证券之星消息，7月30日城商行板块较上一交易日上涨0.39%，苏州银行领涨。当日上证指数报收于 3615.72，上涨0.17%。深证成指报收于11203.03，下跌0.77%。城商行板块个股涨跌见下表： 从资金流向上来看，当日城商行板块主力资金净流出3679.61万元，游资资金净流出5601.63万元，散户 资金净流入9281.24万元。城商行板块个股资金流向见下表： 以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成投资建议。 | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 002966 | 苏州银行 | 8.68 | 1.28% | 42.09万 | 3.65亿 | | 616009 | 江苏银行 | 11.46 | 1.24% | 127.78万 | 14.61亿 | | 600109 | 南京银行 | 11.74 | 1.03% | 39.60万 | 4.66亿 | | 001227 | 兰州银行 | 2.51 | 0.80% ...

经济导报记者 刘勇 与此同时，多家银行已经披露2025年中期分红计划。 受访的业内人士认为，银行推出中期分红可以让投资者更早享受银行成长红利。"从已披露2025年半年度业绩快报看，部分银行上半年营业收入和归母净 利润均有所增长，因此中期分红的总额也会有一定程度的增长。"银行业分析师张鹏博表示。 7月22日，成都银行发布2024年年度权益分派实施公告。根据公告，本次利润分配以总股本42.38亿股为基数，每股派发现金红利0.891元（含税），合计派 发现金红利约37.76亿元。股权登记日为7月25日，除权（息）日及现金红利发放日均为7月28日。 | 证券代码 | 证券名称 | 2024年度分红总额(亿元) | 2024年度现金分红比例(%) | | --- | --- | --- | --- | | 000001.SZ | 平安银行 | 117.9880 | 26.5094 | | 001227.SZ | 兰州银行 | 5.7527 | 30.4727 | | 002142.SZ | 宁波银行 | 59.4323 | 21.9089 | | 002807.SZ | 江阴银行 | 4.9228 | 24.1691 ...

Core Viewpoint - The A-share market has seen a collective rise in bank stocks, with notable increases in Postal Savings Bank and Ping An Bank exceeding 2% [1] Group 1: Stock Performance - Postal Savings Bank (601658) increased by 2.67%, with a total market value of 691.7 billion and a year-to-date increase of 6.39% [2] - Ping An Bank (000001) rose by 2.11%, with a market value of 244.5 billion and a year-to-date increase of 11.07% [2] - Qingnong Commercial Bank (002958) saw a rise of 1.99%, with a market value of 19.9 billion and a year-to-date increase of 21.86% [2] - Other banks such as Chongqing Rural Commercial Bank (601077), CITIC Bank (601998), Agricultural Bank of China (601288), and others also reported increases ranging from 1.08% to 1.78% [2] Group 2: Market Trends - The overall trend indicates a positive sentiment in the banking sector, with multiple banks showing significant year-to-date performance improvements, particularly Qingnong Commercial Bank and Agricultural Bank of China, both exceeding 20% [2] - The collective rise in bank stocks suggests a potential recovery or growth phase in the banking industry, attracting investor interest [1]

A股银行股出现反弹，邮储银行涨逾2%，青农商行涨近2%，兰州银行、渝农商行等涨逾1%。 ...

