Core Viewpoint - The successful completion of the A-share issuance project by Bank of Communications, with a total fundraising amount of 120 billion yuan, aims to enhance its core Tier 1 capital adequacy ratio by approximately 1.25 percentage points, reflecting the bank's commitment to strengthening its capital base and supporting economic development [2][3]. Group 1 - The fundraising will be entirely used to replenish core Tier 1 capital after deducting issuance costs [2]. - Bank of Communications is one of the oldest banks in China and has been ranked among the Fortune Global 500 for 16 consecutive years as of 2024 [2]. - The bank focuses on comprehensive financial services, including inclusive finance, green finance, and technology finance, and is accelerating its digital transformation leveraging financial technology [2]. Group 2 - Shenwan Hongyuan Securities acted as the joint lead underwriter for this issuance, integrating into the national strategy of "financial services for the real economy" [2]. - The successful completion of this project is part of the national incremental financial policy, and Shenwan Hongyuan plans to deepen its strategic cooperation with Bank of Communications [3]. - The company aims to leverage its core advantages in investment research, pricing, and sales to support the bank in serving national strategies and promoting high-quality development in the financial industry [3].

Core Viewpoint - The article discusses the end of the "high interest, high rebate" model in the automotive finance market, indicating a significant shift in consumer behavior and industry practices due to regulatory interventions [4][8]. Industry Practices - Banks have historically paid dealers 10% to 15% of the loan amount as rebates, which were then used to create the illusion of lower car prices for consumers [4]. - A case study from a state-owned bank revealed that despite paying 25,500 yuan in rebates for a 170,000 yuan loan, the actual interest income was only 16,000 yuan due to early repayments, leading to significant losses [4]. - The rebate model contributed nearly half of the profits for dealers during the prevalence of the "high interest, high rebate" scheme [5]. Consumer Impact - The end of the "high interest, high rebate" model means consumers will face a recalibration of car purchase costs, with potential increases in costs due to changes in rebate structures and penalties for early repayment [8]. - Consumers are encouraged to focus on real interest rates and penalty clauses rather than short-term rebates, leading to more rational purchasing decisions [9]. Regulatory Changes - Regulatory bodies are taking steps to prevent systemic risks and protect consumer rights by mandating full disclosure of costs associated with both cash and loan purchases [7]. - The article emphasizes the need for a unified regulatory framework for financial service fees and the establishment of a product filing system to prevent forced bundling of services [7]. Market Dynamics - The shift away from the "high interest, high rebate" model poses survival challenges for dealers who have relied heavily on financial rebates for profit [7]. - The automotive finance market is expected to evolve towards a more sustainable model, focusing on service rather than price competition, as banks and dealers adapt to new regulatory environments [9].

为贯彻落实党的二十届三中全会"加快建设上海国际金融中心"和中央金融工作会议"增强上海国际金融 中心的竞争力和影响力"的部署要求，近日，中央金融委员会印发《关于支持加快建设上海国际金融中 心的意见》（以下简称《意见》）。 《意见》指出，当前和今后一个时期，加快建设上海国际金融中心要以习近平新时代中国特色社会主义思想为 指导，始终做到"八个坚持"，走好中国特色金融发展之路，牢牢把握增强竞争力和影响力要求，以深化金融体 制改革为牵引，以提高金融国际化为突破口，以构建中国特色现代金融体系为重点，扎实做好金融服务实体经 济"五篇大文章"，加强"五个中心"建设协同联动，强化金融监管和风险防控，培育中国特色金融文化，为开创 金融工作新局面、推进中国式现代化建设作出更大贡献。 《意见》明确，经过五至十年的建设，上海国际金融中心能级全面提升，现代金融体系的适应性、竞争力、普 惠性显著提高，金融开放枢纽门户功能显著强化，人民币资产全球配置中心、风险管理中心地位显著增强，基 本建成与我国综合国力和国际影响力相匹配的国际金融中心。 主要举措包括： 一是深化金融市场建设。 推动多层次股权市场高质量发展，强化科创板"硬科技"定位和包容性 ...

