Core Insights - The seminar titled "Qianli Huiqi, Pension Solutions" focused on enterprise annuity business and aimed to enhance the collaboration between government, enterprises, and financial institutions for the high-quality development of enterprise annuities in Jinan [1][5]. Group 1: Government and Institutional Collaboration - The seminar was guided by the Jinan Municipal Human Resources and Social Security Bureau and hosted by the Jinan branch of China Merchants Bank, indicating strong institutional support for pension finance initiatives [1][5]. - The event gathered various stakeholders, including government representatives, entrusted institutions, and numerous enterprises from the province, to discuss the implementation of pension finance work [1][5]. Group 2: Importance of Pension Finance - The increasing pressure of population aging in China necessitates effective solutions for national and corporate pension issues, highlighting the significance of developing a multi-tiered pension insurance system [5]. - The Central Financial Work Conference has recognized pension finance as one of the "Five Major Articles," underscoring its critical role in serving national and public interests [5]. Group 3: Local Initiatives and Developments - Jinan has actively worked on constructing a multi-tiered pension insurance system and has improved the cooperation mechanism among enterprise annuity institutions [6]. - The Jinan Municipal Human Resources and Social Security Bureau has organized various meetings and training sessions to enhance the management and service quality of enterprise annuities [6]. Group 4: China Merchants Bank's Role - China Merchants Bank positions its pension finance business as a strategic priority and is committed to innovation and progress in this sector [6]. - The bank aims to provide comprehensive and personalized "concierge-style" services to enterprises and employees in Shandong Province and Jinan City, focusing on policy promotion and assistance with record-keeping [6].

Group 1 - The second "Tianfu Rural Beauty" photography exhibition opened in Chengdu, focusing on the new development of the city, cultural heritage, and the happy lives of the elderly [1] - The exhibition features 120 outstanding works that showcase the new appearance of Chengdu's urban and rural areas, cultural customs, and the active lives of the elderly [1] - The event received over 1,500 submissions from more than 60 streets and 80 communities, with a total of 57,000 votes cast in an online and offline interactive voting process [1] Group 2 - The Chengdu branch of Industrial Bank has provided warm financial services to 1.16 million elderly clients, managing over 60 billion yuan in comprehensive financial assets [2] - The bank has been a pioneer in the pension finance sector since 2012 with its "Anyu Life" comprehensive service plan, continuously enriching its pension financial product offerings [2] - The Chengdu branch has received multiple honors, including "National Respect for the Elderly Civilization Award" and "Provincial Respect for the Elderly Civilization Award," and aims to enhance its pension financial services through innovative models [2]

Core Insights - The article discusses the evolving landscape of China's economy and the challenges it faces, including demographic changes and increased health care demands, highlighting the importance of financial institutions in creating a comprehensive service ecosystem to support high-quality economic development [1] Group 1: Product and Service Development - CITIC Prudential Life Insurance launched a comprehensive service ecosystem named "Health, Nurturing, Education, and Wealth" to cover the entire life cycle of customers, marking a strategic shift from "risk compensation" to "service empowerment" [1][2] - The company has developed a product matrix that includes a combination of "lifetime critical illness + medical insurance" and various medical insurance plans to create a full-process health protection loop [2] - In the area of retirement, CITIC Prudential introduced an innovative product combination of "individual pension + tax-advantaged nursing insurance" to support diverse retirement living arrangements [2] Group 2: Strategic Initiatives - The "Future Home" elderly care project was launched to integrate traditional family care with diversified elderly services, aiming to create a comprehensive elderly care service system that includes health protection, spiritual nourishment, and life experiences [2] - CITIC Group emphasizes the importance of "elderly finance" as a key area for the life insurance industry, focusing on customer needs across the life cycle and aiming to provide one-stop solutions that encompass wealth planning and health services [3]

本公告乃根據《香港聯合交易所有限公司證券上市規則》第13.09和13.10B條而 作出。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負 責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部 或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 海外監管公告 茲載列中國平安保險（集團）股份有限公司在上海證券交易所網站刊登的「中國 平安保險（集團）股份有限公司關於披露平安銀行2025年第三季度報告的公告」， 僅供參閱。 承董事會命 盛瑞生 公司秘書 中國深圳，2025年10月24日 於本公告日期，本公司的執行董事為馬明哲、謝永林、郭曉濤、付欣及蔡方方；非執行 董事為謝吉人、楊小平、何建鋒及蔡潯；獨立非執行董事為吳港平、金李、王廣謙、洪 小源、宋獻中及陳曉峰。 证券代码：601318 证券简称：中国平安 公告编号：临 2025-042 中国平安保险（集团）股份有限公司 关于披露平安银行 2025 年第三季度报告的公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董事 保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 ...

