【人物】村支书张淑云 【故事】退休教师张淑云，现任河北滦平县马营子满族乡马营子村党支部书记。8年来，在没告知任何 人的情况下，她每年用自己的退休金为全村275户村民购买农房保险，为大家默默织就一张隐形的守护 网。今年7月，滦平县遭遇强降雨，马营子村70%的村民家被淹，不少房屋、院墙受损。直到受灾的70 余户村民拿到近百万元的理赔款，张淑云的无私之举才为人所知。 【点评】 8份泛黄的缴费凭证，封存着一名村支书8年来无私为民的秘密。每户每年保费只需一两元钱，村里不少 老人觉得是"花冤枉钱"，没当回事。可张淑云却觉得，村在河边上，要是真的发大水的时候，万一房屋 损毁，能有保险赔付。为村民花钱，她也"没当回事"——"每年一共几百块钱，少吃一顿饭就出来 了。"这份被人"轻视"的保险，最终在洪水肆虐时帮助村民兜底。张淑云一心为了群众，展现了共产党 员的动人担当。 农村是国家治理的神经末梢，找盲区、补漏洞的沉甸甸的责任，落在村干部的肩头。唯有怀揣"时时放 心不下"的责任感和忧患意识，谋划在前、行动在先，才能履好职、尽好责。此前，马营子村几次推进 集体参保无果，形成政策性农房保险落实的"真空地带"。面对村民的顾虑，身为村支书 ...

Core Viewpoint - The Central Financial Office projects that China's economy is expected to grow by around 5% in 2025, reaching a total economic volume of approximately 140 trillion yuan [1][2]. Group 1: Economic Performance - The overall economic operation is stable, with major economic indicators meeting expectations, and a projected annual growth rate of around 5%, keeping China among the leading major economies globally [1]. - Employment remains generally stable, with rapid growth in foreign trade and significant diversification in exports [1]. Group 2: Industrial Development - The construction of a modern industrial system is continuously advancing, with steady development of new productive forces and abundant technological innovation achievements [1]. - Research and application in artificial intelligence, biomedicine, and robotics are leading globally [1]. Group 3: Reform and Opening Up - New steps have been taken in reform and opening up, with the construction of a unified national market progressing deeply [1]. - Comprehensive rectification of "involution" competition has shown positive results, and the capital market remains active with orderly self-opening [1]. Group 4: Risk Management - Positive progress has been made in resolving key area risks, including orderly replacement of local government hidden debts and the completion of "guaranteeing housing delivery" tasks [1]. - Significant results have been achieved in the reform of small and medium financial institutions, maintaining a baseline to prevent systemic risks [1]. Group 5: Social Welfare - Strengthened social welfare measures include the implementation of childcare subsidies and one year of free preschool education, contributing to the continuous improvement of social security levels [2]. - The overall social situation remains stable, with economic and social development goals expected to be successfully achieved, aiding in the completion of the "14th Five-Year Plan" [2]. Group 6: Future Outlook - The active flow of factors and innovation is expected to continuously inject new momentum into development, with rapid growth in the flow of people, logistics, information, and capital [2]. - Investment and consumption growth rates are anticipated to recover next year, accelerating industrial transformation and upgrading, with a concentrated outbreak of technological and industrial innovation achievements [2].

新华社北京12月16日电 题：中央财办有关负责同志详解2025年中央经济工作会议精神 新华社记者 在"十四五"即将收官、"十五五"新程待启的关键时点，2025年12月10日至11日召开的中央经济工作 会议备受瞩目。 当前经济形势怎么看？"十五五"新开局重点任务如何推进？聚焦舆论关注的热点问题，中央财办有 关负责同志会后第一时间接受中央主要媒体采访，深入解读中央经济工作会议精神。 问：2025年我国交出怎样的经济"成绩单"？明年经济形势如何? 答：中央经济工作会议对今年经济工作进行全面总结，指出2025年是很不平凡的一年，我国经济顶 压前行、向新向优发展，展现强大韧性和活力。 一是运行总体平稳、稳中有进。主要经济指标符合预期，预计全年经济增长5%左右、继续位居世 界主要经济体前列，经济总量有望达到140万亿元左右。就业总体稳定，外贸较快增长、出口多元化成 效明显。 二是现代化产业体系建设持续推进。新质生产力稳步发展，科技创新成果丰硕，人工智能、生物医 药、机器人等研发应用走在全球前列。 三是改革开放迈出新步伐。全国统一大市场建设向纵深推进，综合整治"内卷式"竞争成效显现，资 本市场较为活跃，自主开放有序推进。 ...

