证券代码：601601 证券简称：中国太保 公告编号：2025-037 重要提示 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国太平洋保险（集团）股份有限公司 第十届董事会第十五次会议决议公告 本公司第十届董事会第十五次会议通知于 2025 年 7 月 24 日以书面方式发出， 并于 2025 年 7 月 30 日在上海召开。会议由傅帆董事长主持。应出席会议的董事 13 人，亲自出席会议的董事 13 人。本公司监事、部分高级管理人员和董事会秘 书列席了会议。本次董事会会议出席人数符合法定人数要求，会议召开符合《公 司法》及《公司章程》的有关规定。 经与会董事审议并现场表决，形成以下会议决议： 一、审议并通过了《关于中国太平洋保险（集团）股份有限公司不再设立 监事会相关事项的议案》 根据《公司法》等相关法律法规、监管制度有关要求，本公司拟撤销监事会， 由董事会审计与关联交易控制委员会行使《公司法》和监管制度规定的监事会职 权，并修订《中国太平洋保险（集团）股份有限公司章程》（简称"《公司章程》"）。 上述调整自本公司股东大 ...

Group 1 - The National Financial Supervision Administration approved the change of business location for China Pacific Life Insurance Co., Ltd. Lintao Branch [1] - The new business address is located at No. 2-3, 2nd Floor, Unit 1, Cui Ming Garden, Wenfeng South Road, Taoyang Town, Lintao County, Dingxi City, Gansu Province [1] - The company is required to handle the change and obtain the new license in accordance with relevant regulations [1]

保险股延续近期涨势，截至发稿，新华保险(01336)涨4.57%，报51.5港元；中国人寿(02628)涨1.97%， 报23.35港元；中国太保(02601)涨1.36%，报33.45港元；中国平安(02318)涨0.89%，报56.9港元。 消息面上，近日，保险行业协会公布，当前普通型人身保险产品预定利率研究值为1.99%。根据当前主 要公司已发布的公告来看，普通型人身险产品预定利率将从2.5%下调至2.0%；分红险的保证利率上限 将从2%调整为1.75%，万能险从1.5%调整至1.0%；平安、国寿、太保等公告8月31日之后将全面切换在 售产品至新定价利率要求。 大摩近期研报指，自2023年下半年以来，监管机构和保险公司已采取一系列措施减轻利差损失风险，预 计这一趋势将持续。8月后，保险公司新资金流入的保证负债成本预计将降至约1.7%，可提高盈利能 力，相对目前长期利率高于1.7%。该行指，保险公司表现强劲的关键驱动因素包括近期利率上调、稳 健的2025年上半年业绩预告，以及有利的市场情绪和资金流向。 ...

消息面上，近日，保险行业协会公布，当前普通型人身保险产品预定利率研究值为1.99%。根据当前主 要公司已发布的公告来看，普通型人身险产品预定利率将从2.5%下调至2.0%；分红险的保证利率上限 将从2%调整为1.75%，万能险从1.5%调整至1.0%；平安、国寿、太保等公告8月31日之后将全面切换在 售产品至新定价利率要求。 智通财经APP获悉，保险股延续近期涨势，截至发稿，新华保险(01336)涨4.57%，报51.5港元；中国人 寿(02628)涨1.97%，报23.35港元；中国太保(02601)涨1.36%，报33.45港元；中国平安(02318)涨0.89%， 报56.9港元。 大摩近期研报指，自2023年下半年以来，监管机构和保险公司已采取一系列措施减轻利差损失风险，预 计这一趋势将持续。8月后，保险公司新资金流入的保证负债成本预计将降至约1.7%，可提高盈利能 力，相对目前长期利率高于1.7%。该行指，保险公司表现强劲的关键驱动因素包括近期利率上调、稳 健的2025年上半年业绩预告，以及有利的市场情绪和资金流向。 ...

Group 1 - The latest Fortune Global 500 list includes 130 Chinese companies, with 12 headquartered in Shanghai [1] - Pinduoduo has shown rapid revenue growth, ranking as the fastest rising Chinese company on the list, moving from 442nd to 266th place, an increase of 176 positions [1] - Pinduoduo's total revenue for 2024 reached 393.84 billion yuan, a year-on-year increase of 59%, driven by a significant rise in transaction service revenue [1] Group 2 - Pinduoduo topped the Chinese companies' ROE (Return on Equity) ranking, with a net profit of 112.44 billion yuan, a substantial increase of 87% year-on-year [2] - China Pacific Insurance also saw a notable rise in ranking, moving from 331st to 251st, with a revenue of 404.09 billion yuan, up 24.7% year-on-year [2] - Other Shanghai-based companies on the list include China Baowu, SAIC Motor, and COSCO Shipping, with several having been on the list for over a decade [2]

Group 1 - The core viewpoint of the article is that 130 Chinese companies made it to the 2025 Fortune Global 500 list, with 7 insurance companies included, and most of them improved their rankings compared to the previous year [1][2][3] Group 2 - The 7 Chinese insurance companies on the list are China Life Insurance Group (ranked 45), Ping An Insurance Group (ranked 47), People's Insurance Group of China (ranked 141), China Pacific Insurance (ranked 251), Taikang Insurance Group (ranked 334), AIA Group (ranked 417), and New China Life Insurance (ranked 498) [2][3] - China Life's revenue for 2024 is approximately $160.28 billion, while Ping An's is about $158.63 billion, People's Insurance's is around $86.48 billion, China Pacific's is about $56.16 billion, Taikang's is approximately $45.46 billion, AIA's is around $37.61 billion, and New China's is about $32.29 billion [2][3] Group 3 - China Life improved its ranking from 59 to 45, Ping An from 53 to 47, People's Insurance rose 17 places to 141, and China Pacific saw the largest increase of 80 places to 251 [3] - Taikang Insurance has been on the list for eight consecutive years, moving up 47 places to 334, AIA improved by 29 places to 417, and New China returned to the list at 498 after being absent the previous year [3] Group 4 - The total revenue of the companies on the Fortune Global 500 list is approximately $41.7 trillion, which is more than one-third of the global GDP, showing a growth of about 1.8% from the previous year [3] - The threshold for inclusion in the list increased from $32.1 billion to $32.2 billion, and the total net profit of the listed companies grew by approximately 0.4% to around $2.98 trillion [3]

