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邮储银行抚州市分行:深耕实体沃土助产业腾飞 情系民生需求促消费繁荣
Sou Hu Cai Jing· 2025-08-17 17:19
Core Viewpoint - The Postal Savings Bank of China Fuzhou Branch is committed to supporting the local economy by providing tailored financial services to key sectors such as agriculture, small and medium enterprises, and green development [1][2]. Group 1: Support for Key Industries - The bank has developed specialized service plans for technology-driven, green, and "specialized, refined, unique, and innovative" enterprises to meet their unique financial needs [1]. - The bank has achieved breakthroughs in areas such as commercial acceptance bill discounting and self-operated forfaiting, effectively supplying financial resources to local businesses [1]. Group 2: Assistance for Green Development Enterprises - A case study of a local new energy technology company highlights the bank's rapid response to financing needs, providing a combined financing solution of "Technology Credit Loan + Green Credit" that resulted in a 5 million yuan loan issued within a week [2]. - The bank's corporate loan balance has surpassed 2 billion yuan, reaching 2.08 billion yuan, providing solid financial support for the high-quality development of Fuzhou's industries [2]. Group 3: Promotion of Consumer Upgrades - The bank plays a crucial role in enhancing consumer spending by focusing on key areas such as housing, automobiles, education, and healthcare, while continuously optimizing financial service processes [2]. - As of the end of July, the bank's consumer loan balance reached 11.007 billion yuan, contributing significantly to the prosperity of the Fuzhou consumer market [2]. Group 4: Future Outlook - The bank plans to continue its commitment to serving the real economy, focusing on customer needs, deepening financial innovation, and enhancing service levels to contribute to the high-quality economic and social development of the Fuzhou region [3].
邮储银行强化核实个人信息,数字人民币钱包限额管控,合规安全升级
Sou Hu Cai Jing· 2025-08-17 10:40
Core Viewpoint - Postal Savings Bank of China is enhancing the governance of personal customer identity information for digital RMB, aiming to improve the security and compliance of digital RMB operations, marking significant progress in anti-money laundering efforts within the state-owned banking sector [1]. Group 1: Identity Information Verification - The bank will strictly verify the completeness and validity of personal customer identity information, including basic details such as name, gender, nationality, occupation, and detailed information like address, workplace address, and contact number [2]. - Identification document information will also be included in the verification process, covering document type, number, and expiration date [2]. - Customers with incomplete identity information will face restrictions, including reduced transaction limits for wallets lacking valid identification copies or those with expired documents over 90 days [2]. Group 2: Customer Cooperation and Information Update Mechanism - To ensure normal wallet functionality, the bank offers multiple channels for customers to update their information, including direct uploads via the digital RMB app and mobile banking client [3]. - Offline service channels are also available, allowing customers to visit any bank branch with valid identification for assistance in updating their information [3]. - Once customers provide complete and accurate information, wallet functionalities will be restored immediately, ensuring diverse customer needs are met through a multi-channel service model [3].
“两山”理念提出20年:这些数据见证绿色“新答卷”
21世纪经济报道· 2025-08-16 03:56
2025年是 "绿水青山就是金山银山"理念 (以下简称 "两山"理念 )提出20周年,也是 "十四五"规划 收官 之年。20年来,特别是党的十八大以来,我国生态文明建设迈出坚实步伐,取得举世瞩目的成就。 中国邮政储蓄银行以 "两山"理念 为指引,积极推进绿色银行建设,大力发展绿色金融,为建设美丽中国 贡献金融力量。 一组系列海报 带您感受 "两山"理念 科学指引下的 美丽生态画卷 ↓↓↓ "十四五"期间,我国新能源 发电装机规模首次超过煤电 建 成了全球最大清洁发电体系, 每 消费3度电就有超过1度是绿电 截至2025年6月底 "绿水青山就是金山银山" 理念提出20年来,已深入人心。 邮储银行做好绿色金融大文章,为国土绿化、生态修复等提供金融 支持。邮储银行漳州市分行成功实施邮储银行全国首笔集绿色、盘 活存量、中长期制造业矿山修复于一体的并购银团贷款项目,作为 参团行承担3.5亿元份额,助力废弃矿山生态修复。 b围邮政储蓄银行 在"两山"理念指引下,防沙治沙工作成就显著。邮储银行深入践 行"两山"理念,持续加大绿色信贷业务支持力度。邮储银行呼和 浩特市分行为蒙草生态提供1.5亿元授信额度,以金融活水护航企 业 ...
