Group 1 - The banking sector saw a slight increase of 0.46% on February 2, with CITIC Bank leading the gains [1] - The Shanghai Composite Index closed at 4015.75, down 2.48%, while the Shenzhen Component Index closed at 13824.35, down 2.69% [1] - CITIC Bank's stock price rose by 2.64% to 7.38, with a trading volume of 1.1463 million shares and a transaction value of 845 million yuan [1] Group 2 - The net inflow of main funds in the banking sector was 162 million yuan, while retail funds saw a net inflow of approximately 89.95 million yuan [1] - CITIC Bank had a net inflow of 72.32 million yuan from main funds, but a net outflow of 18.99 million yuan from retail funds [1] - Minsheng Bank experienced a net inflow of 65.07 million yuan from main funds, with a net outflow of 30.58 million yuan from retail funds [1]

Core Insights - The report focuses on the performance of pure fixed-income products issued by wealth management companies, highlighting the best-performing products available for sale through various distribution channels [1][4] Group 1: Product Performance - The ranking of products is based on their annualized returns over the past month, three months, and six months, with a particular emphasis on the three-month annualized yield to reflect their performance amid recent market fluctuations [1] - A total of 28 distribution institutions are involved, including major banks such as Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, and others [1] Group 2: Product Availability - The list of products is categorized as "available for sale," but actual availability may vary due to factors such as sold-out quotas or differences in product listings shown to different customers by banks [1] - Investors are advised to refer to the actual displays on the distribution bank's app for the most accurate information regarding product availability [1] Group 3: Data Source - The data presented in the report is sourced from the Nanfang Financial Terminal and Nanfang Wealth Management, with statistics as of January 30 [3][5]

2026年春节假期临近。这个连休9天的"史上最长春节假期"，直接刺激出境游需求的爆发，春节出境游 相关产品的预订也已经进入高峰。在这场"走出去"的热潮中，跨境消费场景正经历一场深刻的数字化变 革。 近日，Visa率先实现中国持卡人Apple Pay绑卡功能，中信银行（601998）作为首批银行同步支持信用卡 及借记卡绑定。伴随2月2日铁路春运启动，出境游市场迎来消费高峰。Visa顺势推出首绑优惠及交通场 景权益，覆盖出境游与境外生活全链条，跨境支付便利化再升级。 "支付是跨境消费的'第一触点'，体验好坏直接影响消费意愿与规模。"金融科技专家、招联首席研究员 董希淼认为，"过去几年，行业主要解决的是'从无到有'和'从卡到码'的问题。而现在，竞争焦点已转向 如何在全球范围内，提供如本地支付一样顺畅、智慧且安全的无缝体验。" 在此背景下，中信银行与Visa的长期合作积淀成为关键底座。依托Visa覆盖全球的清算网络，中信银行 信用卡用户能享受包括汇率优惠、交易安全保障、以及紧急换卡等服务。而此次通过接入Apple Pay， 则将合作推向体验层的前沿。 "这直接击中了几个核心痛点。"中信银行信用卡中心相关负责人解释，" ...

中央纪委国家监委网站讯 据中央纪委国家监委驻中信集团纪检监察组、浙江省纪委监委消息：中信银 行上海审计中心总经理姜雨林涉嫌严重违纪违法，主动投案，目前正接受中央纪委国家监委驻中信集团 纪检监察组纪律审查和浙江省监察委员会监察调查。 责任编辑：曹睿潼 中央纪委国家监委网站讯 据中央纪委国家监委驻中信集团纪检监察组、浙江省纪委监委消息：中信银 行上海审计中心总经理姜雨林涉嫌严重违纪违法，主动投案，目前正接受中央纪委国家监委驻中信集团 纪检监察组纪律审查和浙江省监察委员会监察调查。 （中央纪委国家监委驻中信集团纪检监察组、浙江省纪委监委） 责任编辑：曹睿潼 （中央纪委国家监委驻中信集团纪检监察组、浙江省纪委监委） ...

