Silan Microelectronics hitting the daily limit and reaching a historical high, alongside other stocks such as Tongcheng New Materials and Kangqiang Electronics [4] - The tourism and hotel sector was active, with stocks like Shaanxi Tourism and Zhongxin Tourism also hitting the daily limit [4] - The non-ferrous metals sector rose, with stocks like Sichuan Gold and Luoping Zinc Electric reaching the daily limit [4] AI and Aerospace Sector - AI application and commercial aerospace concept stocks experienced significant declines, with many stocks dropping over 10% [6] - The commercial aerospace index fell by 4.46%, with notable declines in stocks such as Star Map Control and Guangha Communication [7] High-Profile Stock Movements - High-profile stocks continued to decline, with Pingtan Development hitting the daily limit after announcing expected losses for 2025 [9] - Yanshan Technology, previously a strong performer, also hit the daily limit down, with its business still in the early stages of commercialization [11] - Goldwind Technology faced a daily limit down after announcing a share reduction plan by a major shareholder [13] Investment Outlook - Financial institutions are generally optimistic about the A-share market for 2026, citing sustained investor confidence and a solid foundation for market recovery [15] - Key investment themes include AI, military industry, nuclear power, wind power, and energy storage, with a focus on traditional industries leveraging AI for transformation [15][16] - Long-term trends indicate a clear "transformation market" in China, with opportunities in emerging technologies and cyclical sectors [16]

中国人民银行副行长邹澜1月15日在国新办举行的新闻发布会上宣布，下调各类结构性货币政 策工具利率0.25个百分点。各类再贷款一年期利率从目前的1.5%下调到1.25%，其他期限利率 同步调整。 来源丨新华社 编辑丨黎雨桐 SFC ...

编辑丨 巫燕玲 1月13日晚，中银证券（601696.SH）公告称，原首席科学家葛浩因个人原因递交辞呈，辞任 后将不在公司担任任何职务。 公告显示，葛浩离任时间为2026年1月12日，原定任期到期日为第二届董事会届满之日，此番 为提前卸任。 中银证券表示，葛浩将按照公司相关规定做好交接工作，其辞任不会影响公司正常运作，辞呈 自送达公司董事会之日起生效。 记者丨 孙永乐 值得注意的是，中银证券是券业首次设置"首席科学家"岗位的券商。2020年上市当年，中银证 券聘任了原百度大数据部负责人葛浩担任公司首席科学家。 目前，券业仍以首席信息官（CIO）岗位为主，2025年内已有10余家券商迎来新任首席信息 官。CIO作为券商数字化战略的主要制定者和推动者，正日益成为行业变革的焦点。但像中银 证券这样从外部聘请互联网技术人才担任首席科学家的情况并不多见。 除了开创券业先河，中银证券首席科学家的待遇也相当可观。 2024年任职近六年的葛浩年薪 高达201.82万元，成为公司年薪最高的高管，较排名第二的原董事长宁敏高出50.22万元。 如今，葛浩正式离任中银证券，业内除了关注他个人提前卸任的原因，更将目光聚焦于公司的 两大 ...

Core Viewpoint - The article highlights the rapid growth of China's cultural industry, particularly in the context of cultural products going global, with Shanghai as a key player in this transformation [1][2]. Group 1: Cultural Industry Growth - The significant increase in overseas revenue is a prominent feature of China's cultural industry development, especially in gaming and online literature [3][5]. - The self-developed products generated overseas sales revenue of $20.455 billion (approximately 143.056 billion RMB), marking a year-on-year growth of 10.23% [5]. - The overseas market for Chinese online literature is projected to reach 4.815 billion RMB in 2024, with a year-on-year growth of 10.68% [5]. Group 2: Evolution of Cultural Products - The evolution of online literature has progressed through three stages: translation of content, establishment of overseas platforms, and deep integration into global entertainment industries [5][6]. - The current phase of cultural products going global is characterized by a shift from mere content export to collaborative creation across various cultural sectors [6][7]. Group 3: Localized Strategies and Globalization - Localized strategies are crucial for gaming companies expanding into overseas markets, with teams established in key regions to enhance community engagement and user feedback [11][12]. - The trend of simultaneous global launches and prioritizing overseas versions reflects the growing capabilities of cultural enterprises in international markets [12][13]. Group 4: Regional Support and Policy Framework - Regional policies, such as those from Shanghai's Pudong New Area, provide comprehensive support for cultural enterprises going global, including investment, financial services, and legal assistance [7][13]. - The establishment of the "Micro Short Drama Outbound Base" aims to facilitate the entire industry chain for micro short dramas, enhancing cultural exchange and dissemination [20][24]. Group 5: Industry Collaboration and Ecosystem Building - The cultural industry's success in going global relies on a collaborative ecosystem that supports content creation, distribution, and local operations [16][18]. - The "Cultural IP Industry Development Pudong Initiative" aims to strengthen innovation, reform systems, and enhance global resource allocation capabilities [18][24].