封面新闻记者 欧阳宏宇 近日，民政部印发《关于进一步推进民政科技创新的指导意见》，聚焦服务银发族，作出重点部署。在这一政策引导 下，产业链上涌现出众多致力于技术研发与应用的企业。 记者2月4日获悉，天眼查专业版公布工商信息数据显示，截至目前我国现存在业、存续状态的银发经济相关企业超41.6 万家。其中，2025年新增注册相关企业约7.7万余家，从企业注册数量趋势来看，近五年间，银发经济相关企业的注册数 量呈现出逐年增长的态势，并在2025年达到顶峰。 民政科技作为国家科技创新体系关键部分，是推动民政事业高质量发展的重要保障。如今，围绕老年人全生命周期需 求，人形机器人、脑机接口、人工智能等前沿技术已广泛应用，落地在强化场景驱动创新，推动养老服务技术装备与居 家、社区、机构等场景深度融合，形成全方位照护方案。 同时，企业也在瞄准培育银发经济新动能，打造老龄和养老服务产业集群，完善平台标准要素支撑。从区域分布来看， 山东省、广东省、江苏省银发经济相关企业数量位居前列，分别为超3.9万余家、3.3万余家和3.1万余家。排在其后的是 河南省和四川省。 ...

Core Viewpoint - The report highlights the achievements and initiatives of the Guangzhou Municipal Committee in 2025, focusing on economic development, innovation, and community engagement as part of the "14th Five-Year Plan" and preparing for the "15th Five-Year Plan" [3][20]. Group 1: Economic Development - The committee emphasized the importance of building a modern industrial system, with suggestions for fostering emerging industries such as AI and robotics, and enhancing the service sector [4][5]. - Significant progress was made in establishing the Guangdong-Hong Kong-Macao Greater Bay Area Life and Health Industry Innovation Zone, showcasing collaboration among various governmental bodies [4]. - The report noted the successful promotion of cross-border logistics and the development of a vibrant water economy, with the Pearl River cruise index ranking first globally for two consecutive years [4]. Group 2: Innovation and Technology - The committee focused on enhancing innovation capabilities, proposing the establishment of a public stem cell resource bank and promoting joint laboratories in the medical field [5]. - Efforts to improve the conversion of innovative results into practical applications were highlighted, including the establishment of a regional technology transfer center [5][6]. Group 3: Business Environment - Recommendations were made to create a market-oriented, law-based, and international business environment, including the introduction of mediation mechanisms and the establishment of a financial legal service center [7]. - The report mentioned the successful implementation of a plan to optimize administrative procedures, significantly reducing the number of regulatory items [7]. Group 4: Urban and Regional Development - The committee advocated for coordinated urban and rural development, proposing initiatives to enhance the quality of life in western districts and promote cultural tourism in northern mountainous areas [8]. - Suggestions included improving land use efficiency and activating idle urban spaces to support rural revitalization [8]. Group 5: Health and Safety - The report emphasized the importance of enhancing healthcare services, with initiatives aimed at improving emergency medical services and establishing a digital health data management system [10][11]. - Proposals were made to strengthen mental health services and support for vulnerable groups, including the elderly and children [11]. Group 6: Cultural Development - The committee underscored the significance of cultural heritage protection and promotion, with initiatives to develop historical sites and enhance cultural tourism [12]. - Efforts to increase cultural influence through various community engagement activities and educational programs were also highlighted [12].

Core Viewpoint - China Life Insurance Group is actively engaging in initiatives to enhance consumer welfare and stimulate domestic demand through various insurance products and services, aligning with national policies aimed at improving living standards and economic growth [1][4]. Group 1: Consumer Welfare Initiatives - China Life launched the "Guangzhou Mama Love Plan" to provide affordable insurance coverage, significantly reducing out-of-pocket medical expenses for individuals like a local breakfast shop owner [2]. - The company has been involved in long-term care insurance projects, offering services such as home visits for elderly care, thereby alleviating the burden on families [3]. - In 2025, the total claims paid by China Life's life insurance company exceeded 100.4 billion yuan, while the property insurance company paid out over 72 billion yuan in claims, demonstrating its commitment to consumer protection [3]. Group 2: Investment in Consumer Services - China Life is focusing on enhancing service consumption by investing in senior living communities and health-related projects, such as the "Guangzhou Jia Garden" senior community, which aims to cater to the growing silver economy [4]. - The company has established a 10 billion yuan investment fund targeting the silver economy, indicating a strategic move to meet the diverse needs of the aging population [4]. Group 3: Green and Sustainable Consumption - China Life's subsidiaries are promoting green consumption through innovative financial products, such as low-carbon credit cards and zero down payment options for electric vehicles, integrating financial services into sustainable consumer practices [5]. - The company has introduced specialized insurance for high-risk flower cultivation, providing over 50 million yuan in risk coverage to local farmers, thus supporting the agricultural sector [6]. Group 4: Enhancing Travel and Tourism - China Life has developed a comprehensive service ecosystem for tourism in Hainan, integrating financial services with travel needs, which has led to a 62% increase in credit card spending at duty-free shops [7]. - The company is also innovating in the hospitality sector by transforming traditional hotels into wellness destinations, promoting a shift from sightseeing to health-oriented travel experiences [7]. Group 5: Overall Economic Impact - China Life's initiatives are contributing to a robust domestic consumption environment, with significant increases in travel and spending during holidays, reflecting a shift in consumer preferences towards quality and experience [8]. - The company aims to enhance the resilience of the economic cycle by providing comprehensive financial services that support employment, income, and consumption, thereby contributing to the overall economic development of China [8].

