为了让客户更深刻地认识电信网络诈骗危害，该行大堂经理结合现实案例，对刷单返利诈骗、贷款诈 骗、杀猪盘诈骗等常见电信诈骗手法进行深入剖析，"您看，这个案例里的受害者就是因为贪图小利， 陷入了刷单返利的骗局，最后损失惨重……"通过一个个真实案例的讲述，警示着广大群众莫要因小失 大，务必时刻保持警惕。不仅如此，该支行员工还利用下班时间，走出网点，向周边商户发放宣传折 页，将反诈知识传递给更多群体，进一步扩大了宣传覆盖面。 从活动反馈来看，本次宣传取得了良好成效。不少居民群众表示，之前对电信诈骗的认识较为模糊，通 过此次宣传活动，对诈骗行为的辨别能力有了显著提升。 下一阶段，民生银行济南章丘支行将持续加大反诈宣传力度。一方面，不断创新反诈宣传方式，充分利 用微信、微博等线上宣传渠道，定期推送反诈知识、典型案例等内容，筑牢防骗防护网，切实提高居民 群众防范电信诈骗的"免疫力"，全力守护好居民群众的"钱袋子"。另一方面，支行将把防范电信网络诈 骗宣传有机融入日常工作，建立长效宣传机制，推动防范电信网络诈骗宣传工作朝着常态化、长效化方 向发展，为广大群众财产安全筑牢屏障，为营造和谐、有序的金融环境贡献坚实力量。 在电信网络 ...

Core Viewpoint - The article highlights the proactive measures taken by Minsheng Bank's Jinan Zhangqiao branch to enhance financial consumer rights and awareness through a dedicated campaign aimed at educating the public about financial safety and knowledge [1][3]. Group 1: Campaign Initiatives - The campaign titled "Protecting Financial Rights, Supporting a Better Life" was launched on September 15, focusing on educating consumers about financial risks and rights [1]. - The branch organized targeted financial knowledge presentations in communities and enterprises, specifically addressing the needs of elderly individuals and new residents [1][2]. - Interactive elements such as a "Q&A" section were included in the promotional area to engage the public and enhance learning interest [2]. Group 2: Specialized Services - The branch established a "Financial Consumer Rights Protection Promotion Zone" with easy-to-understand materials and video content to facilitate learning [2]. - Staff members received specialized training to provide one-on-one consultations, explaining complex financial concepts like deposit insurance and investment risks [2]. - The branch implemented senior-friendly services, including a care station with magnifying glasses and wheelchairs, and prioritized service for elderly and disabled customers [2]. Group 3: Future Plans - Minsheng Bank's Jinan Zhangqiao branch plans to establish a regular outreach mechanism, conducting monthly financial education sessions in communities and businesses [3]. - A customer feedback mechanism will be introduced to continuously improve service processes based on client needs [3]. - The branch aims to cultivate a team of "Financial Knowledge Ambassadors" to enhance the effectiveness of financial education efforts [3].

Core Viewpoint - The article highlights the efforts of Minsheng Bank's Jinan Dongcheng Branch to promote credit knowledge and enhance public understanding of the credit system and financial information platforms, contributing to the establishment of a trustworthy society [1][2]. Group 1: Promotion of Credit Knowledge - Minsheng Bank's Jinan Dongcheng Branch organized a promotional education activity themed "Popularizing Credit Knowledge, Ensuring Information Flow" to enhance public awareness of the credit system [1]. - The bank utilized two promotional videos, "The Power of Circulation" and "Galloping," produced by the credit center, to illustrate the importance of financial service optimization, financial risk prevention, and the enhancement of the social credit environment [1]. Group 2: Customer Engagement and Education - The branch leveraged its physical location by displaying the promotional videos in the lobby, allowing customers to easily understand the basic concepts and real value of the financial information platform [2]. - Staff members actively guided customers to watch the videos and provided additional materials, such as credit knowledge brochures, while also engaging in Q&A sessions to emphasize the importance of credit records and information protection [2]. Group 3: Commitment to Social Responsibility - Minsheng Bank's Jinan Dongcheng Branch is committed to a customer-centric approach and actively responds to national financial policy directions, continuously exploring effective public financial education methods [2]. - The bank plans to maintain its efforts in promoting credit knowledge and contribute to creating a healthy financial ecosystem and high-quality development of the social credit system [2].

