Core Viewpoint - The event focused on promoting innovation in the elderly finance sector through collaboration among financial institutions, aiming to enhance the quality of elderly financial services and address the challenges posed by an aging population [3][4][10] Group 1: Financial Institutions' Role - Financial institutions are leveraging their strengths in service scenarios, channel development, and product innovation to energize the silver economy and elderly finance [4] - Traffic Bank is focusing on three main directions: "trade-in, silver consumption, and cultural tourism integration" to promote consumption among the elderly [4] - China Minsheng Bank is enhancing elderly services through a "three-full" standard, which includes full process, full channel, and full staff engagement [5] Group 2: Multi-layered Elderly Financial Service System - Financial institutions possess four key advantages: vast customer base, channel accessibility, risk management capabilities, and financial technology [6] - Shanghai Trust is working on creating a "high, medium, and low" tiered trust account system to lower the entry barrier for elderly trusts [6][7] - The proactive investment standard for personal wealth management at Shanghai Trust has reached approximately 200 billion, including nearly 30 billion in "fixed income plus" products [7] Group 3: Challenges and Solutions in Elderly Finance - The industry faces challenges such as talent shortages and risk management, with suggestions for solutions including talent cultivation and multi-party collaboration [8] - Traffic Bank is training elderly finance advisors and establishing branches as service bases to enhance public awareness and service standards [8] - Minsheng Bank emphasizes a multi-dimensional risk prevention approach, including technology-driven solutions to protect elderly clients' finances [8] Group 4: Collaborative Funding System - There is a consensus on the need for a diversified funding system for elderly finance, involving government guidance, financial innovation, and corporate pension schemes [9] - Trust products should transition from being perceived as high-end tools to accessible life service tools, enhancing public understanding and experience [9][10] - The core principles of elderly finance include the importance of early planning for retirement funding, diverse funding methods, and the necessity of starting preparations early [10]

Core Viewpoint - The establishment of the Bay Area Cross-Border M&A Alliance in Shenzhen marks a significant development in providing cross-border M&A syndication services for Bay Area enterprises, with a total of 10 billion yuan in syndicate M&A credit approved on the same day [1][2]. Group 1: Alliance Formation and Structure - The Bay Area Cross-Border M&A Alliance was formed with a "bank-led" characteristic, with East Asia Bank (China) serving as the chairman and 8 banks signing a 10 billion yuan syndicate M&A credit agreement [3]. - The alliance includes both foreign and domestic banks, with 4 foreign banks and 4 domestic banks participating in the syndicate [3]. - The alliance has over 50 member institutions, including banks, securities companies, insurance firms, asset management companies, venture capital, and intermediary service organizations [4]. Group 2: Initial Projects and Participants - The first batch of signed enterprises includes listed companies such as Shengtun Mining, Aorijin, Zhuhai Huafa, and China Water Affairs, indicating a focus on companies with established market presence [5][6]. - The sectors involved in the initial projects include non-ferrous metals, urban water supply, aquaculture feed, and electronic information [7]. Group 3: Financing Mechanism - The financing for the M&A projects utilizes a syndicate loan model, which allows multiple banks to jointly provide credit, typically resulting in larger amounts and longer terms [8]. - Specific projects include Aorijin's 570 million yuan equity acquisition loan for a project in Saudi Arabia and Shengtun Mining's 9700 million USD equity acquisition loan for an Indonesian nickel mining company [8][9]. Group 4: Market Context and Policy Support - The global M&A market is showing signs of recovery, with a 27% year-on-year increase in M&A activity since 2025, driven by cross-border and large-scale transactions [11]. - Recent policy changes from the National Financial Regulatory Administration have relaxed restrictions on commercial bank M&A loans, increasing the maximum loan-to-value ratios and extending loan terms [12].

