Workflow
数据智能
icon
Search documents
科技筑盾 广发智能风控精准拦截电诈 守护您的“钱袋子”
Xin Hua Wang· 2025-07-11 09:35
在数字化时代,守护好每一位客户的资金安全是银行业的重中之重。广发银行深知电信网络诈骗的危 害,面对社会案防新态势,全力搭建了业内领先的大数据智能风控系统,持续筑牢金融安全防线。 系统全面覆盖,系统覆盖手机银行、个人网银、快捷支付、POS、数字人民币、ATM等多渠道交易场 景。 实时智能处置,依托底层海量数据吞吐能力和多维度风控模型、策略及规则,实现对手机银行、个人网 银、快捷支付、POS、数字人民币等线上资金转出交易的7*24小时实时监测及差异化处置。 精准阻断保护,对于远程登录盗刷、本人本机转账、远程控制交易等各类疑似电诈交易或严重偏离客户 本人历史使用行为的交易,系统将在实时交易环节采取限制性保护措施,第一时间直接阻断交易,及时 有效守护客户资金安全。 精准拦截挽回千万元损失 今年以来,广发银行在打击电信网络诈骗案件,保护客户资金安全方面成效突出。2025年上半年,全行 通过大数据智能风控平台成功阻断电子银行渠道(不含POS、第三方支付、数字人民币)电诈案件145 起,为受害客户直接拦截被骗资金1427万元,避免潜在资金损失超4000万元。 广发银行通过风控模型自动止付,及时向分行下发预警线索,与公安机关 ...
百望股份于官网正式上线智能体矩阵:垂直领域AI激活企业数据生命力
Zheng Quan Ri Bao Wang· 2025-07-07 11:49
Core Insights - The article highlights a significant breakthrough in the data intelligence sector with the launch of a new generation of intelligent agents by Baidang Co., Ltd, marking a milestone in their Data Intelligence strategy [1][3] - The intelligent agent matrix includes transaction management, financial business, and operational decision-making agents, which are seen as essential for unlocking data value in enterprises [1][2] Group 1: Intelligent Agents Overview - The transaction management agent can parse over 200 types of global invoice formats in seconds and integrates over 30,000 international tax rules, addressing compliance challenges for multinational companies [1][2] - The financial risk intelligence agent monitors over 3,000 compliance indicators by integrating 18 data sources, enabling the identification of risks such as false trade and tax anomalies, and automatically generates response plans [2] - The financial marketing agent analyzes multimodal information to create enterprise profiles, optimizing product matching and enhancing marketing precision and conversion rates [2] Group 2: Strategic Vision and Industry Impact - The CEO of Baidang emphasizes that the core value lies in transforming data-driven decision-making from reports to actionable insights, indicating a shift towards modular intelligent agents rather than single general models [3] - The approach of breaking down complex scenarios into specialized intelligent agents not only lowers implementation barriers but also enhances the precision of solutions [3] - The industry is witnessing a trend towards "business expert-level AI" as companies like Baidang deepen their focus on scenario-based intelligent agents, indicating a service upgrade in enterprise solutions [3]
思迈特蝉联银行业 BI 市场占有率第一,AI Agent 驱动金融数智升级
Cai Fu Zai Xian· 2025-07-03 07:33
在"金融强国"战略与"数字金融"政策推动下,数据智能已成为银行IT建设的关键能力。赛迪报告指出, 以思迈特为代表的国产BI厂商,正在凭借领先的产品技术和丰富的行业落地经验,加速替代国外BI产 品,成为推动银行业转型升级的重要力量。 近日,工信部赛迪研究院旗下赛迪顾问发布《2024 中国银行业 IT 解决方案市场份额分析报告》,思迈 特软件再次位列银行业商业智能软件产品(工具类)市场占有率第一,连续多年稳居榜首。这一成绩不仅 代表市场对思迈特技术实力与服务能力的高度认可,更体现了思迈特以AI Agent等创新技术持续驱动银 行数智升级的能力与实践成果。 Smartbi AIChat显著提升了开发效率与业务响应速度,目前已在多家大型银行项目中落地实施,助力银 行从"查数"迈向"智能分析",推动业绩与市场份额双提升。凭借对金融业务的深刻理解与项目落地能 力,思迈特已成为当前国内真正具备Agent BI核心能力的代表性厂商。 思迈特的领先不仅体现在技术创新,更体现在银行场景的深度融合。过去一年,Smartbi AIChat在全国 多家银行成功落地AI智能问数项目,覆盖不同类型金融机构与核心业务场景,成为银行业值得信赖 ...
