浙江绍兴瑞丰农村商业银行股份有限公司 关于合计持股 5%以上股东权益变动触及 1%刻度的 提示性公告 浙江绍兴瑞丰农村商业银行股份有限公司（以下简称"本行"或"公司"）股东绍 兴安途汽车转向悬架有限公司（以下简称"安途汽车"或"信息披露义务人"）及其一 致行动人保证向本行提供的信息真实、准确、完整，没有虚假记载、误导性陈述或重大 遗漏。 本行董事会及全体董事保证公告内容与信息披露义务人提供的信息一致。 重要内容提示： | 权益变动方向 | 比例增加□ | | 比例减少☑ | | --- | --- | --- | --- | | 权益变动前合计比例 | 6.10% | | | | 权益变动后合计比例 | 5.89% | | | | 本次变动是否违反已作出的承 | 是□ | 否☑ | | | 诺、意向、计划 | | | | | 是否触发强制要约收购义务 | 是□ | 否☑ | | 一、 信息披露义务人及其一致行动人的基本信息 证券代码：601528 证券简称：瑞丰银行 公告编号：2025-027 2025 年 9 月 16 日，本行收到股东安途汽车发来的《关于股份减持情况的 告知函》，安途汽车于 2025 年 ...

Group 1 - The core point of the article is that Ruifeng Bank (601528.SH) received a notification from its shareholder, Antu Automobile, regarding a share reduction on September 16, 2025 [1] - Antu Automobile reduced its holdings through centralized bidding on the same date [1]

Market Overview - The rural commercial bank sector experienced a slight decline of 0.09% on September 16, with Changshu Bank leading the drop [1] - The Shanghai Composite Index closed at 3861.87, up 0.04%, while the Shenzhen Component Index closed at 13063.97, up 0.45% [1] Individual Stock Performance - Zijin Bank (601860) closed at 2.96, up 1.37% with a trading volume of 667,700 shares and a turnover of 197 million yuan [1] - Chongqing Rural Commercial Bank (601077) closed at 6.40, up 0.47% with a trading volume of 1,039,100 shares and a turnover of 664 million yuan [1] - Zhangjiagang Bank (002839) closed at 4.45, up 0.45% with a trading volume of 226,300 shares and a turnover of 101 million yuan [1] - Su Nong Bank (603323) closed at 5.22, up 0.19% with a trading volume of 209,100 shares and a turnover of 109 million yuan [1] - Changshu Bank (601128) closed at 7.39, down 1.73% with a trading volume of 450,000 shares and a turnover of 335 million yuan [1] Capital Flow Analysis - The rural commercial bank sector saw a net inflow of 5.63 million yuan from institutional investors, while retail investors experienced a net outflow of 0.70 million yuan [1] - Major capital flows for Chongqing Rural Commercial Bank showed a net inflow of 73.19 million yuan from institutional investors, but a net outflow of 32.84 million yuan from retail investors [2] - Qingnong Bank (002958) had a net inflow of 8.92 million yuan from retail investors despite a net outflow of 8.54 million yuan from institutional investors [2]

Core Viewpoint - The rural commercial bank sector experienced a decline of 1.26% on September 15, with Yunnan Rural Commercial Bank leading the drop. The Shanghai Composite Index closed at 3860.5, down 0.26%, while the Shenzhen Component Index rose by 0.63% to 13005.77 [1]. Group 1: Market Performance - The closing prices and changes for various rural commercial banks showed negative trends, with Yunnan Rural Commercial Bank down 1.70% to 6.37, and Jiangyin Bank down 1.65% to 4.77 [1]. - The trading volume for the rural commercial bank sector was significant, with total transaction amounts reaching hundreds of millions, such as Zhangjiagang Bank at 1.27 billion and Jiangyin Bank at 1.71 billion [1]. Group 2: Capital Flow - The rural commercial bank sector saw a net inflow of 75.45 million from main funds, while retail investors experienced a net outflow of 71.17 million [1]. - Specific banks like Yunnan Rural Commercial Bank had a main fund net inflow of 57.00 million, but retail investors withdrew 16.05 million [2].