Summary of Key Points Core Viewpoint - The report highlights the top short-selling stocks in the market, indicating significant short-selling activity and potential investor sentiment towards these companies. Group 1: Top Short-Selling Ratios - JD Health (86618) has the highest short-selling ratio at 100.00% [1][2] - Hang Seng Bank (80011) follows with a short-selling ratio of 88.44% [1][2] - SenseTime (80020) has a short-selling ratio of 76.25% [1][2] Group 2: Top Short-Selling Amounts - Xiaomi Group (01810) leads in short-selling amount with 2.209 billion [1][2] - Tencent Holdings (00700) has a short-selling amount of 0.955 billion [1][2] - WuXi AppTec (02359) reports a short-selling amount of 0.698 billion [1][2] Group 3: Top Short-Selling Deviations - Hang Seng Bank (80011) has the highest deviation value at 48.82% [1][2] - JD Health (86618) follows with a deviation value of 45.78% [1][2] - Uni-President China (00220) has a deviation value of 33.70% [1][2]

Core Viewpoint - China Pacific Insurance (CPIC) experienced a stock price decline of 1.82% on July 29, closing at 38.28 yuan, with a trading volume of 372,400 shares and a transaction amount of 1.433 billion yuan [1] Group 1: Company Overview - CPIC is a comprehensive insurance group headquartered in Shanghai, primarily engaged in life insurance, property insurance, health insurance, and pension insurance, providing comprehensive risk protection solutions for individual and institutional clients [1] Group 2: Recent Events - Due to recent heavy rain disasters in Beijing and other areas, CPIC's property insurance branch in Beijing has activated its major disaster emergency response mechanism [1] - As of July 28, at 12 PM, CPIC received 79 auto insurance claims, 6 agricultural insurance claims, and 13 rural housing claims, while dispatching 53 rescue vehicles and 105 claims personnel [1] - The company has implemented emergency service measures, including 24/7 claim reporting and simplified claims documentation [1] Group 3: Market Activity - On July 29, CPIC saw a net outflow of main funds amounting to 15.3323 million yuan [1]

本报记者 冷翠华 当前，我国正值"七下八上"防汛关键期。面对近期严峻的防汛形势，保险业积极行动，通过统筹协调、优化服务等多种方 式，健全防灾体系，全力筑牢灾害防护网。 7月27日凌晨，北京市延庆区、怀柔区、密云区相继升级发布最高级别的暴雨红色预警，北京市水文总站升级发布洪水红 色预警。此次强降雨来势猛、强度大，引发局部洪水与山体滑坡等次生灾害，导致北京多个村庄严重受灾，道路、通讯中断， 部分房屋及农田、大棚、畜禽养殖设施受损，防汛救灾形势紧迫。 同时，中国人寿财险北京分公司第一时间成立防汛工作组，统一调度资源，24小时跟进救援与理赔，并通过公众号、朋友 圈、短信等多种渠道，重点向高风险区域居民推送预警信息和避险指南（包括避免前往山区河道、转移车辆、加固设施等）， 助力民众提前防范。此外，针对已受灾区域存在交通通讯中断影响报案情况，该公司推出九项服务举措，实行理赔全员到岗， 实时轮巡，全力保障人民生命安全，最大限度减少灾害损失，缓解客户燃眉之急。 在本次华北暴雨洪涝灾害理赔工作中，人保财险秉持"四个坚持"的原则，坚持全国系统"一盘棋"，合力应对。目前，公司 已储备60名全国跨省支援理赔骨干，其中车险30人、非车 ...

Core Viewpoint - The recent adjustment of the predetermined interest rate for life insurance products to 1.99% marks the first downward revision since the implementation of the dynamic adjustment mechanism, which helps the industry mitigate long-term interest spread loss risks in a low-interest-rate environment [1][2][5]. Group 1: Interest Rate Adjustments - The China Insurance Industry Association announced a new predetermined interest rate of 1.99%, down from 2.34% and 2.13% in the previous two quarters, triggering the dynamic adjustment mechanism for the first time [2][3]. - Major insurers such as China Life, Ping An, and Taikang have announced that starting in September, the maximum predetermined interest rates for ordinary life insurance products will be reduced from 2.5% to 2.0%, and for participating insurance from 2.0% to 1.75% [1][3]. Group 2: Competitive Landscape - The gap between the maximum predetermined interest rates for participating insurance and ordinary insurance has narrowed to 25 basis points (BP), enhancing the competitive advantage of insurance products [3][5]. - The adjustment of the maximum predetermined interest rates for various insurance products reflects a clear shift towards floating yield products, indicating a strategic transformation by leading insurers [5]. Group 3: Market Impact and Product Transition - The adjustment is expected to stabilize market expectations and industry development, reducing the impact on insurers' daily operations, especially during the year-end sales peak [4]. - The transition to new products is anticipated to be swift, with a one-month timeframe for switching, which may lessen the short-term impact of product suspensions on premium growth compared to previous years [4].