中科院院士郑海荣:马斯克的脑机接口方案“太落后了”
经济观察报· 2025-07-01 11:30
Core Viewpoint - The article emphasizes the need to explore non-invasive brain-computer interface (BCI) technologies rather than invasive methods, as proposed by Chinese Academy of Sciences academician Zheng Hairong [2][3][9]. Industry Overview - The global BCI market is projected to grow from $2.35 billion in 2023 to $10.89 billion by 2033, indicating significant investment and interest in this sector [5]. - Major players in the BCI field include Neuralink, which focuses on invasive methods, and Synchron, which has developed a less invasive approach with support from tech giants like Apple and NVIDIA [2][7]. Technological Developments - Neuralink has reported advancements in its invasive BCI technology, with patients able to control complex devices using their thoughts, showcasing a leap from simple cursor control to intricate robotic manipulation [5][6]. - Synchron has achieved key safety milestones with its BCI devices, including FDA approval for temporary implants and successful long-term trials without severe adverse events [8]. Critique of Current Approaches - Zheng Hairong criticizes the invasive methods as "brute force engineering," arguing that they fail to understand the complexity of the human brain and its evolutionary history [3][9]. - He highlights the challenges of biological compatibility in invasive BCIs, noting that many electrodes fail due to the brain's natural resistance [6]. Alternative Approaches - Zheng advocates for a non-invasive approach that utilizes external technologies like ultrasound and fMRI to read and potentially write brain signals without penetrating the skull [9][10]. - This method aims to decode brain activity by observing the relationship between blood flow and neural activity, likening it to a soldier and their supplies [10]. Future of AI and BCI - Zheng outlines a three-stage evolution of AI, with the final stage being "biological intelligence" achieved through effective BCI integration [12][13]. - He envisions a future where hospitals transform into AI-driven data centers, moving away from traditional medical practices [14]. Ethical Considerations - The article raises concerns about the ethical implications of BCI technology, emphasizing the need for strong regulations to prevent misuse and ensure human control over technology [14][15]. - Global legislative efforts are underway to protect brain data, indicating a growing recognition of the ethical challenges posed by BCI advancements [15]. Timeline for Adoption - Zheng estimates that it may take 20 to 30 years for BCI technology to become a part of everyday life for the general public [17].
“人找数据”转向“数据找人” 银行探索数据可视化成效几何
Jing Ji Guan Cha Bao· 2025-07-01 04:50
随着银行持续推进数字化转型,数据在提升业务经营决策效率的重要性日益凸显,这驱动越来越多银行 探索数据中台数据可视化服务。 6月30日,兴业数金相关负责人接受本报记者采访时表示,数据可视化服务已在兴业银行内部多个业务 条线落地应用,涵盖零售、企业金融、同业与金融市场、风险管理等重要领域,无论是总行层面,还是 分行层面都发挥重要价值。 他透露,去年8月兴业银行上线数据可视化服务起,高效支撑各个业务领域的数据分析场景,打破数据 孤岛,提升数据共享与复用,支撑业务经营人员开展数据驱动的业务决策与创新,加速发挥数据要素价 值。 一位股份制银行IT部门人士陈强向记者透露,数据中台数据可视化服务还解决了以往银行数据报送环节 的两大瓶颈,一是数据时效性问题,以往业务数据需花费2—3天才能制成报表,再递交给银行各级管理 人员,导致业务决策存在滞后性,但数据可视化服务令银行各部门快速掌握业务经营最新状况,提升业 务决策效率;二是以往业务数据报表格式固定,难以呈现数据核心价值,数据可视化服务通过支持报表 定制化,能以更多维度呈现业务发展状况,助力银行领导层精准施策。 从"传统报表"变成"数据故事化" 随着算力提升与组件迭代优化,数 ...
