Fair Isaac (NYSE: FICO) stock rallied sharply on Thursday after the company announced a new direct-to-lender licensing program. The new program cut down the hassle for mortgage lenders and resellers b... ...

2025年中国国际服务贸易交易会（以下简称"服贸会"）于9月10日至14日在石景山首钢园区举办，主题为"数智领航，服贸焕新"。 作为服贸会九大专题之一，本届金融服务专题以"数智驱动 开放共赢"为主题，全力打造全球金融创新成果展示、政策发布、合作洽谈与前沿体验于一体的 综合性平台。中国人寿应邀亮相该专题展，以"一个国寿 一生守护"为主题，展现公司聚焦主责主业，致力于为客户提供从摇篮到传承、全生命周期的一揽 子全方位金融保险服务的责任担当。作为中国人寿服务首都市场的核心分支机构，中国人寿寿险北京市分公司于9月13日在展会现场多功能厅，精心举办了 一场养老规划专题讲座，结合当下民生关切的养老需求，为现场观众提供专业规划和建议，将"一个国寿 一生守护"的服务理念延伸至民生需求场景。 展区亮点纷呈：守护之树映初心，数智互动显温度 步入首钢园区金融服务专题5号馆S5T012展位，首先映入眼帘的是展区中央的艺术装置——"守护之树"，象征中国人寿如根深叶茂的大树，为万千家庭和企 业提供坚实保障。"主干"向上生长，代表中国人寿蓬勃发展；五大"枝干"向外延展，分别对应"五篇大文章"主题展区，展现中国人寿扎实做好"五篇大文 章"， ...

Core Viewpoint - Guangfa Bank is actively implementing financial services for rural revitalization through innovative financial products and service models, aiming to enhance agricultural strength, rural beauty, and farmers' wealth during the eighth Chinese Farmers' Harvest Festival [1] Group 1: Focus on Industrial Revitalization - Guangfa Bank's Zhengzhou branch has adopted an innovative intellectual property pledge financing method to address the financing difficulties faced by a local edible oil company, successfully approving a credit limit of 5 million yuan [2] - In the western mountainous area of Henan, the bank has launched a "finance + e-commerce + industry" integration model to support the local apple industry, helping villagers sell quality apples worth over 1.2 million yuan [2] Group 2: Innovative Service Models - The Jinan branch of Guangfa Bank has enhanced financial service accessibility and precision for the livestock industry by using a "product combination + scene embedding" approach, approving a financing limit of 30 million yuan for a core enterprise and its upstream farmers [3] Group 3: Technology Empowering Finance - The Changchun branch has introduced a fully online farmer loan product leveraging big data analysis, allowing farmers to apply and receive funds on the same day, with nearly 3.2 billion yuan in loans issued to over 40,000 local farmers [4] Group 4: Financial Knowledge Promotion - Guangfa Bank's branches are actively organizing financial education campaigns in rural areas to enhance farmers' risk awareness and financial literacy, focusing on topics such as fraud prevention and safe electronic payment usage [5] - The bank aims to continue providing innovative financial products and precise service models to inject financial vitality into rural revitalization efforts [5]

在高效服务客户的同时，该行始终严格执行信息安全管理规定，确保客户信息在采集、传输、存储全流 程合规可控，让客户办得放心、用得安心。此次通过专窗高效办理与上门温情服务的结合，不仅成功缓 解了换卡高峰的压力，更以实际行动践行了 "金融为民" 的初心。 未来，建行东营胜大支行将继续深化服务创新，以更专业、更贴心的服务举措，持续优化适老金融服 务，让每一位客户都能切实感受到金融服务的温度与力量 考虑到高龄、行动不便客户出门办理业务的难题，该行主动延伸服务触角，推出上门服务。网点客户经 理与主管携带便携办理设备，主动上门为有需求的客户办理社保卡领卡、换卡业务。从信息采集、卡片 激活，到详细讲解新卡功能与使用注意事项，再到同步提醒反诈知识，工作人员全程细致服务，帮助老 年客户足不出户就能完成换卡，彻底解决了他们 "出门难、办事难" 的困扰。 近期，社保卡系统升级换代，建行东营胜大支行迎来大批客户办理三代社保卡换卡业务。此次换卡涉及 人数多、年龄跨度大，尤其辖内锦华支行作为适老网点，老年客户占比高，部分客户还存在行动不便、 听力不佳、签字困难等情况，业务办理难度显著增加。为切实保障客户权益、提升服务体验，该行迅速 推出 " ...