Group 1 - The core announcement is that Zhejiang Shaoxing Ruifeng Rural Commercial Bank Co., Ltd. has won the competitive bid for the 2025 Q3 fiscal account fund storage in Shaoxing Keqiao District, with a bid amount of 85 million [2] - The procurement was conducted by the Shaoxing Keqiao District Finance Bureau [2] - The bank has participated in 302 bidding projects and has made investments in 3 companies, indicating its active engagement in the local economy [1] Group 2 - The bank holds 80 trademark registrations and 12 copyright registrations, showcasing its intellectual property portfolio [1] - Additionally, the bank possesses 6 administrative licenses, which may enhance its operational capabilities [1]

Core Insights - As of the end of Q2 2025, China's green loan balance reached approximately 42.4 trillion yuan, and the green bond balance exceeded 2.2 trillion yuan, positioning China among the top globally [1] - The carbon reduction support tool has guided financial institutions to issue carbon reduction loans exceeding 1.38 trillion yuan [1] - A total of 37 listed banks reported a combined green loan balance of 29.22 trillion yuan, with an average balance exceeding 800 billion yuan, reflecting a year-on-year growth of 41.79% [1][5] Green Loan Growth - The green loan balance of the banking system in China is leading globally, with state-owned banks playing a significant role [4] - Among the six major state-owned banks, the Industrial and Commercial Bank of China (ICBC) leads with a green loan balance of 6 trillion yuan, followed by China Construction Bank and Agricultural Bank of China, each with 5.72 trillion yuan [5] - Postal Savings Bank of China showed a remarkable year-on-year growth rate of 38.31%, nearing the 1 trillion yuan mark [5] Innovation in Green Financial Products - Banks are actively expanding and innovating specialized green financial products and service models, covering areas such as clean energy and environmental remediation [2] - The green financial product system is becoming increasingly diverse, showcasing various practical paths and innovative outcomes [2] Carbon Reduction Support Tool - The carbon reduction support tool is becoming a key indicator of banks' green financial capabilities, effectively directing financial resources towards green and low-carbon sectors [9] - In Q2 2025, 16 banks reported carbon reduction loans that facilitated a carbon reduction equivalent of over 7 million tons, with a total loan amount of nearly 24 billion yuan [9] - Major banks like ICBC and China Construction Bank have over 100 projects funded through carbon reduction loans, leading in both project numbers and loan amounts [9] Performance of Smaller Banks - Smaller banks, including city commercial banks and rural commercial banks, are showing significant growth in green loan balances, with some achieving substantial year-on-year increases [8] - Zhangjiagang Rural Commercial Bank led the rural commercial banks with a growth rate of 30.25% in green loan balances [7] - Smaller banks are encouraged to leverage local advantages and develop differentiated paths to support local green projects [8]

Core Points - The rural commercial bank sector experienced a decline of 1.2% on September 12, with Yunnan Rural Commercial Bank leading the drop [1] - The Shanghai Composite Index closed at 3883.69, up 0.22%, while the Shenzhen Component Index closed at 12996.38, up 0.13% [1] Stock Performance - The closing prices and changes for key rural commercial banks are as follows: - Zijin Bank: 2.96, -0.34% - Changshu Bank: 7.60, -0.39% - Shanghai Rural Commercial Bank: 8.70, -0.46% - Zhangjiagang Bank: 4.48, -0.67% - Ruifeng Bank: 5.55, -0.72% - Sunong Bank: 5.25, -0.94% - Wuxi Bank: 6.03, -1.15% - Qingnong Bank: 3.28, -1.20% - Jiangyin Bank: 4.86, -1.42% - Yunnan Rural Commercial Bank: 6.49, -1.96% [1] Capital Flow - The rural commercial bank sector saw a net outflow of 118 million yuan from main funds, while retail investors contributed a net inflow of 108 million yuan [1] - Detailed capital flow for individual banks shows: - Ruifeng Bank: Main funds -189.46 thousand, Retail funds +66.01 thousand - Shanghai Rural Commercial Bank: Main funds -543.89 thousand, Retail funds +117.60 thousand - Zijin Bank: Main funds -740.49 thousand, Retail funds +762.08 thousand - Wuxi Bank: Main funds -831.59 thousand, Retail funds +881.56 thousand - Zhangjiagang Bank: Main funds -1087.07 thousand, Retail funds +1526.36 thousand - Qingnong Bank: Main funds -1198.02 thousand, Retail funds +899.30 thousand - Sunong Bank: Main funds -1200.33 thousand, Retail funds +764.96 thousand - Jiangyin Bank: Main funds -1627.70 thousand, Retail funds +850.10 thousand - Changshu Bank: Main funds -1722.64 thousand, Retail funds +2455.71 thousand - Yunnan Rural Commercial Bank: Main funds -2678.88 thousand, Retail funds +2524.52 thousand [2]

