《中华人民共和国民营经济促进法》于5月20日起正式施行，这是中国民营经济发展史上一件里程碑式 大事，受到国际社会高度关注。接受本报记者采访的国际人士认为，民营经济是支撑中国发展不可或缺 的重要力量，这部法律的出台和施行彰显了中国促进民营经济发展壮大的坚定决心，将进一步激发民营 企业活力和创造力，为推动中国高质量发展、深化全球经济合作注入动力。 "中国进一步促进经济高质量发展的重要举措" "这是中国进一步促进经济高质量发展的重要举措。"阿联酋阿布扎比银行家普拉温·贾殷表示。阿联酋 迪拜商业银行首席执行官伯恩德·林德认为，中国通过施行民营经济促进法，鼓励更公平竞争。当前， 阿联酋与中国关系日益密切，中国民营企业发展壮大，将为双方进一步开展务实合作带来巨大机遇。 埃及埃中商会秘书长迪亚·赫尔米认为，这部法律的施行将起到进一步引导民营企业科技创新的作 用。"民营经济的蓬勃发展也是中国式现代化成功推进的体现，民营经济促进法将进一步优化民营经济 发展环境，促进民营经济持续、健康、高质量发展。"赫尔米说。 亚太经合组织工商咨询理事会墨西哥候任代表阿古斯丁·加西亚认为，中国施行民营经济促进法具有重 要意义。当前全球局势复杂多 ...

Core Viewpoint - The implementation of the Private Economy Promotion Law on May 20, 2025, aims to enhance the development of the private economy, which plays a crucial role in growth, innovation, employment, and public welfare, while addressing the persistent issues of financing difficulties and high costs faced by private enterprises [1][2]. Group 1 - The law establishes equal legal status, market opportunities, and development rights for private economic organizations compared to other economic entities [2]. - It encourages financial institutions to develop and provide financial products and services tailored to the characteristics of the private economy, enhancing credit supply and aligning loan terms with the financing needs of private enterprises [2][3]. - The law also standardizes the credit system and financing mechanisms, promoting the establishment of a credit information sharing mechanism and supporting private enterprises in obtaining financing through stock and bond issuance [2][3]. Group 2 - There is a need for strengthened policy coordination between fiscal and monetary policies to create a supportive environment for the private economy [3]. - Financial institutions should broaden financing channels by developing products suited to private enterprises and exploring new models such as supply chain finance and intellectual property financing [3]. - Optimizing financial services is essential, including improving approval efficiency, reducing costs, and enhancing the accessibility of financing for private enterprises [3].

Core Points - The "Private Economy Promotion Law" officially took effect on May 20, establishing the legal status of the private economy and creating a framework for investment, financing, and technological innovation [1] - Financial institutions are expected to provide tailored financial products and services to meet the unique needs of private enterprises, enhancing credit supply and accessibility [1][5] - The law aims to stimulate the internal motivation of private economic organizations and promote high-quality development [1] Financing Challenges - The law includes provisions to address financing difficulties faced by private enterprises, mandating financial institutions to develop products suited to the characteristics of the private economy [2][5] - Specific measures such as "one industry, one policy" are being implemented to provide targeted financial services based on industry characteristics [2][6] Support for Technological Innovation - A dedicated chapter on "Technological Innovation" encourages financial institutions to improve their technology finance service models, including various forms of collateral for loans [3][4] - The establishment of a government-backed financing guarantee system aims to support small and micro enterprises, with guarantee fees capped at 1% [5][6] Risk Management and Regulatory Policies - The law promotes a market-based risk-sharing mechanism for financing, encouraging collaboration between banks and guarantee institutions [5] - Regulatory policies have been tailored for small and micro enterprises, including reduced capital risk weights and increased tolerance for non-performing loans [6] Future Directions - Financial institutions are encouraged to leverage the implementation of the law to support the high-quality development of the private economy, focusing on comprehensive financial services and risk management [7]

近年来，我国支持引导民营企业参与国家重大项目建设的制度环境、市场环境不断优化，但民营企业仍 面临一些挑战。在市场准入方面，"非禁即入"政策在落实过程中仍有完善空间。一些政府采购和招投标 的隐性壁垒依然存在，民营企业在进入某些领域时仍有困难。在部分先进制造和基建项目中，民营资本 正扮演重要角色。国家发展改革委公布的数据显示，今年1月份至4月份，民营企业中标率同比提高5个 百分点，在1亿元以下项目中，民营企业中标项目数量占比超过80%。不过，在重大基建领域，民企参 与度仍显不足。 推动民营企业深度参与重大项目建设，相关政策陆续出台，实现从"小支撑"向"大担当"的转变。新版市 场准入负面清单已经发布，清单范围进一步缩减，市场准入壁垒清理集中整治行动正在开展，民营企业 参与重大项目建设的长效机制正加快完善。例如，国家能源局印发《关于促进能源领域民营经济发展若 干举措的通知》，明确支持民企投资建设水电、油气储备设施、液化天然气接收站等，参与油气管网主 干线或支线项目、"沙戈荒"大基地投资建设。今年，我国将在交通运输、能源、水利、新型基础设施、 城市基础设施等重点领域，推出总投资规模约3万亿元的优质项目，推进基础设施竞争 ...

