Core Viewpoint - The forum emphasizes the importance of high-quality development in the financial sector, focusing on inclusive finance and enhancing the service quality of financial institutions to support the real economy [1][5]. Group 1: Financial Support for Technology and Small Enterprises - Financial institutions are increasing support for technology-driven small and medium-sized enterprises (SMEs), with a reported loan balance of 3.56 trillion yuan, reflecting a year-on-year growth of 22.3% [1]. - Postal Savings Bank serves over 100,000 technology enterprises, with over one-third of its inclusive loans directed towards these companies [2]. - Agricultural Development Bank has provided over 9 trillion yuan in grain and oil purchase loans, supporting the national food security strategy [2]. Group 2: Digital Transformation in Financial Services - The integration of digital technology is crucial for enhancing the quality of inclusive finance, with institutions like China Bank and China Construction Bank focusing on digital solutions to improve service precision [3][4]. - China Life Insurance has optimized its online insurance processes, achieving over 75% of claims processed through digital means in the first half of the year [3]. - The average loan balance for inclusive small and micro enterprises at the Bank of Communications has grown at an annual rate exceeding 30% since the 14th Five-Year Plan [4]. Group 3: Future Directions and Policy Support - The report highlights the need for continuous innovation in policies and mechanisms to strengthen the digital ecosystem for inclusive finance [4]. - The financial sector is expected to play a vital role in supporting China's modernization and national rejuvenation efforts through high-quality service [5].

Core Insights - The report titled "China Inclusive Finance Report (2025)" was released, highlighting the latest progress and innovative achievements in building a high-level inclusive financial system in China [1] - The report emphasizes the importance of technological empowerment and the development of digital finance as key drivers for high-quality inclusive financial development [1] - It showcases the achievements in serving rural revitalization, small and micro enterprises, and social welfare, providing practical references for further advancing inclusive finance [1] Summary by Categories Technological Empowerment - Financial institutions are collaborating deeply with internet platforms and technology companies to optimize service supply and enhance service scenarios [1] - The integration of big data credit reporting, intelligent risk control, and the "scene + finance" model into the entire service process effectively expands the coverage of inclusive financial services [1] Consumer Protection - The report highlights the need for continuous improvement of the regulatory system for financial consumer rights protection [1] - It advocates for better enforcement of responsibilities by financial institutions to create a favorable market order [1]

Core Insights - Agricultural Bank of China reported a net profit of 222.3 billion yuan for the first three quarters of 2025, representing a year-on-year growth of 3.28% [1] - The bank's total assets reached 48.1 trillion yuan, with loans and advances totaling 26.99 trillion yuan, an increase of 2.08 trillion yuan or 8.36% from the previous year [2] - The bank's A-share price closed at 8.06 yuan, with a market capitalization of 2.74 trillion yuan (approximately 386.9 billion USD), ranking second in global banking market capitalization [1][9] Financial Performance - The bank achieved an operating income of 550.8 billion yuan, reflecting a year-on-year increase of 1.87% [1] - Daily earnings exceeded 800 million yuan during the first three quarters [1] - Personal consumption loans, including credit cards, reached 1.46 trillion yuan, with a growth rate of 9.4%, leading the industry in both volume and growth [6] Asset and Loan Growth - The bank's personal loan balance stood at 9.33 trillion yuan, with an increase of 519.1 billion yuan [2] - Corporate loan balance reached 15.55 trillion yuan, with an increase of 1.41 trillion yuan [2] - The bank's total customer deposits amounted to 38.49 trillion yuan, with a growth rate of 10.06% [6] Digital and Technological Advancements - The bank's mobile banking monthly active users reached 271 million, with an increase of 21.2 million users, maintaining a leading position in the industry [3] - The bank issued 200 billion yuan in technology innovation bonds and underwrote 257 billion yuan in technology innovation bonds [2] Risk Management and Asset Quality - The non-performing loan ratio was 1.27%, a decrease of 3 basis points from the beginning of the year [8] - The overdue loan ratio was 1.22%, with a negative "scissors difference" between overdue and non-performing loans maintained for 21 consecutive quarters [8] Market Position and Future Outlook - The bank's stock price has increased by 50.94% year-to-date, reflecting strong market performance [4][9] - The bank's focus on county-level economic potential and deep regional layout suggests a promising outlook for credit growth and pricing stability [5]

