脱胎于百度的度小满，依托其强大的技术背景和广泛的市场推广，实现了业绩的迅猛增 长。 2024年，其小额贷款业务营收达22.57亿元，净利润更是同比暴增305.2%，达到 8.59亿元 ，展现出强大的盈利能力。 脱胎于百度生态的金融科技平台，以一份惊艳的财报重回公众视野 。 度小满的盈利密码 吴楠 那么，度小满究竟是如何赚到这么多钱的？ 度小满的盈利密码，首先在于其核心的信贷业务 。作为小额贷款公司，度小满主要提供消费贷和 经营贷服务，贷款利息收入是其重要营收来源，早在2022年，度小满累计放贷金额就已突破2万亿 元。 与此同时，度小满还与信托、银行等金融机构合作开展助贷业务，由合作方提供资金，度小满负责 获客、风控及贷后管理，通过收取服务费或分润盈利，这种模式本质上是一种 "流量变现"的方式 。 而这一商业模式的兴起，与近年来金融监管政策的变化密切相关。2021年三季度，监管部门对商 业银行、消费金融公司、小 贷机构等金融机构 提出窗口指导，要求将个人贷款利率全面控制在 24%以内。政策出台后，包括度小满在内的多家平台不得不调整原有的高息产品结构。为了保留原 有客户资源，它们 选择将部分高利率贷款需求导流至其 ...

资料图。本文来源：金融八卦女 4815亿登顶！42岁张一鸣首次问鼎中国首富，梁文 锋杀进前十！ 创新与出海拉动下，中国民企的价值创造能力加速释放，新一轮创富春潮正澎湃涌动。今年是《新 财富》杂志第23次发布500创富榜，今年上榜的500位企业家（或家族）总持股市值为13.7万亿 元，同比上涨12%，平均持股市值为273.8亿元，上榜门槛为66.2亿元，持股市值百亿以上的企业 家为341位（图1）。 AI主导十强：张一鸣首次登顶，梁文锋跻身前十 任正非认为， "人工智能也许是人类社会最后一次技术革命，当然可能还有能源的核聚变" ，资本 市场也已灵敏捕捉这一产业趋势，今年创富榜前十中，AI成为主导演。 2025年，42岁的张一鸣以4815.7亿元持股估值，首次问鼎首富（表1）。而7年前，他首次上榜， 身家120亿元。 受益于AI旋风，40岁的梁文锋以1846亿元持股估值晋级前十。在DeepSeek（深度求索）中，梁文 锋持股84%。 彭博调研显示，DeepSeek估值区间为10亿至1500亿美元，中间值为20亿至300亿美元。对比同 行，OpenAI估值达到3000亿美元；推出Claude聊天机器人的Anthro ...

Core Viewpoint - The article discusses the multifaceted personality and management style of Wang Ning, the CEO of Pop Mart, highlighting his calm demeanor, adaptability, and unique approach to leadership and business strategy [2][20]. Group 1: Wang Ning's Personality and Management Style - Wang Ning is described as a calm and low-key individual, often seen wearing casual attire and engaging with employees in a friendly manner [3][4]. - He possesses a strong ability to listen and learn, which has contributed to his rapid growth and adaptability in the business environment [4][5]. - Wang Ning's management style is characterized by a balance of detail orientation and openness to feedback, allowing for a collaborative atmosphere within the company [17][18]. Group 2: Company Growth and Strategy - Pop Mart has experienced significant growth, with its market value reaching 300 billion HKD, and Wang Ning's personal stock value exceeding 147.6 billion CNY [2]. - The company has maintained a strong cash reserve, with reports indicating that its cash reserves increased to over 5 billion CNY by early 2022, demonstrating prudent financial management [14]. - Wang Ning emphasizes a gradual and thoughtful approach to business expansion, focusing on sustainable growth rather than rapid, risky investments [14][19]. Group 3: Cultural and Emotional Intelligence - Wang Ning is noted for his strong empathy and ability to connect with both employees and consumers, which enhances the company's brand appeal [10][12]. - He believes in the power of design and art, positioning Pop Mart as a brand that thrives on cultural and artistic value rather than competing solely on price [19]. - The company aims to celebrate life through its products, reflecting Wang Ning's philosophy of combining rationality with emotional engagement in business [20].

高瓴资本拟收购星巴克中国业务 据知情人士透露，高瓴资本近日参与了星巴克中国区的反向管理层路演，表达了对收购星巴克中国 业务的兴趣。此次路演还吸引了凯雷投资、信宸资本等多家投资机构参与。据了解，目前交易结构 尚未敲定。星巴克中国业务估值约为50至60亿美元，由高盛担任独家财务顾问。该交易预计将持 续到2026年。 ■ 资料图。本文来源：第一财经 ...

岗位要求： YOUNG财经从商业伦理视角关注商业世界，倡导帕累托最优的进化发展方式，支持市场公平和市场 效率，提倡第三方监督的力量。期待共赢而没有人受损的永续繁荣。关注绿色、社群和公司治理，倡 导包容、可持续发展理念。 YOUNG财经 招聘财经编辑数名 【YOUNG财经——关注商业伦理】 1、本科以上学历 2、对企业和上市公司感兴趣 3、有较强的职业精神 主要职责： 负责企业和上市公司调研、访谈、报告撰写等 工作地点： 北京西直门 五险一金，薪资面议 欢迎 发送简历至 youngcaijing@163.com 期待你的加入。 ■ ...

