Core Insights - The People's Bank of China announced the winners of the 2024 Financial Technology Development Award, representing the highest honor in the financial industry for technological achievements [1] - A total of 290 projects were awarded, with 115 awards going to various banking institutions, showcasing the technological capabilities and innovative vitality of both large and small financial institutions in the AI era [1][2] Award Distribution - The awards included 1 special award, 18 first prizes, 103 second prizes, 148 third prizes, and 20 "Micro-Innovation Awards" [1] - Among the 18 first prizes, 9 were awarded to banking institutions, with the Industrial and Commercial Bank of China (ICBC) being the only institution to win two first prizes [2] Focus on Technology - The term "intelligent" appeared 67 times, "AI" 15 times, and "large model" 28 times in the awarded projects, indicating a strong emphasis on advanced technologies [3] Performance of Smaller Institutions - Contrary to the perception that larger banks have superior technological capabilities, several small and medium-sized financial institutions received multiple awards, highlighting their innovative projects supported by AI [4] - Notable small banks like Qingdao Bank, Hunan Bank, Huishang Bank, and Gansu Rural Credit Cooperative each won two awards, focusing on specific business scenarios and intelligent applications [4] Summary of Awards by Bank Type - State-owned banks performed well, with ICBC, China Bank, and Construction Bank each winning 6 awards, while Agricultural Bank, Traffic Bank, and others also received multiple awards [5][6] - The distribution of awards among various bank types reflects a diverse range of technological advancements across the banking sector [5][6]

Core Insights - The People's Bank of China announced the winners of the 2024 Financial Technology Development Award, representing the highest honor in the financial industry for technological achievements [1] - A total of 290 awards were given, with 115 awards going to various banking institutions, showcasing the technological capabilities and innovations in the financial sector [1][2] Summary by Category Award Distribution - The awards included 1 special award, 18 first prizes, 103 second prizes, 148 third prizes, and 20 "Micro-Innovation Awards" [1] - Among the 18 first prizes, banking institutions secured 9, with the Industrial and Commercial Bank of China being the only institution to win two first prizes [2] Focus Areas of Winning Projects - Winning projects primarily revolved around large-scale "hard technology" infrastructure, such as AI-driven risk detection platforms and core banking system transformations [2] - Notable projects included the Agricultural Bank's enterprise-level architecture, the Industrial Bank's AI security platform, and the China Bank's IT architecture transformation [2] Emphasis on AI and Innovation - The term "intelligent" appeared 67 times, "AI" 15 times, and "large model" 28 times in the context of the awarded projects, indicating a strong focus on AI technologies [3] - Smaller financial institutions also performed well, with several projects focusing on specific business scenarios enhanced by AI, such as intelligent credit risk management and customer service systems [4] Performance of Smaller Institutions - Smaller banks like Qingdao Bank and Hunan Bank received multiple awards for projects aimed at intelligent product management and credit risk transformation [4] - The Gansu Rural Credit Cooperative was highlighted for its focus on intelligent customer service and risk control platforms, showcasing the innovation potential of smaller financial entities [4]

Core Viewpoint - Agricultural Bank of China (601288) has announced the appointment of Ms. Wang Peishi as an independent non-executive director, effective immediately, following the approval from the National Financial Supervision Administration [1] Group 1 - Ms. Wang Peishi will serve on the Board's Audit Committee, Risk Management and Consumer Rights Protection Committee, and the Risk Committee for the U.S. regional institution [1] - The appointment is in accordance with relevant regulations and the Board's resolution [1]

Core Insights - Agricultural Bank of China Jiangsu Suzhou Demonstration Zone Branch successfully intercepted a gold scam, saving a customer nearly 160,000 yuan [1] - The scam involved a fraudulent scheme promising high returns on gold investments through social media [1] - The branch's quick response and collaboration with logistics helped prevent the loss of customer funds [1] Group 1: Incident Overview - A customer was lured into a gold investment scam via social media, where the scammer promised guaranteed profits [1] - The customer followed the scammer's instructions to purchase gold and provide a delivery address [1] - The branch staff noticed the suspicious transaction and initiated an emergency response [1] Group 2: Response Measures - The branch monitored the logistics information and confirmed the package had not yet been delivered to the scammer's address [1] - They coordinated with higher authorities to intercept the package and prevent the loss [1] - The incident highlights the increasing threat of internet financial scams and the need for robust consumer protection [1] Group 3: Future Initiatives - The branch plans to enhance internal risk control by improving transaction monitoring models and conducting regular risk training [2] - It aims to educate the public on financial safety through outreach programs in crowded areas [2] - Customized educational sessions will be organized to address specific community needs regarding financial fraud prevention [2]

