金杜律师事务所 KING&WCDD ALIESONS 北京市朝阳区东三环中路1号 环球金融中心办公楼东楼18层 邮编：100020 18th Floor. East Tower. World Financial Center 1 Donasanhuan Zhong 北京市金杜律师事务所 关于中国银行股份有限公司向特定对象发行 A 股股票 发行过程和发行对象合规性的法律意见书 致:中国银行股份有限公司 北京市金杜律师事务所（以下简称金杜或本所）接受中国银行股份有限公司 (以下简称中国银行或发行人)的委托,担任发行人本次在中国境内向特定对象发 行 A 股股票(以下简称本次发行)并在上海证券交易所(以下简称上交所)上市 的专项法律顾问,根据《中华人民共和国证券法》《中华人民共和国公司法》《上市 公司证券发行注册管理办法》(以下简称《发行注册管理办法》)、《律师事务所从事 证券法律业务管理办法》《律师事务所证券法律业务执业规则(试行)》《中国证券 监督管理委员会关于发布<公开发行证券公司信息披露的编报规则第 12 号——公 开发行证券的法律意见书和律师工作报告>的通知》等法律、行政法规、部门规章、 规范性文件和中国证 ...

中国银行股份有限公司 向特定对象发行A股股票募集资金实收情况验资报告 2025年 6 月 13 日 目 录 页次 | 一、 | 验资报告 | 1-2 | | --- | --- | --- | | 二、 | 附件 | | | | 1、新增注册资本实收情况明细表 | 3 | | | 2、注册资本及实收资本（股本）变更前后对照表 | 4 | | | | 验资报告 安永华明（2025）验字第70008878_A02号 中国银行股份有限公司 中国银行股份有限公司： 我们接受委托，审验了中国银行股份有限公司（以下简称"中国银行"或"贵 行"）截至 2025 年 6 月 13 日止因向特定对象发行 A 股股票而新增注册资本及实收资 本（股本）情况。按照国家相关法律、法规的规定以及协议、章程的要求出资，提供 真实、合法、完整的验资资料，保护资产的安全、完整是全体股东及贵行的责任。我 们的责任是对贵行新增注册资本及实收资本（股本）情况发表审验意见。我们的审验 是依据《中国注册会计师审计准则第 1602 号——验资》进行的。在审验过程中，我们 结合贵行的实际情况，实施了检查等必要的审验程序。 根据贵行于 2025 年 3 月 ...

证券代码：601988 证券简称：中国银行 公告编号：临 2025-043 中国银行股份有限公司 关于签订募集资金专户存储监管协议的公告 中国银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性 承担法律责任。 一、募集资金基本情况 经中国证券监督管理委员会《关于同意中国银行股份有限公司 向特定对象发行股票注册的批复》（证监许可〔2025〕1079号）同意， 中国银行股份有限公司（简称"本行"）向特定对象发行A股股票 27,824,620,573股（简称"本次发行"），每股发行价格为5.93元，共 计募集资金人民币165,000,000,000.00元，扣除各项发行费用后，实 际募集资金净额为人民币164,952,658,061.90元。 安永华明会计师事务所（特殊普通合伙）对前述募集资金到位 情况进行了验证，并出具了《中国银行股份有限公司向特定对象发 行A股股票募集资金实收情况验资报告》（安永华明（2025）验字第 70008878_A02号）。 二、《募集资金专户存储监管协议》的签订情况和募集资金专户的 开立情况 为规范本行募集资金 ...

联席保荐人及联席主承销商 关于中国银行股份有限公司向特定对象发行 A 股股票 发行过程和认购对象合规性的报告 上海证券交易所： 中国银行股份有限公司（简称"中国银行"或"发行人"）向特定对象发行 A 股股票（简称"本次发行"）已于 2025 年 5 月 23 日收到中国证券监督管理委 员会（简称"中国证监会"）出具的《关于同意中国银行股份有限公司向特定对 象发行股票注册的批复》（证监许可〔2025〕1079 号），同意发行人本次向特 定对象发行股票的注册申请。 中银国际证券股份有限公司（简称"中银证券"）、中信证券股份有限公司 （简称"中信证券"，与中银证券合称"联席保荐人（联席主承销商）"）作为 中国银行本次发行的联席保荐人（联席主承销商），国泰海通证券股份有限公司、 华泰联合证券有限责任公司、中国国际金融股份有限公司、中信建投证券股份有 限公司（以下与中银证券、中信证券合称"联席主承销商"）作为本次发行的联 席主承销商，根据《中华人民共和国公司法》（简称"《公司法》"）、《中华 人民共和国证券法》（简称"《证券法》"）、《证券发行与承销管理办法》（简 称"《承销管理办法》"）、《上市公司证券发行注册管理办 ...