天津织密民生保障安全网 兜底保障全面加强 中新网天津12月16日电 (记者 王君妍)12月16日，天津市政府新闻办举行高质量完成"十四五"规划系列 主题新闻发布会。发布会上，天津市民政局局长朱峰介绍，五年来，天津坚持以人民为中心，织密民生 保障安全网，兜底保障全面加强。 图为发布会现场。 (天津市政府新闻办供图) 据悉，在困难群众保障上，天津逐步提高社会救助标准，将低保标准从每人每月1010元调整到1045元， 全面推行低收入人口动态监测和常态化救助帮扶，创新实施社会救助事项"一城通办"改革，累计将7.83 万名困难群众纳入保障，支出社会救助资金110.29亿元。开展服务类社会救助试点，推动救助模式由单 一物资供给向多元服务转型。流浪乞讨人员"1+5+N"终身寻亲机制在全国推广。 在困境儿童保障上，天津将孤儿和事实无人抚养儿童基本生活保障标准提高至每人每月2605元，标准位 居全国前列。建成市、区两级未成年人救助保护中心17家，实现全覆盖。牵头北京市、河北省编制了全 国首个《救助保护和儿童福利机构未成年人心理评估规范》，填补了全国行业空白。 未来，天津将延续"更精准、更暖心"的政策制定逻辑，从三个维度织密兜底 ...

活动现场，服务队聚焦村民日常安全与消费需求，分模块开展针对性服务。在安全宣传区，工作人员结 合冬季用气安全特点，通过现场演示、发放宣传手册、案例讲解等方式，详细普及液化气瓶规范使用要 点，包括钢瓶定期检定、胶管更换周期、泄漏应急处置等关键知识，同时重点讲解一氧化碳报警器的正 确安装位置、使用维护方法及中毒急救常识，切实提升村民安全用气意识与风险防范能力。在便民检定 区，技术人员携带专业设备，为村民免费开展血压计、电子秤现场检定，严格按照计量检定规程逐一检 测设备示值误差、灵敏度等指标，对合格设备现场粘贴合格标识，对数值偏差超标的设备现场调试修 复，无法修复的明确告知停用更换，并向村民讲解计量器具日常维护技巧，保障民生计量精准可靠。 针对村民关心的计量与农资消费问题，服务队分组开展入户走访服务。入户过程中，工作人员手把手教 村民辨别民用水表、电能表、燃气表等民用"三表"的检定铅封、检定周期及合格标识，解读计量法律法 规，破解村民对"三表"计量失准的疑虑，切实守护群众"钱袋子"；同时围绕春耕备耕前置需求，向村民 宣传农资购买注意事项，提醒村民选择正规经营门店，查看产品合格证、生产日期等关键信息，警惕假 冒伪劣农资 ...

编者按：党的作风就是党的形象，关系人心向背，关系党的生死存亡。习近平总书记强调，"锲而不舍 落实中央八项规定精神，推进作风建设常态化长效化""以铁规矩锻造好作风，推动党员干部干事创业、 担当作为、为民造福"。 中央经济工作会议强调，要树立和践行正确政绩观，坚持为人民出政绩、以实干出政绩。党的作风是观 察党群干群关系、人心向背的晴雨表，改作风要让人民群众可感可及。群众提出的问题解决了吗？群众 满意吗？岁末年终，记者赴多地探访，看基层干部如何用心用情为群众办实事解难题。 以实干拉近干部群众心与心的距离 徐雷鹏 基层是政策落地的"最后一公里"，也是服务群众的"最先一公里"。这"一公里"，丈量的不仅是地理上的 远近，更是干部与群众心与心的距离。政策春风能否吹暖百姓心田，发展蓝图能否化为幸福实景，关键 就看这"一公里"上干部的作风实不实。 群众看作风建设，不是看开了多少会、讲了多少话、发了多少文件，而是看解决了哪些问题。过去，有 些基层干部习惯在办公室里"等"群众，在报表材料里"找"民情，说起话来是"官话套话"，办起事来 是"推拖绕"。这些不良作风，隔开了信任，也疏远了人心。必须清醒认识到，作风建设不是写在文件 里、喊 ...

2025年12月14日，毛里塔尼亚总统加兹瓦尼主持基法市供水项目奠基仪式，标志着该国一项重大战略性 民生工程正式启动。该项目建设周期为30个月，总投资约3.17亿美元。项目建成后，将为基法、塞利巴 比、温丁、康库萨等城市以及沿输水管线分布的数十个村庄提供稳定、安全的饮用水服务，显著改善阿 萨巴省和吉迪马卡省的供水条件。项目旨在保障两省超过18万人的基本饮水需求，并通过分阶段扩能， 逐步满足到2050年约50万人口的用水需要，对提升区域公共服务水平和促进社会经济发展具有重要意 义。 鉴于项目规模大、技术复杂，整体工程被划分为五个主要施工标段，以便于统筹管理和监督实施。第一 标段从塞内加尔河取水口延伸至第7公里处，第二标段从第7公里延伸至第45公里的塞利巴比，由沙特发 展基金提供融资支持。第三标段分为两部分：第一部分为塞利巴比至Hassi Chegar的管道连接工程，由 阿布扎比发展基金提供融资支持；第二部分为Hassi Chegar至Taghada主水库(容量1万立方米)的管道连接 工程，由伊斯兰开发银行提供融资支持。第四标段为Taghada主水库至Kankoussa的管道连接工程，由科 威特阿拉伯经济发展基金 ...

