延续温暖，更多的送年货活动也将在全国各地展开。雷佳音、蔡明、JDG电竞战队成员"伞兵"等大咖将 分别走进上海、北京、成都等城市，线下为消费者送年货，并送上美好新春祝福。此外，还有百大品牌 携手明星大咖一起送年货，迪丽热巴、范丞丞、李现、于适、张凌赫、张艺兴等，还将参与京东新品× 京东MALL痛楼活动，和粉丝一起点亮新春心愿，更有京东新品独家明星新年红盒大放送，将承载着祝 福的年货送往更多消费者手中。 目前，京东年货节正在火热进行中，官方直降5折起、国补加补至高3000元。 本报讯(记者梁傲男)1月26日，正值京东年货节盛大启幕之际，京东携手数百家知名品牌以及众多明星 大咖，正式启动2026年"我给老家送年货"活动。在延续往年温情传递的基础上，今年活动玩法全新升 级。即日起，消费者打开京东APP搜索"我给老家送年货"，晒出自己的年货，即可参与"天天领红包"活 动。 据悉，2026年"我给老家送年货"活动首站将于1月28日至30日落地光明村，届时不仅会为光明村村民送 上暖心实用的年货，还将通过全程直播，与各地用户一起分享迎接新春的欢乐。同时，京东还将为光明 村打造红红火火的"村晚"，融合传统年俗与科技新意，既有京 ...

Core Insights - OpenEvidence has rapidly gained traction in the medical field, achieving a valuation of $12 billion and annual revenue exceeding $150 million within just four years of its establishment [1] - The company addresses a critical gap in the medical industry by providing a free tool for doctors that significantly reduces the time needed to access reliable medical information [4][5] - OpenEvidence's business model revolves around monetizing the attention of healthcare professionals and providing targeted advertising for pharmaceutical companies [7][9][10] Group 1: OpenEvidence's Rise - OpenEvidence has become the primary entry point for doctors by effectively addressing the overwhelming volume of medical knowledge and the limitations of traditional databases [2][3] - The platform utilizes a retrieval-augmented generation (RAG) approach, allowing doctors to obtain accurate information in just three seconds, thus enhancing decision-making efficiency [4] - The company has achieved viral growth, with monthly active users reaching 400,000 and covering approximately 34% of practicing physicians in the U.S. [5] Group 2: Revenue Generation - OpenEvidence generates revenue by providing targeted advertising to pharmaceutical companies during critical decision-making moments for doctors [8][9] - The platform's ability to deliver compliant and relevant advertising content has made it an attractive option for drug companies looking to reach physicians effectively [10][12] - Additionally, OpenEvidence sells its core capabilities as APIs to hospitals and medical schools, further diversifying its revenue streams [11] Group 3: Challenges for Chinese Competitors - Chinese companies face significant challenges in replicating OpenEvidence's success due to data integration difficulties and the lack of open access to authoritative medical databases [15][16] - Trust issues arise in China regarding pharmaceutical advertising alongside clinical decision tools, making it difficult for companies to monetize similar models [17][18] - The high workload of Chinese doctors limits their ability to engage with tools like OpenEvidence, necessitating a more practical approach tailored to local conditions [19][20] Group 4: Competitive Landscape - JD Health focuses on a model that combines tools, supply chain, and services, but faces trust issues due to potential biases in its recommendations [23][24] - Alibaba Health aims to develop a comprehensive medical operating system but struggles with the transactional aspect of its services [25][26] - Ant Group's approach with its AI tool "Afu" seeks to integrate deeply into the medical workflow, potentially offering a more complex but rewarding business model [27][28] Group 5: Future Outlook - The medical AI market in China is expected to diversify, with different players targeting various segments, such as serious medical scenarios and primary care [29] - The key lesson from OpenEvidence for Chinese companies is to effectively use free tools to capture high-value users and monetize their needs [29]

每周抽取"年货锦鲤"，千元礼包贺新春开门红 俗话说"过了腊八就是年"，热气腾腾的腊八粥为餐桌增添了团圆的味道，也点燃了家家户户筹备新年的热情。1月25日晚8点，伴随着越来越 浓的年味儿，京东生鲜年货节正式开启，围绕"心意年礼、鲜到万家"主题，推出多项惊喜福利，不仅有"满99打8折，满199打6.5折"优惠，爆 款生鲜低至5折，爆款礼盒"满299减50"，更有千元生鲜年货大礼包抽奖活动，以及1元抢大龍燚虾滑、思念柿柿如意汤圆、叮叮懒人菜双蛋 白藜麦鸡排等。 从时令果蔬、海鲜水产、肉禽蛋到方便速食，种类丰富、高质价比的生鲜好物齐登场，为上京东办年货的消费者带来实实在在的新年惊喜。 活动期间，消费者打开京东APP，搜索"京东生鲜年货节"即可直达线上年货大集，把"又好又便宜"的"心意年礼"带回家。 今年，从"湘超"到"央超"，绿茵赛事在引爆全网热情的同时，也走进了京东生鲜的直播间。1月24日晚，2026年CMG群众足球邀请赛迎来最 终对决，赛场上，广东湛江队与战胜东道主湖南永州队展开了一场精彩的双雄争霸，赛场外，京东生鲜与永州市政府展开深度共建，通 过"品永州美食 观绿茵对决"的助农新路径，让永州的鸡枞菌、虎爪姜、杏 ...

