证券代码：601577 证券简称：长沙银行 编号：2025-019 优先股代码：360038 优先股简称：长银优 1 长沙银行股份有限公司 第七届董事会第十五次会议决议公告 会议对以下议案进行了审议并表决： 一、长沙银行股份有限公司 2024 年度董事会工作报告 表决情况：同意 10 票，反对 0 票，弃权 0 票。 本议案尚须提交本行股东大会审议。 二、《长沙银行股份有限公司 2024 年年度报告》及摘要（具体 内容详见本行在上海证券交易所披露的《长沙银行股份有限公司 2024 年年度报告》及摘要） 表决情况：同意 10 票，反对 0 票，弃权 0 票。 1 本议案已经本行董事会战略委员会、董事会审计委员会审议通过， 同意提交董事会审议。 本议案尚须提交本行股东大会审议。 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 长沙银行股份有限公司（简称"本行"）第七届董事会第十五次 会议于 2025 年 4 月 24 日上午在长沙银行总行 33 楼 3315 会议室以现 场加视频方式召开。会议应出席董事 10 人，实际出席董事 9 ...

长沙银行股份有限公司第七届董事会 独立董事 2025 年第 3 次专门会议决议 （2025 年 4 月 23 日） 长沙银行股份有限公司（以下简称"本行"）第七届董事会独立 董事 2025 年第 3 次专门会议于 2025 年 4 月 23 日以书面传签表决方 式召开。根据《长沙银行股份有限公司独立董事专门会议议事规则》， 经全体独立董事一致同意，会议豁免在召开前至少一日发布会议通知 的通知时限要求。会议由独立董事易骆之召集并主持。会议应出席独 立董事 4 人，实际出席独立董事 4 人。董事会秘书彭敬恩列席本次会 议。会议的召开符合《中华人民共和国公司法》《中华人民共和国证 券法》《上市公司独立董事管理办法》等法律法规、监管规定。会议 对以下事项进行了审议并表决： 一、长沙银行股份有限公司 2024 年度利润分配预案 经审议，独立董事认为：2024 年度利润分配预案符合相关法律 法规关于利润分配和现金分红的相关规定，既考虑了监管部门对上市 公司现金分红指导意见的要求，又有利于保障内源性资本的持续补充 以支持银行业务的持续健康发展，同时还兼顾了投资者的合理投资回 报要求，不存在损害全体股东特别是中小股东利益的情 ...

证券代码：601577 证券简称：长沙银行 编号：2025-022 优先股代码：360038 优先股简称:长银优 1 长沙银行股份有限公司 关于 2024 年度利润分配预案的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 分配比例：每股派发现金红利 0.42 元（含税） 本次利润分配以实施权益分派股权登记日登记的总股本为 基数，具体日期将在权益分派实施公告中明确。 在实施权益分派的股权登记日前长沙银行股份有限公司（简 称"本行"）总股本发生变动的，拟维持分配总额比例不变，相应调 整每股分配比例，并将另行公告具体调整情况。 本行不触及《上海证券交易所股票上市规则》第 9.8.1 条第 一款第（八）项规定的可能被实施其他风险警示的情形。 综合考虑全体股东的合理投资回报、本行未来战略发展规划 和持续满足资本充足率监管要求等多方面因素，本年度本行拟分派普 通股现金红利总额为 1,689,053 千元，占本行归属于母公司普通股股 东净利润的 22.49%。 一、利润分配预案内容 （一）利润分配预案的具体内容 1 经天 ...

按照《企业内部控制审计指引》及中国注册会计师执业准则的相关要求，我 们审计了长沙银行股份有限公司（以下简称长沙银行）2024 年 12 月 31 日的财 务报告内部控制的有效性。 目 录 一、内部控制审计报告………………………………………………第 1—2 页 内部控制审计报告 天健审〔2025〕2-257 号 长沙银行股份有限公司全体股东： 我们认为，长沙银行于 2024 年 12 月 31 日按照《企业内部控制基本规范》 第 1 页 共 2 页 和相关规定在所有重大方面保持了有效的财务报告内部控制。 天健会计师事务所（特殊普通合伙） 中国注册会计师： 一、企业对内部控制的责任 按照《企业内部控制基本规范》《企业内部控制应用指引》以及《企业内部 控制评价指引》的规定，建立健全和有效实施内部控制，并评价其有效性是长沙 银行董事会的责任。 二、注册会计师的责任 我们的责任是在实施审计工作的基础上，对财务报告内部控制的有效性发表 审计意见，并对注意到的非财务报告内部控制的重大缺陷进行披露。 三、内部控制的固有局限性 内部控制具有固有局限性，存在不能防止和发现错报的可能性。此外，由于 情况的变化可能导致内部控制变得不 ...