Core Points - A former vice president of Minsheng Bank, identified as Xiao, gained attention on social media by sharing his experiences before imprisonment [1][4] - His video account, launched on August 19, attracted 22,000 followers within a week [1][4] - The account was later banned by the platform for violating community guidelines [4][5] Company Background - Xiao was born in 1983 and worked at Minsheng Bank's Beijing branch, holding various positions including client manager and vice president responsible for personal finance [10] - He was convicted for fraud involving high-interest schemes that deceived 147 victims, resulting in a total loss of over 2.746 billion RMB [10] - The court sentenced Xiao to nine years in prison and imposed a fine of 90,000 RMB for his crimes [10]

数据显示，2024年61位独董报酬超50万，其中，中国海油独立董事李淑贤，2024年报酬107万元，位居 独董报酬第一名。 中国海油独立董事李赵崇康2024年报酬102万元，位居第二名。民生银行独立董事温 秋菊报酬99万居第三。 | | | 2024年度A股独董数据报告 | | | | | --- | --- | --- | --- | --- | --- | | | | | 报酬最高的独立董事 | | | | 公司 | 姓名 | 报 | 任职公司数 | 任职起始日 | 任职截止日 | | 中国酒酒 | 李和宗 | 1, 070, 000 | র্ব | 2023-05-31 | | | 甲国海滩 | 赵崇康 | 1, 020, 000 | 2 | 1999-09-07 | 2025-06-05 | | 民生银行 | 温秋菊 | 990.000 | 1 | 2023-08-04 | 2027-06-25 | | 民生银行 | 宋焕政 | 985, 000 | 1 | 2023-09-04 | 2027-06-25 | | 民生银行 | 杨志威 | 975, 000 | 2 | 2023-06-09 | 202 ...

智通财经 综合报道 近日，一名自称民生银行某支行前副行长的男子肖某开通社交账号，通过讲述入狱前经历受到网友关 注。 该视频账号自8月19日上传第一条视频，一周时间收获粉丝量2.2万。 8月26日，@抖音黑板报 发文："经核查，报道所示账号发布内容涉及以犯罪经历博眼球，违反《抖音 社区自律公约》，已处置禁言。" 26日，记者查询肖某账号发现，平台已对其封号并下架视频。 39923330588 抖音号: 39923330588 □ 3.8万 获赞 0 关注 2.2万 粉丝 作品 暂无作品 他发布的作品会展示在这里 裁判文书网显示，肖某生于1983年，大学毕业后到民生银行北京分行航天桥支行工作，历任客户经理、 理财部门经理、见习行长助理等职务，2014年底起担任负责个人理财等业务的副行长。 公诉书显示，肖某当年入狱是因涉案时任民生银行北京分行航天桥支行行长张某，以高息为诱饵，诱骗 被害人签订虚假的理财产品购买或转让协议，并将钱款转入其控制的个人银行账户，骗取147名被害人 共计人民币27.46亿余元。 最终，二审法院认定肖某犯吸收客户资金不入账罪，判处有期徒刑九年，并处罚金人民币九万元。 （综合自@观察者网、@抖音 ...

2025.08. 26 作者 | 一财资讯 近日，一名自称民生银行某支行前副行长的男子肖某在社交媒体发视频，通过讲述入狱前经历受到网 友关注。 8月26日，抖音黑板报官方微博回应称，经核查，报道所示账号发布内容涉及以犯罪经历博眼球，违 反《抖音社区自律公约》，已处置禁言。 （注：我们会对线索进行核实。您的隐私将严格保密。） 推荐阅读 多地遴选小学教师转岗初中 微信编辑 | 小羊 第 一 财 经 持 续 追 踪 财 经 热 点 。 若 您 掌 握 公 司 动 态 、 行 业 趋 势 、 金 融 事 件 等 有 价 值 的 线 索 ， 欢 迎 提 供 。 专 用 邮 箱 ： bianjibu@yicai.com ...

Group 1 - A former bank president, identified as Xiao, gained attention on social media by sharing his experiences before imprisonment, amassing 22,000 followers since the first video was uploaded on August 19 [1] - The account was reported for violating Douyin's community guidelines by using criminal experiences for attention and was subsequently banned from posting [1][3] - Xiao was previously employed at Minsheng Bank, where he held various positions, including vice president responsible for personal finance, before being convicted of fraud involving over 2.746 billion RMB from 147 victims [7]

