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金融支持乡村振兴
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农行广东分行:助“荔”稳产拓销 “出圈”又“出海”
Nan Fang Nong Cun Bao· 2025-06-05 04:35
Core Viewpoint - Agricultural Bank of China Guangdong Branch is actively supporting the production and sales of lychee in Guangdong, enhancing financial services to stabilize supply and prices while promoting the lychee industry’s growth and export potential [4][10][37]. Group 1: Financial Support and Services - The Agricultural Bank of China Guangdong Branch has launched the "Lychee Rhythm Baqiao" promotional activity to stimulate consumption and ensure stable supply and pricing of lychee during the peak harvest season [6][10]. - A dedicated financial service center for lychee and longan industries has been established, providing comprehensive financial services to over 100 lychee farmers and distributors, with loans exceeding 400 million yuan [24][27]. - The bank has provided 160 million yuan in loans to a cooperative led by a prominent lychee farmer, enabling them to secure funds for purchasing lychee [21][23]. Group 2: Export and Market Expansion - Guangdong lychee is gaining popularity not only domestically but also internationally, with significant export orders reaching 7,100 tons this year, primarily to countries like Russia, Australia, and Japan [58][59]. - The bank has supported companies like Hualong Company in establishing cold chain logistics and processing facilities, providing over 77 million yuan in loans to enhance their operational capabilities and facilitate lychee exports [45][46]. Group 3: Integration of Agriculture and Tourism - The opening of the first lychee cultural service area in Guangdong aims to promote the integration of agriculture, culture, and tourism, enhancing the visibility of the lychee industry and attracting more visitors [4][71][75]. - The bank plans to leverage this service area to deepen partnerships with local businesses and conduct promotional activities, potentially boosting consumer spending by over one million yuan [78][80]. Group 4: Overall Industry Growth - The Agricultural Bank of China Guangdong Branch has significantly increased its rural industry loan balance to over 180 billion yuan, reflecting a commitment to supporting the development of local agricultural sectors [86].
从山尖到舌尖 “贷”来重庆南川方竹笋美味传奇
Jin Rong Shi Bao· 2025-05-13 01:57
Core Viewpoint - The article highlights the efforts of the People's Bank of China in Banan District to support the bamboo shoot industry in Nanchuan, focusing on innovative financial products and integration of agriculture, culture, and tourism to enhance local economic development [1][5]. Group 1: Financial Support for Bamboo Shoot Farmers - The peak financing demand for bamboo shoot farmers occurs during the harvesting season in August and September, where they face challenges such as weak collateral and lengthy loan processes [2][3]. - The Chongqing Sanxia Bank has developed a tailored online credit product called "Bamboo Shoot Merchant Loan," which allows for rapid loan disbursement, reducing the time from one week to one day [3]. - As of April 2025, local banks have supported bamboo farmers and merchants with a total of 73.245 million yuan, contributing to job creation and income growth [3]. Group 2: Strengthening the Bamboo Shoot Industry Chain - The Chongqing Xuanrui Food Co., a key player in bamboo shoot processing, has received financial support from local banks, enabling its growth from a small workshop to two modern processing plants [4]. - The bank provided 8.3 million yuan in financing to help the company overcome cash flow issues and later granted 19 million yuan to expand its operations [4]. Group 3: Broader Agricultural Financial Initiatives - The People's Bank of China in Banan District has launched various credit products tailored to specific agricultural sectors, including "Radish Loan," "Tea Loan," and "Bamboo Shoot Loan," supporting a total of 248 million yuan in loans across several districts [5]. - The bank has established financial service hubs in food parks to enhance support for food and agricultural processing enterprises, with a total loan issuance of 564 million yuan as of April 2025 [5]. Group 4: Integration of Agriculture, Culture, and Tourism - Nanchuan District has seen the development of numerous projects that integrate agriculture, culture, and tourism, enhancing the local economy and promoting rural revitalization [6]. - The People's Bank of China collaborates with local agricultural and cultural departments to facilitate financial support for tourism-related projects, contributing to the overall economic development of the region [7].
金融赋能 绘就振兴新画卷
Jin Rong Shi Bao· 2025-05-12 01:55
Financial Support and Economic Recovery - The financial support has significantly contributed to the economic recovery of Wenchuan, with total deposits increasing by 4.62 times and loans reaching 4.89 billion yuan, more than doubling since April 2008 [1] - The People's Bank of China has actively guided financial institutions to implement supportive policies, injecting continuous momentum into Wenchuan's revitalization [1] Ecological Restoration and Green Financing - The establishment of reserve forest projects aims to restore the severely damaged ecological environment post-earthquake, with a dedicated loan of 1.1 billion yuan provided under a "National Reserve Forest + Green Industry Chain" model [2] - The project is expected to generate 3.2 billion yuan in revenue over the next 30 years, benefiting local villagers and improving the ecological environment [2] - As of April, the county's green loan balance reached 1.582 billion yuan, showcasing the ongoing empowerment of green finance [2] Tourism Development and Financial Products - The tourism sector in Wenchuan has seen a revival, with financial institutions supporting 458 homestays and issuing loans totaling 79.14 million yuan [3] - During the recent May Day holiday, over 325,000 tourists visited the area, indicating a strong recovery in tourism [3] - The financial products like "Homestay Loans" and "Rural Tourism Loans" have been instrumental in promoting local tourism and economic growth [3] Agricultural Development and Financial Innovation - Financial support has enabled the establishment of modern agricultural enterprises, such as a pig farm that increased its stock from 500 to 2000 pigs, generating over 1 million yuan in annual profit [4] - The agricultural sector has benefited from loans totaling 40 million yuan, fostering the development of a provincial-level key enterprise in agricultural industrialization [5] - As of April, the agricultural loan balance reached 2.097 billion yuan, benefiting 3,468 agricultural entities, highlighting the role of innovative rural financial products in revitalizing the agricultural industry [5]