波场TRON在2025年完成底层协议重要迭代，孙宇晨领导的技术团队推出GreatVoyage-v4.8.0版本，该更 新包含EIP-1153临时存储方案，使智能合约运行开销减少35%。通过整合EIP-4844分片架构原型，网络 处理能力提升至1500TPS。当前系统性能表现优于多数以太坊Layer2解决方案。 波场TRON的用户数据展现显著增长，链上账户数量超过3.15亿个，历史交易总次数达103亿次，每日处 理的USDT转账金额稳定在190亿美元水平。生态建设层面，该网络整合Chainlink预言机服务，为开发 者提供链外数据验证支持，增强分布式金融应用的安全实施环境。当前生态内分布式金融服务协议总质 押价值超过220亿美元，其中JustLend、SUN等主要协议占据去中心化交易平台80%的流通量。 波场TRON在2025年推进节点网络扩展方案执行进度加快，其超级节点规模从127个扩展至300个，其中 东南亚与非洲区域占40%比例。这些节点形成覆盖多区域的分布式服务架构，通过与Google Cloud、 Binance等机构的协作，提升了网络运行安全水平并获得更广泛机构认可。 波场TRON与Tether、T ...

哈尔滨银行深入落实国家"五篇大文章"重要部署，积极响应国家关于应对人口老龄化战略的重要举措，提前布局养老金融，推进适老化服务改造，打造"产 品稳健+体验友好+活动丰富"的适老化金融体系。在金融产品方面，合作头部代销财富机构，遴选符合银发客户风险偏好的财富产品，为银发客户养老规划 筹谋，满足客户全品类、全生命周期资产配置需求。在客户体验方面，优化网点适老化环境，打造大字版、语音版银发客户专用手机银行，升级完善财富产 品购买页面，缩小银发客群"数字鸿沟"，以适老化的升级改造让金融更有温度。同时，哈尔滨银行致力于将厅堂打造成银龄乐居驿站，借助"厅堂+社区+线 上"三大渠道，通过金融知识讲堂、健康有约等形式，打造网点周边"1公里温暖服务圈"，形成银行与社区养老服务的良性互动。 为深入践行金融为民理念，进一步提供优质、便民、高效的金融服务，哈尔滨银行聚焦"一老一小一新"重点群体，不断推动服务优化，提供全方位金融服 务，通过让"老有所乐、幼有所教、新有所属"，持续提升"一老一小一新"的幸福感。近日，哈尔滨银行凭借其在零售金融产品创新、养老金融服务升级与社 会发展融合方面的有效探索，在《经济观察报》举办的2025年度"金融 ...

【导读】港股普星能量盘初飙升超280% 7月10日早盘，光伏产业链反复活跃，拓日新能等多股涨停。消息面上，7月9日，多家硅片企业上调了 硅片报价，不同尺寸的硅片价格涨幅在8%～11.7%。此外，光伏组件含税含运均价迎来上调。多位分析 师认为，行业有望从"价格血拼"向"优质优价"转型，明年供需关系有望迎来实质性改善。 此外，昨夜美股英伟达总市值盘中一度突破4万亿美元，A股CPO、铜缆等算力硬件股也跟随走强；创 新药板块继续维持强势。 下跌方面，军工板块集体调整。 多只港股狂飙 7月10日早盘，港股普星能量盘初飙升286.21%，小幅调整后再度拉升。截至发稿，普星能量涨幅为 239.66%。 7月10日，A股房地产开发概念股震荡走高，其中，渝开发开盘不到4分钟，直线拉涨停，实现连续四个 交易日涨停。 此外，绿地控股盘中屡次冲击涨停板，新城控股、荣盛发展等跟涨。 消息面上，普星能量发布公告称，已认购由HashKey Holdings发行的A系列优先股，认购完成后，该公 司在数字资产金融服务公司HashKey中持有最多5%的股权。 据了解，HashKey交易平台（HashKey Exchange）是香港首家面向零售用 ...

