（文章来源：证券日报） 证券日报网讯 1月14日，中信银行发布2025年度业绩快报公告称，公司2025年度实现营业总收入2， 124.75亿元，同比下降0.55%；归属于本行股东的净利润706.18亿元，同比增长2.98%。 ...

资产质量方面，截至2025年末，中信银行不良贷款率1.15%，比上年末下降0.01个百分点；拨备覆盖率 203.61%，比上年末下降5.82个百分点。 资产规模方面，截至2025年末，中信银行资产总额站上十万亿元，达到101316.58亿元，比上年末增长 6.28%；归属于该行普通股股东的所有者权益 7238.61亿元，比上年末增长5.78%。 值得一提的是，在银行业息差普遍收窄、盈利承压的大环境下，中信银行近年净利润始终保持正增长。 财报数据显示，2021年至2024年，该行净利润增速分别为13.60%、11.61%、7.91%、2.33%。在2025年 半年度业绩发布会上，中信银行原行长芦苇曾感慨道，"一个故事讲一年不难，但是持续讲，而且要讲 好，可不容易。"他还表示，中信银行是自上市以来极少数每年都实现利润正增长的股份行。 2025年12月30日晚，中信银行发布公告称，芦苇因工作调整，辞去该行行长等职务，由董事长方合英代 为履行行长职责。根据邮储银行此前发布的公告，芦苇获聘邮储银行行长。这家十万亿级股份行的新行 长人选，成为市场关注焦点。 4家股份行进入十万亿阵营 "十万亿银行圈"再添新成员！1月14日 ...

Company News - CITIC Securities (06030.HK) reported a revenue of RMB 74.83 billion for the fiscal year 2025, representing a year-on-year increase of 28.75%, and a net profit of RMB 30.05 billion, up 38.46% year-on-year [2] - CITIC Bank (00998.HK) announced a total revenue of RMB 212.48 billion for 2025, a slight decrease of 0.55% year-on-year, while net profit increased by 2.98% to RMB 70.62 billion [2] - Beijing North Star Industrial (00588.HK) expects to continue reporting losses for the fiscal year ending December 31, 2025 [3] - Yuexiu Property (00123.HK) reported a cumulative contract sales amount of approximately RMB 106.21 billion for 2025, a decline of about 7.3% year-on-year, achieving 88.1% of its sales target [3] - Jiao Ge Peng You Holdings (01450.HK) achieved a total GMV of approximately RMB 6.49 billion in Q4 2025, a year-on-year increase of about 4.34%, with a cumulative GMV of RMB 16.02 billion for the year, up 6.23% [3] - Sai Jing Technology (00580.HK) anticipates a revenue of approximately RMB 2.25 billion for 2025, reflecting a year-on-year increase of about 40% due to increased revenue from flexible transmission business [3] - China General Nuclear Power New Energy (01811.HK) reported a cumulative power generation of 19,000 GWh for 2025, a decrease of 0.8% year-on-year, with variations in different energy sources [3] - Morning News Technology (02000.HK) reported an unaudited revenue of HKD 397 million for 2025, a decrease of 7.4% year-on-year [3] Financing and Buyback Activities - Chow Tai Fook Enterprises (00659.HK) applied for the registration of debt financing instruments totaling no more than RMB 5 billion [7] - Tencent Holdings (00700.HK) repurchased 1.006 million shares at a cost of approximately HKD 636 million, with repurchase prices ranging from HKD 626 to HKD 638 [7] - Xiaomi Group-W (01810.HK) repurchased 4 million shares for approximately HKD 151 million, with repurchase prices between HKD 37.61 and HKD 42.50 [7] Research and Development - Hutchison China MediTech (00013.HK) announced the publication of SACHI III study results in The Lancet [4] - Laka Pharmaceuticals-B (02105.HK) had its clinical trial application for the new drug LAE118 accepted by the U.S. FDA [5] Other News - Yuanxu Technology (08637.HK) announced a short suspension of trading starting January 14, pending the release of insider information [6] - Haidilao (06862.HK) redeemed USD 600 million of its 2.150% notes due in 2026 [2]