Core Insights - The "Integrity Partners Achieve the Future - 2025 Future Conference" was successfully held in Beijing, focusing on new opportunities for high-quality development in pension finance, with over 60 representatives from various sectors [1][2] - CITIC Group and Prudential Group are committed to building a comprehensive pension finance service system that addresses the full lifecycle needs of clients, focusing on four core areas: health, care, education, and wealth [1][2] Group 1: Conference Highlights - The conference was supported by the British Embassy in China and the China-Britain Business Council, featuring key figures from both CITIC Group and Prudential Group [1] - A launch ceremony for the "Going Abroad, Find CITIC" and "Coming to China, Find CITIC" initiatives was held, aimed at enhancing Sino-British corporate cooperation in the pension finance sector [2] Group 2: Strategic Initiatives - Prudential Group expressed pride in supporting China's pension security system and plans to continue fostering innovation and developing pension solutions tailored to Chinese families [2] - CITIC Prudential Life Insurance will collaborate with innovative overseas enterprises in health, medical, and technology sectors to create a Sino-British health and care laboratory [2][3] Group 3: Service Integration - CITIC Prudential Life Insurance is building an "insurance + service" ecosystem by partnering with various CITIC entities to provide integrated health and care services [3] - The company aims to offer cross-generational wealth management and inheritance services, responding to the needs of clients in both domestic and international markets [3]

Core Viewpoint - The "Integrity Partners Achieve the Future - 2025 Future Conference" was successfully held in Beijing, focusing on new opportunities for high-quality development in pension finance and exploring comprehensive financial services covering the entire life cycle of "health, care, education, and wealth" [1] Group 1: Conference Highlights - The conference gathered over 60 representatives from various sectors including finance, health care, and technology, emphasizing the importance of collaboration across different fields [1] - Keynote speeches highlighted the significance of pension finance as a mainstay of the life insurance industry, with a focus on customer needs throughout their life cycle [2] Group 2: Strategic Initiatives - CITIC Group aims to build a comprehensive pension finance service system, providing one-stop solutions for individuals, families, and enterprises, focusing on wealth planning and health services [2] - Prudential Group expressed pride in supporting the improvement of China's pension security system, particularly in developing third-pillar pension insurance through innovative products [2] Group 3: International Collaboration - The conference marked the launch of initiatives to enhance Sino-British corporate cooperation in pension finance, with partnerships involving various UK organizations [3] - CITIC Group plans to leverage its resources to help high-quality overseas enterprises establish operations in China, promoting international exchange and business collaboration [3] Group 4: Talent Development - The event showcased the upgrade of CITIC's pension finance service system, including the introduction of a certification management system for pension finance planners to cultivate professionals with comprehensive wealth management and health service capabilities [3] Group 5: New Service Launches - The conference also celebrated the 25th anniversary of CITIC Prudential Life Insurance, launching new services aimed at integrating finance, health care, and technology to explore innovative pension service practices [4]

Core Insights - CITIC Securities reported steady growth in its Q3 2025 financial performance, becoming the first domestic securities firm to surpass 2 trillion yuan in total assets, reaching 2.03 trillion yuan as of September 2025 [1] - The company achieved a net profit of 231.59 billion yuan, a year-on-year increase of 37.86%, with a return on equity (ROE) of 8.15%, reflecting strong revenue and profitability growth [1] Financial Performance - Total assets reached 2.03 trillion yuan, marking a significant milestone as the first domestic securities company to exceed this threshold [1] - Net assets attributable to shareholders stood at 315 billion yuan, indicating improved asset quality [1] - Revenue for the first three quarters of 2025 was 558.15 billion yuan, up 32.70% year-on-year [1] - Net profit attributable to shareholders was 231.59 billion yuan, reflecting a 37.86% increase year-on-year [1] - ROE increased by 1.85 percentage points compared to the previous year [1] Technology and Innovation - CITIC Securities leveraged its comprehensive advantages in investment banking, investment, and research to support "new productivity" enterprises, completing equity underwriting of 112.3 billion yuan in the Sci-Tech Innovation Board, Growth Enterprise Market, and Beijing Stock Exchange [1] - The company assisted BYD in completing a $5.6 billion H-share placement, setting a record in the global automotive industry [1] - CITIC Securities facilitated multiple financing rounds for Cambrian, injecting strong momentum into technological innovation [1] Green Finance - The company established a comprehensive green service system, completing green bond underwriting of 181 billion yuan, ranking first in the industry [2] - CITIC Securities supported China Nuclear Power in a 14 billion yuan A-share private placement, the largest in the market for 2024 [2] - As the first domestic financial institution to engage in carbon trading, CITIC Securities has achieved several market firsts in carbon trading and financing since 2011 [2] Inclusive Finance - As of September 2025, CITIC Securities' total asset management scale exceeded 4.7 trillion yuan, addressing diverse wealth management needs [2] - The company completed 15.5 billion yuan in rural revitalization bonds, ranking first among peers [2] - CITIC Futures launched 268 "insurance + futures" projects, providing price risk protection for farmers and cooperatives [2] Pension Finance - By September 2025, the company managed over 1 trillion yuan in pension investment across three major pillars [2] - CITIC Securities' subsidiary, Huaxia Fund, is among the first domestic managers of pension target funds, promoting awareness of retirement planning among the youth [2] Digital Finance - CITIC Securities is advancing its digital transformation, having developed an AI platform with 18 digital employees and 118 AI application scenarios [3] - The company’s one-stop knowledge graph platform in the securities field won the People's Bank of China's 2023 Financial Technology Development Award [3]