Market Overview - On August 26, the share price of the joint-stock bank sector fell by 0.64% compared to the previous trading day, with Huaxia Bank leading the decline [1] - The Shanghai Composite Index closed at 3868.38, down 0.39%, while the Shenzhen Component Index closed at 12473.17, up 0.26% [1] Individual Bank Performance - The closing prices and changes for individual banks are as follows: - Shanghai Pudong Development Bank: 14.03, unchanged - Industrial Bank: 22.88, down 0.31% - Ping An Bank: 12.36, down 0.72% - CITIC Bank: 8.02, down 0.74% - China Merchants Bank: 43.52, down 0.80% - Everbright Bank: 3.96, down 1.00% - Minsheng Bank: 4.73, down 1.05% - Zhejiang Commercial Bank: 3.33, down 1.19% - Huaxia Bank: 7.87, down 1.25% [1] Capital Flow Analysis - The joint-stock bank sector experienced a net outflow of 81.03 million yuan from main funds, while speculative funds saw a net inflow of 114 million yuan, and retail investors had a net outflow of 32.54 million yuan [1] - Detailed capital flow for individual banks shows: - Shanghai Pudong Development Bank: Main funds net inflow of 13.2 million yuan, speculative funds net outflow of 60.72 million yuan, retail net outflow of 70.99 million yuan - CITIC Bank: Main funds net inflow of 61.73 million yuan, speculative funds net outflow of 4.00 million yuan, retail net outflow of 57.74 million yuan - Minsheng Bank: Main funds net inflow of 40.61 million yuan, speculative funds net inflow of 34.64 million yuan, retail net outflow of 75.25 million yuan - Huaxia Bank: Main funds net inflow of 34.71 million yuan, speculative funds net outflow of 0.50 million yuan, retail net outflow of 29.72 million yuan - Everbright Bank: Main funds net outflow of 29.75 million yuan, speculative funds net inflow of 37.21 million yuan, retail net outflow of 0.75 million yuan - Industrial Bank: Main funds net outflow of 44.71 million yuan, speculative funds net inflow of 72.56 million yuan, retail net outflow of 27.85 million yuan - Ping An Bank: Main funds net outflow of 54.80 million yuan, speculative funds net outflow of 0.38 million yuan, retail net inflow of 58.56 million yuan - Zhejiang Commercial Bank: Main funds net outflow of 10.40 million yuan, speculative funds net inflow of 42.15 million yuan, retail net inflow of 62.32 million yuan - China Merchants Bank: Main funds net outflow of 116 million yuan, speculative funds net inflow of 0.45 million yuan, retail net outflow of 116 million yuan [2]

据三湘都市报报道，近日，一名自称民生银行某支行前副行长的男子肖某开通社交账号，通过讲述入狱前经历受到网友关注。该视频账号自8月19日上传 第一条视频，截至目前共收获粉丝量2.2万。 8月26日，@抖音黑板报 发文："经核查，报道所示账号发布内容涉及以犯罪经历博眼球，违反《抖音社区自律公约》，已处置禁言。" 裁判文书网显示，肖某生于1983年，大学毕业后到民生银行北京分行航天桥支行工作，历任客户经理、理财部门经理、见习行长助理等职务，2014年底起 担任负责个人理财等业务的副行长。 公诉书显示，肖某当年入狱是因涉案时任民生银行北京分行航天桥支行行长张某，以高息为诱饵，诱骗被害人签订虚假的理财产品购买或转让协议，并将 钱款转入其控制的个人银行账户，骗取147名被害人共计人民币27.46亿余元。 另据三湘都市报报道，记者致电民生银行北京分行，工作人员称将向上级反映情况。 目前，该账号已显示为无法关注状态，其视频作品已全部下架。 最终，二审法院认定肖某犯吸收客户资金不入账罪，判处有期徒刑九年，并处罚金人民币九万元。 （九派新闻综合@抖音黑板报、三湘都市报、裁判文书网） ...

有媒体报道称，其生于1983年，因参与时任支行行长张某主导的特大金融诈骗案，犯吸收客户资金不入 账罪，被判处有期徒刑九年，并处罚金人民币九万元。 8月25日下午，三湘都市报记者致电民生银行北京分行，工作人员称将向上级反映情况。（长安街知 事、三湘都市报）#民生银行回应落马副行长当网红# 【#自称落马副行长肖某作品已被下架#】据长安街知事， 8月26日上午，在某平台，自称某银行支行前 副行长的男子肖某账号已变成一串数字，作品均被下架，且禁止关注。但在另外一平台，一个同名账号 26日上午还更新了3条视频。 据此前报道，近日，一名自称某银行支行前副行长的男子肖某在视频平台开通账号"肖野陪您唠"，通过 讲述入狱前经历受到网友关注，收获2.2万名粉丝。 ...