春节将至，年味渐浓，远方的游子对家乡亲人的牵挂也愈发深切。随着年货节的到来，京东3C数码发 起"乡村安防守护计划"活动，带来海量安防监控产品每满200减20优惠，让科技赋能乡村安全、温暖留 守家庭的同时，还联动3C客服团队实地走访四川省崇州市白圣村，为村委会与留守老人家庭免费安装 了一批智能安防摄像头，助力在外子女实现"云上陪伴"，用实际行动传递温暖与关怀。 农村留守老人的日常安全与精神陪伴问题一直是备受关注的社会议题，不少老人子女常年在外工作，对 家中情况难以实时了解，存在一定的安全隐忧。在四川省崇州市白圣村的实地探访中，京东不仅捐赠了 多套安防摄像头，还协助老人进行现场安装与调试，确保设备正常运行。这批设备从室外到室内、从无 网环境到高清交互，有效覆盖农村多元的安防需求，也让村民们直观感受到智能设备为生活带来的便利 与安心。通过这些摄像头，在外子女可以随时通过手机远程查看家中情况，还能进行实时语音对话，大 大拉近了亲人之间的距离，也让老人在家的安全多了一份保障。 随着农村安防意识的提升以及年货节消费节点的到来，安防监控类产品的选购需求也显著增多。京东已 同步上线"年货节安防监控活动专场"，推出"每满200 ...

（文章来源：第一财经） 中信证券研报称，2026年家电国补政策调整，将聚焦核心品类与农村市场。政策覆盖大家电6个核心品 类、补贴1级能效，补贴比例为15%。首批625亿元额度提前下达，全国覆盖，重点攻坚农村市场。京东 投入300亿元推行"三免四不限"，预计新增覆盖3000-4000万农村人口，农村市场成2026年主增量场景。 ...

骏马迎春，年味十足！1月23日，2026"苏品e齐购 欢聚年货节"暨南京市"四季有约·数享新春"消费季启动仪式在南京金陵天地举行。活动现场，省商务厅 发布2026全省年货节重点活动，围绕即时零售、平台促销、"丝路云品"、消费帮扶、省市联动等五个方面，联动地方、平台企业推出一系列消费者喜闻乐 见的特色活动，南京市商务局发布全市"四季有约·数享新春"消费季活动内容。在春节前后，全市聚力打造"1+5+N"活动体系，聚焦五大重点消费主题，联 动全市各板块、各行业，推出超400场特色促消费活动，进一步浓厚全城促消费氛围。 启动仪式现场。 线下年货节打造五大消费主题 一是"焕新金陵"，加码大宗消费福利；二是"品味金陵"，解锁地道年味；三是"云购金陵"，升级数字消费体验；四是"潮玩金陵"，点燃全城过节热情，组 织全市各板块商场商圈推出一系列精彩纷呈的促消费活动，营造浓厚节日氛围，激发消费市场活力，让无论是本地市民还是外地游客，都能在南京找到属 于自己的新春乐趣。启动仪式现场，金陵天地总经理牟志寰介绍，这次金陵天地年货节现场搭建30余个产品展位，包括苏品苏货、丝路云品、即时零售、 直播电商、AI应用等主题，打造"苏品苏货焕新 ...

Core Viewpoint - The recent notification from the Ministry of Finance, the People's Bank of China, and the National Financial Regulatory Administration aims to optimize personal consumption loan subsidy policies, reducing credit costs and enhancing consumer willingness to spend [1][6]. Group 1: Policy Implementation - The notification supports innovation in consumer finance, extends policy duration, expands support scope, and increases the number of implementing institutions [1][6]. - Major platforms like Ant Group, JD.com, and Du Xiaoman have quickly launched measures to translate policy benefits into consumer services [1][6]. Group 2: Company Responses - Ant Group has extended the subsidy policy until the end of 2026, removed the 500 yuan cap on single transactions, and lifted previous restrictions on consumption areas [2][7]. - JD.com has fully adopted the new policy, ensuring rapid delivery of benefits to users, and has expanded the scope of its subsidy services [2][7]. - Du Xiaoman focuses on enhancing service experience and financial accessibility, introducing a "credit limit increase and interest reduction" service to support service consumption [2][7]. Group 3: Impact on Consumer Finance - Zhongyuan Consumer Finance has combined subsidy and rights protection strategies, benefiting over 3.46 million people and providing discounts exceeding 52.46 million yuan [3][8]. - Haier Consumer Finance has launched a "Smart Home Installment" service, covering 501 products, effectively stimulating demand in the home appliance sector [3][9]. Group 4: Market Trends and Insights - The implementation of the subsidy policy has led to a "precise drip irrigation" effect, boosting sales for merchants and providing discounts for consumers [4][10]. - Ant Group reported an 18% increase in average installment consumption during the 2025 Double 11 shopping festival compared to September 2025 [4][10]. - JD.com's subsidy service has covered over 100 million products, with a nearly 20% increase in average transaction amounts since the policy's implementation [4][10]. Group 5: Recommendations for Financial Institutions - Financial institutions are encouraged to deepen integration with high-frequency consumption scenarios and optimize product designs to meet diverse customer needs [5][10]. - Institutions should leverage technology to enhance risk management and automate approval processes, thereby reducing operational costs and improving coverage [5][10]. - Regional financial institutions not included in the national subsidy program are advised to pursue local consumption subsidy policies and enhance credit card marketing efforts [11].

