Core Insights - The total assets of China's banking sector reached nearly 470 trillion yuan as of the end of June this year, ranking first in the world [1] - China's stock and bond market sizes rank second globally [1] - The country is at the forefront of green finance, inclusive finance, and digital finance, having established a comprehensive, secure, and efficient cross-border payment and clearing network for the renminbi [1]

中国人民银行最新数据显示 外汇储备规模连续20年位居世界第 新华社权威快报 中国人民银行行长潘功胜9月22日在国新办举行的"高质量完成'十四五'规划"系列主题新闻发布会上介 绍，"十四五"期间，我国金融事业取得新的重大成就。截至今年6月末，我国银行业总资产近470万亿 元，位居世界第一；股票、债券市场规模位居世界第二；外汇储备规模连续20年位居世界第一。 同时，我国在绿色金融、普惠金融、数字金融等方面走在世界前列，基本建成多渠道、广覆盖、安全高 效的人民币跨境支付清算网络，移动支付处于国际领先水平。 "十四五"期间 我国金融事业取得 新的重大成就 截至今年6月末 我国银行业总资产近470万亿元 位居世界第一 股票、债券市场规模位居世界第二 ...

Core Insights - The People's Bank of China (PBOC) Governor Pan Gongsheng highlighted significant achievements in China's financial sector under the strong leadership of the Central Committee, emphasizing comprehensive deepening of financial system reforms and modernization of financial governance [1] Group 1: Financial System Reforms - Financial system reforms have been further deepened, with improved top-level design and a more robust financial governance framework [1] - The variety and competitiveness of financial institutions, markets, and products have been enhanced, leading to significant improvements in the quality, efficiency, and inclusiveness of financial services [1] Group 2: Financial Risk Management - Key financial risks in critical areas have been systematically resolved, maintaining a baseline to prevent systemic financial risks [1] - The PBOC has implemented a series of monetary and financial policies since the Central Political Bureau meeting in September 2024, effectively stabilizing market expectations and boosting confidence [1] Group 3: Financial Sector Growth - As of June this year, China's banking sector total assets reached nearly 470 trillion yuan, ranking first in the world; stock and bond market sizes rank second globally; and foreign exchange reserves have been the largest in the world for 20 consecutive years [1] - During the 14th Five-Year Plan period, loans to technology-based small and medium-sized enterprises, inclusive micro and small loans, and green loans have seen an average annual growth rate exceeding 20% [1] Group 4: International Competitiveness and Innovation - China's financial sector has accelerated its opening-up, significantly enhancing its international competitiveness and influence [1] - The country is at the forefront of green finance, inclusive finance, and digital finance, having established a comprehensive, secure, and efficient cross-border payment and clearing network for the renminbi [1]

Core Insights - The People's Bank of China reported significant achievements in the financial sector during the 14th Five-Year Plan period, highlighting the growth and development of various financial markets and services [3]. Group 1: Financial Sector Achievements - As of the end of June this year, China's banking sector total assets reached nearly 470 trillion yuan, ranking first in the world [2][3]. - The scale of China's stock and bond markets ranks second globally [2][3]. - China's foreign exchange reserves have maintained the world's largest position for 20 consecutive years [2][3]. Group 2: Innovations and Developments - China is at the forefront of green finance, inclusive finance, and digital finance [3]. - A comprehensive, multi-channel, and efficient cross-border payment and clearing network for the renminbi has been established [3]. - Mobile payment systems in China are recognized as being at an international leading level [3].

中国人民银行最新数据显示 "十四五"期间 我国金融事业取得 新的重大成就 截至今年6月末 我国银行业总资产近470万亿元 位居世界第一 股票、债券市场规模位居世界第二 外汇储备规模连续20年位居世界第 新华社权威快报 新华社国内部出品 【纠错】 【责任编辑:王佳宁】 中国人民银行行长潘功胜9月22日在国新办举行的"高质量完成'十四五'规划"系列主题新闻发布会上介 绍，"十四五"期间，我国金融事业取得新的重大成就。截至今年6月末，我国银行业总资产近470万亿 元，位居世界第一；股票、债券市场规模位居世界第二；外汇储备规模连续20年位居世界第一。 同时，我国在绿色金融、普惠金融、数字金融等方面走在世界前列，基本建成多渠道、广覆盖、安全高 效的人民币跨境支付清算网络，移动支付处于国际领先水平。 记者：吴雨、任军 海报制作：任军 ...

Core Insights - The People's Bank of China Governor Pan Gongsheng highlighted significant achievements in China's financial sector during the "14th Five-Year Plan" period, emphasizing the country's leading position in various financial metrics [1]. Financial Sector Achievements - As of June 2023, China's banking sector total assets reached nearly 470 trillion yuan, ranking first in the world [1]. - The scale of China's stock and bond markets ranks second globally [1]. - China's foreign exchange reserves have maintained the world's largest position for 20 consecutive years [1]. Innovations in Financial Services - China is at the forefront of green finance, inclusive finance, and digital finance [1]. - The country has established a comprehensive, secure, and efficient cross-border payment and clearing network for the renminbi, demonstrating significant advancements in mobile payment systems, which are internationally leading [1].