Group 1 - The core viewpoint of the articles highlights the emergence of the "silver economy," driven by the increasing elderly population in China, which is expected to reach 310 million by the end of 2024 and exceed 400 million by 2035, with the market scale anticipated to surpass 30 trillion yuan [1][2] - There is a shift from "passive aging" to "active aging," indicating a transformation in consumer behavior among the elderly, who are increasingly seeking joy and self-fulfillment rather than just material needs [1] - The rise of senior-friendly products, such as cognitive toys designed for the elderly, reflects this change, as these products aim to enhance mental engagement and social interaction, moving beyond mere physical exercise [1] Group 2 - Macro-level policy guidance is aligning with micro-level market innovations, as the State Council has issued opinions to promote the development of the silver economy and the smart health care industry [2] - The "14th Five-Year Plan" emphasizes the importance of developing elderly human resources and advancing the silver economy, indicating a strategic focus on this demographic [2] - A series of national measures have been introduced to support the marketization of elderly care services and the integration of technology in these services, which is expected to enhance the quality of products and services available for the elderly [2]

Group 1 - The core concept of "emotional economy" is gaining traction as a key driver for consumption, with various local governments incorporating it into their economic strategies to enhance consumer spending and meet emotional needs [1][2] - The shift in consumer decision-making from "cost-performance ratio" to "emotional value" indicates that emotional economy is becoming a vital consideration in purchasing decisions, providing a new growth avenue for traditional industries [1][2] - The development of the emotional economy is expected to invigorate both physical sales and service sectors, enhancing product value through cultural and emotional attributes, and promoting immersive consumer experiences [2] Group 2 - Despite its potential, the emotional economy faces challenges such as product homogenization, inflated value perceptions, lack of standards, and regulatory lag, which need to be addressed for sustainable growth [3] - Collaboration among various stakeholders, including government, enterprises, industry associations, and consumers, is essential to overcome existing barriers and transition the emotional economy from concept to a mature, sustainable industry [3]

智通财经2月3日讯（记者 沈娇娇 王彦琳）目前，人口老龄化将是我国未来很长时期的基本国情，应对 老龄化问题刻不容缓，如何创新养老模式、发展银发经济成为社会关注的焦点。 正在举行的上海两会上，上海市政协委员、复星国际联席CEO陈启宇从资源盘活、资本赋能、产业培 育、模式创新及科技应用等多个维度，为超大城市应对老龄化挑战提出了系统性建议。 陈启宇向智通财经记者表示："上海的老年人口相对来讲教育程度、收入水平、财富水平、生活的要求 都比较高。所以在这一点上的话，我觉得上海应该在全国率先去探索未来的养老的路径。" 他指出，上海作为我国最早进入深度老龄化的超大城市，截至2024年底，户籍60岁以上老年人口已接近 590万，预计2025年将突破600万，其中80岁以上高龄人口近86万，高龄、失能、空巢群体叠加态势显 著，养老服务需求呈现多元化、品质化特征。 然而，当前上海养老服务体系面临多重挑战。陈启宇分析认为，首要问题是优质资源供给不足，表现为 面向失能失智、高龄独居长者的专业照护资源稀缺，同时存在普通养老床位空置与高品质服务"一床难 求"并存的结构性矛盾。其次，养老机构可持续发展能力偏弱，前期投入大、回报周期长、人力 ...

Core Viewpoint - The Shanghai government report for 2026 indicates a GDP growth target of around 5% for the city, maintaining the same target set for 2025, reflecting a shift towards high-quality development and a focus on building a self-reliant industrial and supply chain system [2][6]. Economic Performance - In 2025, Shanghai's GDP reached 5.67 trillion yuan, growing by 5.4%, which was better than expected [1]. - The total retail sales of consumer goods in Shanghai grew by 4.6% in 2025, surpassing the national average growth rate of 3.7% and reversing a decline of 3.1% in 2024 [1][6]. Consumption and Retail Strategies - Shanghai implemented various initiatives to boost consumption in 2025, including the issuance of "Le Shanghai" service consumption vouchers and the promotion of night economy and cultural tourism events [5][7]. - The number of tax refund stores for outbound tourists increased to 1,837, a growth of 136%, contributing significantly to the retail sales growth [6]. Industrial Development - The three leading industries in Shanghai—integrated circuits, biomedicine, and artificial intelligence—surpassed a combined scale of 2 trillion yuan in 2025 [8]. - Shanghai's focus on high-end industrial structure is evident, with significant advancements in strategic emerging industries [2][8]. Innovation and R&D - In 2025, Shanghai's total R&D expenditure was approximately 4.5% of its GDP, with a target of increasing this to 4.6% in 2026 [9]. - The city aims to enhance its innovation capabilities by establishing high-quality incubators and concept verification platforms, and by promoting the integration of technology and industry [8][9].