Group 1 - The core event was the "Integrity Partners Achieve the Future - 2025 Future Conference" held in Beijing, focusing on high-quality development paths for elderly finance [1] - CITIC Prudential Life Insurance launched a three-in-one elderly service system combining medical care, wealth management, and cross-border cooperation, marking a new era in response to national elderly care strategies [1][2] - The "Future Home" elderly project was officially announced, aiming to provide high-quality elderly services and create vibrant living scenarios for the elderly [1][2] Group 2 - In wealth management, CITIC Prudential Life Insurance plans to create a one-stop comprehensive financial service platform by integrating domestic and international financial services to meet high-net-worth clients' needs [2] - The cross-border cooperation initiative will leverage resources from both domestic and foreign shareholders to facilitate collaboration between leading health, medical, and technology companies [2] - The "Future Home" project aims to integrate traditional family care with diversified elderly services, establishing a comprehensive elderly service system that includes health protection and life experience [2][3] Group 3 - The "Future Home" project will serve as a brand showcase for CITIC Group's elderly finance services, highlighting the comprehensive service capabilities of CITIC Prudential Life Insurance [3] - CITIC Group is focusing on four core areas: health, education, elderly care, and inheritance, to innovate and construct a comprehensive elderly finance service system [3] - To address the increasing demand for elderly finance services due to population aging, CITIC has initiated a certification management system for elderly finance planners to cultivate professionals with integrated wealth management and health service capabilities [3]

Core Viewpoint - The successful issuance of the second phase of medium-term notes by Shandong Yiyang Health Industry Development Group, underwritten by Bohai Bank, marks a significant step in supporting the elderly care industry and highlights the bank's commitment to the "silver economy" [1][2]. Group 1: Financial Instrument Details - The medium-term notes amount to 200 million yuan, with a maturity of 3 years and an issuance interest rate of 1.96% [1]. - 50% of the raised funds will be used to repay interest-bearing debts related to the elderly care industry, including loans for health projects and procurement of applicable medicines and medical devices [2]. Group 2: Policy and Strategic Alignment - The issuance aligns with the central government's initiatives to develop the "silver economy," as highlighted in the 2023 Central Financial Work Conference and the 2024 guidelines from the People's Bank of China and other departments [2]. - Bohai Bank is actively participating in the bond market's development and has been promoting policies to support the elderly care industry through tailored financing solutions [2]. Group 3: Service Expansion and Future Plans - As one of the first commercial banks to obtain personal pension business qualifications, Bohai Bank has expanded its pension financial services, reaching 1.438 million elder clients, a 7% increase from the previous year [3]. - The bank plans to enhance its bond products related to key areas and continue to support the elderly care industry, contributing to the sustainable development of the "silver economy" [3].

Core Viewpoint - Foreign asset management institutions have become a core force in promoting the internationalization of urban finance, particularly in Shanghai, which is accelerating the construction of an international financial center and a global asset management center [1][3]. Group 1: Current Status and Development of Foreign Asset Management Institutions - Foreign asset management institutions are entering a deep cultivation phase in China, actively participating in product innovation and investment management [5]. - Shanghai ranks among the top in the country for foreign asset management concentration, with 50% of domestic banks headquartered there and nearly 50% of joint venture fund management companies and foreign insurance companies [3]. - The Shanghai Asset Management Association has seen a continuous increase in foreign members, fostering an ecosystem for international asset management experience exchange and cross-field business cooperation [4]. Group 2: Policy and Market Environment - The financial sector's added value in Shanghai accounted for 15% of the city's GDP in 2024, with total financial market transactions exceeding 36.5 trillion yuan [4]. - Central and local governments are collaborating to support the development of foreign asset management, with recent policies aimed at expanding financial openness and enhancing the role of foreign financial institutions in Shanghai [4][8]. Group 3: Strategic Collaborations and Innovations - A strategic cooperation memorandum was signed between the Shanghai Asset Management Association and the Lujiazui Management Bureau, focusing on areas such as green finance, ESG investment, and pension asset management [6]. - The global ESG asset management scale has surged from approximately 170 billion to over 10 trillion dollars in the past five years, indicating a growing interest in sustainable investment practices [6]. Group 4: Challenges and Recommendations - Foreign institutions face challenges such as institutional differences, cross-border business restrictions, and difficulties in talent acquisition, necessitating policy support and institutional innovation [8][9]. - There is a consensus among foreign institutions on the need to strengthen talent and ecological support, with suggestions for Shanghai to implement measures to attract foreign financial talent [9].