香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 Chongqing Rural Commercial Bank Co., Ltd. * * : 3618 海外監管公告 本公告乃重慶農村商業銀行股份有限公司Chongqing Rural Commercial Bank Co., Ltd.* （「本行」）根據香港聯合交易所有限公司證券上市規則第13.10B條而作出。 茲載列本行在上海證券交易所網站刊發之《重慶農村商業銀行股份有限公司第五屆董事會 第六十七次會議決議公告》，謹供參閱。 承董事會命 重慶農村商業銀行股份有限公司* Chongqing Rural Commercial Bank Co., Ltd.* 董事長兼執行董事 劉小軍 中國 • 重慶，2026年1月29日 於本公告日期，本行執行董事為劉小軍先生及隋軍先生；本行非執行董事為馬寶先生、 董斌先生及袁剛先生；及本行獨立非執行董事為李明豪先生、李嘉明先生及畢茜女士。 * 本行經中國銀行業監督管理 ...

证券代码：601077 证券简称：渝农商行 公告编号：2026-005 重庆农村商业银行股份有限公司 第五届董事会第六十七次会议决议公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重庆农村商业银行股份有限公司（以下简称"本行"）第五届董事会第六十 七次会议于 2026 年 1 月 29 日在本行总行 401 会议室以现场结合通讯方式召开。 本行已于 2026 年 1 月 23 日以电子邮件形式发出会议通知和材料。本次会议应出 席董事 8 名，实际出席董事 8 名（其中，现场出席董事 6 名，董事董斌先生、袁 刚先生书面委托马宝先生代为出席会议并行使表决权）。会议的召开符合法律、 行政法规、部门规章、规范性文件和本行章程的有关规定。 本次会议由董事长刘小军先生主持。本次会议审议通过了以下议案： 一、《关于聘任重庆农村商业银行股份有限公司首席合规官的议案》 表决情况：有效表决票 8 票，同意 8 票，反对 0 票，弃权 0 票。 董事会同意聘任隋军先生为本行首席合规官。本议案已经本行董事会提名委 员会审议通过，本行独立董事对此 ...

Group 1 - The agricultural commercial bank sector increased by 2.37% on January 29, with Chongqing Rural Commercial Bank leading the gains [1] - The Shanghai Composite Index closed at 4157.98, up 0.16%, while the Shenzhen Component Index closed at 14300.08, down 0.3% [1] - Major stocks in the agricultural commercial bank sector showed varying performance, with Chongqing Rural Commercial Bank closing at 6.47, up 4.19% [1] Group 2 - The net inflow of main funds in the agricultural commercial bank sector was 67.54 million yuan, while retail funds saw a net inflow of 44.49 million yuan [1] - The table of fund flows indicates that the main funds had a negative net flow in several banks, including Shanghai Rural Commercial Bank and Jiangyin Bank [2] - Retail investors showed a positive net flow in several banks, including Jiangyin Bank and Su Nong Bank, despite some negative flows in other banks [2]

1月21日，苏农银行披露2025年年度业绩快报。业绩快报显示，2025年苏农银行实现营业收入41.91亿元，同比微增0.41%；实现归属于上市公司股东的净利 润20.43亿元，同比增长5.04%。对比2024年营收3.17%、归母净利润11.62%的同比增幅，该行2025年业绩增速下降态势明显。 日前，苏农银行召开2026年第一次临时股东会，审议通过了《关于吸收合并江苏张家港渝农商村镇银行股份有限公司并设立分支机构的议案》。上述议案反 对票占比为13.0821%，特别是持股5%以下中小股东反对票比例达到18.415%，引起市场关注。 苏农银行此前财报显示，2025年前三季度该行息差整体收窄，利息净收入减少且降幅呈扩大趋势；非息收入方面，该行中间业务收入及投资收益保持高速增 长，成为业绩增长的关键支撑。 | 议案 | 议案名称 | 同意 | | 反对 | | 弃权 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 序号 | | 票数 | 比例(%) | 票数 | 比例(%) | 票数 | 比例 | | | | | | | | | (%) | | | ...

Core Viewpoint - The Chongqing Rural Commercial Bank is actively promoting consumption and expanding domestic demand through innovative financial services and community engagement, particularly via the "Yukwai Consumption Festival" [1][3][22]. Group 1: Consumption Promotion Initiatives - The "Yukwai Consumption Festival" aims to stimulate local consumption by integrating digital, industrial chain, and community-driven approaches, with a focus on creating a vibrant community financial ecosystem [1][3]. - The festival features various promotional activities, including discounts, consumer points, and themed events, to enhance consumer engagement and satisfaction [3][6][22]. - The bank has successfully attracted over 1 million participants and facilitated a total retail sales volume of 26.58 billion yuan through the festival [22]. Group 2: Event Highlights and Community Engagement - The festival has been launched in various districts, showcasing local merchants and products, thereby revitalizing traditional markets and enhancing community interaction [2][5][9]. - Events have included hands-on experiences, such as traditional crafts and local food tastings, which have drawn significant public interest and participation [7][19]. - The bank has collaborated with local governments and businesses to create a comprehensive support system for merchants, enhancing their visibility and operational efficiency [4][17]. Group 3: Digital Integration and Financial Support - The bank has leveraged digital platforms, including its mobile banking app, to streamline the consumer experience, allowing for easy access to discounts and promotions [12][14]. - Financial products tailored for merchants, such as "Yukwai Revitalization Loans," have been introduced to address funding challenges and support business growth [4][17]. - The integration of online and offline sales channels has been emphasized, with live streaming events successfully promoting local products and engaging a wider audience [12][13][14].