此次活动强调了家长与孩子的共同参与。在金融知识学习环节，家长与孩子一起听课、互动；在体能比 赛环节，家长作为拉拉队员和指导者，为孩子加油鼓劲。这种双向教育模式既增进了亲子关系，又让金 融知识通过家庭纽带得以更有效地传递。许多家长表示，这种活动形式新颖，孩子喜欢，家长也有收 获。 近日，民生银行东营知味谷社区支行走进儿童体智训练中心开展"吹响消保金号角"金融教育宣传活动， 一场别开生面的金融启蒙教育活动在儿童体智训练中心精彩上演，民生银行东营知味谷社区支行为50余 组家庭带来了一场融合金融教育与体能竞技于一体的特色活动，将金融知识宣讲与儿童体能比赛创新结 合，让百余名家长和孩子在互动中共同学习成长。 此次活动突破了传统金融宣传的模式，采用一对一金融知识讲解与趣味体能比赛相结合的方式，让金融 知识在亲子互动中潜移默化地传递。该支行工作人员与每个家庭进行面对面交流，通过生动有趣的案例 和通俗易懂的语言，向家长和孩子们讲解基础的金融知识。"为什么要存钱？""如何识别人民币真 伪？"这些看似简单的问题，却是金融启蒙的重要第一步。该支行工作人员还特别准备了彩色图册和实 物演示，让孩子们在直观体验中理解货币的概念和价值。宣 ...

客服人员不仅协助客户完成各项理赔资料的打印、分类与整理，确保资料齐全规范，而且手把手指导客户通过"掌上中意"APP办理理赔业务。从APP登 录、理赔申请信息填写，到理赔资料拍照上传等全流程，客服人员都进行细致讲解和实时操作演示，帮助客户快速完成线上理赔提交，让客户无需往返奔 波，在医院现场即可轻松搞定理赔手续。整个服务过程高效顺畅，切实为客户节省了时间和精力，有效解决了客户办理理赔业务的"烦心事"。此次金融教 育宣传周期间的便民服务活动，不仅让客户感受到了中意人寿专业、高效的理赔服务，更传递了中意人寿的温度与担当。T女士对工作人员主动上门、全 程协助的服务态度给予了充分肯定和好评，当场表示"这样的服务太贴心了，真正为我们客户着想"。 今后，中意人寿将持续以客户需求为导向，不断优 化服务流程、创新服务模式，将优质高效的金融服务延伸至更多场景，在践行金融企业社会责任的同时，为客户提供更便捷、更暖心的服务体验。 T女士的丈夫在就医后办理理赔业务时，面临资料打印整理繁琐、线上操作不熟悉等实际困难，中意人寿客服人员主动陪同T女士前往济宁市第一人民医 院。在医院工作人员打印病案的等待间隙，中意人寿客服人员主动抓住"碎片化 ...

Group 1: Cross-Border Trade and Financial Services - Chinese foreign trade enterprises are expanding globally, with a focus on energy needs in Africa and consumer goods in Southeast Asia [1] - The use of multi-central bank digital currency bridges (mBridge) has significantly reduced cross-border payment times from 1-3 days to just 8 minutes, enhancing efficiency for businesses [2] - The implementation of forward foreign exchange settlement and sales operations allows companies to lock in exchange rates, mitigating risks associated with currency fluctuations [3] Group 2: Financial Innovations and Support - Financial institutions are providing essential support to maintain growth in foreign trade, with services like forward foreign exchange operations and free trade accounts reducing costs for businesses [3] - Policy measures, such as expedited registration for trade foreign exchange receipts and increased limits for special refunds, are facilitating smoother operations for foreign trade enterprises [4] - The introduction of local currency accounts by cross-border payment companies like PingPong has improved payment efficiency, allowing for instant transactions and streamlined compliance processes [5] Group 3: Market Data and Trends - In the first seven months of the year, Shanghai's total cross-border RMB payments reached 18.83 trillion yuan, with total foreign-related receipts amounting to 3.26 trillion USD [5] - As of July, 1171 foreign institutions have entered China's interbank bond market, with a total bond holding balance of 3.93 trillion yuan, indicating growing international interest [5]