Core Viewpoint - Agricultural Bank of China (01288) has announced the appointment of Ms. Wang Peishi as an independent non-executive director, effective immediately, following the approval from the National Financial Supervision Administration [1] Group 1 - Ms. Wang Peishi will serve on the Board's Audit Committee, Risk Management and Consumer Rights Protection Committee, and the Risk Committee for the U.S. regional institution, as well as the Related Party Transactions Control Committee [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任 何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責 任。 AGRICULTURAL BANK OF CHINA LIMITED 1288 董事名單與其角色和職能 中國農業銀行股份有限公司（「本行」）董事會（「董事會」）成員載列如下。 執行董事 谷 澍 王志恒 林 立 獨立非執行董事 吳聯生 汪昌雲 鞠建東 莊毓敏 - 1 - 董事會設立7個專門委員會。下表提供各董事會成員在這些委員會中所擔任的職位。 | 委員會 | | | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | | 戰略規劃 | 「三農」 金融與 | | | 風險 管理與 | | | | | | 與可持續 | 普惠金融 | 提名與 | | 消費者 | 關聯交易 | 美國區域 | | | | 發展 | 發展 | 薪酬 | 審計 | 權益保護 | 控制 | 機構風險 | | 董事 | | 委員會 | 委員會 | ...

Group 1 - The Zhejiang Social Security Science and Technology Innovation Fund has officially launched in Zhejiang, marking a significant step in supporting innovation-driven development strategies in China [1] - The fund is jointly established by the Zhejiang Provincial Government, the National Social Security Fund Council, and Agricultural Bank of China, reflecting a strong collaboration between industry and finance [1] - The initial scale of the fund is 50 billion yuan, aimed at leveraging social capital to invest in key areas of scientific and technological innovation [1] Group 2 - The fund's establishment is aligned with the spirit of the 20th National Congress of the Communist Party of China, emphasizing the importance of patient capital in fostering new productive forces [1] - The fund aims to accelerate the construction of a modern industrial system unique to Zhejiang, promoting localized development of new productive forces [1]

AGRICULTURAL BANK OF CHINA LIMITED 1288 關於董事變動的公告 委任獨立非執行董事 茲提述中國農業銀行股份有限公司（「本行」）日期為2025年6月27日的2024年度股東大會 （「年度股東大會」）表決結果公告，日期為2025年6月6日的年度股東大會通函及日期為 2025年6月23日的董事會（「董事會」）決議公告。王沛詩女士於年度股東大會上獲選舉為本 行獨立非執行董事，於本行2025年6月23日召開的董事會會議上獲選舉為董事會審計委員 會委員、風險管理與消費者權益保護委員會兼美國區域機構風險委員會委員、關聯交易 控制委員會委員，待國家金融監督管理總局核准其任職資格。 本行收到《國家金融監督管理總局關於王沛詩農業銀行獨立董事任職資格的批覆》（金覆 [2025]605號）。根據相關規定及董事會決議，王沛詩女士擔任本行獨立非執行董事，以及 董事會審計委員會委員、風險管理與消費者權益保護委員會兼美國區域機構風險委員會 委員、關聯交易控制委員會委員的任職已生效。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任 何聲明，並明確表示，概 ...

