在中美贸易摩擦加剧、全球供应链重构的背景下，数字人民币跨境结算体系的创新已成为中国突破美元霸权、构建新型贸易生态的战略武器。 宁波保税区跨境供应链管理与结算科技公司李健博士团队提出的"创新白名单机制四方新型易货贸易跨境特别提货权（SDRC）数字金融结算 系统"，通过整合数字人民币、区块链技术及多边合作机制，正在重塑全球贸易结算规则。这一模式不仅为外贸企业提供"生存工具箱"，更对 政府、金融机构及国际经贸治理具有深远意义。 第一，特别提货权SDRC系统的核心创新：重构全球贸易结算的底层逻辑，李健团队的SDRC系统以"货权数字化"为核心，构建了四维创新架 构。 一是技术层：基于区块链的智能合约实现"货权-资金-物流"三流合一，确保交易全程可追溯（如兴业银行宁波分行通过智能合约实现运费自动 支付，降低人为干预风险）； 二是货币层：锚定数字人民币的法定地位，结合"特别提货权"形成混合结算单位，规避美元清算依赖（如中新跨境新能源汽车贸易中直接使用 数字人民币结算）； 三是服务层：集成碳税计算、供应链金融、跨境征信等功能，形成"一站式"服务平台（宁波自贸区实验室已在大宗商品领域实现人民币定价与 数字货权交割）； 四是规则 ...

Core Viewpoint - The rapid development of the digital economy has led to the vigorous promotion of the digital renminbi, supported by national and local government initiatives, resulting in an increasing number of application scenarios for its use [1][2]. Group 1: Digital Renminbi Promotion - The digital renminbi is being integrated into various aspects of daily life, including online shopping, public transportation, and government services [1]. - Public enthusiasm for the digital renminbi is growing due to the issuance of digital renminbi red envelopes and the improvement of payment infrastructure [1]. Group 2: Fraudulent Activities - There has been a rise in fraudulent activities utilizing the digital renminbi, with criminals spreading false information about the establishment of digital renminbi banks and recruitment of promoters [2]. - Scammers have been using social media and online meetings to lure individuals into providing personal information under the guise of offering high returns for exchanging digital renminbi [2][3]. Group 3: Types of Scams - Common scams include fake promotional activities, high-return investment schemes, and impersonation of authoritative institutions [6]. - Fraudsters have created counterfeit digital renminbi apps that mimic official ones, making it difficult for users to distinguish between real and fake [4][5]. Group 4: User Precautions - Users are advised to be cautious and adhere to the "three no" principles: do not click on unknown links, do not scan unknown QR codes, and do not browse unfamiliar websites [7]. - The public is reminded that the digital renminbi is a legal currency and any claims of profit or return from its use should be treated as potential scams [7].

在当今时代，数字化浪潮正以前所未有的速度席卷全球，深刻地改变着我们的生活和工作方式。从日常 的购物、社交，到企业的运营、管理，数字化技术无处不在，成为推动各行业发展的核心动力。在这股 浪潮中，客易云数字人 API 宛如一颗璀璨的新星，闪耀登场，为数字化进程注入了全新的活力，成为 众多企业在数字化转型道路上的得力助手。 随着 5G、人工智能、大数据等技术的飞速发展，数字化转型已成为企业生存和发展的必由之路。根据 相关数据显示，全球范围内，越来越多的企业开始加大在数字化领域的投入，期望通过数字化技术提升 效率、降低成本、创新业务模式，从而在激烈的市场竞争中脱颖而出。在这个过程中，数字人技术作为 数字化领域的重要创新成果，受到了广泛的关注和应用。 在客户服务与支持领域，客易云数字人 API 的应用为企业带来了显著的效率提升和成本降低。以电商 行业为例，某知名电商平台在接入客易云数字人 API 后，实现了客服的 24 小时不间断服务。数字人客 服能够快速响应客户的咨询，无论是商品信息查询、订单状态追踪，还是售后问题处理，都能在短时间 内给出准确的答复。据统计，该电商平台的客户咨询处理效率提升了 50% 以上，客户满意 ...

"企业'数字助理'服务，目前仍处于探索深化阶段。"无锡市数据局局长胡逸表示，目前，无锡正通 过提升数据质量、拓展场景应用、加强政企协作等多种举措，持续推动"数字助理"服务优化与迭代升 级。 记者了解到，无锡首批亮相的政务服务"数字人"共有20多个，涵盖虚拟主播、智能客服、智能问 政、智能导办等多类服务。无锡市数据局的数字人"小城"和"小运"，目前已深度学习5000多份政策文件 和超15万条政务办事指南，能顺畅提供信息咨询与解答；无锡文旅数字人"小波"，具备景点讲解、路线 规划、黄金摄影点推荐等功能，是陪伴旅游的"好搭子"；教育数字人及智能化应用全面渗透到教学、管 理、服务等多个环节，目前正探索心理健康辅导、生涯规划咨询等领域的应用……此外，"欢曦""许小 可""梁溪数字人"等AI数字人助手也纷纷上岗，与各级各类政务服务机构协同配合，在政务发布、惠企 服务、警务、教育、文旅等应用场景大显身手。 "白天，政府工作人员在岗服务；晚上和节假日，'福宝'接力值班，为您解决急难问题。"作为无 锡"数字人矩阵"的代表，"福宝"带着全新推出的企业"数字助理"测试服务闪亮登场。"身为一名全能型 企业数字管家，我可以在'政策精算 ...