Core Insights - The article emphasizes the role of financial services in supporting technological innovation and the development of the real economy, highlighting the initiatives taken by the Bank of China Suzhou Branch to drive growth in the technology finance sector [1] Group 1: Industry Strategy - The Bank of China Suzhou Branch has established a three-tiered institutional system for technology finance, including a "Technology Finance Center - Sub-center - Operating Branches" model, enhancing its service network [2] - The bank has implemented a customer evaluation model and special credit guidance based on the "1030" industrial system in Suzhou, achieving over 50% coverage of AI industry chain enterprises and a credit increase of nearly 2 billion yuan since the beginning of the year [2] Group 2: Comprehensive Financial Services - The bank offers a full lifecycle of financial services, including investment, loans, bonds, stocks, insurance, and leasing, to support innovation in enterprises [3] - A new direct investment fund with a target size of 2 billion yuan has been established to support early-stage, small, and hard technology enterprises [3] Group 3: Digital Transformation - The bank has integrated digital technology into its financial processes, creating a digital management platform that enhances customer service and operational efficiency [4] - The technology finance industry radar platform has recorded 6,700 visits and attracted 1,000 independent users, facilitating precise customer acquisition and efficient approval processes [4] Group 4: Support for Foreign Trade - The bank has launched a special action plan to support foreign trade, proposing 15 measures to enhance financial supply and innovation [5] - Specific loan products like "Bank of China Foreign Trade Loan" and "Bank of China Cross-border E-commerce Loan" have been introduced to meet the funding needs of small and micro-export enterprises [6]

Group 1 - The People's Bank of China issued guidelines for service consumption and elderly re-loan applications, leading to the successful issuance of a 5 million yuan loan for the elderly industry in Ningbo [1] - This loan is the first of its kind in the Ningbo area following the introduction of the service consumption and elderly re-loan policy, providing financial support to the local silver economy and alleviating operational funding pressures for elderly product manufacturers [1] - A leading smart fitness equipment manufacturer in Ningbo received the loan to expand its production line, with the China Bank Ningbo branch establishing a green channel for credit approval, completing the process in just three working days [1] Group 2 - The service consumption and elderly re-loan support areas include key sectors such as accommodation, catering, cultural and entertainment, education, and the elderly industry [1] - Since the implementation of the policy by the People's Bank of China, the China Bank Ningbo branch has focused on elderly service clients and established a tailored service mechanism to ensure efficient execution of the policy [1] - The China Bank Ningbo branch plans to continue leveraging policy guidance and credit support to enhance financial resources and promote deeper integration with the elderly industry, contributing to the economic and social development of Ningbo [2]

Group 1 - On June 13, 2025, Shandong Molong (00568), Alibaba-W (09988), and China National Offshore Oil Corporation (00883) were the top three companies by trading volume in the southbound section of the Shanghai-Hong Kong Stock Connect, with trading amounts of 75.70 billion, 60.17 billion, and 41.42 billion respectively [1] - In the southbound section of the Shenzhen-Hong Kong Stock Connect, Xiaomi Group-W (01810), Shandong Molong (00568), and Alibaba-W (09988) led the trading volume, with amounts of 22.51 billion, 21.76 billion, and 19.46 billion respectively [1] Group 2 - The top active companies in the southbound section of the Shanghai-Hong Kong Stock Connect included Shandong Molong (00568) with a net buying amount of +4547.99 million, while Alibaba-W (09988) and China National Offshore Oil Corporation (00883) had net selling amounts of -30.44 billion and -14.42 billion respectively [1] - In the southbound section of the Shenzhen-Hong Kong Stock Connect, Xiaomi Group-W (01810) recorded a net selling amount of -3.78 billion, while Shandong Molong (00568) had a net buying amount of +46.09 million [1]