Market Overview - The Shanghai Central Enterprise Index (000042) closed at 1852.7 points, down 0.18%, with a trading volume of 79.123 billion yuan and a turnover rate of 0.33% [1] - Among the index constituents, 16 stocks rose while 33 fell, with AVIC Shenyang Aircraft (中航沈飞) leading the gainers at 1.92% and Zhongjin Gold (中金黄金) leading the decliners at 3.49% [1] Key Constituents - The top ten constituents of the Shanghai Central Enterprise Index are as follows: - China Merchants Bank (招商银行): 10.19% weight, latest price 41.60 yuan, market cap 1,049.146 billion yuan [1] - Yangtze Power (长江电力): 6.79% weight, latest price 28.46 yuan, market cap 696.365 billion yuan [1] - CITIC Securities (中信证券): 5.95% weight, latest price 30.00 yuan, market cap 444.616 billion yuan [1] - SMIC (中芯国际): 5.68% weight, latest price 132.69 yuan, market cap 1,061.529 billion yuan [1] - Industrial and Commercial Bank of China (工商银行): 5.21% weight, latest price 7.99 yuan, market cap 28,476.86 billion yuan [1] - Agricultural Bank of China (农业银行): 4.34% weight, latest price 8.31 yuan, market cap 29,083.59 billion yuan [1] - Bank of Communications (交通银行): 3.65% weight, latest price 7.27 yuan, market cap 6,424.05 billion yuan [1] - Beijing-Shanghai High-Speed Railway (京沪高铁): 3.07% weight, latest price 5.26 yuan, market cap 257.349 billion yuan [1] - China Shipbuilding Industry (中国船舶): 2.65% weight, latest price 36.62 yuan, market cap 275.588 billion yuan [1] - China Shenhua Energy (中国神华): 2.59% weight, latest price 42.59 yuan, market cap 846.200 billion yuan [1] Capital Flow - The net outflow of main funds from the index constituents totaled 3.92 billion yuan, while retail investors saw a net inflow of 2.021 billion yuan [1] - The detailed capital flow for key stocks includes: - AVIC Shenyang Aircraft: Main funds net inflow of 284 million yuan [2] - Yangtze Power: Main funds net inflow of 231 million yuan [2] - Agricultural Bank of China: Main funds net inflow of 127 million yuan [2] - Industrial and Commercial Bank of China: Main funds net inflow of 86 million yuan [2] - China Petroleum (中国石油): Main funds net inflow of 6.5195 million yuan [2] ETF Information - The Gold Stock ETF (product code: 159562) tracks the CSI Hong Kong-Shanghai Gold Industry Index, with a recent five-day change of -0.55% and a P/E ratio of 24.55 times [4] - The latest share count is 1.26 billion, a decrease of 32 million shares, with a net inflow of main funds amounting to 7.874 million yuan [4]

Core Viewpoint - The development of green finance is essential for transforming ecological advantages into economic benefits and promoting high-quality development in Jiangxi Province [1] Group 1: Green Finance Initiatives - Agricultural Bank of China Jiangxi Branch has actively supported green finance, focusing on clean energy, low-carbon transformation of traditional industries, and energy conservation [1] - As of September 2025, the bank's green credit balance reached 118.22 billion yuan, with a net increase of 12.8 billion yuan since the beginning of the year [1] - The county-level green credit balance was 66.25 billion yuan, with a net increase of 8.765 billion yuan [1] Group 2: Renewable Energy Projects - The integration of fish farming and solar energy in Yichun City represents a significant step towards clean energy development, optimizing the energy structure and promoting sustainability [2] - Agricultural Bank of China Yichun Branch provided 264 million yuan in project financing loans, addressing funding shortages and ensuring project progress [2] - During the "14th Five-Year Plan" period, Jiangxi's energy structure has changed significantly, with a 1.6-fold increase in new energy installed capacity, surpassing coal power for the first time [2] Group 3: Environmental Protection Efforts - Jiangxi's Jiujiang City has implemented systematic governance to improve water quality and enhance ecological environments, supported by financial backing from Agricultural Bank of China Jiujiang Branch [3] - The bank has formed a syndicate loan to provide comprehensive financial support for ecological projects, integrating environmental indicators into the credit evaluation system [3] Group 4: Low-Carbon Transformation of Traditional Industries - The introduction of a 10 million yuan green transformation loan enabled a technology company in Yingtan to upgrade its production lines, increasing efficiency by 30% while reducing energy consumption [4][5] - The bank has issued a total of 490 million yuan in loans for the low-carbon transformation of traditional industries, supporting various sectors including copper processing and cement manufacturing [5] - The focus on green development during the "14th Five-Year Plan" period aims to achieve a balance between ecological and economic benefits, with plans for continued financial support in the future [5]