本报记者 李冰 苏商银行研究院高级研究员杜娟对《证券日报》记者表示，当前各家机构平台跟进配套举措，呈现以下 几方面特点，一是优惠加码，将国家贴息与商家补贴、平台优惠等叠加，放大优惠力度，吸引客户；二 是借助贴息政策扩围，将更多商品服务、消费场景纳入优惠促销范畴；三是流程优化，为客户提供更加 顺畅便捷的支付、分期贷款、贴息体验；四是管理精细化，提高管理能力；五是信用卡、消费贷等金融 产品趁势加大营销推介。 京东方面表示，已全面承接新政，确保红利快速触达用户，政策当日新"国补+贴息"交易落地。除同样 延长贴息期限外，京东进一步拓宽了"白条"贴息适用范围，取消消费场景限制，使用户能在更多领域享 受贴息支持。 度小满则着眼于优化服务体验与提升金融可得性，重点支持"扩大服务消费"。平台推出"提额降息"专项 服务，在稳健管理风险的基础上简化流程，为用户提供额度更高、成本更优的信贷产品，推动形成"政 策引导—金融助力—消费提升"的良性循环。 中原消费金融通过"补贴让利+权益护航"模式，以实际行动服务国家扩大内需战略。截至目前，该机构 以创新消费场景与普惠金融相结合的方式，围绕提额降息等主题活动，通过消费补贴、免息优惠等举 ...

本报讯 （记者梁傲男）1月25日晚8点，京东年货节盛大开启。不仅有官方直降5折起、国补加补至高 3000元等重磅福利，而且还邀请到蔡明、雷佳音、刘宇宁、张艺兴、章若楠等明星加盟助阵，推出四大 惊喜日，为消费者带来多档惊喜活动。 此外，随着越来越多的海外消费者被中国的春节文化魅力所吸引，京东全球售以及京东旗下欧洲线上零 售业务Joybuy也将为海外消费者带来新春惊喜。其中，Joybuy已于1月23日率先开启"Joybuy年味到 家"年货节，提供包括年夜饭食材、零食酒水、糖果坚果、新春装饰等多品类好物，不仅满足海外华人 春节备年货需求，也为更多欧洲消费者提供一站式体验中国春节的购物选择。目前，Joybuy已在英国、 荷兰、德国、法国、比利时和卢森堡开启试运营，在主要城市提供最快"当日达""次日达"服务。京东全 球售则面向新加坡、马来西亚、澳大利亚等多地消费者推出优惠券、199元无上限包邮等专属福利，并 在部分市场推出了本地发货、1元包邮等限时活动。目前京东全球售覆盖全球超30个国家和地区，通过 优质丰富的选择和便捷的邮递售后服务，让海外用户更放心省心地置办年货。 东供图 （编辑 张昕） 一直以来，京东以可靠的供应 ...

1月25日晚8点，京东年货节盛大开启！不仅有官方直降5折起、国补加补至高3000元等重磅福利，而且还邀请到蔡明、雷佳音、刘 宇宁、张艺兴、章若楠等明星加盟助阵，推出四大惊喜日，为消费者带来多档惊喜活动。 值得一提的是，依托于京东覆盖全球的超级供应链能力，今年春节期间，京东物流将连续第14年坚守"春节也服务"的承诺，全国 超360个城市、超2200个区县，以及全球多地消费者即使是在除夕、大年初一，也可以正常下单收货。同时，京东旗下欧洲线上零 售业务Joybuy，以及京东主站面向海外消费者的全球售业务，也将全面参与，为全球消费者带来"又好又便宜"的新春消费体验。 上京东享国补 年货好物官方直降5折起 四大惊喜日轮番来袭 今年京东年货节不仅为消费者准备了海量爆款年货好物，官方直降5折起，而且目前京东已全面承接2026年国家补贴政策落地，消 费者不仅可以享受国家补贴优惠，还有国补加补至高3000元。此外，京东白条近日率先承接财政贴息新政策，新"国家补贴+国家 贴息"省钱加倍，还可享至高24期免息，以及厨卫家电享5年损坏5折换新等个性化服务，让消费者购买新春年货省钱又省心。 同时，今年年货节期间，京东围绕新春消费场景还 ...