Core Viewpoint - The Central Economic Work Conference held on December 10-11 in Beijing maintains a positive tone regarding fiscal and monetary policies for 2024, emphasizing the need for a proactive fiscal policy and a moderately loose monetary policy [1][2] Fiscal Policy - The conference reiterates the need to maintain necessary fiscal deficits, total debt scale, and overall expenditure, while also calling for optimization of fiscal structure and long-term reforms [1] - New requirements include strengthening fiscal management, optimizing expenditure structure, and standardizing tax incentives [1] Monetary Policy - The monetary policy is directed towards promoting stable economic growth and reasonable price recovery, indicating a shift in focus from quantity-based indicators like social financing and credit to price-based indicators such as price levels [1] Eight Key Tasks - The conference outlines eight key tasks, including: 1. **Domestic Demand**: Emphasizing the expansion of quality goods and services supply to lead domestic demand [2] 2. **Innovation**: Highlighting the need to deepen and expand the development of "artificial intelligence+" to leverage China's large-scale market advantages [2] 3. **Reform**: Focusing on establishing a unified market as a key reform breakthrough [2] 4. **Opening Up**: Demonstrating China's commitment against unilateralism and protectionism [2] 5. **Coordinated Development**: Emphasizing policy coordination between urban and rural areas, as well as regional balance [2] 6. **Dual Carbon Goals**: Aligning economic development with ecological and environmental considerations [2] 7. **People's Livelihood**: Prioritizing employment, healthcare, and support for vulnerable groups, reflecting a people-centered development approach [2] 8. **Risk Management**: Highlighting potential risks in the real estate market and local government hidden debts, with a focus on stabilizing the real estate market and managing risks in key areas [2]

宏观周报 坚持内需主导，政策更加有为 证券研究报告 2025 年 12 月 14 日 核心结论 中央经济工作会议：坚持内需主导，政策更加有为。12 月 10 日至 11 日中 央经济工作会议召开。会议指出，当前经济发展面临问题和挑战，但长期向 好趋势不变。我们预计 2026 年经济增长目标定在 5%左右。2026 年将实施 更加积极有为的宏观政策，增量政策和存量政策协同发力，继续实施更加积 极的财政政策和适度宽松的货币政策。我们预计 2026 年一般预算赤字率维 持 4%左右，广义政府融资规模较 2025 年进一步增加，相对 GDP 比例可能 保持基本稳定；公开市场操作利率和 LPR 下调 10 个 bp 左右。会议对 2026 年经济工作提出八方面主要任务，其中"坚持内需主导"放在 2026 年经济 工作任务首位。深入整治"内卷式"竞争，有助于促进物价回升。此外，会 议还提出稳定房地产市场，加强民生保障，着力稳就业等方面任务。 中观产业跟踪：工业需求平淡，黑色系走弱，焦煤焦炭价格大跌，受下游钢 厂需求下滑、炼焦煤进口增长、反内卷不及预期等因素影响；南华玻璃价格 周跌超 8%。相比之下，美联储降息预期落地，有 ...

Core Insights - The Central Economic Work Conference outlined eight key tasks for China's economic work in 2026, emphasizing the importance of domestic demand and innovation-driven growth [1][2][3] Group 1: Economic Strategy - The first task is to "insist on domestic demand as the main driver and build a strong domestic market," highlighting its significance in the overall economic development [1] - The second task focuses on "insisting on innovation-driven growth and accelerating the cultivation of new momentum," indicating that technological innovation will play a crucial role in expanding domestic demand [1] - The third task emphasizes "deepening reforms to enhance the vitality of high-quality development," which includes improving the national unified market and optimizing the business environment to address institutional bottlenecks [1] Group 2: External Relations and Cooperation - The fourth task is to "insist on opening up and promoting win-win cooperation in multiple fields," which aims to enhance the synergy between domestic and international markets and resources [2] - The fifth task stresses "coordinated development to promote urban-rural integration and regional linkage," essential for achieving a broader and more robust new development pattern [2] Group 3: Sustainability and Social Welfare - The sixth task is to "insist on leading with 'dual carbon' goals to promote comprehensive green transformation," aligning with the previously announced goals of carbon peak and carbon neutrality [2] - The seventh task focuses on "prioritizing people's livelihoods and striving to do practical things for the public," reiterating the importance of stabilizing employment, businesses, markets, and expectations [2] Group 4: Risk Management - The eighth task is to "ensure bottom-line stability and actively and prudently resolve risks in key areas," particularly in stabilizing the real estate market and managing local government debt risks [2] - The overall economic policy approach is shifting from "promoting stability through growth" to "quality and efficiency," emphasizing the need for coordinated policy efforts [3]