Core Viewpoint - JD.com is entering the hotel and travel industry, offering hotel operators a maximum of three years with zero commission through the "JD Hotel PLUS Membership Program," aiming to leverage its supply chain capabilities to enhance the hotel industry's growth and sustainability [1][2]. Group 1: Market Opportunity - The domestic travel market is experiencing significant growth due to increasing consumer demand, prompting JD.com to capitalize on this opportunity by providing benefits to hotel operators and optimizing supply chain costs [1][2]. - JD.com has become a leading platform in local life services, with over 800 million high-spending users and partnerships with more than 30,000 large enterprises and 8 million small and medium-sized businesses, aligning well with the target customer base of four-star and above hotels [2]. Group 2: Supply Chain Focus - JD.com emphasizes that its business model revolves around supply chain efficiency, aiming to reduce costs in the hotel and restaurant sectors by up to 20%, thereby enhancing service quality and customer experience [2][3]. - The establishment of a new division dedicated to hotel and restaurant supply chains is part of JD.com's broader strategy to streamline operations and improve service delivery in these sectors [2][3]. Group 3: Future Innovations - JD.com plans to introduce new business models every three years, with a focus on innovation, including the recent entry into the food delivery market and the development of six innovative business initiatives, including stablecoins [3].

岗位要求： YOUNG财经 招聘财经编辑数名 1、本科以上学历 2、对企业和上市公司感兴趣 3、有较强的职业精神 主要职责： 负责企业和上市公司调研、访谈、报告撰写等 工作地点： 北京西直门 五险一金，薪资面议 欢迎 发送简历至 youngcaijing@163.com 期待你的加入。 ■ 【YOUNG财经——关注商业伦理】 YOUNG财经从商业伦理视角关注商业世界，倡导帕累托最优的进化发展方式，支持市场公平和市场 效率，提倡第三方监督的力量。期待共赢而没有人受损的永续繁荣。关注绿色、社群和公司治理，倡 导包容、可持续发展理念。 ...

资料图。本文来源：第一财经 Labubu大量补货后二手报价腰斩,知情人士回应补 货节奏和产能情况 泡泡玛特相关知情人士表示，泡泡玛特相关产品的补货不会呈现出规律，也是在一定程度上规避黄 牛的影响。 潮玩二手交易平台千岛app显示，近2个月内，Labubu3.0系列的成交价呈直线上升，6月16日到达 最高点，近两日有所回落。 近日，Labubu似乎没有那么难抢了。 随之冷静的还有泡泡玛特的股价。截至6月19日17时，泡泡玛特当日跌超5%。在此之前的很长一 段时间内，泡泡玛特的股价一直高歌猛进。今年3月至6月中旬，泡泡玛特股价涨幅达100%。而从 2024年初至今，泡泡玛特的股价涨幅超过了11倍。 ■ 6月18日，泡泡玛特THE MONSTERS前方高能系列-搪胶毛绒挂件盲盒（LABUBU 3.0系列）在泡 泡玛特官方商城小程序等渠道补货，有不少消费者在社交平台表示自己抢到了。 力，从春节开始就紧急找工人复工，扩充产能，但目前看来市场需求远超供应链的反应速度。 补货后，二手市场的Labubu3.0价格也应声下跌。6月18日之前，在泡泡玛特二手交易群里， Labubu3.0一端（整盒内含6个盲盒）的价格多在1100 ...

Group 1 - The core viewpoint of YOUNG Finance emphasizes the importance of business ethics, advocating for Pareto optimal evolution, market fairness, and efficiency [2] - The organization supports the power of third-party supervision to achieve win-win scenarios and sustainable prosperity without harming anyone [2] - YOUNG Finance focuses on green initiatives, community engagement, and corporate governance, promoting inclusivity and sustainable development concepts [2] Group 2 - The job requirements for the finance editor position include a bachelor's degree or higher, interest in enterprises and listed companies, and strong professional spirit [3] - The main responsibilities involve conducting research, interviews, and report writing related to enterprises and listed companies [3] - The job location is in Xizhimen, Beijing, with benefits including social insurance and housing fund, and salary is negotiable [3]

Core Viewpoint - The article reflects on the unpredictable nature of life, particularly in the context of middle-aged individuals facing job loss and personal challenges, emphasizing resilience and adaptability in the face of adversity [2][3][4]. Group 1: Job Loss and Economic Challenges - The protagonist, a middle-aged individual, experiences job loss and returns to their hometown, highlighting the emotional impact of unemployment and the struggle to find stability [2][4]. - The individual receives unemployment benefits of 1,890 yuan per month for up to 20 months, illustrating the financial support available during difficult times [2]. - The narrative discusses the psychological burden of unemployment, with the protagonist initially feeling a sense of failure but gradually accepting the situation as part of life’s unpredictability [3][4]. Group 2: Personal Growth and Adaptation - The protagonist learns to embrace a more relaxed attitude towards life, realizing that success is not solely defined by employment status [3][4]. - The experience of caring for aging parents and dealing with their health issues leads to a deeper understanding of life’s impermanence and the importance of living in the moment [4][6]. - The protagonist shifts focus to running a second-hand bookstore, which becomes a stable source of income, demonstrating adaptability and resourcefulness in challenging economic conditions [9][12]. Group 3: Financial Perspective and Future Outlook - The protagonist reflects on financial stability, noting that despite economic pressures, their income from the bookstore is sufficient for basic living expenses [12][15]. - The article discusses a shift in values, with the protagonist prioritizing simplicity and letting go of material possessions, influenced by the loss of a parent [16]. - The narrative concludes with a recognition that financial success is transient, and the courage to continue moving forward is more valuable than material wealth [18][19].