Core Insights - Agricultural Bank of China reported a net profit of 222.3 billion yuan for the first three quarters of 2025, representing a year-on-year growth of 3.28% [2] - The bank's total assets reached 48.1 trillion yuan, with loans and advances totaling 26.99 trillion yuan, an increase of 2.08 trillion yuan or 8.36% from the previous year [2] Financial Performance - Operating income for the bank was 550.8 billion yuan, showing a year-on-year increase of 1.87% [2] - The bank's A-share price closed at 8.06 yuan per share, with a total market capitalization of 2.74 trillion yuan (approximately 386.9 billion USD), ranking second globally among banks [2][7] Loan and Asset Growth - The bank's personal loan balance reached 9.33 trillion yuan, with an increase of 519.1 billion yuan, while corporate loans amounted to 15.55 trillion yuan, up by 1.41 trillion yuan [2] - Technology loans exceeded 4.7 trillion yuan, with a manufacturing loan balance of 3.84 trillion yuan, reflecting a growth rate of 18.4% [3] Inclusive Finance - The balance of inclusive loans stood at 4.33 trillion yuan, with an increase of 731.1 billion yuan, and the number of micro-enterprises with loans reached 5.23 million [3] - The bank's support for private enterprises resulted in a loan balance of 7.51 trillion yuan, an increase of 973.6 billion yuan, with a growth rate of 14.9% [3] Digital Finance - The bank's mobile banking monthly active users reached 271 million, with an increase of 21.2 million, maintaining a leading position in the industry [4] - The bank has established a digital financial service ecosystem, enhancing its technological support and data supply capabilities [4] Customer Base and Asset Quality - The total number of personal customers reached 893 million, the highest in the industry, while corporate customers exceeded 13 million [6] - The non-performing loan ratio was 1.27%, a decrease of 3 basis points from the beginning of the year, indicating stable asset quality [6]

Core Insights - Zhangjiagang Bank, as the first rural commercial bank established from a rural credit cooperative, maintains a strategic focus on supporting agriculture and small enterprises, showcasing strong operational resilience and growth potential [1] Financial Performance - For the first three quarters of 2025, Zhangjiagang Bank reported operating income of 3.676 billion yuan, a year-on-year increase of 1.18%, and a net profit attributable to shareholders of 1.572 billion yuan, up 5.79% year-on-year, indicating improved profitability and cost control [2] - The bank's wealth management business has seen significant growth, with agency sales reaching 4.343 billion yuan, a 162.73% increase from the beginning of the year, and wealth management balances at 24.434 billion yuan, up 14.85% [2] - The shift towards a more diversified income structure reflects the bank's strategy to reduce reliance on traditional interest margins, enhancing its adaptability in a complex environment [2] Asset and Loan Growth - As of September 2025, Zhangjiagang Bank's total assets reached 221.201 billion yuan, a 1.05% increase from the beginning of the year, with total deposits at 176.346 billion yuan, up 5.83%, and total loans at 146.311 billion yuan, increasing by 6.55% [3] - The bank has maintained a strong focus on agricultural and small enterprise lending, with loans to these sectors totaling 124.786 billion yuan, accounting for 90.34% of total loans, and growing faster than the overall loan portfolio [3] Risk Management and Asset Quality - The bank's non-performing loan ratio stood at 0.94% as of September, unchanged from the beginning of the year, indicating stable asset quality, while the provision coverage ratio was 355.05%, reflecting robust risk resilience [4] - Zhangjiagang Bank has implemented an innovative risk control system, establishing a "1+1+3" risk management team model to ensure stable business operations [4] Strategic Development - The bank is focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, to solidify its foundation for high-quality development [5] - As of September 2025, the bank's green credit balance was 5.298 billion yuan, a 21% increase, and loans to technology enterprises reached 12.204 billion yuan, up 19.42% [5] Digital Transformation and Shareholder Returns - In the digital finance sector, the bank has introduced local applications of open-source models to enhance internal processes, with transaction volumes exceeding 89 billion yuan since the pilot [6] - The bank's decision to implement a mid-term dividend for the first time in October 2025 reflects its commitment to shareholder returns and signals confidence in its development [6]