为切实履行金融机构反洗钱法定义务，提升社会公众对反洗钱工作的认知度和参与度，近日，民生银行 济南章丘支行开展了一系列形式多样、内容丰富的反洗钱主题宣传活动。本次活动旨在通过多层次、全 方位的宣传教育，帮助公众识别洗钱风险，增强防范意识，共同构筑坚实的金融安全防线。 在厅堂宣传方面，民生银行章丘支行精心打造沉浸式反洗钱宣传阵地。营业大厅电视屏循环播放生动形 象的反洗钱动漫宣传片和醒目的宣传标语，内容涵盖洗钱活动的社会危害、常见手法及法律法规等重要 知识。公众教育区和客户等候区整齐摆放着图文并茂的反洗钱宣传折页和手册，采用案例化、通俗化的 表述方式，方便客户随时取阅学习。该支行特别设立反洗钱咨询专窗，由经过专业培训的柜员和大堂经 理轮值，为办理业务的客户提供一对一的咨询服务，重点讲解个人信息保护要点、账户安全使用规范等 与日常生活密切相关的反洗钱知识。 针对不同客户群体的特点，民生银行济南章丘支行开展差异化精准宣传。在对公业务方面，支行组织客 户经理团队主动上门走访企业客户，举办小型专题宣讲会，详细讲解对公账户的洗钱风险特征和防范要 点，通过真实案例警示企业规范资金往来，避免无意中成为洗钱活动的"通道"。对于老年 ...

Group 1 - The core idea of the financial education campaign is to enhance public financial literacy and risk awareness while protecting consumers' financial rights [1][2] - The campaign included a variety of educational initiatives, such as setting up a financial knowledge promotion area in the bank's lobby and distributing brochures on topics like fraud prevention and personal credit protection [1] - The bank's staff actively engaged with the community by organizing micro-salons and specialized lectures to educate residents and employees about common financial scams and how to protect their personal information [1] Group 2 - The financial education campaign achieved significant results, with hundreds of promotional materials distributed, leading to improved financial knowledge and risk identification among participants [2] - Customers expressed that the content of the activities was relevant and clearly explained, helping them safeguard their finances [2] - The bank plans to continue prioritizing consumer rights protection and education as a regular and long-term initiative, aiming to innovate and expand the scope of its promotional efforts [2]

Core Viewpoint - Minsheng Bank's Weifang Anqiu Branch is actively promoting financial safety in communities to protect residents' financial security and enhance their risk prevention capabilities through educational activities focused on financial fraud awareness and prevention [1] Group 1: Financial Safety Initiatives - The branch has launched a series of community actions titled "Financial Safety into Communities," focusing on dismantling credit reporting myths, exposing loan traps, and avoiding campus loan risks [1] - Special attention is given to the elderly, addressing high-risk areas such as "reverse mortgage" scams and illegal fundraising [1] Group 2: Educational Activities - The bank employs a hands-on approach with case studies and props to illustrate how fraudsters lure victims with "high-yield retirement projects" and "zero-risk investments" [1] - Interactive scenarios, such as "credit repair scam negotiations" and "loan trap signing scenes," are designed to provide residents with an immersive experience of financial fraud [1] Group 3: Community Support and Consultation - The initiative includes a one-on-one consultation area where experienced customer managers assist residents with issues like credit inquiry processes and loan dispute resolutions [1] - Residents express gratitude for the practical support provided, highlighting the bank's role in not only educating but also solving real financial problems [1] Group 4: Long-term Commitment - The Weifang Anqiu Branch emphasizes that the "Financial Safety into Communities" initiative is a long-term commitment to inclusive finance and social responsibility [1] - Future plans include innovative educational formats such as training financial safety speakers, online anti-fraud knowledge sessions, and community financial safety stations [1]

Core Viewpoint - The article highlights the efforts of Minsheng Bank's Weifang Anqiu branch in promoting deposit insurance knowledge to enhance public financial literacy and consumer protection [1][2]. Group 1: Promotional Activities - The branch organized a deposit insurance promotional event from September 1 to 5, focusing on the core concept of "Finance for the People" [1]. - Various innovative promotional methods were employed, including the use of LED screens and in-branch displays to create a strong awareness atmosphere [1]. - The branch utilized social media platforms and SMS to disseminate deposit insurance knowledge, broadening the outreach of the campaign [1]. Group 2: Customer Engagement - The lobby manager distributed promotional materials to every visiting customer and provided face-to-face explanations, addressing customer inquiries about the coverage and compensation limits of deposit insurance [2]. - Staff used simple language and real-life examples to explain the functions and benefits of deposit insurance, enhancing customer understanding of the policy [2]. - Special attention was given to elderly customers, with tailored explanations to boost their confidence and sense of security regarding financial matters [2]. Group 3: Impact and Future Plans - The promotional activities resulted in over 1,000 materials distributed, more than 500 customer consultations, and outreach to over 2,000 community residents [2]. - The branch plans to continue innovating promotional formats and conducting financial knowledge dissemination activities to contribute to regional financial stability and a harmonious financial environment [2].

