Group 1 - The banking sector experienced a decline of 1.85% on September 18, with China Merchants Bank leading the drop [1] - The Shanghai Composite Index closed at 3831.66, down 1.15%, while the Shenzhen Component Index closed at 13075.66, down 1.06% [1] - Major banks such as China Merchants Bank and Minsheng Bank saw significant declines in their stock prices, with China Merchants Bank down 2.23% to 40.83 yuan [1] Group 2 - The banking sector saw a net outflow of 1.655 billion yuan from institutional investors, while retail investors contributed a net inflow of 1.408 billion yuan [1] - The detailed fund flow data indicates that several banks, including CITIC Bank and Huaxia Bank, experienced substantial net outflows from institutional investors [1] - Retail investors showed interest in various banks, with significant net inflows observed in banks like Huaxia Bank and Ping An Bank [1]

Meeting Overview - The shareholder meeting was held on September 17, 2025, at the Industrial Bank Building in Fuzhou [1] - The meeting was convened by the board of directors and chaired by Chairman Lv Jiajin, utilizing a combination of on-site and online voting methods [1] Attendance - Out of 14 current directors, 10 attended, including 4 independent directors [2] - All 5 current supervisors attended the meeting [2] - The board secretary and some senior management personnel were also present [2] Resolutions Passed - The following proposals were approved: 1. Amendment to the Articles of Association [2] 2. Revision of the Shareholders' Meeting Rules [2] 3. Revision of the Board Meeting Rules [2] 4. Proposal to abolish the Supervisory Board [3] - The first three proposals were special resolutions, requiring more than two-thirds approval from the voting shareholders, while the last proposal was a general resolution needing over half approval [3] Legal Verification - The meeting was witnessed by Guohao Law Firm (Shanghai), with lawyers Zhou Ruoting and Xu Zihong present [3] - The legal opinion confirmed that the meeting's procedures complied with relevant laws, regulations, and the company's Articles of Association [3] Documentation - The resolutions from the first extraordinary general meeting of 2025 and the legal opinion from Guohao Law Firm are available for review [3]

法国兴业银行美国利率策略主管拉贾帕：美联储在分阶段降息方面"有一定的优势"。 ...

法国兴业银行美国利率策略主管拉贾帕：美联储将不得不提前降息。 ...

Core Viewpoint - The recent financial education campaign in Urumqi aims to enhance public awareness of financial risk prevention and rational investment capabilities, organized by various financial regulatory bodies and associations in Xinjiang [1][2]. Group 1: Event Overview - The financial education campaign was held in People's Park, Urumqi, under the guidance of the National Financial Supervision Administration and other regulatory bodies [1]. - The event featured multiple themed areas such as "Rational Investment," "Risk Prevention," "Finance for the People," and "Integrity Anti-Fraud" [1]. Group 2: Activities and Engagement - The Industrial Bank Urumqi Branch organized interactive activities, including games to engage citizens in learning about investment products and their risks [1]. - Staff provided real case studies to educate the public on rational investment strategies and common financial traps like illegal fundraising and telecom fraud [1]. Group 3: Public Response and Future Plans - The event included a financial knowledge quiz and interactive segments, which saw enthusiastic participation from the public, enhancing their understanding of financial concepts [1]. - The bank's representatives expressed a commitment to continue promoting financial literacy and consumer rights protection, contributing to a stable financial environment and improving national financial literacy [2].

北京商报讯（记者 孟凡霞 实习记者 周义力）9月17日，兴业银行发布2025年第一次临时股东会决议公 告，会议审议通过了《关于不再设置监事会的议案》。 ...

证券代码：601166 证券简称：兴业银行 公告编号：临 2025-052 可转债代码：113052 可转债简称：兴业转债 重要内容提示： 本次会议是否有否决议案：无 一、 会议召开和出席情况 (一)股东会召开时间：2025 年 9 月 17 日 (二)股东会召开地点：福州市台江区江滨中大道 398 号兴业银行大厦会议室 (三)出席会议的普通股股东及其持有股份情况 | 1、出席会议的股东和代理人人数 | 3,685 | | --- | --- | | 2、出席会议的股东所持有表决权的股份总数（股） | 16,401,902,746 | | 3、出席会议的股东所持有表决权股份数占公司有表决权股 | | | 份总数的比例（%） | 77.5032 | 兴业银行股份有限公司 2025年第一次临时股东会决议公告 本公司及董事会全体成员保证公告内容不存在虚假记载、误导性陈述或者重 大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 2、 议案名称：关于修订《股东会议事规则》的议案 审议结果：通过 (四)表决方式是否符合《公司法》及《公司章程》的规定，大会主持情况等。 本次股东会由公司董事会召集，董事长吕家进先生主 ...