Financial Performance - The bank reported a revenue of 6,809,292 thousand RMB for Q1 2025, representing a 3.78% increase compared to 6,561,015 thousand RMB in the same period last year[4] - Net profit attributable to shareholders was 2,173,115 thousand RMB, up 3.81% from 2,093,275 thousand RMB year-on-year[4] - Operating revenue for Q1 2025 was RMB 6.81 billion, a year-on-year growth of 3.78%[26] - Net profit attributable to shareholders was RMB 2.17 billion, reflecting a year-on-year increase of 3.81%[26] - Net profit for Q1 2025 was CNY 2,188,832 thousand, slightly higher than CNY 2,179,312 thousand in Q1 2024, indicating a year-over-year increase of 0.4%[33] - Total comprehensive income for Q1 2025 was CNY 1,303,076 thousand, down from CNY 2,274,961 thousand in Q1 2024, indicating a decline of 42.7%[33] - The company’s total expenses for Q1 2025 were CNY 4,210,334 thousand, an increase of 6.8% from CNY 3,940,280 thousand in Q1 2024[32] Asset and Liability Management - The total assets increased by 5.62% to 1,211,242,255 thousand RMB from 1,146,747,921 thousand RMB at the end of the previous year[5] - Total liabilities amounted to RMB 1,129.59 billion, an increase from RMB 1,066.40 billion at the end of 2024[30] - Total assets reached RMB 1,211.24 billion, an increase of RMB 644.94 billion or 5.62% compared to the beginning of the year[26] - Total equity attributable to shareholders reached 79,301,004 thousand RMB, reflecting a 1.65% increase from 78,013,645 thousand RMB at the end of the previous year[5] - Total equity reached RMB 81.65 billion, compared to RMB 80.35 billion at the end of 2024[30] - Total assets increased to CNY 1,152,879,767 thousand as of March 31, 2025, up from CNY 1,093,774,401 thousand at the end of 2024, representing a growth of approximately 5.4%[38] - Total liabilities increased to CNY 1,075,141,941 thousand as of March 31, 2025, compared to CNY 1,017,303,381 thousand at the end of 2024, an increase of about 5.7%[39] - The total equity increased to CNY 77,737,826 thousand as of March 31, 2025, from CNY 76,471,020 thousand at the end of 2024, reflecting a growth of approximately 1.7%[39] Loan and Deposit Growth - The total amount of loans and advances increased by 7.86% to 587,940,511 thousand RMB compared to 545,108,561 thousand RMB at the end of the previous year[5] - Total deposits amounted to RMB 750.71 billion, up by RMB 277.33 billion or 3.84% year-to-date[26] - Loans and advances totaled RMB 587.94 billion, increasing by RMB 428.32 billion or 7.86% since the start of the year[26] - The bank's deposits rose to CNY 748,087,694 thousand as of March 31, 2025, up from CNY 721,299,695 thousand at the end of 2024, indicating a growth of approximately 3.7%[39] - The net increase in customer loans and advances was 38,994,263 thousand RMB, compared to 33,857,395 thousand RMB in the same period last year, indicating growth in lending activities[43] Capital Adequacy and Liquidity - The bank's core tier 1 capital adequacy ratio was 9.74% as of March 31, 2025, slightly up from 9.71% at the end of the previous year[9] - The liquidity coverage ratio stood at 400.69%, indicating a strong liquidity position[12] - The non-performing loan ratio was reported at 1.18%, showing a slight increase from 1.17% at the end of the previous year[19] - Non-performing loan ratio stood at 1.18%, with a provision coverage ratio of 309.82%[26] Cash Flow Analysis - The bank's cash flow from operating activities was negative at -52,785,184 thousand RMB, indicating a significant decrease in cash generation compared to the previous year[4] - The net cash flow from operating activities was negative at CNY -52,785,184 thousand, worsening from CNY -23,713,766 thousand in the previous year[36] - In Q1 2025, the net cash flow from operating activities was -52,239,725 thousand RMB, compared to -23,916,473 thousand RMB in Q1 2024, indicating a significant decline[43] - Cash inflow from investment activities totaled 110,285,363 thousand RMB, up from 46,752,416 thousand RMB in Q1 2024, reflecting a strong investment recovery[43] - The net cash flow from investment activities was 44,203,820 thousand RMB, compared to -3,816,852 thousand RMB in the previous year, showing a positive shift[43] - The net cash flow from financing activities was 9,190,590 thousand RMB, down from 27,528,484 thousand RMB in the same quarter last year, suggesting a decrease in financing efficiency[44] Earnings Per Share - The bank's basic earnings per share increased to 0.54 RMB, a rise of 3.85% from 0.52 RMB in the same period last year[4] - The basic and diluted earnings per share for Q1 2025 were both CNY 0.54, up from CNY 0.52 in Q1 2024, reflecting a growth of 3.8%[33]

