3.会议召开的合法、合规性：本次会议的召集、召开符合相 关法律法规和《公司章程》的有关规定。 证券代码：002142 证券简称：宁波银行 公告编号：2026-005 优先股代码：140001 优先股简称：宁行优01 宁波银行股份有限公司关于召开 2026 年第一次临时股东会的通知 本公司及董事会全体成员保证信息披露内容的真实、准确和完整， 没有虚假记载、误导性陈述或重大遗漏。 宁波银行股份有限公司（以下简称"公司"）2026 年第一次 临时股东会定于 2026 年 2 月 26 日 15:30 召开,会议有关事项如下： 一、召开会议基本情况 1.股东会届次：2026 年第一次临时股东会。 2.股东会的召集人：公司董事会。公司第八届董事会第十三 次会议审议通过了《关于召开宁波银行股份有限公司 2026 年第一 次临时股东会的议案》。 4．会议召开的日期、时间： （1）现场会议召开时间：2026 年 2 月 26 日（星期四）下午 15:30。 1 （2）网络投票时间：通过深圳证券交易所交易系统进行网络 投票的时间为 2026 年 2 月 26 日上午 9:15-9:25，9:30-11:30，下 午 13:00 ...

证券代码：002142 证券简称：宁波银行 公告编号：2026-004 优先股代码：140001 优先股简称：宁行优01 宁波银行股份有限公司 第八届董事会第十三次会议决议公告 本公司及董事会全体成员保证信息披露内容的真实、准确和完整， 没有虚假记载、误导性陈述或重大遗漏。 宁波银行股份有限公司（以下简称"公司"）于2026年2月5日 以电子邮件及书面方式向全体董事发出关于召开第八届董事会第 十三次会议的通知，会议于2026年2月6日在宁波银行总行大厦召开。 公司应出席董事14名，亲自出席董事14名，其中魏雪梅董事、陈 德隆董事、邱清和董事、刘新宇董事、贝多广董事、李浩董事、洪 佩丽董事和李仁杰董事以电话接入方式出席会议。会议的召开符合 《公司法》《公司章程》等规定。会议由陆华裕董事长主持，审议 通过了以下议案： 一、审议通过了《关于豁免本次董事会会议通知期限的议案》。 本议案同意票 14 票，反对票 0 票，弃权票 0 票。 二、审议通过了《关于宁波银行股份有限公司第九届董事会董 事候选人名单的议案》，同意公司第九届董事会董事候选人名单如 下： 股东董事：谢功益、周建华、陈永明、陈初生、刘新宇 1 执行董事 ...

同花顺数据显示，剔除掉战略配售产品之后，1月平均收益率倒数的10只券商理财产品中，华宝华 享6M005号位居倒数第二，1月平均收益率为-5.7996%。 中国经济网北京2月6日讯 智通财经4日报道《1月券商理财"冠军"收益25%！95%产品实现正收 益，大集合转公产品全线飘红》显示，智通财经据choice数据统计，2026年首月，95%的券商集合理 财实现正收益，其中，东方财富证券增财黄金1号1月平均收益率夺冠，为24.5%；5%的券商集合理财 仍有亏损。 从业绩倒数的10只券商理财产品来看，负收益产品主要呈现以下特征：产品类型分布上，债券型 计划多达5只，且跌幅居前，或与当月债市承压有关；混合型计划有3只，其较高的权益仓位可能在市 场结构分化中遭遇调整。 华宝华享6M005号债券型基金产品管理人为华宝证券股份有限公司，产品托管人为宁波银行股份 有限公司。 (责任编辑：徐自立) | 证券代码 证券名称 | 平均收益率 | | --- | --- | | JHB60201. 浙商金惠1号 | -6. 5393 | | THE20210. 华宝华享6M005号 | -5.7996 | | JH87648X. 广发 ...

武泽伟 星图金融研究院高级研究员 美元并非普通货币，它是当今国际体系的基石，是全球最主要的交易、储备和计价信用货币。其信用一 旦出现裂痕，波及范围将远超国界。参考日本的经验，一个面临巨额债务的政府，确有可能选择容忍更 高的通胀水平来减轻实际债务负担。如果类似逻辑在美国上演，其影响将更为深远。全球持有大量美元 资产的国家、机构和个人，都将面临资产价值被稀释的风险。 正是在这种宏大而真切地担忧之下，黄金的耀眼涨势获得了最坚实的逻辑支撑。黄金作为一种非信用资 产，其价值不依赖于任何政府的承诺或偿付能力。当主要储备货币的信用根基出现松动的预期时，黄金 自然成为全球资本寻求庇护的终极目的地。 黄凡 宁波银行私人银行部原总经理 市场点金 黄金暴涨，背后是信用货币信任危机 因此，当前的黄金牛市，远非简单的周期性上涨，而是对全球货币体系深层结构变迁的提前定价。只要 主权债务膨胀与货币政策独立性的矛盾持续存在，黄金作为价值"压舱石"的吸引力就不会消退，其上涨 空间依然维系在对信用货币体系的普遍质疑之中。 金银巨震后的启示：没有永远上涨的资产，只有清醒的投资理念 消费新声 AI重构酒店业：商业模式的颠覆性变革与未解之思 投资世界 ...