Investment Rating - The industry investment rating is "Buy" [2] Core Insights - The average narrow deficit ratio for all provinces in 2024 is 16.4%, and the average broad deficit ratio is 20.0%, both at relatively low levels since 2010. The average debt ratio stands at 357.0%, which has been on the rise since 2016 [5] Summary by Sections Regional Finance - The average tax revenue ratio across provinces is 67.2% in 2024, showing a year-on-year decline of 2.7%. The overall trend indicates a decrease in tax revenue reliance [20][26] - The average fiscal self-sufficiency rate for all provinces is 43.9% in 2024, reflecting a continuous decline since 2013 [17][19] - The government fund budget, which accounts for 20% of fiscal revenue, has seen a revenue decline of 14.2% year-on-year in 2024, primarily due to the downturn in the real estate market [27][28] Regional Social Financing - The new social financing has shown significant differentiation, with a notable concentration in economically developed eastern regions. Approximately 60% of the new social financing increment from 2020 to 2024 has been directed towards eastern regions, although this percentage has been gradually declining [5] - In 2024, the marginal contribution of government financing has increased, while corporate financing has decreased. The contribution of government departments to new loans is 69.1%, while corporate and household contributions are 34.7% and 24.8%, respectively [5][19]

Investment Rating - The industry investment rating is "Buy" [2] Core Insights - The report provides a comprehensive analysis of 127 regional banks in Jiangsu Province, highlighting their asset and liability structures, profitability, and asset quality [6][18] - Jiangsu's regional banks have shown a significant increase in asset growth, with major city commercial banks growing at 19.4%, surpassing the growth of listed city commercial banks at 14.2% [24][26] - The report indicates that the loan-to-asset ratio for city commercial banks is projected to reach 48.4% in 2024, reflecting a gradual increase in lending activities [30] - Jiangsu's regional banks exhibit better return on assets (ROA) compared to listed banks, with city commercial banks outperforming by 16 basis points and rural commercial banks by 9 basis points [6][42] - The asset quality of Jiangsu's regional banks is superior to that of listed banks, with lower non-performing loan ratios and higher provision coverage ratios [6][42] Summary by Sections 1. Economic Structure of Jiangsu Province - Jiangsu Province is focusing on new industrialization and strategic emerging industries, with significant contributions from cities like Nanjing and Suzhou [13][14] 2. Overview of 127 Regional Banks in Jiangsu - The report categorizes the banks into city commercial banks, rural commercial banks, and others, with a total of 127 banks established between 2006 and 2015 [18][20] 3. Asset/Liability Structure - The asset growth of major city commercial banks is accelerating, while rural commercial banks are experiencing a decline in growth rates [24][26] - The loan-to-asset ratio for city commercial banks is expected to increase to 48.4% by 2024, indicating a shift towards more lending [30] 4. Profitability - Jiangsu's regional banks have a higher ROA compared to listed banks, with city commercial banks showing a 16 basis point advantage [6][42] 5. Asset Quality/Capital Levels - Jiangsu's regional banks maintain a lower non-performing loan ratio compared to listed banks, with city commercial banks having a 30 basis point lower ratio [6][42]

重庆农村商业银行(03618)发布公告，于2026年1月23日接获本行非执行董事彭玉龙先生(彭先生)的辞 呈。彭先生由于个人工作安排，辞去本行非执行董事、董事会提名委员会委员及董事会消费者权益保护 委员会委员职务。彭先生的辞任自2026年1月23日起生效。 ...

智通财经APP讯，重庆农村商业银行(03618)发布公告，于2026年1月23日接获本行非执行董事彭玉龙先 生(彭先生)的辞呈。彭先生由于个人工作安排，辞去本行非执行董事、董事会提名委员会委员及董事会 消费者权益保护委员会委员职务。彭先生的辞任自2026年1月23日起生效。 ...

格隆汇1月23日丨重庆农村商业银行(03618.HK)公告，董事会于2026年1月23日接获本行非执行董事彭玉 龙的辞呈。彭玉龙由于个人工作安排，辞去本行非执行董事、董事会提名委员会委员及董事会消费者权 益保护委员会委员职务。彭玉龙的辞任自2026年1月23日起生效。 ...