Financial Performance - Total assets reached CNY 1,146.748 billion, with operating income of CNY 25.936 billion and net profit attributable to shareholders of CNY 7.827 billion, indicating stable growth in operations [9]. - The company's operating income for 2024 reached RMB 25,935,801 thousand, representing a 4.57% increase compared to RMB 24,802,828 thousand in 2023 [35]. - Net profit attributable to shareholders of the parent company was RMB 7,826,575 thousand, up 4.87% from RMB 7,462,951 thousand in the previous year [35]. - The total assets increased by 12.42% to RMB 1,146,747,921 thousand from RMB 1,020,032,943 thousand in 2023 [35]. - The company's capital net worth grew by 15.00% to RMB 94,200,829 thousand compared to RMB 81,914,616 thousand in 2023 [36]. - The company's total revenue for the business segment was CNY 12,873,933 thousand in 2024, showing a year-on-year increase of 3.90% [162]. - The company reported a significant decline in investment income, which fell by 24.18% to RMB 3,110.22 million [62]. - The company reported a decrease in investment income for 2024, totaling 3.11 billion RMB, down 24.18% from the previous year [88]. Asset and Liability Management - The total liabilities increased by 12.05% to RMB 1,066,397,629 thousand from RMB 951,713,564 thousand in 2023 [36]. - The total amount of loans and advances was CNY 545.11 billion, growing by 11.61% year-on-year [106]. - The total amount of other debt investments surged by 99.05% to CNY 107.13 billion [110]. - The total amount of debt investments increased by 9.85% to RMB 272,281,367 thousand, compared to RMB 247,876,479 thousand in the previous year [118]. - The total amount of overdue loans was RMB 9.80 billion, representing 1.80% of the total loan portfolio [148]. - The balance of restructured loans decreased to RMB 3.97 billion, accounting for 0.73% of total loans, down from 0.83% in the previous year [150]. - The company's total assets reached CNY 1,225,639,460 thousand, with a leverage ratio of 6.39% as of December 31, 2024 [167]. Customer Engagement and Market Expansion - Wealth management assets under management (AUM) rose by 12.30%, with retail AUM increasing by 13.75%, indicating enhanced customer engagement [12]. - The bank has established a close relationship with over 18 million individual customers and more than 400,000 corporate clients, aiming to create a stable and sustainable value for customers and investors [16]. - The bank's retail financial services are evolving from "traffic" to "retention," with plans to enhance its product matrix and service models [19]. - The bank aims to increase the coverage rate of target customers in six trillion-yuan industrial chains in Hunan Province to 30% over the next three years, with a focus on key parks achieving a 60% coverage rate [19]. - The retail customer base expanded to 18.4423 million, an increase of 4.21% year-over-year [46]. - The company has expanded its presence in major cities, including Guangzhou and Changsha, to enhance market reach [199]. Risk Management and Compliance - Non-performing loan ratio maintained at a competitive level, showcasing effective risk management practices [14]. - The company is focusing on enhancing risk management culture and compliance mechanisms to strengthen operational stability [60]. - The bank's liquidity risk indicators are all better than regulatory requirements, ensuring stable business development [181]. - The bank has conducted liquidity risk stress tests and developed emergency plans to improve risk event response capabilities [181]. - The company emphasized a robust risk management framework, focusing on compliance and risk balance to support stable operations and healthy development [172]. Strategic Initiatives and Future Outlook - The bank aims to enhance its core capabilities to match strategic goals, focusing on innovation service, asset-liability management, digital support, organizational collaboration, comprehensive risk control, and cultural driving capabilities [18]. - The bank is transitioning from a focus on short-term fluctuations to long-term capability building and development foundation [18]. - The company plans to continue expanding its market presence through strategic acquisitions and partnerships [200]. - The company is focusing on technological advancements and new product development to drive future growth [200]. - The bank is committed to redefining its mission, customer, and talent values to accelerate the shift towards a quality value-driven development model [16].