Core Viewpoint - CITIC Bank reported its 2025 annual performance, showing stable growth in revenue and net profit, alongside a significant increase in total assets and equity, indicating a solid financial position. Financial Performance - In 2025, CITIC Bank achieved an operating income of 212.475 billion yuan and a net profit attributable to shareholders of 70.618 billion yuan, representing a year-on-year growth of 2.98% [1] - The weighted average return on equity was 9.39% [1] Asset and Equity Growth - As of the end of 2025, CITIC Bank's total assets exceeded 1 trillion yuan, reaching 1.013 trillion yuan, which is a 6.28% increase compared to the end of the previous year [1] - The equity attributable to ordinary shareholders was 723.861 billion yuan, reflecting a growth of 5.78% year-on-year [1] Asset Quality - The non-performing loan ratio stood at 1.15% at the end of 2025, a decrease of 0.01 percentage points from the previous year [1] - The provision coverage ratio was 203.61%, down by 5.82 percentage points compared to the end of the previous year [1]

1月14日，中信银行公告，2025年度，该行实现归母净利润706.18亿元，比上年增长2.98%；营业总收入 2124.75亿元，比上年下降0.55%。截至2025年末，该行不良贷款率1.15%，比上年末下降0.01个百分 点；拨备覆盖率203.61%，比上年末下降5.82个百分点。截至2025年末，该行资产总额101316.58亿元， 比上年末增长6.28%；归属于本行普通股股东的所有者权益7238.61亿元，比上年末增长5.78%。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責,對其 準確性或完整性亦不發表任何聲明,並明確表示,概不就因本公告全部或任何部份內容 而產生或因依賴該等內容而引致的任何損失承擔任何責任。 份有限公司 China CITIC Bank Corporation Limited (在中華人民共和國註冊成立的股份有限公司) 责任编辑：钟离 中信銀行股份有限公司(「本行 |)根據《證券及期貨條例》(香港法例第571章)第XIVA部及 《香港聯合交易所有限公司證券上市規則》第13.09條的要求發佈本公告,旨在向本行股東 及公眾人士提供本行的財務資料。本公告亦同時在上 ...

Group 1 - The People's Bank of China conducted a 7-day reverse repurchase operation of 358.6 billion yuan at an interest rate of 1.40%, resulting in a net injection of 342.4 billion yuan after 16.2 billion yuan of reverse repos matured on the same day [1] - The overnight Shanghai Interbank Offered Rate (Shibor) slightly decreased by 0.10 basis points to 1.3900%, while the 7-day and 14-day Shibor rates increased by 2.70 basis points and 3.30 basis points, respectively, reaching 1.5500% and 1.5670% [1] - In the interbank pledged repo market, all rates continued to rise, with R007 and R014 both surpassing 1.6%. The weighted average rates for DR001 and R001 increased by 0.1 basis points and 1.9 basis points, respectively, while transaction volumes decreased significantly [4] Group 2 - The overall funding situation on January 14 was tight, with some easing in the afternoon. The overnight pledged rates for deposits fell to a range of 1.50%-1.55% by the end of the trading day [8] - In the secondary market for negotiable certificates of deposit, trading sentiment was generally weak due to tightening liquidity, with short-term yields rising noticeably. The 1-month and 3-month rates ended at approximately 1.57% and 1.61%, respectively, with slight increases compared to the previous day [9] - The People's Bank of China announced a fixed quantity, interest rate tender, multi-price bidding method for a 900 billion yuan reverse repurchase operation scheduled for January 15, 2026, with a term of 6 months [11]