2025年服贸会金融服务专题9月10日开幕 线下参展企业达92家
Zhong Zheng Wang· 2025-08-15 12:59
Group 1 - The 2025 China International Service Trade Fair's financial services section will be held from September 10 to September 14 in Beijing, focusing on the theme "Digital Intelligence Drives Open Win-Win" [1] - The financial services section aims to create four major platforms: global financial innovation product and service display, important policy and industry rule release, partner negotiation, and cutting-edge financial experience [1] - A total of 92 companies will participate in the exhibition, including 68 from the Fortune Global 500, with a 45.7% internationalization rate [1] Group 2 - Major financial institutions such as Industrial and Commercial Bank of China, Bank of China, and Beijing Bank will showcase innovative products in the field of fintech [2] - Industrial and Commercial Bank will display a trillion-level financial model, while Beijing Bank will present an interactive digital robot to demonstrate various financial services [2] - A digital RMB immersive experience area of nearly 1,000 square meters will be created, featuring a collaborative exhibition matrix from multiple banks to showcase "Digital RMB+" innovations [2] Group 3 - The financial services section will emphasize experiential activities, with interactive events designed to engage the public [3] - China Minsheng Bank will introduce fun activities such as stamp collection and interactive games to enhance the audience's experience of financial innovation [3] - Traffic Bank will feature creative displays and promotional activities to allow visitors to experience the vitality of a century-old financial brand [3]
平安人寿举牌邮储银行H股,持股达到15%
Bei Jing Shang Bao· 2025-08-15 12:25
1、股票名称和代码:邮储银行(1658.HK) 2、交易日:平安资产管理有限责任公司(以下简称"平 安资管")受托我公司资金,投资于邮储银行H 股股票,于 2025年8月8日达到邮储银行H股股本的15%,根据香港市 场规则,触发我公司举牌。 3、上市公司公告日期:2025年8月13日 注:上市公司公告日期为我公司按照香港《证券及期货条例》的规定在香港 交易所线上权益披露系统中呈交权益披露表格的日期。 北京商报讯(记者 胡永新)8月15日,中国平安人寿保险股份有限公司(以下简称"平安人寿")发布公告称,平安资产管理有限 责任公司(以下简称"平安资管")受托公司资金,投资于邮储银行H股股票,于2025年8月8日达到邮储银行H股股本的15%,根 据香港市场规则,触发公司举牌。 平安人寿表示,本次举牌系平安资管受托公司资金,增持邮储银行H股触发,因此参与本次举牌的关联方为平安资管,是公司的 受托方,也是由同一控股股东中国平安保险(集团)股份有限公司控股的公司。 中国平安人寿保险股份有限公司关于 委托投资中国邮政储蓄银行股份有限公司 H 股股票举牌的信息披露公告 根据国家金融监督管理总局《保险公司资金运用信息披 露准则 ...
金融沃土育繁花 贴心服务助兴产
Huan Qiu Wang· 2025-08-15 11:45
Core Insights - The article highlights the development of the flower industry cluster in Yanling County, Xuchang City, Henan Province, leveraging its reputation as "China's Flowerwood Capital" [1] - Postal Savings Bank's Yanling Huabo Avenue branch integrates financial services into the local flower industry, providing innovative solutions and attentive services to support agricultural development [1][2] Group 1: Financial Services and Innovations - The branch offers a "one-stop" financial service tailored for flower industry practitioners, streamlining processes from corporate account opening to payment QR code setup, significantly reducing time costs for merchants [1] - A self-service credit inquiry machine is available for flower merchants, simplifying the credit checking process [1] - The branch has implemented an innovative supply chain finance model, providing comprehensive credit support to over 500 flower enterprises, effectively addressing funding needs across the industry chain [1] Group 2: Support for Small and Micro Enterprises - The "chain credit" service launched for small and micro enterprises has issued a total of 66 million yuan in "flower loans," aiding the growth of over 50 small businesses [1] - The branch is committed to enhancing financing convenience for flower-related enterprises, actively responding to government support policies [2] Group 3: Future Plans and Commitments - The branch plans to continue leveraging its flower industry specialty to deepen financial product innovation and industry collaboration, contributing to the high-quality development of the Yanling flower industry [2]
最高达6139亿元!一图了解银行个人消费贷款TOP10
天天基金网· 2025-08-15 11:22
Core Viewpoint - The recent implementation of the personal consumption loan interest subsidy policy by the Ministry of Finance, the People's Bank of China, and the financial regulatory authority aims to stimulate consumer spending through subsidized loans, with a focus on major banks and specific financial institutions [4]. Group 1: Policy Overview - The personal consumption loan subsidy policy will be effective from September 1, 2025, to August 31, 2026, allowing residents to receive a subsidy of 1% per year on loans used for consumption, capped at 50% of the loan contract interest rate [4]. - A total of 23 lending institutions are included in the policy, comprising 6 large state-owned commercial banks, 12 national joint-stock commercial banks, and 5 other personal consumption loan providers [4]. Group 2: Loan Balances - In 2024, 16 banks reported personal consumption loan balances exceeding 100 billion yuan, with the top ten banks surpassing 300 billion yuan, indicating a significant concentration of loan balances among leading banks [4]. - Postal Savings Bank leads with a loan balance of 613.9 billion yuan, followed by China Construction Bank at 544.9 billion yuan and Agricultural Bank of China at 491.4 billion yuan [3][4]. Group 3: Bank Rankings - Among the top ten banks, five are large state-owned commercial banks, while three national joint-stock commercial banks also made the list: Ping An Bank (4th), China Merchants Bank (6th), and CITIC Bank (10th) [5]. - Notable performances include Ping An Bank with a balance of 474.7 billion yuan, surpassing Industrial and Commercial Bank of China at 421.2 billion yuan, and Ningbo Bank at 357.5 billion yuan, slightly ahead of Bank of Communications at 330.3 billion yuan [5].
