香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國銀行股份有限公司 BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） （股份代號：3988） 2026年第一次臨時股東會通告 茲通告中國銀行股份有限公司（「本行」）謹訂於2026年4月22日（星期三）上午9時 30分（將於上午8時30分開始辦理登記手續）假座中國北京市西城區復興門內大街1 號中國銀行總行大廈舉行2026年第一次臨時股東會（「臨時股東會」），以考慮及批 准下列各項決議案。除文義另有所指外，本通告專有詞彙與本行日期為2026年3 月30日的通函（「通函」，當中包括本通告）所定義者具有相同涵義。 於本通告日期，本行董事為葛海蛟、張輝、劉進、蔡釗、張勇*、黃秉華*、劉輝*、師永彥*、 樓小惠*、李子民*、讓•路易•埃克拉 # 、喬瓦尼•特里亞 # 、劉曉蕾 # 、張然 # 、高美懿 # 、胡展雲 # 。 1 普通決議案 中國銀行股份有限公司 董事會 中國， ...

Core Insights - In 2025, the Bank of China achieved an operating income of 659.9 billion yuan, reflecting a year-on-year growth of 4.28% [1] - The bank's net profit after tax reached 257.9 billion yuan, with shareholder net profit at 243 billion yuan, showing increases of 2.06% and 2.18% respectively, with growth rates improving compared to the first three quarters [1] Financial Performance - As of the end of 2025, the total assets of the Bank of China amounted to 38.36 trillion yuan, representing a growth of 9.40% from the previous year [1] - The total customer loans reached 23.45 trillion yuan, marking an 8.61% increase year-on-year [1] - The total financial investments stood at 9.66 trillion yuan, with a significant growth of 15.54% compared to the previous year [1] - The total liabilities were 35.15 trillion yuan, up by 9.47% from the end of the previous year [1] - Customer deposits totaled 26.18 trillion yuan, reflecting an 8.18% increase year-on-year [1] Customer Growth and Engagement - The Bank of China implemented targeted strategies for small and micro enterprises, resulting in a 13.88% growth in the total number of corporate clients by the end of 2025 [1] - The number of individual customers exceeded 550 million, with a steady increase in individual financial assets [1] - Monthly active users of the personal mobile banking app surpassed 100 million [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國銀行股份有限公司 BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） （「本行」） （股份代號：3988） 公告 董事會決議 本行董事會審計委員會已審議通過中國銀行2025年年度報告中的財務報告， 同意提交董事會。 詳情請查閱本行同日刊登在香港交易及結算所有限公司網站 ( www.hkexnews.hk )和本行網站( www.boc.cn )的有關內容。 1 二、中國銀行2025年年度第三支柱信息披露報告 贊成：16 反對：0 棄權：0 本行於2026年3月30日在北京以現場表決方式召開董事會會議，會議通知於2026 年3月16日通過書面及電子郵件方式送達至本行所有董事。本次會議由董事長葛 海蛟先生主持，會議應出席董事16名，親自出席董事15名。執行董事劉進先生因 其他重要公務未能親自出席會議，委託執行董事蔡釗先生代為出席並表決。高級 管理層成員列席了會議。會議 ...

EF002 免責聲明 | 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因 | | | --- | --- | | 公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 | | | | 股票發行人現金股息（可選擇貨幣）公告 | | 發行人名稱 | 中國銀行股份有限公司 | | 股份代號 | 03988 | | 多櫃檯股份代號及貨幣 | 不適用 | | 相關股份代號及名稱 | 不適用 | | 公告標題 | 建議派發截至2025年12月31日止年度之末期股息 | | 公告日期 | 2026年3月30日 | | 公告狀態 | 新公告 | | 股息信息 | | | 股息類型 | 末期 | | 股息性質 | 普通股息 | | 財政年末 | 2025年12月31日 | | 宣派股息的報告期末 | 2025年12月31日 | | 宣派股息 | 每 10 股 1.169 RMB | | 股東批准日期 | 有待公佈 | | 香港過戶登記處相關信息 | | | 派息金額及公司預設派發貨幣 | HKD， 金額有待公佈 | | 匯率 ...