Core Insights - Southbound funds recorded a cumulative net inflow of approximately HKD 154.57 billion this week, an increase of about HKD 5.3 billion compared to the previous week [2] - The total trading volume of southbound funds reached HKD 640.38 billion, reflecting a significant increase of approximately 56% week-on-week, while the Hang Seng Index experienced fluctuations [2] Fund Flow Summary - Major net purchases included Meituan-W (HKD 56.75 billion), BYD Company (HKD 29.79 billion), and China Construction Bank (HKD 22.05 billion) [3][5] - Significant net sales were observed in Tencent Holdings (HKD 110.29 billion), Alibaba-W (HKD 70.23 billion), and Xiaomi Group-W (HKD 64.36 billion) [4][5] Stock Performance - Meituan-W saw a cumulative decline of 2.47% this week, with short-term funds continuing to flow in, adding 28.1 million shares over the past five days [5] - BYD Company experienced a cumulative drop of 1.35%, with a slower inflow of short-term funds, adding 15.8 million shares [5] - China Construction Bank increased by 4.81%, with continued inflow of short-term funds, adding 290 million shares [5] - Xinda Biopharmaceuticals rose by 10.32%, with accelerated inflow of short-term funds, adding 28.83 million shares [5] - Tencent Holdings declined by 0.97%, with continued outflow of short-term funds, reducing holdings by 3.69 million shares [5] - Alibaba-W fell by 2.31%, with ongoing outflow of short-term funds, reducing holdings by 10.74 million shares [5] Daily Trading Activity - On June 13, southbound funds recorded a net inflow of approximately HKD 1.89 billion, with the Shanghai-Hong Kong Stock Connect showing a net outflow of HKD 27.89 billion and the Shenzhen-Hong Kong Stock Connect showing a net inflow of HKD 29.79 billion [6] - The trading volume of southbound funds on the same day was about HKD 158.25 billion, accounting for 53.77% of the total trading volume of the Hang Seng Index, indicating a strong market presence [6]

Group 1: Market Overview - Northbound trading recorded a net buy of HKD 1.89 billion, with the Shanghai Stock Connect showing a net sell of HKD 27.89 billion and the Shenzhen Stock Connect showing a net buy of HKD 29.79 billion [1] - The most bought stocks included Meituan-W (03690), China Construction Bank (00939), and Sinopec Oilfield Service (01033), while the most sold stocks were Alibaba-W (09988), Tencent (00700), and CNOOC (00883) [1] Group 2: Stock Performance - Meituan-W (03690) received a net buy of HKD 12.18 billion, driven by the launch of its AI Coding Agent product, which allows users with no coding experience to create websites and software [4] - China Construction Bank (00939) saw a net buy of HKD 4.05 billion, while China Bank (03988) faced a net sell of HKD 4.05 billion, indicating a divergence in bank stock performance [5] - Xiaomi Group-W (01810) experienced a net sell of HKD 7.64 billion, with expectations of narrowing losses in its automotive business by 2025 [7] - Alibaba-W (09988) and Tencent (00700) faced significant net sells of HKD 33.13 billion and HKD 20.63 billion respectively, attributed to lower-than-expected capital expenditures and cloud revenue growth [8] Group 3: Sector Insights - The banking sector is attracting insurance capital due to its high dividend value and the strategic significance of insurance channels for business expansion [5] - The biotechnology sector is facing a sell-off, with companies like Stone Pharmaceutical Group (01093) and Innovent Biologics (01801) experiencing net sells due to a recent wave of equity financing [6] - Bubble Mart (09992) received a net buy of HKD 60.66 million, supported by its strong IP recognition and successful new product launches [6]

手机银行APP丨监测报告 核心摘要： 在金融科技蓬勃发展以及数字化浪潮席卷各行各业的当下，手机银行 APP已然成为商业银行拓展服务边 界、优化用户体验、增强市场竞争力的关键阵地。随着技术的迭代与用户行为的深度变迁，银行业从早期的 渠道迁移迈入智能化、场景化、普惠化的新阶段。AI技术的深度融合、精细化运营策略的落地以及用户需求 的多元化，正重塑手机银行APP的市场格局与价值内涵。 艾瑞咨询金融研究院持续追踪中国手机银行 APP的发展动态，并 在此背景下 发布《 202 5 年 Q1 中国手 机银行 APP 流量 监测报告》。 我国手机银行APP活跃用户规模超7亿 在2020年新冠疫情的特殊背景下，用户对非接触式金融服务的需求急剧增加，客观上进一步加速了 商业银行业务向APP的迁移，使手机银行APP市场的发展进程显著加快，提前迈入了存量成熟阶 段。根据艾瑞监测数据，2023年至2025年间，中国手机银行APP整体流量平稳波动，用户规模基本 保持稳定状态，峰值达到7.13亿。 技术发展驱动银行业"AI+"进程加快 生成式AI对银行业的影响可达3400亿美元 2025年一季度，随着DeepSeek等生成式AI技术的爆 ...