Core Viewpoint - The issuance of "perpetual bonds" and "subordinated bonds" by commercial banks in China has significantly accelerated, particularly in the second quarter, with a total issuance of 894.56 billion yuan across 57 bonds by July 15, 2023 [1] Group 1: Issuance Trends - The issuance volume of "perpetual bonds" and "subordinated bonds" has notably increased in the second quarter, with 43 bonds issued totaling 638.7 billion yuan, compared to only 9 bonds and 173.86 billion yuan in the first quarter [2] - Major state-owned banks, including Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, and China Construction Bank, have been the primary issuers, with significant amounts raised in May 2023 [2] Group 2: Reasons for Acceleration - The acceleration in issuance is driven by stricter regulatory requirements, necessitating banks to enhance their capital levels to meet standards and mitigate potential risks, especially under the pressures of credit expansion and non-performing asset management [2][3] - Increased support for the real economy has also prompted banks to strengthen their capital bases to facilitate higher credit disbursements [3] Group 3: Challenges for Smaller Banks - While state-owned banks lead in issuance, smaller banks, including regional and rural commercial banks, have seen a significant increase in issuance compared to the previous year, highlighting their capital replenishment pressures [4][5] - Smaller banks face challenges in capital replenishment due to limited internal capital generation capabilities and constrained external funding options, making the issuance of "perpetual bonds" and "subordinated bonds" crucial [5] Group 4: Future Outlook - The issuance of "perpetual bonds" is expected to continue, with a divergence in supply between different types of banks; state-owned banks may see a decrease in issuance due to reduced capital pressures, while smaller banks will remain active participants in the market [8] - Smaller banks may encounter higher funding costs and weaker subscription conditions when issuing "perpetual bonds," necessitating improvements in operational quality and brand image to enhance their issuance capabilities [8]

Core Viewpoint - A-share listed banks are experiencing a peak in dividend distribution for the 2024 fiscal year, with over thirty banks having completed their annual dividends and several others announcing dividend implementation plans [1][3][4]. Group 1: 2024 Annual Dividends - The Industrial and Commercial Bank of China (ICBC) leads with a total cash dividend of approximately 109.77 billion yuan for the previous year [3][4]. - The six major state-owned banks have collectively distributed over 420 billion yuan in dividends for 2024, with ICBC, China Construction Bank, Agricultural Bank of China, and Bank of China being the top contributors [4][6]. - Other banks such as China CITIC Bank and Beijing Bank have also announced significant cash dividends, with CITIC Bank distributing around 19.46 billion yuan [4][5]. Group 2: 2025 Mid-Year Dividend Plans - Several banks, including China Merchants Bank and Hangzhou Bank, have initiated plans for mid-year dividends in 2025, aiming to enhance investor returns [1][8][10]. - The focus on mid-year dividends is seen as a strategy to improve liquidity and provide more consistent cash flow to investors, which may support long-term stock price appreciation [10]. - Banks like Su Nong Bank and Changsha Bank have expressed intentions to implement mid-year dividend plans based on their financial performance and regulatory requirements [8][9]. Group 3: Stock Performance and Market Trends - The banking sector has shown strong performance in the A-share market, with several banks achieving significant stock price increases in the first half of the year [12][13]. - The overall dividend yield of the banking sector remains attractive, particularly in a low-interest-rate environment, making it appealing for long-term investors [10][13]. - Some banks have faced challenges in executing share buyback plans due to stock price fluctuations, indicating a cautious approach to capital management [11][14].

证券代码：001227 证券简称：兰州银行 公告编号：2025-035 兰州银行股份有限公司 2024 年年度权益分派实施公告 本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、 误导性陈述或者重大遗漏。 兰州银行股份有限公司（以下简称"本行"）2024 年年度权益分派方案已经 2025 年 6 月 25 日召开的本行 2024 年年度股东大会审议通过，现将权益分派事 宜公告如下： 一、股东大会审议通过利润分配方案情况 （一）2025 年 6 月 25 日，本行 2024 年年度股东大会审议通过了《兰州银 行股份有限公司 2024 年度利润分配方案》的议案：向权益分派股权登记日收市 后登记在册的普通股股东派发现金红利，每 10 股派发现金红利 0.51 元（含税）， 不送红股，不以公积金转增股本。 （二）自分配方案披露至实施期间本行股本总额未发生变化，本次分红派息 按分配比例不变的原则实施。 （三）本次实施的分配方案与股东大会审议通过的分配方案一致。 （四）本次实施分配方案距离股东大会审议通过的时间未超过两个月。 二、本次实施的权益分派方案 本行 2024 年年度权益分派方案为：以本行现有总股 ...