长沙银行（601577）公告，2025年第一季度营收为68.09亿元，同比增长3.78%；净利润为21.73亿元， 同比增长3.81%。 ...

证券代码：601577 证券简称：长沙银行 编号：2025-018 优先股代码：360038 优先股简称：长银优 1 长沙银行股份有限公司 关于发行金融债券的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 经中国人民银行批准，长沙银行股份有限公司（简称"本行"） 在全国银行间债券市场成功发行了"长沙银行股份有限公司 2025 年 小型微型企业贷款专项金融债券"。 本期债券于 2025 年 4 月 16 日簿记建档，并于 2025 年 4 月 18 日 完成发行缴款，发行规模为人民币 50 亿元，3 年期固定利率，票面 利率为 1.86%。 1 特此公告。 长沙银行股份有限公司董事会 2025 年 4 月 19 日 本期债券的募集资金将专项用于发放小型微型企业贷款，加大对 小型微型企业信贷支持力度，推动小型微型企业业务稳健、健康发展。 ...

21世纪经济报道记者梳理去年业绩表现，数据显示，领跑的几家头部城商行江苏银行、北京银行、宁波银行、上海银行、南京 银行等头部城商行去年营收均在500亿元之上。 21世纪经济报道记者余纪昕 上海报道 随着年报季步入下半场，17家上市城商行中，已有14家的2024年业绩表现"浮出水面"。 在银行业普遍面临信贷需求不足、营收净利承压、息差收窄的背景下，这些城商行之中，不少家都充分发挥了地域优势资源和 优势业务细分领域实现差异化经营，业绩表现在"稳住"之余，更走出了亮眼的上升之路。 虽在网点数量和资产规模、营收上不及国有大行（后者凭借网点优势在吸纳低息存款方面更具优势），但不少城商行在营收增 速方面去年保持住了不错的增长势头，正打出各具特色的差异化发展策略。 营收净利双增"长跑"拉开差距 在营业收入方面，14家上市城商行去年大多实现了不错的同比增长表现，平均营收增速达5.31%。其中，南京银行（营收同比增 长11.32%）、江苏银行、宁波银行、杭州银行的表现尤为突出。 值得注意的是，江苏银行和宁波银行在同比营收基数本身较大的情况下，2024年营收仍实现了超8%的高速增长，江浙地区优质 客户信贷资源显然对两家银行连年实 ...

长沙晚报掌上长沙4月16日讯（全媒体记者 吴鑫矾 陈星源）4月16日，"万亿长行 给力湖南"长沙银行千企万户大 走访·拓商圈促消费专场活动举行，以高质量金融供给助力扩大内需、消费升级。部分省直单位、市直单位、开福 区相关部门以及80余家企业、商户代表参加活动。 "三新"举措践行服务承诺 今年3月，"万亿长行 给力湖南"长沙银行千企万户大走访启动，聚焦"进园区、访协会、走企业、拓商圈、联社 区、入乡村"六个阵地，通过贯穿全年、覆盖全省的大走访，面对面倾听客户心声，实打实解决企业诉求，切实落 实中央、省、市关于金融服务实体、金融支持小微企业融资的决策部署。 消费是拉动经济增长的主引擎之一。长沙银行突出政治责任、强化金融担当，积极为全省提振消费、扩大内需贡 献力量，切实服务好消费升级、服务好社区居民、服务好湘企出海。通过创新信贷产品、搭建消费场景、优化支 付体验，已累计为超过600个商圈、20万商户、252万客户提供消费金融服务；通过推动服务下沉，动态优化网点 布局，搭建社区网格化服务体系，获得全省1800余万个人客户的青睐；通过搭建集国际结算、跨境投融、汇率避 险于一体的全产品体系、一站式平台，服务外贸企业超15 ...