百望股份联手沐曦、汇天网络 推进AI数据智能与算力基础设施深度融合
Zheng Quan Ri Bao Wang· 2025-06-30 09:21
Group 1 - A strategic cooperation agreement has been established among Baidang Co., Muxi Integrated Circuit Co., and Huitian Network Technology Co. to promote innovation in "data intelligence," "computing power infrastructure," and "cloud network platforms" [1][2] - The collaboration aims to create integrated hardware and software solutions for enterprise clients, focusing on key application scenarios such as transaction management, financial risk control, and decision optimization [1][2] - Muxi is recognized as a leading domestic GPU chip company, specializing in high-end general-purpose GPU development, with products that have significant advantages in AI training, intelligent computing, and graphics rendering [1][2] Group 2 - Huitian Network provides a range of services including IT infrastructure, big data, and cloud computing, catering to financial institutions and major internet companies [2] - Baidang Co. is a leading data intelligence enterprise in China, serving over 28 million users and offering comprehensive digital solutions that leverage AI and big data [2] - The signing ceremony was attended by executives from all three companies, emphasizing the importance of leveraging their core strengths to build a new paradigm of "data intelligence + domestic computing power + cloud service platform" [3]
厦门跨境电商展盛况空前,POD定制引领全球新风尚
Sou Hu Cai Jing· 2025-06-29 11:11
本次展会的一大亮点是按需定制(POD)主题展区的设立。据统计,全球近80%的POD产品源自福建卖家,使得福建成为全球POD企业创业的核心区域。展 会期间,多场POD行业大会同步举行,深入探讨了DIY产品在欧美市场的巨大需求,为跨境卖家指明了新的发展方向。巧豚豚项目总监Wilson强调,POD模 式正引领跨境电商进入精细化运营的新阶段。 厦门国际会展中心近日迎来了第五届中国(厦门)国际跨境电商展览会的盛大启幕,这场盛会汇聚了全国乃至全球的跨境电商精英,规模宏大,占地超过5 万平方米。来自30多个特色产业带的参展商、30余家主流跨境平台、以及数百家专业服务商和源头工厂齐聚一堂,共同打造了一场链接全球市场的盛宴。 作为亚马逊SPN服务商及生态服务领域的佼佼者,WOOT CN 巧豚豚也应邀参展。这家由资深跨境专家Susie联合创立的企业,凭借其在美国加州设立的总部 和在中国深圳的运营中心,已构建起覆盖多个区域的强大服务网络,累计服务了超过40000个品牌,并成功操作了上万例秒杀活动。 展会期间,中国国际经济贸易仲裁委员会、中国海事仲裁委员会等权威法律服务机构也纷纷亮相,为跨境企业提供合规经营与风险防范的专业指导。同时 ...