出行礼包内有4份零食、1瓶水饮以及1份限量版一次性座椅套垫的实物礼包，用户可在广州南站、深圳 北站、上海虹桥站、苏州站、南京南站、西安北站、长沙南站、青岛站等8个火车站的贵宾厅进行领 取，陪伴用户的火车旅途；此外，还有包含线上的酒旅券、白条券、旅行箱包券等购物及文旅等价值 230元的支付券包。 本次活动是京东支付、白条自今年8月接入12306平台后，推出的又一服务举措。据悉，此次发放礼包共 计10万份，先到先得，线下领取需与用户出发或到达站一致。 京东金融相关负责人表示，希望通过支付和白条的多元支付方式、以及出行礼包的一份小心意，为广大 出行用户提供更便捷、优质的出行体验。 9月15日起，铁路12306开始发售国庆中秋假期运输车票。随着十一黄金周假期的临近，不少旅客已开始 提前规划行程和购买车票。 为进一步给用户提供出行便利，京东支付、白条继上线12306App后，近日又推出"出行礼包"的贴心服 务。9月9日起至10月9日，用户通过12306 App购票并选择京东支付完成支付，即可在京东/京东金融App 搜索"出行礼包"参与活动，免费领取一份专属的出行礼包。 ...

Group 1 - The core viewpoint of the articles highlights the initiatives taken by Siyang Rural Commercial Bank to support the development of small and micro enterprises through innovative financial products, policy support, and upgraded services [1][2] - The bank has introduced a seamless refinancing service, processing 60 loans amounting to 257 million yuan this year, addressing the refinancing challenges faced by enterprises [1] - Customized financial products such as "Factory Loan," "E-commerce Loan," and "Green Loan" have been developed to cater to the specific needs of local industries, creating a comprehensive service system for different stages of business development [1] Group 2 - The establishment of a specialized branch for small and micro enterprises with a dedicated credit plan of 1 billion yuan and a unique evaluation and assessment mechanism [2] - A composite service team consisting of financial advisors, legal experts, and agricultural technology personnel has been formed to provide tailored consulting services covering various aspects such as financial management and legal compliance [2] - A special action called "Financial Benefits for Enterprises" has been launched to conduct comprehensive surveys of 2,313 enterprises, creating a dynamic database to address financing pain points and improve financial service accessibility [2]

Core Insights - The meeting emphasized the importance of seed industry revitalization for national food security and the role of banks in providing innovative financial services to support this initiative [1][3] Group 1: Financial Support for Seed Industry - Banks are encouraged to establish a "full-cycle + differentiated" credit support system to meet the diverse funding needs of seed enterprises [1] - Long-term special loans should be introduced to address the characteristics of seed research and development enterprises, which require high investment and have long cycles with slow returns [1] - Flexible short-term working capital loan products should be developed for seed production and processing enterprises, considering their seasonal production characteristics [1] Group 2: Enhancing Innovation Capabilities - Banks should act as "resource integrators + risk bearers" to help seed enterprises improve their innovation capabilities [2] - Support for mergers and acquisitions through loans can help quality seed enterprises consolidate resources and enhance industry concentration and innovation efficiency [2] - Establishing a seed industry innovation development fund in collaboration with government departments and research institutions can focus on key technology research and development [2] Group 3: Intellectual Property Financing - To address the "light asset, financing difficulty" dilemma faced by seed enterprises, banks should innovate in intellectual property pledge financing [3] - A specialized intellectual property value assessment system should be established to evaluate the market value and revenue expectations of seed industry intellectual property [3] - A comprehensive service plan combining "intellectual property pledge + credit + industry chain" should be introduced to provide full-chain financial services to enterprises [3]