Core Viewpoint - The banking sector experienced significant capital outflows in January 2026, with a notable recovery in stock prices despite the outflows, indicating a potential increase in long-term institutional investor interest [1]. Group 1: Market Performance - As of February 2, 2026, the China Securities Banking Index (399986) rose by 0.15%, with notable increases in individual bank stocks such as CITIC Bank (up 2.64%), Shanghai Bank (up 1.62%), and Huaxia Bank (up 1.42%) [1]. - The Bank ETF Huaxia (515020) increased by 0.18%, with the latest price at 1.65 yuan [1]. Group 2: Capital Flows - In January 2026, there was a substantial net outflow of passive funds from the banking sector, totaling 9,102 billion yuan for the month and 3,773 billion yuan for the week of January 26 to 30 [1]. - CITIC Securities estimated that the net outflow of funds from bank stocks was approximately 1,051 billion yuan in January and 485 billion yuan for the last week of January [1]. Group 3: Future Outlook - Despite the significant capital outflows, the banking index saw a 1% rebound, suggesting a strong willingness for long-term institutional investment [1]. - The banking sector is expected to benefit from a positive operating environment in the first quarter of 2026, with stable net interest margins and asset quality, leading to a recovery in revenue and profit growth [1]. - The current dividend yield of 4.4% in the sector is considered to be in a high cost-performance range, enhancing the attractiveness of core equity assets [1].

【导读】上午A股三大指数集体跌超1%，酒类、银行板块逆市走高，电网设备板块掀"涨停潮" 中国基金报记者张舟 2月第一个交易日，A股市场早盘震荡调整，三大指数均跌超1%。 热门行业指数集体重挫，黄金股票指数盘中下跌8.2%，有色矿业指数、工业有色指数、A股资源指数、大宗商品指数盘中跌幅均超5%，煤炭指数盘中跌 幅超4%，半导体指数盘中下跌3%。 从市场结构看，杀跌的主力，主要还是前期大涨的资源股。贵金属热门个股普遍跌停，工业金属概念板块多只个股跌停，洛阳钼业跌超7%，化工股里的 万华化学跌超7%。 而白酒股逆势走强，电网设备板块掀"涨停潮"，银行板块异动拉升。互联网、文化传媒、公路等板块涨幅居前。 截至午间收盘，沪指报4063.54点，跌1.32%；深证成指走弱，跌1.41%；创业板指跌1.18%。 | 4063.54 | war | 4006.25 - - - - - | 3306.94 | A m | | --- | --- | --- | --- | --- | | 上证指数 -1.32% | | 深证成指 -1.41% | 创业板指 -1.18% | | 个股跌多涨少，全市场共有3496只个股下跌，仅有 ...

Core Viewpoint - The A-share market's banking sector experienced a counter-trend increase, with several banks showing significant gains despite overall market conditions [1]. Group 1: Stock Performance - CITIC Bank saw an increase of 3.48%, with a total market capitalization of 414 billion [2] - Shanghai Bank increased by 2.49%, with a market cap of 134.6 billion [2] - Huaxia Bank rose by 2.05%, with a market cap of 103 billion [2] - Other banks such as Industrial Bank, Everbright Bank, and Nanjing Bank also reported gains exceeding 1% [1][2] - Agricultural Bank, Industrial and Commercial Bank, and China Merchants Bank had market caps of 2386.9 billion, 2619.6 billion, and 2304.7 billion respectively, with slight increases [2] Group 2: Year-to-Date Performance - Year-to-date performance shows that most banks have negative returns, with CITIC Bank down 3.38% and Shanghai Bank down 6.24% [2] - Notably, Qingdao Bank has a positive year-to-date return of 17.86%, indicating strong performance relative to its peers [2] - Other banks like Agricultural Bank and Industrial Bank have year-to-date declines of 11.20% and 7.31% respectively [2]