【专访】哪吒科技总经理黄桁:激活创新动能 参与国际竞争
Sou Hu Cai Jing· 2025-06-24 10:01
在股改引入关键股东后,哪吒科技综合性智慧物流服务能力进一步提升。 成立仅4年时间,哪吒智慧科技(上海)股份有限公司(简称哪吒科技)完成了港口航运智慧操作系统全生命周期的国产替代,自研"中国芯",为智慧港 口建设书写"中国方案"。 哪吒科技总经理黄桁告诉中国航务周刊记者:"正如大热电影《哪吒》的经典台词,我命由我不由天。我们团队从体制内跳出来,正是要有一番大作为。" 哪吒科技总经理黄桁 混改又股改 激活创新动能 作为在上海市国资委的指导与上港集团的支持下,以新设立方式成立的科技类混改试点企业,哪吒科技2024年最大的变化是完成了股份制改革。 2024年12月9日,彼时的哪吒港航智慧科技(上海)有限公司召开股份公司创立大会,并正式更名为哪吒智慧科技(上海)股份有限公司。这标志着哪吒 科技完成股改,在股权结构、组织形式和公司治理方面,迈上了新的台阶。 黄桁告诉中国航务周刊记者,哪吒科技此次股改引入了2个关键股东中远海运港口及上海振华重工,"两家企业在全球港口码头布局成熟,对哪吒科技未来 海外市场开拓将提供助力。"其中,中远海运港口持股15%,振华重工持股4.18%。同时,新的股权结构中,上港集团作为第一大股东,持股 ...
神旗数码签约上海仪电,助力智算基础设施服务升级
智通财经网· 2025-06-23 07:37
此次服务合作标志着双方资源整合与优势互补的深度实践。神旗数码凭借全栈智算服务能力,将为上海 仪电的算力基础设施提供专业化、精细化的运营支撑,助力其进一步优化算力资源配置效率,降低管理 成本。双方的合作不仅将夯实上海仪电在人工智能领域的服务能级,更将以创新技术赋能城市数字化转 型,为全国更多城市打造数智新城注入活力,并为区域产业智能化升级提供标杆示范。 会谈中,双方一致认为,在AI基础设施建设方面,双方具有良好的合作基础,可进一步在软硬件设施 布局方面开展合作交流;在推动业务出海方面,双方可实现资源优势互补,共拓海外业务新空间;在渠 道生态方面,神旗数码的本地化交付实施能力可为上海仪电在全国范围内的项目资源提供有力支撑。 上海仪电是一家历史悠久、与时俱进的国有企业,前身是1960年成立的上海市仪表电讯工业局,目前聚 焦新一代信息技术产业和人工智能主业。近年来,上海仪电积极落实国家战略和上海重大项目任务,大 力发展以人工智能为引领的新一代信息技术服务业和仪器仪表为主的电子信息制造业,建成万卡以上的 高性能算力集群和国产算力集群,持续为重点用户和重要创新企业的智能算力供给。 神旗数码是神州数码控股有限公司(0086 ...
周三重要财经信息提醒(以下均为北京时间)
Xin Lang Cai Jing· 2025-06-17 22:31
① 07:50 日本5月进出口和商品贸易帐; ② 时间待定 2025数据智能大会在北京召开,将发布《智能体 产业图谱》;2025陆家嘴论坛在上海举办; ③ 14:00 英国5月CPI; ④ 15:30 欧洲央行执委埃尔德森 (Elderson)讲话; ⑤ 15:35 欧洲央行执委唐纳利在2025年信贷管理峰会上讲话; ⑥ 16:30 欧洲央行执 委兼意大利央行行长Panetta在米兰讲话; ⑦ 16:45 欧洲央行管委兼西班牙央行行长Escriva讲话; ⑧ 17:00 欧元区5月CPI终值,英伟达CEO黄仁勋发表主题演讲; ⑨ 17:30 欧洲央行管委兼法国央行行长 Villeroy讲话; ⑩ 18:15 欧洲央行管委Knot讲话; ⑪ 20:30 美国5月新屋开工和营建许可,6月14日当周 首次申请失业救济人数(美国金融市场周四将因六月节休市,就业周报数据将较以往提前一天发布); ⑫ 21:00 欧洲央行执委兼意大利央行行长Panetta讲话⑬ 22:30 美国能源信息署(EIA)发布政府版原油 库存周报,欧洲央行管委Nagel、Villeroy、Knot、Escriva、Centeno、以及执委Pane ...