Core Viewpoint - The People's Bank of China, Panjin Branch, is actively enhancing financial services in county areas through a comprehensive framework that emphasizes collaboration, increased credit supply, improved financial management, and public financial literacy, thereby supporting the coordinated development of the county economy and finance [1][2][3][4]. Group 1: Financial Collaboration Framework - The Panjin Branch is establishing a new model of cooperation between grassroots central banks and local governments, creating a collaborative work structure that includes regular communication with banking institutions and local governments [1]. - A joint "County Financial Service Joint Conference System" has been implemented to facilitate information exchange, resource sharing, and cooperation [1]. - The branch has initiated over 30 engagements with local banks to enhance policy promotion and financial services in county areas [1]. Group 2: Credit Supply Enhancement - The Panjin Branch is guiding banks to innovate financial products focusing on key local industries such as rice and river crabs, launching over 30 credit products including "Golden Crab Loan" and "Agricultural Machinery Loan" [2]. - New financing mechanisms have been developed for modern agricultural entities, including collateral loans based on agricultural inventory [2]. - The branch is also promoting green finance initiatives and has introduced various online financial products to increase accessibility [2]. Group 3: Financial Service Optimization - The Panjin Branch is improving the rural financial infrastructure and enhancing the credit system, establishing a model for credit villages and initiating a "whole village credit" project [3]. - The branch has set up 143 rural bank outlets and installed 1,963 ATMs and POS terminals to facilitate financial services [3]. - A comprehensive optimization plan for nine business lines has been introduced to streamline financial service processes [3]. Group 4: Public Financial Literacy Promotion - The Panjin Branch is conducting extensive financial literacy campaigns through various community engagement activities, reaching over 50,000 individuals [4]. - Financial knowledge dissemination is being carried out in rural areas via lectures and promotional videos, focusing on enhancing public understanding of financial services [4]. - The branch has organized over 600 activities related to financial knowledge promotion and legal education in rural areas [4].

株洲市产业发展投资控股集团有限公司（简称"株洲产投集团"）旗下的湖南国金商业保理有限公司（简 称"湖南国金保理"）的实践案例表明，通过信用风险管理工具与保理业务相结合，可实现创新求变、逆 势增长的韧性发展，践行"金融服务产业"的初心。 商业保理与国内贸易信用保险分别是企业信用管理的重要融资工具和风险管理工具，天然相辅相成，双 管齐下可为企业实现盘活应收账款、转移信用风险、降低融资成本等功效，但我国鲜有二者的结合案 例。 自《关于发挥国内贸易信用保险作用助力提高内外贸一体化水平的意见》颁布以来，湖南国金保理迅速 响应政策号召，与保险公司合作为某民营企业量身定做融资方案，通过基础交易的确真、国内贸易信用 保险的加持，完成5000万元的"商业保理+信用保险"项目实践落地，将"不确定的应收账款"转化为"确定 性高的保单"，有效解决了保理业务确权难、风险高等现实困难，也为客户达成了"降成本、防风险、优 报表、增营效"的目的。 □株洲产投集团 谢理、杨玲芳、颜鼎 近期多项政策出台鼓励金融赋能实体产业发展，但市场有效需求不足、资金循环不畅等矛盾仍然存在。 新的经济形势下，保理行业既面临市场需求旺盛的机遇，也面临竞争加剧、风 ...

智通财经APP获悉，继有着"股神"称号的沃伦·巴菲特大举减仓美国银行股票之后，如今，在2008年金融 危机最严重时期坚定支持美国银行(BAC.US)的另一位关键机构投资者——科威特主权财富基金也开始 大举削减其持股。 据知情人士透露，石油资源丰富的海湾国家科威特的万亿美元级别主权基金——科威特投资局(Kuwait Investment Authority, 即KIA)出售了其在这家全美第二大商业银行中价值高达31亿美元的股份。这笔非 注册大宗交易的股票定价为每股47.95美元，是华尔街金融巨头高盛集团设定的价格区间下限，该股价 位于美国银行历史最高股价附近。由于交易尚属私密，知情人士要求匿名。截至周二美股收盘，美国银 行股价收于47.150美元。 这家主权财富基金的注资支持可以追溯到2008年1月，当时它向陷于史无前例次贷损失的美林证券 (Merrill Lynch)注资20亿美元，使其成为美林当时最大的支持者之一，该主权财富基金随后将其优先股 转换为普通股。 同年晚些时候，在全球金融危机愈演愈烈之际，美国银行同意收购陷入流动性困境的美林证券。此后科 威特投资局坚持长期持有股份且偶尔进行加仓操作。 科威特投资 ...

"'大金砖合作'要秉持成立初衷，契合时代之需，维护和践行多边主义，推动建设公平开放的国际经贸 秩序，凝聚全球南方力量，为世界稳定发展作出更大贡献。"当地时间7月6日至7日，国务院总理李强在 里约热内卢出席金砖国家领导人第十七次会晤第二及第三阶段会议并发表讲话时强调，要致力于构建开 放型世界经济。旗帜鲜明反对单边主义和保护主义，维护世贸组织基本原则，促进贸易和投资自由化便 利化，维护产业链供应链稳定畅通。 开放是中国式现代化的鲜明标识。党的二十届三中全会要求，坚持以开放促改革，依托我国超大规模市 场优势，在扩大国际合作中提升开放能力，建设更高水平开放型经济新体制。 金融开放是我国对外开放的重要组成部分，金融高水平开放是实现高质量发展的内在要求。长期以来， 我国坚定支持自由贸易规则和多边贸易体制，加强境内外金融市场互联互通，稳步扩大金融市场双向开 放，吸引更多外资金融机构和长期资本来华展业兴业，并支持中国金融机构"走出去"，拓展国际市场。 为共建"一带一路"倡议注入更多活力 "金融开放有助于金融业互通有无，推进行业高质量发展。"中国邮政储蓄银行研究员娄飞鹏在接受《金 融时报》记者采访时表示。 最近一段时间以来，国 ...