Core Viewpoint - The A-share market has seen a rise in bank stocks, with several banks experiencing significant gains despite overall market trends [1] Group 1: Stock Performance - CITIC Bank increased by 3.48%, with a total market capitalization of 414 billion [2] - Shanghai Bank rose by 2.49%, with a market cap of 134.6 billion [2] - Huaxia Bank saw a gain of 2.05%, with a market value of 103 billion [2] - Industrial Bank increased by 1.98%, with a market cap of 403.6 billion [2] - Everbright Bank rose by 1.81%, with a total market capitalization of 199.7 billion [2] - Nanjing Bank increased by 1.52%, with a market cap of 132.2 billion [2] - Beijing Bank saw a rise of 1.51%, with a market value of 113.7 billion [2] - Agricultural Bank increased by 1.49%, with a market cap of 23,869 billion [2] - Industrial and Commercial Bank rose by 1.38%, with a market value of 26,196 billion [2] - Zhejiang Bank increased by 1.37%, with a market cap of 81 billion [2] - Bank of Communications rose by 1.36%, with a market value of 592.9 billion [2] - Shanghai Pudong Development Bank increased by 1.29%, with a market cap of 338.7 billion [2] - Qingdao Bank saw a rise of 1.15%, with a market value of 30.7 billion [2] - Bank of China increased by 1.12%, with a market cap of 17,496 billion [2] - Minsheng Bank rose by 1.07%, with a market value of 165.9 billion [2] - China Construction Bank increased by 1.03%, with a market cap of 23,047 billion [2] - Ping An Bank rose by 1.02%, with a market value of 212.3 billion [2] Group 2: Year-to-Date Performance - CITIC Bank has a year-to-date decline of 3.38% [2] - Shanghai Bank has decreased by 6.24% year-to-date [2] - Huaxia Bank has a year-to-date decline of 4.34% [2] - Industrial Bank has decreased by 9.45% year-to-date [2] - Everbright Bank has a year-to-date decline of 3.15% [2] - Nanjing Bank has decreased by 6.47% year-to-date [2] - Beijing Bank has a year-to-date decline of 1.82% [2] - Agricultural Bank has decreased by 11.20% year-to-date [2] - Industrial and Commercial Bank has a year-to-date decline of 7.31% [2] - Zhejiang Bank has decreased by 2.96% year-to-date [2] - Bank of Communications has a year-to-date decline of 7.45% [2] - Shanghai Pudong Development Bank has decreased by 18.25% year-to-date [2] - Qingdao Bank has increased by 17.86% year-to-date [2] - Bank of China has a year-to-date decline of 5.24% [2] - Minsheng Bank has decreased by 1.04% year-to-date [2] - China Construction Bank has a year-to-date decline of 5.06% [2] - Ping An Bank has decreased by 4.12% year-to-date [2]

对接会上，中信银行郑州分行围绕企业出海全流程金融需求，聚焦企业"从出口到出海"的转型路径与关 键环节，系统介绍了跨境出海综合服务方案。该方案覆盖从海外架构设计与设立、境外投资备案 （ODI）的全流程辅导，到离岸贸易、项目融资等全周期的环节，形成了本外币、在岸离岸一体化服务 体系。同时，该行还结合外汇展业改革试点、外向型企业积分贷、信保融资白名单、跨境闪贷、外汇衍 生品专项授信等创新金融工具，帮助企业理解政策、用好政策，以"外汇管家式"服务支持外贸企业成 长。 【大河财立方 记者 席韶阳 通讯员 王康丽 常双双】近日，国家外汇管理局新乡市分局联合中国人民银 行新乡市分行、市金融办、市商务局共同举办"金融支持稳外贸"新乡专场政银企对接会，中信银行郑州 分行作为协办单位受邀出席，并就跨境金融服务作专题宣讲，新乡市50余家头部外贸企业参会。 跨境金融是连接国内国际双循环的重要纽带。近年来，中信银行郑州分行依托其在岸、离岸、自贸一体 化跨境服务优势，持续深耕企业在进出口贸易、国际结算、外汇交易、跨境投融资等领域的服务能力， 为企业提供全方位、高标准的跨境金融支持。本次政银企对接，为企业出海提供了政策、融资、避险、 资金 ...

Group 1 - The banking sector experienced a decline of 0.53% on January 30, with Huaxia Bank leading the drop [1] - The Shanghai Composite Index closed at 4117.95, down 0.96%, while the Shenzhen Component Index closed at 14205.89, down 0.66% [1] - Major banks such as China Merchants Bank and CITIC Bank showed mixed performance, with China Merchants Bank slightly up by 0.36% and CITIC Bank down by 0.28% [1] Group 2 - The banking sector saw a net outflow of 665 million yuan from institutional investors, while retail investors contributed a net inflow of 564 million yuan [1] - Specific banks like Huaxia Bank and Minsheng Bank faced significant net outflows from institutional investors, with Huaxia Bank seeing a net outflow of 67 million yuan [1] - Retail investors showed a preference for certain banks, with significant net inflows into banks like Ping An Bank and Zhejiang Commercial Bank [1]