海外監管公告 本公告乃根據《香港聯合交易所有限公司證券上市規則》第13.10B條而作出。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 中國光大銀行股份有限公司 中國光大銀行股份有限公司 China Everbright Bank Company Limited China Everbright Bank Company Limited （於中華人民共和國註冊成立的股份有限公司） （於中華人民共和國註冊成立的股份有限公司） （股份代號：6818） （股份代號：6818） 茲載列中國光大銀行股份有限公司在上海證券交易所網站刊登的《中國光大銀行股份有限 公司2025年第三季度報告（A股）》，僅供參閱。 中國光大銀行股份有限公司 董事會 中國 • 北京 2025年10月30日 於本公告日期，本公司執行董事為郝成先生、齊曄女士及楊兵兵先生；非執行董事為 吳利軍先生、崔勇先生、曲亮先生、朱文輝先生、姚威先生、張銘文先生及李巍先生； 以及獨立非執行董事為邵瑞慶 ...

Core Viewpoint - Jiangsu Bank has made significant progress in its high-quality development journey by focusing on a stable risk control system, simultaneous growth in scale and efficiency, and innovative management practices [1] Financial Performance - For the third quarter of 2025, Jiangsu Bank reported operating income of 67.183 billion yuan, a year-on-year increase of 7.83%, and net profit attributable to shareholders of 30.583 billion yuan, up 8.32% year-on-year [3] - The annualized ROE was 15.87% and annualized ROA was 0.96%, with a non-performing loan ratio of 0.84%, marking a historical low [3] - The bank's risk coverage ratio stood at 322.62%, indicating strong risk mitigation capabilities [3] Revenue Composition - Jiangsu Bank achieved net interest income of 49.868 billion yuan, a year-on-year increase of 19.61%, and fee and commission income of 5.421 billion yuan, up 7.88% [4] - The bank's total assets reached 4.93 trillion yuan, with loan balances of 2.47 trillion yuan (up 17.87% year-to-date) and deposit balances of 2.54 trillion yuan (up 20.22% year-to-date) [4] Corporate Lending Growth - As of September, corporate loan balances reached 1.6641 trillion yuan, a year-on-year increase of 26.26%, while corporate deposit balances were 1.4028 trillion yuan, up 20.75% [7] - Jiangsu Bank is committed to enhancing financial services in key areas such as technology, green finance, and inclusive finance [8] Retail Banking Development - Jiangsu Bank's retail assets under management (AUM) surpassed 1.6 trillion yuan, with an increase of nearly 200 billion yuan, leading among city commercial banks [11] - The bank's subsidiary, Su Yin Wealth Management, has assets exceeding 800 billion yuan, maintaining its position as the top wealth management subsidiary among city commercial banks [11] Asset Quality and Risk Management - Jiangsu Bank's non-performing loan ratio was 0.84%, down 0.05 percentage points from the beginning of the year, reflecting a consistent improvement in asset quality [13][14] - The bank has implemented reforms in its risk management system, enhancing its risk control capabilities [14] Market Position and Recognition - Jiangsu Bank has gained significant attention in the capital market, with nearly 70 research reports published by analysts this year [16] - The bank ranked 56th in the "Global 1000 Banks" list, improving by 10 positions from the previous year, and was ranked 162nd in the "Fortune" China 500 list [16]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因依 賴該等內容而引致之任何損失承擔任何責任。 本公告乃根據《香港聯合交易所有限公司證券上市規則》第13.10B條刊登。茲載列 該公告（於上海證券交易所網站刊登）如下，僅供參閱。 特此公告。 中國建設銀行股份有限公司 董事會 2025年10月30日 於本公告日期，本行的執行董事為張金良先生、張毅先生和紀志宏先生，本行的 非執行董事為辛曉岱女士、劉芳女士、李璐女士、李莉女士和竇洪權先生，本行 的獨立非執行董事為威廉 • 科恩先生、梁錦松先生、詹誠信勛爵、林志軍先生和 張為國先生。 （ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） (A joint stock company incorporated in the People's Republic of China with limited liability) （股份代號：00939） 2025年第三季度報告 中国建设银行股份有限公司（"本行"）董事会及全体董事保证 ...