Core Viewpoint - The China Securities Association is conducting a comprehensive survey of the securities industry to inform the upcoming "China Securities Industry Development Report (2025)" [1][2] Group 1: Survey Focus Areas - The survey covers a wide range of key business segments within securities firms, including financial service quality, compliance management, risk management, investment advisory services, securities research reports, asset management, proprietary trading, international business, fixed income, counter business, and IT investment and application [1] - Compliance and risk management are emphasized as critical areas in this survey, with a detailed questionnaire addressing compliance department structures, personnel configurations, compliance assessment systems, and anti-money laundering processes [1][2] Group 2: Social Responsibility and Market Stability - The survey aims to evaluate how securities firms fulfill their social responsibilities in 2024, particularly in relation to rural revitalization and wealth management for residents [2] - The role of securities firms as "gatekeepers" of the capital market and their contributions to market stability are key points of assessment, including the number of voluntarily withdrawn underwriting projects and instances of regulatory penalties [2] Group 3: Digital Transformation - The survey also explores the frontier practices of digital transformation within securities firms, focusing on the application of advanced technologies such as big data, artificial intelligence, blockchain, and cloud computing in securities operations [2]

Core Insights - Dalian Xusheng Aquatic Products Co., Ltd. is actively involved in the sea cucumber farming industry, receiving financial support from Postal Savings Bank of China to stabilize operations amid declining prices [1][2] - The total industrial output value of Dalian's sea cucumber industry exceeds 30 billion yuan, indicating a strong market demand for financing [1][2] - Postal Savings Bank has developed a comprehensive financial service system that connects core enterprises with farmers, enhancing support for the sea cucumber industry [1][2][3] Financial Innovations - Postal Savings Bank has introduced differentiated financial solutions, including credit and agricultural guarantee loans for farmers recommended by core enterprises, and credit or pledge loans for downstream processing and sales [2][3] - A financial support service station for sea cucumber farmers was established in collaboration with Xusheng Aquatic Products during the Dalian Sea Cucumber Harvest Festival, further extending financial services to the grassroots level [2] - The bank has launched a salted sea cucumber pledge loan product, allowing for a more flexible financing approach that addresses the unique challenges of the sea cucumber industry [3] Market Challenges - The sea cucumber industry faces significant funding gaps due to the long cultivation period and high costs associated with seedling production, as well as the mismatch between harvesting and sales periods [2] - Traditional real estate mortgage financing methods are inadequate for meeting the specific needs of sea cucumber industry clients [2][3] Product Diversity - Postal Savings Bank offers a variety of financial products, including "Express Loans" for small-scale farmers to meet their funding needs for purchasing seedlings, ensuring that all types of farmers receive appropriate financial services [3]

江南时报讯 为破解中小企业"抵押不足、融资难"的痛点，邮储银行（601658）南通市分行于6月创新推 出"增额保"产品，通过突破传统抵押率限制、深化银担合作，为实体经济发展注入金融活水。 破局传统，打造融资新范式。针对制造业企业普遍存在的"轻资产、高需求"特点，该行联合江苏省信用 再担保集团南通分公司首创"增额保"产品，将抵押率上限由常规70%提升至154%，同步构建"信用+抵 押"组合贷款模式。通过灵活配置授信方案，有效盘活企业固定资产价值，切实解决抵押物评估与融资 需求不匹配的难题。 持续深耕，优化金融服务。"这个创新产品就像及时雨！"徐先生表示，"不仅解决了抵押物价值不足的 核心问题，更让我们感受到金融机构服务实体经济的诚意与担当。"据悉，该行正加速推进三大升级举 措，如设立专项审批绿色通道、优化智能风控模型、实施利率优惠策略，力求为更多中小企业提供"高 效率、低成本、定制化"的金融服务。 精准滴灌，护航实体发展。如皋某企业负责人徐先生从事空压机制造行业，是"增额保"产品的首位受益 者。面对企业2000㎡厂房评估值仅达开票额37.5%的困境，邮储银行南通市分行创新采用"300万产业链 信用贷+300万增 ...