Core Viewpoint - The mid-term dividend distribution among A-share listed banks is progressing, with several banks announcing their plans for 2025, indicating a positive trend in the banking sector's profitability and governance [1][4]. Group 1: Dividend Announcements - Recently, Hu Nong Commercial Bank and Changsha Bank announced their mid-term cash dividends, totaling 3.128 billion yuan, with Hu Nong distributing 2.324 billion yuan and Changsha distributing 804 million yuan [1][2]. - As of September 22, 17 banks have disclosed their mid-term profit distribution plans for 2025, with several banks, including Changsha Bank and Ningbo Bank, implementing mid-term dividends for the first time since their listings [1][4]. Group 2: Dividend Distribution Details - Hu Nong Commercial Bank's cash dividend is based on a total share capital of 9.644 billion shares, distributing 0.241 yuan per share, while Changsha Bank's distribution is based on 4.022 billion shares at 0.20 yuan per share [2]. - In September, three other banks, including Changshu Bank and Minsheng Bank, completed their mid-term dividend distributions, totaling 6.633 billion yuan [2]. Group 3: Dividend Ratios and Trends - The six major state-owned commercial banks have a cash dividend ratio of around 30%, with some city commercial banks and rural commercial banks exceeding this level [3]. - The expansion of mid-term dividends among listed banks reflects a recovery in bank performance, providing sufficient profit space for such distributions [4]. Group 4: Market Implications - Analysts suggest that mid-term dividends enhance predictability, boost investor confidence, and improve valuations, supported by the current strong performance of listed banks [4]. - The overall improvement in bank performance, driven by easing interest margin pressures and growth in non-interest income, is expected to sustain and potentially increase dividend distributions in the future [4][5].

Group 1 - The People's Bank of China (PBOC) has maintained the Loan Prime Rate (LPR) at 3.0% for the 1-year term and 3.5% for the 5-year term, consistent with previous rates and market expectations, marking four consecutive months of stability [1] - The LPR is influenced by the central bank's policy rates and the quotes from banks, with no adjustments made since a 10 basis point decrease in May, indicating a lack of motivation for further changes [1] - The net interest margin for commercial banks has dropped to 1.42% as of the end of Q2, remaining at a historically low level, which contributes to banks' reluctance to lower LPR quotes [1] Group 2 - Recent economic indicators released by the National Bureau of Statistics have underperformed against market expectations, with some enterprises still facing operational difficulties [2] - The PBOC's monetary policy stance is supportive, with an emphasis on moderately easing policies to ensure ample liquidity and reduce overall financing costs [2] - Market institutions generally believe that the potential for further decreases in loan rates is limited due to pressures on bank interest margins and rigid funding costs [2]

Core Viewpoint - The article highlights the initiative by Minsheng Bank's Weifang Zhucheng branch to promote credit awareness among local enterprises, emphasizing the importance of building a robust credit system to enhance the business environment and support economic development [1][2]. Group 1: Event Overview - The series of promotional activities themed "Empowering Credit, Promoting Integrity" was organized to deliver credit knowledge directly to enterprise managers and employees [1]. - The initiative aims to advocate the concept of "valuing credit records and accumulating credit wealth," fostering a culture of integrity within enterprises [1]. Group 2: Educational Activities - During the event, bank staff employed various promotional methods, including one-on-one explanations and distributing informational materials, to educate employees about credit concepts and the significance of credit records [2]. - Real-life case studies were used to illustrate the severe consequences of overdue repayments and defaults, highlighting the long-term value of maintaining a good credit record [2]. Group 3: Focus on Financing - The bank staff specifically addressed concerns regarding financing and credit assessment, explaining how credit reports are evaluated during loan approvals [2]. - Guidance was provided on how enterprises can accumulate quality credit assets through proper financial management and timely repayments, which can lead to more efficient access to financial support and reduced financing costs [2]. Group 4: Engagement and Future Plans - The event saw active participation from employees, who raised questions about credit card usage, mortgage approvals, and credit repair, indicating a strong demand for credit knowledge [2]. - Minsheng Bank's Weifang Zhucheng branch plans to continue innovating service models and conducting diverse financial knowledge dissemination activities to further promote the "Empowering Credit, Promoting Integrity" concept [2].