北京商报讯（记者 廖蒙）围绕数字人民币，又有新谣言。4月13日，北京商报记者注意到，近期多个互联网平台出现"上海即将成立数字人民币银行""招募 数字人民币推广员"等信息，经北京商报记者向中国人民银行数字货币研究所（以下简称"数研所"）核实，上述信息均系谣言。 经调查，不法分子在互联网传播"数字人民币银行即将挂牌"虚假消息，同时打着"有偿招募推广"旗号，通过组建聊天群组、组织线下线上会议对公众进行虚 假宣传，诱导公众提供个人身份和资产信息、发展他人加入，并以"兑换数字人民币返还补贴2%—5%"为噱头，诱骗公众从不法分子处"兑换"数字人民币， 造成恶劣社会影响。 不过，由于数字人民币具备可控匿名性，在"小额匿名、大额依法可溯"的原则下，洗钱类犯罪行为遭到强力围追堵截。相关监管部门在打击洗钱犯罪的活动 时，也将数字人民币纳入其中。公安部于2024年11月印发的《电信网络诈骗及其关联违法犯罪联合惩戒办法》中明确提到，惩戒对象包括非法买卖、出租、 出借数字人民币钱包的单位、个人和相关组织者。 人民银行近期发布的《2023年中国反洗钱报告》显示，年内印发《数字人民币反洗钱和反恐怖融资工作指引》和《关于做好数字人民币工作有 ...

Core Technology - The company has developed a lip-teeth linkage engine based on anatomical principles, achieving a 99.3% match in lip movements with real actors through real-time coordination of 68 subtle actions and bite states [3] - Dynamic lighting compensation adjusts lip highlights and teeth reflections based on environmental light analysis, ensuring visual consistency under varying lighting conditions [3] - A library of 12 standard tooth models allows for personalized adjustments, improving tooth restoration accuracy by 40% compared to the industry average [3] Full-Chain Intelligent Tools - The AI broadcasting generation technology enables users to clone a high-fidelity digital human image from a 3-5 minute real video, completing the entire process of script writing, voiceover, and editing in 60 seconds [5] - An intelligent editing system integrates AI hot spot analysis and multilingual intelligent subtitles, supporting automated short video production in over 100 languages, with a 300% increase in material production efficiency [5] - The digital human supports real-time voice response and micro-expression feedback, utilizing natural language processing for precise interaction across language scenarios [5] Global Ecological Layout - The system supports multi-platform operation including apps, mini-programs, and H5, with one-click switching between multiple languages to facilitate rapid global market expansion [7] - Users can infinitely clone digital human images and create sub-accounts for team collaboration, with flexible power recharge options to match business needs [7] - The company offers an open agent recruitment plan and a subscription-based cloud service, reducing customization costs to 40% of the industry average, with an annual payment model available [7] Industry Trends and Future Role - As digital human technology evolves from a "tool" to "infrastructure," the company is promoting technology accessibility through API technology and customized industry solutions [9] - Its privatized deployment capabilities and modular design meet the compliance needs of sectors like finance and government, while the integration of "digital human + AI large models" lays the groundwork for future innovations in multi-modal interaction and emotional computing [9] - With dual drivers of policy benefits and technological advancements, the company has established itself as a leading force in the digital human field, potentially accelerating the industry's shift from "high-cost regulation" to "industrial production" through its "infinite cloning + infinite computing power" business model [9] Conclusion - The company redefines the technical standards of digital human services through biological-level detail processing, full-chain intelligent tools, and a global ecological moat, lowering the entry barriers for enterprises [11] - In the era of deep integration between AI technology and business needs, the company is leading the digital human industry towards a new age of "detail accessibility" and "intelligent symbiosis" [11]

近期，多个互联网平台出现"上海即将成立数字人民币银行""招募数字人民币推广员"等消息。记者 4月11日向中国人民银行数字货币研究所核实，这些关于数字人民币的消息都是谣言，公众要擦亮双眼 谨防上当受骗。 一名参观者在中国人民银行数字货币研究所展台参观。新华社记者 鞠焕宗 摄 ——鼓吹数字人民币投资交易获取高额回报。 不法分子假借数字人民币的名义虚设"数字货币投资平台""数字货币交易所"等项目，号称可投资获 取高额回报，吸引公众参与。一旦受害者投入资金，诈骗分子便会卷款消失。 ——冒充公检法来电诱使用户点击虚假链接。 不法分子冒充公检法、政府机构、银行或大型电商平台客服人员，利用"查案""修复征信""退款"等 话术博取信任，以"账户冻结""影响征信"等话术施加心理压力，诱使用户点击虚假链接或下载仿冒数字 记者了解到，近期有不法分子一边通过互联网平台传播"数字人民币银行即将挂牌"的虚假消息，一 边打着"有偿招募推广"的旗号开展诈骗活动。不法分子以高额回报、兑换贴息为诱饵，诱骗公众从不法 分子处"兑换"数字人民币。同时，通过发展下线、层级分佣等方式，构建传销诈骗网络。 除了"有偿招募推广"，记者还梳理了近期一些有关数 ...