Core Viewpoint - China Bank has successfully concluded its 14th Five-Year Plan and is poised for high-quality development during the 15th Five-Year Plan, focusing on building a strong financial institution and serving the real economy [1][4]. Strategic Goals - The bank aims to align with the strategic deployment of building a financial powerhouse, acting as a key player in implementing the decisions of the Central Committee, and maintaining financial stability while promoting high-quality economic development [1][4]. Management Focus - During the 15th Five-Year Plan, China Bank will concentrate on its core responsibilities, enhance operational advantages, and intensify risk prevention and reform efforts to promote high-quality development [1][4]. Six Capability Developments - The six capabilities to be developed include: 1. Strong service capability for the real economy 2. Strong global layout capability and international competitiveness 3. Strong comprehensive customer service capability 4. Strong risk resistance capability 5. Strong integrated operation capability 6. Strong financial talent team [2][6]. Two Transformation Initiatives - The two transformation initiatives focus on accelerating digital transformation and promoting sustainable business development [3][6]. Development Goals for 2026 - The development goals for 2026 are summarized as follows: 1. Innovate to support national priorities and new productive forces 2. Optimize to consolidate advantages and support high-level opening-up 3. Improve to create value and address low-interest rate challenges 4. Strengthen to enhance the quality and efficiency of key business services 5. Stabilize to build a robust risk defense and manage internal and external challenges 6. Advance intelligence by enhancing digital capabilities and operational efficiency [3][6].

| 107 | 科技金融 | | --- | --- | | 117 | 普惠金融 | | 124 | 養老金融 | | 130 | 消費者權益保護 | | 144 | 員工 | | 159 | 公益慈善與志願服務 | 治理篇 | 173 | 發揮黨建引領作用 | | --- | --- | | 175 | 公司治理 | | 181 | 風險管理 | | 191 | 合規與商業道德 | | 195 | 數字金融 | 發揮全球化優勢專題 169 供應鏈管理 開篇 環境篇 社會篇 全力服務高水平對外開放 積極探索全球 ESG 履責 結篇 219 227 獨立鑒證報告 內容索引 01 02 07 關於中國銀行 12 董事會聲明 13 董事長致辭 15 行長致辭 17 ESG 關鍵績效表 27 可持續發展管理 51 綠色金融 （應對氣候變化） 87 綠色運營 99 生物多樣性保護 209 216 實踐 中國銀行 2025 年度可持續發展報告 釋義 | 本行 / 集團 | 中國銀行股份有限公司或其前身及（除文義另有所指外）中國銀行股份有 | 中銀航空租賃 | 中銀航空租賃有限公司，一家根據新加坡公司法在新加坡註冊成立的 ...

中國銀行股份有限公司 2025年年度 第三支柱信息披露報告 目錄 | 1 | 引言 | | 2 | | --- | --- | --- | --- | | | 1.1 | 披露依據 | 2 | | | 1.2 | 披露聲明 | 2 | | 2 | 2.1 | 風險管理、關鍵審慎監管指標和風險加權資產概覽 KM1：監管併表關鍵審慎監管指標 | 3 3 | | | 2.2 | KM2：關鍵審慎監管指標——處置集團的總損失吸收能力監管要求 | 5 | | | 2.3 | OVA：風險管理定性信息 | 6 | | | 2.4 | OV1：風險加權資產概況 | 9 | | 3 | | 資本和總損失吸收能力的構成 | 11 | | | 3.1 | CCA：資本工具和合格外部總損失吸收能力非資本債務工具的主 | 11 | | | 要特徵 | | | | | 3.2 | CC1：資本構成 | 11 | | | 3.3 | CC2：集團財務併表和監管併表下的資產負債表差異 | 15 | | | 3.4 | TLAC1：全球系統重要性銀行的總損失吸收能力構成（按處置集團） | 18 | | | 3.5 | TLAC2：重要子集團 ...