国浩律师（上海）事务所 股东会法律意见书 本所律师是根据对事实的了解和对法律的理解发表法律意见。 本法律意见书依据国家有关法律、法规及规范性文件的规定而出具。 国浩律师（上海）事务所 关于兴业银行股份有限公司 2025 年第一次临时股东会的法律意见书 致：兴业银行股份有限公司 兴业银行股份有限公司（以下简称"公司"）2025 年第一次临时股东会（以 下简称"本次股东会"）于 2025 年 9 月 17 日召开，国浩律师（上海）事务所（以 下简称"本所"）接受公司的委托，指派律师（以下简称"本所律师"）出席会议， 并依据《中华人民共和国证券法》《中华人民共和国公司法》、中国证券监督管 理委员会《上市公司股东会规则》和《兴业银行股份有限公司章程》（以下简称 "《公司章程》"）出具本法律意见书。 本所律师已经按照有关法律、法规及规范性文件的规定对公司本次股东会召 集、召开程序是否合法以及是否符合《公司章程》规定、出席或列席会议人员的 资格、召集人资格的合法有效性和股东会表决程序、表决结果的合法有效性发表 法律意见，本法律意见书中不存在虚假、严重误导性陈述及重大遗漏，否则愿意 承担相应的法律责任。 本所律师同意将本法 ...

Group 1 - The core viewpoint of the report highlights that the banking sector is experiencing a recovery in revenue growth and profitability, with a year-on-year increase in operating income of 1.04% and a net profit growth of 0.80% in the first half of 2025, indicating a positive trend after previous declines [3][17][19] - The report emphasizes the importance of "volume-price balance" in banking operations for 2025, with banks focusing on improving asset quality and avoiding excessive low-priced credit supply, leading to a slight decrease in the loan ratio to 55.8% for listed banks [4][27][29] - Non-interest income has shown significant recovery, with a notable contribution from investment income, which is expected to account for 29.5% of total revenue in the first half of 2025, reflecting a shift towards diversified income sources [3][4][24] Group 2 - The report identifies challenges in the asset side of banks, including difficulties in finding quality assets and the need for balance sheet adjustments rather than mere expansion, as the demand for credit remains weak [4][5] - On the liability side, the trend of "wealthization" of deposits is creating liquidity management challenges, with a significant amount of high-interest fixed deposits maturing in the second half of 2025, potentially leading to a reduction in deposit costs [5][6] - The report notes a divergence in the provisioning trends between state-owned banks and smaller banks, with state-owned banks increasing their provisions while smaller banks face a decline in their coverage ratios due to rising non-performing loans [6][7][24] Group 3 - Investment strategies suggested in the report include focusing on banks with stable dividends and low implied price-to-book ratios, as well as selecting stocks based on funding attributes, competitive landscape, safety margins, and dividend strategies [7][8] - The report highlights specific banks that are expected to benefit from the current competitive landscape, including Agricultural Bank of China, China Merchants Bank, and CITIC Bank, among others [7][8][24] - The overall outlook for the banking sector remains cautiously optimistic, with expectations of a stabilization in net interest margins around 1.4% for the year [3][4][5]

三、兴业银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险合规 意识，熟悉任职岗位职责，忠实勤勉履职。 一、核准张一帆兴业银行海口分行副行长的任职资格。 二、兴业银行海口分行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自兴业银行 政许可决定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批 复文件失效，由海南金融监管局办理行政许可注销手续。 2025年9月10日，海南金融监管局发布批复称，《兴业银行（601166）关于张一帆同志任职资格核准的 请示》（兴银〔2025〕818号）收悉。经审核，现批复如下： ...