Group 1 - In the first quarter of 2025, 1.979 million new private enterprises were established in China, representing a year-on-year growth of 7.1%, exceeding the average growth rate of the past three years [1] - Among the new enterprises, 836,000 were categorized as "four new" (new technology, new industry, new business format, new model), with internet and modern information technology service enterprises growing the fastest at 18.0% [1] - The implementation of the Private Economy Promotion Law reflects the government's commitment to supporting the development of the private economy, enhancing legal protections and stabilizing expectations for long-term growth [1][4] Group 2 - Recent policies supporting the private economy focus on three main areas: protecting the rights of private enterprises and entrepreneurs, improving market mechanisms to reduce operational costs, and addressing local government overreach that increases transaction costs [2] - The current global environment presents challenges for private enterprises, including risks from de-globalization policies and the need for intelligent production capabilities, particularly affecting small and medium-sized enterprises [2] - Promoting high-quality development of the private economy is essential for competing internationally and advancing modernization in China, necessitating the use of legal frameworks to address development challenges [2] Group 3 - There is a need to accelerate the construction of a market-oriented, law-based, and international business environment to enhance the competitiveness of private enterprises [3] - Developing productive service industries is crucial for improving the global competitiveness of private enterprises, particularly in guiding them to understand industry trends and formulate global strategies [3] - The healthy development of private enterprises and entrepreneurs is interrelated, with each supporting the other's growth and contributing to national and social progress [3]

Group 1 - The Private Economy Promotion Law is China's first foundational law specifically aimed at the development of the private economy, which is expected to stabilize expectations, boost confidence, and stimulate the growth of the private sector [1] - Shandong's private enterprises are leveraging diversified layouts and technological innovations to navigate complex external environments, demonstrating resilience and adaptability [1][2] Group 2 - Shenli Rigging is a representative private enterprise in China’s high-end export rigging products, with a market share that ranks among the top globally [2] - The company has developed a new 120-grade rigging product, which has the highest tensile strength in the world at 120 kg per square millimeter, showcasing significant technological advancement [2] - Shenli Rigging's exports to the U.S. account for about 5% of its total export revenue, indicating a diversified market presence across over 100 countries [2] Group 3 - Xinnuo Food, based in Shandong, specializes in dehydrated garlic products for export, serving over 30 countries and ranking among the top three in its industry for export volume [3][5] - The U.S. market constitutes approximately 30% of Xinnuo Food's export revenue, and the company is actively ramping up production to meet customer demands during a 90-day tariff suspension [5] - Xinnuo Food has invested significantly in research to innovate food preservation technology, achieving a shelf life of over one year without preservatives, which has led to successful product launches in domestic markets [6] Group 4 - The private economy is a crucial component of Shandong's economic landscape, with over 14 million private business entities, accounting for 98.9% of the total [7][9] - The added value of the private economy in Shandong reached 5.1 trillion yuan, representing 51.7% of the province's GDP [7] - Recent policies in Shandong aim to create a favorable environment for private enterprises, encouraging participation in various sectors, including renewable energy [9]

Core Viewpoint - The implementation of the "Private Economy Promotion Law" in China aims to provide legal support for the sustainable development of private enterprises by optimizing the investment and financing environment [1][2]. Group 1: Progress in Optimizing Investment and Financing Environment - Significant progress has been made in optimizing the investment and financing environment for private enterprises, highlighted by the legislative process of the Private Economy Promotion Law initiated in 2023 and pilot programs in provinces like Zhejiang and Guangdong [2]. - The establishment of the Beijing Stock Exchange, which serves innovative small and medium-sized enterprises, has seen 263 companies listed as of January this year, with over 80% being small and nearly 90% being private enterprises [2]. - Initiatives such as the "first loan" cultivation mechanism in Shenzhen have benefited over 400,000 first-time borrowers, while innovations in financial tools like supply chain finance and "science and technology notes" have helped thousands of private enterprises secure financing [2]. Group 2: Existing Challenges - Despite advancements, challenges remain, including persistent institutional barriers, inadequate enforcement of property rights protection, and a lack of innovative credit products tailored for light-asset technology enterprises [3]. - Many small and medium-sized private enterprises are still excluded from the core enterprise credit chain, and the risk pricing mechanism is failing [3]. Group 3: Future Directions for Improvement - Future efforts should focus on addressing pain points by enhancing institutional guarantees, market guidance, and financial support for private enterprises [3]. - The law emphasizes core provisions for property protection, market access, and financing support, encouraging private enterprises to participate in national strategies and enjoy state support policies [3]. - Recommendations include implementing differentiated credit policies, expanding policy guarantees, and strengthening multi-tiered capital market support [3]. Group 4: Corporate and Investor Strategies - Corporations should enhance their financing capabilities and governance by optimizing asset structures and financing strategies, including leveraging intangible assets for financing [4]. - Companies are encouraged to explore diverse financing channels such as supply chain finance and real estate investment trusts (REITs) [4]. - Investors and financial institutions should provide innovative products tailored to private enterprises, such as "technology loans" and "talent loans," while establishing special investment funds to encourage investment in growth-oriented private enterprises [4].