2026 年 02 月 06 日 双融日报 --鑫融讯 分析师：万蓉 S1050511020001 wanrong@cfsc.com.cn 市场情绪：32 分（较冷） 最近一年大盘走势 资料来源：Wind，华鑫证券研究 -10 -5 0 5 10 15 20 25 (%) 沪深300 相关研究 | 1、《双融日报》2026-02-05 | | --- | | 2、《双融日报》2026-02-04 | | 3、《双融日报》2026-02-03 | ▌ 华鑫市场情绪温度指标：（较冷） 华鑫市场情绪温度指标显示，昨日市场情绪综合评分为 32 分，市场情绪处于"较冷"。历史市场情绪趋势变化可参 考图表 1 ▌ 热点主题追踪 今日热点主题：电网设备、银行、消费 1、电网设备主题：全球 AI 数据中心（AIDC）耗电量巨大， 催生了对高功率、高稳定性变压器等核心电力设备的刚性需 求。目前全球供需严重失衡，美国市场交货周期已长达 127 周。与此同时，国内"十五五"期间，国家电网 4 万亿元的 巨额投资将重点投向特高压、智能化配电网等新型电力系 统，为行业带来了明确的长期订单支撑。相关标的：中国西 电（601179）、特变 ...

Group 1: Global Fiscal Policy Insights - In 2025, global fiscal policy is expected to shift towards a "cross-cycle" approach, with supply-side investments becoming a key focus, particularly in defense and industrial support [9][10] - The fiscal stance of major economies (US, EU, Japan) is anticipated to expand significantly, with Japan's deficit rate projected to increase by 0.8 percentage points to 3.2%, the US by 0.8 points to 6.8%, and Germany by 0.9 points to 4.0% [9][10] - The expansion of fiscal policy is characterized by a shift from demand-side management to proactive supply-side investments, indicating a more aggressive fiscal approach that is not solely triggered by recession [9][10] Group 2: Banking Sector Analysis - The banking sector is projected to experience stable revenue growth with a gradual improvement in profit margins, driven by a narrowing of interest margin declines and a recovery in market sentiment [11][12] - The performance of listed banks is expected to diverge, with regional banks in areas like Jiangsu and Zhejiang likely to achieve higher profit growth compared to larger state-owned banks [11][12] - The non-performing loan (NPL) ratio is expected to remain stable at around 1.22%, with a slight decrease in the provision coverage ratio, indicating a manageable risk environment for banks [12][16] Group 3: Company-Specific Insights on Ecovacs - Ecovacs is projected to achieve a significant increase in net profit, with estimates ranging from 1.7 to 1.8 billion yuan, reflecting a year-on-year growth of 111-123% [17][18] - The company's new product lines, particularly the rolling drum products, are expected to enhance its market share in the mid-to-high-end segment, contributing to rapid growth in both domestic and international sales [17][18] - Despite challenges from subsidy reductions, Ecovacs is focusing on expanding its product offerings and enhancing its overseas market presence, particularly in Europe and North America [17][18]

Group 1 - The company has approved the use of up to RMB 400 million of temporarily idle raised funds for cash management, effective for 12 months starting from January 19, 2026 [1] - The company has redeemed RMB 180 million of principal from financial products, earning cash management income of RMB 1,612,334.50, which has been deposited into the special account for raised funds [3] - The company has invested in various financial products, including RMB 8 million in a 36-month large deposit certificate and RMB 1 million in a guaranteed income financial product from Ningbo Bank [2][4] Group 2 - The company’s subsidiaries have successfully re-certified as high-tech enterprises, which will allow them to enjoy tax benefits for three consecutive years from 2025 to 2027 [12][13] - This recognition reflects the subsidiaries' technological capabilities and innovation, enhancing the company's overall competitiveness and strategic development [14]