Core Insights - The eighth China International Import Expo (CIIE) is set to open, with Standard Chartered Bank participating for the eighth consecutive year, showcasing its commitment to supporting high-level opening and high-quality development of China's real economy [1][2] Group 1: Participation and Themes - Standard Chartered Bank's theme for this year's expo is "Connecting to New Opportunities," highlighting its innovative achievements in cross-border trade, sustainable finance, and digital finance [1] - The bank will present a range of high-quality products and services, including solutions for small and medium-sized enterprises (SMEs) going abroad and the "Standard Chartered Global Chain" as a one-stop cross-border financial solution [1] Group 2: Strategic Collaborations - Standard Chartered plans to sign strategic cooperation memorandums with leading companies in sectors such as food consumption, biomedicine, and new materials, focusing on trade financing, financial markets, and sustainable finance [1] - Since its first participation in the CIIE in 2018, Standard Chartered has established strategic partnerships with nearly 40 enterprises, institutions, and industry associations, expanding its cooperation from bulk commodity trade to sustainable finance and technology innovation [2] Group 3: Market Presence and Future Plans - Standard Chartered has been operating in China for over 167 years and is one of the most comprehensive international banks in terms of licenses and business scope in the mainland market [2] - China has been the largest contributor to Standard Chartered Group's global network income since 2017, and the bank opened its third priority private banking center in Hangzhou in July, marking its 14th globally [2] - The bank intends to continue increasing investments in productivity, digitalization, and financial innovation in China [2]

Core Insights - The "2025 Digital Financial Innovation and Future Asset Management Summit" will be held on November 3, 2025, in Hong Kong, focusing on driving digital finance and future asset management [2] - The summit aims to create a high-level dialogue and cooperation platform for industry leaders, regulatory representatives, and experts to explore investment opportunities and growth drivers in the digital era [2] Themes of Discussion - The forum will cover four main topics: - New opportunities and challenges in cross-border wealth management - Innovations in cross-border payment systems and the future of stablecoins - Digital innovation of alternative assets in crisis environments - Compliance development and innovative practices for Real World Assets (RWA) [3] Guest Lineup - The event will feature prominent guests from various sectors, including: - Executives from listed companies - Partners from internationally renowned investment banks and asset management firms - Representatives from financial regulatory bodies and industry associations - Founders of leading blockchain and RWA ecosystem companies [4] Organizers and Their Focus - The summit is organized by: - 德商产投服务集团 (HK.02270), focusing on alternative asset development and management, aiming to integrate traditional asset management with digital finance [9] - 高盈科技 (GIT.US), which is preparing for an IPO on NASDAQ, providing high-performance cloud computing solutions [10] - 中国置业投资 (HK.00736), primarily engaged in lending and property investment [11] Event Details - The summit will take place on November 3, 2025, from 13:30 to 21:30 at the St. Regis Hotel in Hong Kong [12] - The agenda includes keynote speeches, high-level roundtables, and the release of industry white papers, along with a networking dinner for deeper engagement among attendees [3][14]