Core Viewpoint - The private economy is a vital source of vitality, innovation, and prosperity for Shanghai's urban development, playing an irreplaceable role in building an international economic, financial, trade, shipping, and technological innovation center. The "Private Economy Promotion Law" officially took effect on May 20, promoting the sustainable, healthy, and high-quality development of the private economy [1]. Group 1: Mechanism Foundation - The Industrial and Commercial Bank of China (ICBC) Shanghai Branch utilizes tools such as re-loans and rediscounting to expand customer service coverage and dynamically adjust financing costs for private small and micro enterprises in response to policy changes [2]. - The bank has improved the "error correction and duty exemption" system to enhance risk management and encourage lending to small and micro enterprises [2]. Group 2: Service Proximity - The ICBC Shanghai Branch has established a comprehensive network for inclusive financial services, having visited 18,500 small micro enterprises and provided credit support exceeding 27.7 billion yuan, with loans disbursed exceeding 24.2 billion yuan [3]. - The bank has launched various online financing products tailored to the common needs of private small and micro enterprises, including customized financing services and an upgraded "no repayment renewal loan" service [3]. Group 3: Product Empowerment - The ICBC Shanghai Branch has developed the "Small Micro Customer Innovation Loan" to meet the financing needs of technology-based small and micro enterprises, providing support exceeding 1.2 billion yuan to over 500 clients [5]. - The bank has innovated financing guarantee business models to offer a variety of financing products, enhancing risk-sharing functions for small and micro enterprises [5]. Group 4: Collaborative Creation - The ICBC Shanghai Branch is advancing a collaborative mechanism involving government, associations, banks, and enterprises to create an inclusive service ecosystem for private enterprises [7]. - The bank aims to continue building and improving long-term mechanisms to support the development of the private economy, providing prioritized and precise financial resource support for high-quality development [7].

Core Insights - The article highlights the role of Postal Savings Bank in supporting the development of private enterprises through innovative financial services and products [1][2][3] Group 1: Financial Support for Enterprises - Postal Savings Bank has provided over 2.5 trillion yuan in loans to private enterprises, accounting for more than 28% of its total loans as of January 2025 [2] - The bank has implemented various financial products, such as "industry loans" and "innovation credit loans," to assist enterprises in upgrading their operations and expanding production capacity [3][4] - Specific examples include the provision of 1 million yuan in credit loans to Dongli Intelligent Technology and 1.036 million yuan in mortgage loans for facility expansion [3][4] Group 2: Digital Transformation and Policy Support - Postal Savings Bank has been proactive in helping enterprises navigate digital transformation by offering tailored financial solutions and connecting them with government resources [3][7] - The bank's efforts have led to significant achievements, such as the successful application of special subsidies under national policies for enterprises like Dongli Intelligent [3][4] Group 3: Commitment to Small and Micro Enterprises - The bank has established a comprehensive financial service system to support small and micro enterprises, with over 63,000 visits to market entities and 410 billion yuan in credit granted to recommended small enterprises by mid-February 2025 [8][9] - The bank's initiatives include customized financial service plans for cross-border enterprises and the use of digital tools to enhance service efficiency [7][8] Group 4: Future Goals and Strategic Initiatives - Postal Savings Bank aims to provide no less than 10 trillion yuan in financing support to various private economic entities over the next five years [10] - The bank is focused on becoming a leader in rural revitalization, inclusive finance, and technology finance, emphasizing the importance of collaboration and strategic partnerships [10][11]

央视网消息：民营经济促进法明确提出，国家鼓励、支持民营经济组织在推动科技创新、培育新质生产力、建设现代化产业体系中积极发挥作 用。2025年以来，融资、保险等金融要素资源，在投入民营企业的同时，产品设计也更加适配，为企业注入持续动能。 这家生物科技企业，主要从事细胞规模化生产及相关技术研发，是国家级专精特新"小巨人"企业。近期，企业计划升级核心技术，以覆盖更多 细胞品类，并探索全球化布局。这些业务的拓展都需要资金支持，但是这一次企业没有选择银行贷款，而是选择了金融资产投资公司的股权投 资。 区别于传统信贷，金融资产投资公司的股权投资，即AIC资金，不需要企业支付利息，可以降低企业的融资成本。同时，资金的投资周期较 长，能为这家企业提供持续的"耐心资本"支持。公司负责人表示，这笔股权投资的规模达到上亿元，目前相关业务已完成审批，即将签署协 议。 在AIC业务中，金融机构不再是传统的贷款提供方，而是从股东视角与企业共担风险，为企业提供综合的金融服务。 中国工商银行北京分行投资银行部副总经理刘洁介绍，他们不仅提供了账户结算、存贷款等基础保障服务，还为企业"量身定制"了一些创新金 融服务方案。此外，还会帮助企业对接更 ...