长沙邮储银行成功拦截12万元电信诈骗款
Chang Sha Wan Bao· 2025-08-15 09:55
Group 1 - The core event highlights the successful interception of a telecom fraud case by China Postal Savings Bank, preventing a customer from losing 120,000 yuan [1][2] - The bank's staff demonstrated vigilance and effective communication skills by identifying inconsistencies in the customer's statements, which raised suspicions of fraud [1] - The collaboration between the bank and local police was crucial in quickly addressing the situation, leading to the confirmation of the fraud and the prevention of the fund transfer [2] Group 2 - The bank's management emphasized the importance of ongoing training for employees in fraud prevention and the enhancement of their intelligent risk control systems [5] - The bank aims to strengthen its fraud prevention measures through detailed services, keen insights, and rapid responses to protect customer funds [5] - Public awareness initiatives are encouraged, including the installation of the "National Anti-Fraud Center" app and maintaining vigilance against suspicious communications [5]
定了!9月10日开幕!
Jin Rong Shi Bao· 2025-08-15 09:41
Core Insights - The 2025 China International Service Trade Fair's financial services section will take place from September 10 to September 14 in Beijing, focusing on "Digital Intelligence Driving Open Win-Win" as its theme [1] - The event aims to create four platforms: global financial innovation product and service showcase, important policy and industry rule releases, partner negotiations, and cutting-edge financial experiences [1] Group 1: Exhibition Overview - The financial services exhibition has attracted 92 domestic and international financial institutions, covering an area of 11,000 square meters [2] - Two main thematic exhibition areas: Hall 5 focuses on "Open Integration," showcasing achievements in building a strong financial nation and expanding financial services [2] - Hall 6 emphasizes "Smart Benefits and Sharing," highlighting deep cooperation between financial institutions and leading technology companies [2] Group 2: International Participation - Over 40 international and foreign financial institutions, including AIIB, HSBC, and Mastercard, will present their innovative practices in cross-border financial services and fintech [3] Group 3: Technological Integration - This year's exhibition will leverage AI technology to enhance interactive experiences, creating an immersive platform for financial innovation [4] - Notable exhibits include ICBC's trillion-level financial model and Agricultural Bank's VR-enabled home viewing service [4] Group 4: Beijing's Role in Financial Innovation - Beijing, as the national financial management center, will showcase original and advanced "Beijing Service" cases that support national strategies and urban development [5] - Key exhibits include Bank of China's "three-in-one" service card for foreign tourists and PICC's commercial space insurance initiatives [5][6] Group 5: Interactive Experiences - The exhibition will feature engaging activities to enhance public interaction with financial services, such as fun games and educational experiences [7] - Examples include Minsheng Bank's interactive activities and ICBC Credit Management's anti-money laundering themed maze [7]
深耕细分领域+打造服务新范式 科技金融如何赋能中小企业?
Zhong Guo Jin Rong Xin Xi Wang· 2025-08-15 09:06
Group 1 - Postal Savings Bank of China (PSBC) Linyi Branch has been actively supporting technology-based small and medium-sized enterprises (SMEs) through innovative financial products and services, injecting strong financial momentum into the regional economy [1][2] - The bank has introduced products like "Science and Technology Credit Loan" and "Technology Credit Loan" tailored for the characteristics of light-asset and high-growth technology SMEs, enhancing their development capabilities [2][6] - As of now, PSBC has provided over 9.2 billion yuan in funding support to technology-based SMEs, with a loan balance of 4.367 billion yuan [1][7] Group 2 - The bank's collaboration with local government agencies has enabled comprehensive outreach to technology SMEs, ensuring that policy benefits reach the enterprises directly [7] - A notable example includes the issuance of a 15 million yuan loan to Shandong Weihe Transmission Co., Ltd. for purchasing components and expanding production [3][6] - The bank's efforts have resulted in a significant increase in the loan support for technology SMEs, with a loan balance of 3.46 trillion yuan, reflecting a year-on-year growth of 22.9% [6]