Core Viewpoint - In 2025, the Bank of China aims to strengthen its role in serving the real economy and maintaining financial stability, achieving key indicators of its 14th Five-Year Plan as scheduled [1] Financial Performance - The Bank of China achieved an operating income of 659.9 billion yuan, a year-on-year increase of 4.28%, and a net profit after tax of 257.9 billion yuan, reflecting a growth of 2.06% [3][19] - The total assets reached 38.36 trillion yuan, growing by 9.40% year-on-year, with customer loans totaling 23.45 trillion yuan, an increase of 8.61% [3][19] - The cost-to-income ratio improved to 27.84%, down by 0.93 percentage points year-on-year, indicating enhanced efficiency [3][19] Business Growth - The number of personal customers exceeded 550 million, with a significant increase in financial assets and mobile banking users surpassing 100 million [4][20] - The bank maintained a leading position in foreign exchange and cross-border financial services, handling about 25% of cross-border settlements [4][20] - The total amount of green loans exceeded 4.96 trillion yuan, growing by 27.83%, and the bank led the market in underwriting green bonds [7][23] Support for Real Economy - The bank provided 1.81 trillion yuan in new domestic RMB loans, with a growth rate of 9.90% [6][22] - Loans to the manufacturing sector reached 3.50 trillion yuan, increasing by 17.18%, while loans to strategic emerging industries grew by 30.59% [6][22] - The bank launched initiatives to support the artificial intelligence industry, collaborating with 4,460 core enterprises and providing comprehensive financial services [6][22] International Expansion - The Bank of China has a strong global presence, with total assets from overseas institutions contributing 22.18% to its profits [10][26] - The bank processed international settlements exceeding 4.45 trillion USD, maintaining a leading market position [10][27] - The bank has supported over 1,400 credit projects in countries involved in the Belt and Road Initiative, with total credit support exceeding 439 billion USD [11][27] Risk Management - The non-performing loan ratio stood at 1.23%, a decrease of 0.02 percentage points from the beginning of the year, with a provision coverage ratio of 200.37% [14][31] - The bank has established a comprehensive risk management system to address various risks effectively [14][31] Technological Advancements - The bank completed a significant upgrade of its core systems, enhancing its technological infrastructure and operational efficiency [16][33] - It has implemented over 40 strategic technology projects, reducing average delivery times by 13.4% [16][33] - The bank is actively promoting the use of artificial intelligence across various business areas, enhancing operational quality [16][33]

截至2025年末，集团资产、负债总额分别突破38万亿元、35万亿元，分别较上年末增长9.40%、 9.47%。全年实现营业收入和税后利润6,599亿元、2,579亿元，分别同比增长4.28%、2.06%；集团不良 贷款率1.23%，较上年末下降0.02个百分点。董事会建议派发2025年末期现金股利每10股1.169元，连同 已派发完毕的中期现金股利，2025年全年现金股利为每10股2.263元，派息率为30%。 格隆汇3月30日丨中国银行(03988.HK)公告，2025年，集团实现营业收入6,598.66亿元，同比增加270.95 亿元，增长4.28%；实现税后利润2,579.36亿元，同比增加52.17亿元，增长2.06%；实现本行股东应享税 后利润2,430.21亿元，同比增加51.80亿元，增长2.18%。平均总资产回报率(ROA)0.70%，净资产收益率 (ROE)8.94%。 ...

新浪财经3月30日讯，3月30日，中国银行在港交所公告，2025年，集团实现营业收入6598.66亿元，同 比增加270.95亿元，增长4.28%；实现税后利润2579.36亿元，同比增加52.17亿元，增长2.06%；实现本 行股东应享税后利润2430.21亿元，同比增加51.80亿元，增长2.18%。 ...