去年12月，交通银行宣布完成总行层面的财富管理业务整合，正式成立"财富管理部"，在全行范围统筹 个人财富管理业务。邮储银行也于去年战略性组建财富管理部，在总行层面新设了"财富管理部"。今年 初，浦发银行也欲将财富管理业务独立出来。 这些动向都意味着，当下财富管理正在被推至银行整体经营体系中更加重要的位置。 张大伟 制图 ◎记者 黄坤 步入2026年，一场银行营收保卫战自财富管理业务悄然展开。 近期，多家银行在总行层面单设或整合财富管理部门，将原本分散在零售、个金等条线中的相关职能集 中统筹。此番"动刀"向外界传递出的信号是：财富管理独立性升级，从银行部门业务上升为能跨条线协 同、统筹资源的全行系统工程。 作为轻资本业务的财富管理，能为银行带来可观的中间收入，过去有不少银行已将其作为战略性业务， 但何以在2026年前后地位突然进阶、纷纷加码？分析其原因，多重因素交织，使得财富管理业务愈发重 要。而其进一步向"客户为中心"转型，成为银行间比拼业绩增长的关键。 地位进阶 架构变阵 这场调整大戏从国有大行开始。 这一趋势并不局限于大型银行，城农商行同样抬升了财富管理业务地位。青农商行在接受调研时表示， 2026年将聚 ...

Core Viewpoint - The banking sector continues to show strong performance, with significant gains in individual bank stocks and a notable increase in the banking ETF, indicating a potential market style shift towards large-cap and quality stocks [1][3][5]. Group 1: Market Performance - On February 5, the banking sector saw collective gains, with Xiamen Bank hitting a trading limit and reaching its highest price since June 2021 [1]. - Major banks such as Chongqing Bank and Shanghai Bank also experienced significant increases, with gains of nearly 6% and over 4% respectively [1]. - The largest banking ETF (512800) opened high and further surged, closing up 1.67% with a trading volume of 1.071 billion yuan, reflecting a substantial increase in market activity [1]. Group 2: Fund Flows and Style Shift - There was a rapid influx of main funds into the banking sector, with a net inflow of 5.502 billion yuan, ranking second among all Shenwan first-level industries [3]. - Institutions suggest that the current strength in the banking sector may indicate a style shift in the market, moving from small-cap to large-cap stocks and from thematic to quality investments [3]. - Historical data shows that the banking sector has a high success rate before the Spring Festival, with an 80% win rate for absolute and excess returns over the past decade [3]. Group 3: Financial Performance of Banks - As of the 2025 reporting season, 10 listed banks that have disclosed performance reports achieved positive growth in net profit, with 9 of them reporting both revenue and net profit increases [5]. - Despite a challenging environment characterized by declining interest rates and narrowing interest margins, the banking sector is demonstrating stable growth, providing fundamental support for valuation recovery [5]. - The banking ETF (512800) and its linked funds are effective investment tools tracking the overall performance of the banking sector, with the ETF's latest scale exceeding 12.2 billion yuan and an average daily trading volume of over 800 million yuan since 2025 [5].

Market Overview - The market has experienced significant fluctuations recently, with a notable decline observed today [1][9]. - A total of 5,180 A-shares were listed, with 3,669 shares rising and 1,485 shares falling today [10]. A-Share Performance - The A-share market saw 1,586 stocks increase in value, while 3,462 stocks decreased, resulting in a median increase of -0.77% [11]. - The Shanghai Composite Index fell by 1.02%, while the Shenzhen Component Index also experienced a decline [10][11]. Sector Performance - The leading sectors included Beauty Care, which rose by 3.21%, followed by Banking at 1.57% and Food & Beverage at 1.31% [11]. - Conversely, the sectors that faced the most significant declines were Non-ferrous Metals, down 4.57%, Power Equipment, down 3.41%, and Telecommunications, down 2.39% [11]. Convertible Bonds - The average increase for convertible bonds was -0.82%, with the corresponding underlying stocks averaging a decline of -1.20% [12]. - A total of 373 convertible bonds were reported, with 20 bonds in the main portfolio averaging a decrease of -0.75% [12]. Investment Strategy Insights - The company attended an investment strategy meeting, noting that the account experienced a slight decline of 0.77%, outperforming the convertible bond index [13]. - The company is monitoring the increasing number of convertible bonds approaching strong redemption conditions, indicating a growing trend in the market [13]. Historical Performance of Investment Strategies - A comparison of the Dividend Low Volatility Total Return Index and the company's strategy from January 1, 2014, to February 4, 2026, shows that the strategy has outperformed the index in most years, with a total return of 914.98% compared to the index's 314.61% [13][14]. - The annualized return for the company's strategy stands at 21.12%, significantly higher than the index's 12.48% [13][14].