Company Dynamics - Lanzhou Bank successfully issued "Lanzhou Bank Co., Ltd. 2025 Perpetual Capital Bonds" with a total scale of RMB 5 billion and a coupon rate of 2.49% for the first five years, marking a significant decrease of 231 basis points compared to previous similar bond issuances [2][3] - The bank's credit rating is assessed as AAA by China Chengxin International, with a stable outlook, while the perpetual capital bonds are rated AA+ [2] Financial Performance - In 2024, Lanzhou Bank's net operating income was RMB 7.854 billion, reflecting a decline of 2.02% compared to 2023, while net profit increased by 1.54% to RMB 1.942 billion, indicating a trend of "profit increase without revenue increase" [4] - The bank's non-performing loan (NPL) ratio reached 1.83% by the end of 2024, an increase of 0.10 percentage points from the beginning of the year, marking the highest level in three years [3] - As of the first quarter of 2025, the NPL ratio slightly decreased to 1.81%, but it remains high among listed city commercial banks [3] Capital Adequacy - As of the end of the first quarter of 2025, Lanzhou Bank's capital adequacy ratio was 11.79%, and the core Tier 1 capital adequacy ratio was 8.37%, both showing a decline from the end of 2024 [5] - The issuance of the RMB 5 billion perpetual bonds is expected to improve the bank's capital structure and enhance its capital strength [5] Future Outlook - The bank needs to adopt effective strategies to address its challenges, including strengthening risk management, optimizing business structure, and diversifying capital sources to enhance market competitiveness and sustainable development [6]

Core Viewpoint - The banking sector in China is experiencing a notable increase in internal capital increases, reflecting growing confidence in the long-term value of banks as both executives and major shareholders actively participate in stock buybacks [1][2][3]. Group 1: Executive and Shareholder Actions - Several banks, including Huaxia Bank and Jiangsu Bank, have initiated or completed stock buyback plans, indicating a trend where bank executives and major shareholders are taking proactive steps to invest in their own companies [1][2]. - Huaxia Bank announced a voluntary buyback plan of at least 30 million yuan, although its implementation has been delayed due to market conditions [1][2]. - Jiangsu Bank's executives completed their buyback plan ahead of schedule, investing 24.28 million yuan, which is 121.39% of the planned minimum amount [1][2]. Group 2: Broader Industry Trends - Over ten banks, including Suzhou Bank and Chengdu Bank, have disclosed similar buyback plans in 2023, suggesting a widespread trend within the banking industry [1][2]. - The actions of bank executives and shareholders are interpreted as a signal of confidence in the banks' future performance and stock prices, as they are willing to invest their own funds and bear market risks [2][3]. Group 3: Market Reactions and Valuation - The stock buyback announcements have provided short-term support for stock prices, with Jiangsu Bank's stock rising by 0.74% following its announcement [5]. - The average price-to-book (PB) ratio for A-share banks is currently at 0.6, with some city commercial banks below 0.5, indicating that the banking sector is undervalued [5]. - The average dividend yield for the banking sector is 3.86%, making it attractive for long-term investors, especially in light of regulatory measures encouraging long-term capital inflows [4]. Group 4: Long-term Challenges - Despite the positive signals from buybacks, the banking sector faces deeper challenges, including narrowing net interest margins and asset quality issues that have not been fundamentally resolved [5][6]. - The effectiveness of buybacks in stabilizing stock prices may be limited if they do not coincide with improvements in operational efficiency and fundamental performance [5][6].

兰州银行股份有限公司 关于 2025 年无固定期限资本债券发行完毕的公告 证券代码：001227 证券简称：兰州银行 公告编号：2025-034 本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、 误导性陈述或者重大遗漏。 经相关监管机构批准，兰州银行股份有限公司（以下简称"本行"）于近日在 全国银行间债券市场成功发行"兰州银行股份有限公司 2025 年无固定期限资本 债券"（以下简称"本期债券"）。 本期债券于 2025 年 7 月 8 日簿记建档，并于 2025 年 7 月 10 日发行完毕， 发行规模为人民币 50 亿元，前 5 年票面利率为 2.49%，每 5 年调整一次，在第 5 年及之后的每个付息日附发行人有条件赎回权。 本期债券募集的资金将依据适用法律和监管机构的批准，用于补充本行其他 一级资本。 特此公告。 兰州银行股份有限公司董事会 2025 年 7 月 10 日 ...