Core Points - The company held its first extraordinary general meeting of shareholders in 2025 on September 11, 2025, at its headquarters in Shaoxing, Zhejiang Province [2][7] - The meeting was chaired by the chairman Wu Zhihui and utilized a combination of on-site and online voting methods, complying with relevant laws and regulations [2][3] - All resolutions proposed during the meeting were approved, including the decision to abolish the supervisory board and amend the business scope and company articles [4][5] Meeting Attendance - Out of 16 current directors, 4 attended the meeting, while several non-executive and independent directors were absent due to official duties [3] - Among the 9 current supervisors, only 2 attended, with others also absent for similar reasons [3] - The company secretary was present, along with other senior executives [3] Resolutions Passed - The following resolutions were passed: 1. Abolishment of the supervisory board 2. Change in business scope and amendment of the company articles 3. Revision of the rules for shareholder meetings 4. Revision of the rules for board meetings - Resolutions 1 and 2 were special resolutions requiring a two-thirds majority, while the others were ordinary resolutions needing a simple majority [4][5] Legal Verification - The meeting was witnessed by Jiangsu Century Tongren Law Firm, confirming that the meeting's procedures and resolutions were in compliance with legal requirements [6] - The legal opinion concluded that the resolutions made during the meeting were valid and effective [6]

第一条 为保障浙江绍兴瑞丰农村商业银行股份有限公司 （以下称"本行"）董事会依法独立、规范、有效地行使职权，确 保董事会高效规范运作和科学决策，完善本行公司治理结构，根 据《中国共产党章程》《中华人民共和国公司法》（以下简称《公 司法》）、《中华人民共和国商业银行法》及《浙江绍兴瑞丰农村 商业银行股份有限公司章程》（以下简称"本行章程"）《银行保险 机构公司治理准则》及其他适用法律法规、行政规章，结合本行 实际，制定本规则。 第二条 本行董事会是股东会的执行机构和本行的经营决 策机构，对股东会负责。 浙江绍兴瑞丰农村商业银行股份有限公司 董事会议事规则 第一章 总 则 本行董事会讨论决定本行重大问题、重大经营管理事项，党 委研究讨论是前置程序。 第二章 董事会构成及职权 第三条 本行董事会由 17 名董事组成，其中独立董事应不 少于董事会人数的 1/3。设董事长 1 名，由董事提名，以全体董 事过半数选举产生，经银行业监督管理机构核准任职资格后履行 1 职责。 董事会规模和人员构成应符合有关法律法规及公司治理的 有关要求，确保董事会专业、高效地履行职能。 第四条 董事会行使下列职权： （一）召集股东会会议，并 ...

浙江绍兴瑞丰农村商业银行股份有限公司 股东会议事规则 第一章 总 则 第一条 为保障浙江绍兴瑞丰农村商业银行股份有限 公司（以下称"本行"）股东依法行使权利，确保股东会高效 规范运作和科学决策、完善本行公司治理结构，根据《中华 人民共和国公司法》（以下简称"《公司法》"）、《中华人民共 和国商业银行法》《浙江瑞丰农村商业银行股份有限公司章 程》（以下称"本行章程"）及其他适用法律法规、行政规章， 结合本行实际，制定本规则。 第二条 本行股东会由全体股东组成，股东会是本行的 权力机构，依照国家法律法规、行政规章和本行章程行使职 权。 第三条 本行应当严格按照有关法律法规、行政规章、 本行章程及本规则的相关规定召开股东会，保证股东能够依 法行使权利。 第四条 本行董事会应当切实履行职责，按照本行章程 规定召集股东会。本行全体董事应当勤勉尽责，确保股东会 正常召开和依法行使职权。 第五条 股东会的各项筹备和组织工作由本行董事会 秘书及董事会办公室负责落实。 第六条 股东会分为年度股东会和临时股东会。年度股 1 东会每年召开 1 次，应当于上一会计年度结束后的 6 个月内 召集和召开，因特殊情况需延期召开的，应当及时 ...