（来源：青岛金融） 青岛金融机构正成为银发经济的深度参与者。 这种深度，来自于养老金融生态圈的持续打造。作为全国首批多项养老金融改革试点城市，青岛通过完 善政策体系、创新金融产品，初步构建起多层次养老金融服务体系，为银发经济发展注入强劲金融动 能。 这种深度，来自于青岛金融机构加力优化服务供给。养老金融的主要功能是为银发经济发展提供融资支 持，加大对养老及健康产业的融资支持。2025年以来，青岛各银行机构不断提升养老服务金融质效，包 括进一步加大对养老服务机构的信贷支持力度，优化贷款审批流程；进一步推进金融服务设施的适老化 改造，加强金融知识普及教育，提高老年人金融素养和风险防范意识利用金融科技手段，开发适合老年 人使用的线上金融服务平台，提升金融服务的便捷性与可得性。 多维发力、深耕养老金融，青岛金融机构正"加速跑"。 落地"养老顾问服务点" 提升金融服务适老化水平是养老金融的重要一极。 近日，青岛市民政局授予交通银行青岛分行4家网点首批"养老顾问服务点"称号，并为4名"养老服务顾 问队"代表授牌；同步为4家社区及机构颁发"养老金融服务示范社区/机构"牌匾，标志着青岛市政银协 同推进养老服务向社区延伸、向基 ...

Core Insights - The article discusses the first 100 days of the "Bailian Blossoms" initiative, which focuses on the silver economy and aims to create a "no-age lifestyle space" in Shanghai, emphasizing experience-based consumption as a key growth area for the silver demographic [1][22]. Group 1: Business Model and Strategy - Bailian Blossoms is designed as a new consumption platform for the silver economy, integrating various resources from Bailian Group and external partners to create a comprehensive service ecosystem [12][31]. - The initiative has partnered with over 80 brands and offers more than 1,000 SKUs, focusing on social interaction, health management, and technology experiences [9][28]. - The membership model has attracted over 1,000 paid members, with daily courses available in areas such as yoga and arts, fostering community engagement [9][28]. Group 2: Community Engagement and Activities - A recent member event showcased the talents of participants, transforming them from consumers into co-creators, highlighting the shift in the silver demographic's role [7][26]. - High-frequency activities, such as KTV competitions and social gatherings, have helped form a vibrant community among members, enhancing social connections and engagement [14][33]. Group 3: Market Trends and Future Outlook - The silver economy is projected to grow significantly, with the elderly population in China expected to reach 310 million by the end of 2024 and over 400 million by 2035, creating diverse opportunities beyond traditional elder care [15][34]. - The article emphasizes the need for continuous innovation in products and services tailored to the silver demographic, as indicated by the silver consumption index score of 82, reflecting an increasing acceptance of service-oriented products [17][36]. - The Bailian Blossoms model is being replicated in other locations, aiming to serve the silver community within a 15-minute living circle, thus providing a scalable model for the silver economy [20][39].

稿源：掌上长沙 2026-02-03 19:19 长沙晚报掌上长沙2月3日讯（全媒体记者 田也）最新数据显示，截至2024年末，湖南省60岁及以上老 年人口达1536万人，占比23.49%。预计到2035年，我省老年人口将突破1750万。省政协委员劳嘉认 为，银发经济规模有望增至1.3万亿元，将成为拉动内需的强劲引擎，应大力发展银发经济，培育"十五 五"新增长极。 劳嘉委员建议，将银发经济纳入省级重点产业发展布局，前瞻研究并编制"十五五"银发经济发展专项规 划。立足我省区域发展格局，推动差异化布局与集群化发展。"例如，长株潭地区可突出科技与医疗资 源优势，发展高端康养、智慧养老、健康管理等；洞庭湖地区可依托生态资源优势，发展生态康养、休 闲旅居等业态。"劳嘉说。 为精准发力、系统推进银发经济高质量发展，劳嘉从多个维度建言献策。"要强化科技赋能，设立省级 银发经济科技研发专项，扶持智能护理、健康监测等产品的研发与产业化。"劳嘉委员建议，建设全省 统一的智慧养老服务平台，并大力开发推广适老化数字产品与应用，助力老年人跨越"数字鸿沟"。同 时，创新金融保险支持，推进长期护理保险制度试点，并鼓励金融机构参与多层次养老 ...