问：在数字人民币方面，公司主要供哪些产品和服务？请介绍一下公司打造的"北部湾数字人民币综合 服务平台"。答：1、在数字人民币领域，公司提供数字人民币技术全栈服务，包括多形态硬钱包和智能 数币TM等硬件产品，以及智能合约、数字人民币支付通道、核心业务系统等软件产品。2024年取得大 部分的新增市场份额。公司推出的数字人民币外币兑换机支持多种货币实时兑换，已在多家国有大行及 股份制银行落地。未来，公司也会深度布局智能合约与区域化数币跨境运营两大业务方向。2、在场景 创新方面，公司通过智能合约技术与跨境支付结算功能整合，在跨境应用领域实现重大突破。2024年， 公司成功中标北部湾数字人民币综合服务平台项目（千万级规模），正式步入跨境贸易应用场景。 问：公司是如何参与到广州人工智能公共算力中心项目中的？算力中心目前有多少算力？答：公司承建 了广州人工智能公共算力中心（两期项目建设共计300PFlops@FP16算力）、广州智算运行服务平台 （已汇聚社会面智算资源超4000P，并适配150+开源模型）。目前公司围绕望道行业大模型、智算云、 数字底座、l+数据要素及一体机等开展产品自主研发，打造了多个专属云服务和专属云产 ...

"成立数字人民币银行、招募数字人民币推广员"系谣言 智通财经4月11日电，近期多个互联网平台出现"上海即将成立数字人民币银行""招募数字人民币推广 员"等信息。记者向中国人民银行数字货币研究所核实，上述信息均系谣言。记者调查发现，不法分子 在互联网传播"数字人民币银行即将挂牌"虚假消息，同时打着"有偿招募推广"旗号，通过组建聊天群 组、组织线下线上会议对公众进行虚假宣传，诱导公众提供个人身份和资产信息、发展他人加入，并 以"兑换数字人民币返还补贴2%～5%"为噱头，诱骗公众从不法分子处"兑换"数字人民币，造成恶劣社 会影响。数字人民币为数字形式的法定货币，不具有炒作空间，不会通过鼓吹高额佣金或炒币高回报等 方式诱导用户泄露个人敏感信息和参与传销。数字人民币消费红包一般通过商业银行等金融服务主体以 及各大政务平台、具有经营资质的主要电商平台和线下门店等正规渠道领取。 (证券时报) ...

Core Insights - The company, known for its pioneering work in medical AI, has launched the "ShuKunkun" multimodal healthcare model and Digital Human 4.0 technology platform, aiming to transform the entire medical ecosystem from imaging diagnosis to hierarchical treatment [1][3]. Company Development - Since the introduction of the world's first coronary CTA product in 2017, the company has developed over 100 digital doctor products and obtained 17 Class III NMPA certifications, significantly innovating the diagnostic paradigm in radiology [3]. - The "ShuKunkun" model, which can analyze images, understand text, and apply clinical logic, is a key component of the company's strategy to evolve AI from a supportive tool to a core driver of the diagnostic ecosystem [3][4]. Technological Capabilities - The "ShuKunkun" model has demonstrated superior diagnostic accuracy, outperforming human doctors in complex liver disease diagnoses during an industry competition [3][4]. - The model integrates knowledge, reasoning, and experience, enabling it to assist doctors in making informed clinical decisions by processing various types of medical data [4]. Application Scenarios - The Digital Human 4.0 platform supports 12 core workflows in imaging, enhancing efficiency in hospitals by reducing report writing time by 50% and accelerating research data processing [4][5]. - The company has introduced an AI solution for ultrasound that supports comprehensive body examinations and has improved computational power by 50% [5]. Collaborative Initiatives - The company is collaborating with hospitals to implement the model across various departments, providing comprehensive patient management and operational support [5]. - A "Digital Doctor Intelligent Team" has been established to enhance the efficiency of chronic disease management and integrate medical prevention at the grassroots level [5]. Hardware Innovations - The company has developed AI-native hardware that allows seamless deployment across different healthcare settings, from top-tier hospitals to community clinics [6]. - A partnership with Huawei has led to the creation of a medical model computing machine that optimizes computational resources for AI applications [6]. Future Directions - The company has initiated the "ShuKunkun Model Open Co-construction Plan," inviting industry partners to collaboratively build a medical AI ecosystem [6]. - The Digital Human 4.0 platform is envisioned as an open platform that integrates AI across the entire healthcare chain, contributing to the Healthy China strategy [6].