Core Viewpoint - CITIC Bank has reported its 2025 financial results, achieving a total operating income of 212.475 billion yuan, a slight decrease of 0.55% year-on-year, and a net profit attributable to shareholders of 70.618 billion yuan, an increase of 2.98% year-on-year. However, the widening gap between revenue and profit indicates a trend in the banking industry where profit growth is not necessarily linked to business expansion but rather to cost reductions and adjustments in provisioning [1][2]. Financial Performance - Total assets increased by 6.28% to 101,316.58 billion yuan, while operating income experienced a decline, highlighting the challenges of the "volume for price" dilemma faced by commercial banks [1][3]. - The net profit margin showed a slight increase, with net profit attributable to shareholders rising to 70.618 billion yuan from 68.576 billion yuan, reflecting a year-on-year growth of 2.98% [3]. - The basic earnings per share decreased by 1.64% to 1.20 yuan, and the weighted average return on equity fell by 0.40 percentage points to 9.39% [3]. Asset Quality - CITIC Bank maintained a non-performing loan ratio of 1.15%, which decreased by 1 basis point from the beginning of the year, indicating resilience in risk control [2]. - The provision coverage ratio declined from 209.43% to 203.61%, a decrease of 5.82 percentage points, suggesting a reduction in the redundancy of provisions as the bank intensified efforts to dispose of non-performing assets [2]. Strategic Focus - In its "New Three-Year Plan" for 2024, CITIC Bank emphasizes the importance of retail banking and has established a "Five Leading" strategy focusing on wealth management, comprehensive financing, transaction settlement, foreign exchange services, and digitalization [3][4]. - The chairman of CITIC Bank stated that the company's efforts aim to explore pathways for transitioning from a single growth curve to a secondary growth curve, highlighting the interconnectedness of the strategic focus areas [4]. Transition Period - The current financial results reflect a typical transitional phase for CITIC Bank, with asset scale growth indicating increased systemic importance, while revenue stagnation and declining ROE suggest that the path to high-quality development is challenging [5][8]. - Future disclosures regarding net interest margins and non-interest income ratios will further validate the effectiveness of CITIC Bank's transformation efforts [9].

智通财经APP讯，中信银行(601998.SH)披露2025年度业绩快报，2025年度，实现营业总收入2124.75亿 元，比上年下降0.55%;归属于股东的净利润706.18亿元，比上年增长2.98%。 截至2025年末，本行不良贷款率1.15%，比上年末下降0.01个百分点;拨备覆盖率203.61%，比上年末下 降5.82个百分点。截至2025年末，本行资产总额101,316.58亿元，比上年末增长6.28%;归属于本行普通 股股东的所有者权益7,238.61亿元，比上年末增长5.78%。 ...

北京商报讯（记者 孟凡霞 周义力）A股上市银行第二份2025年业绩快报出炉。1月14日，中信银行发布 2025年度业绩快报公告，报告期内，该行实现归属于股东净利润706.18亿元，比上年增长2.98%；营业 总收入2124.75亿元，比上年下降0.55%。 就在一天前，浦发银行2025年度业绩快报曾披露，截至2025年末，浦发银行资产总额正式突破10万亿元 大关，较上年末增幅6.55%。随着浦发银行、中信银行的加入，目前中国银行业"10万亿俱乐部"的成员 已扩容至10家，除六家国有大行外，招商银行、兴业银行资产总额此前也已突破10万亿元规模。 资产质量方面，截至2025年末，中信银行不良贷款率1.15%，比上年末下降0.01个百分点；拨备覆盖率 203.61%，比上年末下降5.82个百分点。 业务规模方面，截至2025年末，中信银行正式加入"10万亿俱乐部"阵营，该行资产总额达10.13万亿 元，比上年末增长6.28%；归属于该行普通股股东的所有者权益7238.61亿元，比上年末增长5.78%。 ...

Group 1 - The Wanjiacn Hong Kong Stock Connect Central State-Owned Enterprises Dividend ETF (159333) closed down 0.42% on January 14, with a trading volume of 27.4289 million yuan [1] - The fund was established on August 21, 2024, with an annual management fee of 0.50% and a custody fee of 0.10% [1] - As of January 13, 2025, the fund had 359 million shares and a total size of 517 million yuan, showing a decrease of 9.34% in shares and 7.74% in size compared to December 31, 2024 [1] Group 2 - The current fund manager is Yang Kun, who has managed the fund since its inception, achieving a return of 44.33% during the management period [2] - The top holdings of the fund include COSCO Shipping Holdings (6.02%), China Nonferrous Mining (3.22%), and China National Offshore Oil (2.51%), among others, with their respective market values detailed [2]