论坛特别邀请到两岸企业家峰会陆方副理事长张平莅临指导。论坛由两岸企业家峰会金融产业合作推进 小组陆方副召集人黎晓宏、台方副召集人李纪珠主持；陆方召集人李礼辉、台方召集人曾铭宗发表致 辞。北京银行董事长霍学文，富邦金控风控长徐伟杰，北京基金业协会荣誉创会会长、厚朴投资董事长 方风雷，中国信托金控信息最高主管贾景光，中国人寿养老保险总裁余贤群，台湾人寿商品精算处处长 赖玉菁等多位嘉宾发表主题演讲。 2025京台金融合作论坛于9月19日在京成功举办。本届京台金融合作论坛作为第28届京台科技论坛的四 大平行论坛之一，以"京台金链 智汇两岸"为主题，两岸多位金融业界人士、专家学者，围绕绿色金 融、养老金融、人工智能等重点领域交流研讨、分享前沿洞见、凝聚发展共识，共同推动京台金融资源 整合与服务效能提升，助力金融高质量发展。 京台金融合作论坛自举办以来已成为连接两地金融发展的重要桥梁。北京将持续擦亮"北京服务"品牌， 进一步全面深化改革，持续扩大高水平开放，打造市场化、法治化、国际化的一流营商环境，为台资金 融机构和企业在京发展做好保障服务，实现双向赋能、合作共赢。 论坛还发布了两项重要合作成果：北京对台青年金融机构就业 ...

Core Viewpoint - Shanghai Bank aims to enhance its financial services and expand its loan offerings, particularly in inclusive finance, with an expected increase of over 8 billion yuan in loans in the second half of the year [1] Group 1: Financial Performance - In the first half of 2025, Shanghai Bank's net interest margin slightly decreased by 4 basis points year-on-year, with a smaller decline of 13 basis points compared to the previous year, indicating a stable trend [3] - The bank has optimized its asset structure and increased the proportion of interest-earning assets while dynamically adjusting deposit pricing strategies to improve the cost of interest-bearing liabilities [3] Group 2: Loan Growth Strategy - Shanghai Bank plans to focus on key areas such as technology, green finance, and inclusive finance, with expectations of a 10 billion yuan increase in technology finance loans and an 8 billion yuan increase in inclusive finance loans in the second half of the year [4] - The bank will enhance its service capabilities in key sectors and regions, particularly in the Yangtze River Delta and the Greater Bay Area, to support the national strategy [4] Group 3: Retail Lending Focus - In retail lending, Shanghai Bank will prioritize housing mortgages and auto loans, with a significant increase in mortgage lending in major cities, totaling 11.093 billion yuan in the first half of the year, a year-on-year increase of 16.98% [5] - The bank is actively entering the new energy vehicle market, with auto loan balances reaching 14.642 billion yuan, a growth of 12.78% compared to the end of the previous year [5] Group 4: Asset Quality Management - The retail business's asset quality has weakened due to macroeconomic cycles, with an increase in non-performing loans, particularly from internet platform loans [6] - Shanghai Bank plans to strengthen risk management for retail loans by implementing differentiated control strategies to maintain stable asset quality [6]

Core Insights - As of the end of Q2, the balance of green loans in Qinghai Province exceeded 213.1 billion yuan, accounting for 26.82% of total loans, with an increase of 9.936 billion yuan since the beginning of the year [4] Group 1: Green Loan Initiatives - The People's Bank of China Qinghai Branch has developed a "carbon account" system for enterprises, which includes six core indicators related to carbon emissions and green electricity usage, guiding financial institutions to incorporate this data into credit decisions [1] - By the end of July, 921 key enterprises in Qinghai had established "carbon accounts," with financial institutions issuing loans linked to these accounts totaling 32.169 billion yuan, saving enterprises 243 million yuan in interest [2] Group 2: Financial Support for Clean Energy - The National Development Bank Qinghai Branch provided comprehensive financial support for the construction of the Yangqu Hydropower Station, utilizing various loan products throughout the project's lifecycle [3] - Credit balances in the clean energy sector, including equipment manufacturing, facility construction, and pumped storage power station construction, increased by 40.5%, 22.1%, and 34.7% year-on-year, respectively [3] Group 3: Ecological Product Financing - In 2024, the People's Bank of China Qinghai Branch will implement a financial service system for ecological products, establishing a green channel for ecological project loans [4] - Innovative financial products have been developed, such as using future receivables from tourism as collateral, resulting in 20 loans totaling 1.177 billion yuan for companies like Qinghai Lake Tourism Group [4]

Core Insights - The Agricultural Bank of China’s Hunan Xiangxi Huayuan Branch issued an 8.35 million yuan loan to Xiangxi Beiyikang Agricultural Products Development Co., Ltd., utilizing the "Xianglin Carbon Ticket" pledge model to support green industry development [1][2] - The "Xianglin Carbon Ticket" is a standardized forestry carbon credit certificate issued by the Hunan Forestry Bureau, converting ecological resources into tradable "green assets" [1] - The loan alleviated the company's financial pressures related to technological upgrades, raw material reserves, and seasonal cash flow, enhancing its market competitiveness [2] Financial Innovation - The loan represents a financial innovation that transforms ecological value into economic value, providing financial support for low-carbon development in the region [1] - By incorporating carbon tickets as collateral, the bank expanded financing channels for green enterprises, addressing their previous challenges in securing traditional collateral [1] Impact on Business Operations - The funding enabled the company to acquire advanced production equipment and optimize processing techniques, thereby improving product quality and market competitiveness [2] - The loan also provided stable financial support for daily operations, enhancing the company's ability to respond to market fluctuations and expand sales channels [2] Future Directions - The Agricultural Bank of China’s Xiangxi Branch aims to deepen green financial innovation and increase the development of green financial products, focusing on local ecological industries and low-carbon project financing needs [2] - The bank plans to optimize credit resource allocation to further integrate financial services with green development, contributing to the sustainable economic growth of Xiangxi [2]