n a (C) - 76 NV t C A 南方都市報 此外，"政补贷"是通过搭建数字平台，对接政务数据、企业数据(政府奖补资金、纳税、社保等)，为中 小微企业精准增信。目前已发放信用贷款198笔，额度3.69亿。"龙华资本贷"，是由龙华资本与建设银 行深圳分行合作，为龙华资本参股及投资的企业开发的专属信用贷款产品。发行额度人民币20亿元。包 括三个子产品，具体包括初创贷(见投即贷，单户不超过1000万元)、中型科技易贷(单户1000万-5000万 元)、大型企业产链贷(5000万以上)。"人才贷"是为优质人才的企业，发放单户不超过1000万元、期限不 超过2年的信用贷款。 深圳首款金融公共数据产品"龙数贷"上线以来累计放款234笔、额度4.34亿元 去年9月5日龙华区发布的深圳首款金融公共数据产品"龙数贷"也属于龙华"数字云贷"系列产品，该产品 将政府产业部门补贴数据与金融机构的风控模型相融合，上线以来累计放款234笔、额度4.34亿元，有 效缓解了科创型中小企业的融资压力。 去年10月18日，平安产险深分在龙华区推出全市首单中试综合保险产品。该产品融合"保险+服务"的理 念，涵盖了中试研发投入、中试安全责 ...

Group 1 - The core viewpoint of the meetings is to emphasize the importance of risk prevention, strong regulation, and promoting high-quality development in the securities and futures market in Hebei [1][2] - The Hebei Securities Regulatory Bureau aims to enhance the operational stability of institutions, further reduce various risks, and optimize the market ecology [1] - The meeting highlighted the need for institutions to recognize the political attributes of financial entities and to prioritize their functional roles while maintaining market order and a positive industry image [1] Group 2 - The year 2025 is identified as a crucial year for the completion of the "14th Five-Year Plan" and for further deepening reforms [2] - Securities and futures institutions in the region are required to focus on their main responsibilities, correct their positioning, and enhance their service systems to support the development of the real economy [2] - The Hebei Securities Regulatory Bureau will continue to focus on risk prevention, strong regulation, and promoting high-quality development to support the capital market's growth and economic recovery [2]

21世纪经济报道 记者 崔文静 北京报道 6月13日晚间，证监会发布《期货公司分类评价规定（征求意见 稿）》（以下简称《规定》），向社会公开征求意见。 这是该规定自2009年发布以来的第四次修订（此前修订于2011年、2019年、2022年），核心聚焦7项调 整，包括两大扣分项与五大加分项，释放四大关键信号： 信号一：违法违规扣分更严。 评价期外被采取监管措施，但违规行为发生在评价期内且监管部门认为必要的，仍可纳入当期扣分。 信号二：力挺实体经济。 新增"产业客户日均持仓""中长期资金客户日均持仓"指标，明确支持商品期货服务产业、金融期货服务 长期资金。 信号三：竞争力评价体系升级。 市场竞争力指标调整为三大类9项，覆盖业务类型、盈利水平及资本实力。 ③ 追溯评价：对于期货公司在评价期外被采取监管措施，但涉及的违法违规行为发生在评价期内，且 采取措施单位认为有必要的，可以纳入本评价期评价，以及时反映公司最新风控合规状况。 亮点二：从宽优化，减少重复惩罚。 信号四："保险+期货"、党建写入专项。 将公益助农的"保险+期货"纳入服务国家战略专项，党建与文化建设首次写入评价体系。 扣分标准：两大调整"严宽并济" 《 ...

Core Viewpoint - The China Securities Association (CSRC) has revised the "Special Evaluation Method for Securities Companies' Social Responsibility" to enhance the accountability of securities firms in fulfilling their social responsibilities, particularly in supporting rural revitalization strategies [1]. Group 1: Evaluation Content - The revised evaluation method includes four main categories: services for rural revitalization, coordinated development services, participation in social welfare, and recognition and awards received [2]. - Services for rural revitalization focus on metrics such as the number of poverty-stricken counties paired with firms, the number of projects for public stock issuance by enterprises in these counties, and the total direct financing amount for enterprises in poverty-stricken areas [2]. - Coordinated development services include the evaluation of regional development support, success in bidding for government-supported bonds, and the reception of minority university graduates [2]. Group 2: Principles of Revision - The revision adheres to four principles: coordinated planning to avoid duplication of evaluation indicators, emphasis on serving the real economy and national development strategies, problem-oriented adjustments based on industry realities, and ensuring fairness and objectivity in evaluations [3]. - The focus is on enhancing the role of securities companies in supporting rural revitalization and regional coordinated development, leveraging their resources and expertise [3]. Group 3: Key Adjustments - The evaluation method increases the scoring for direct financing to poverty-stricken enterprises, encouraging smaller institutions to leverage their business strengths [4]. - New indicators have been added to promote support for underdeveloped regions and national infrastructure projects, such as railway construction [4]. - The criteria for recognizing investor education activities have been adjusted to require a minimum of 60 events with over 100 participants each [4].

以"精准服务"为引，推动贷款增量扩面 随后，董事长与总行公司部工作人员深入企业内部，全面了解企业在生产、技术和资金等方面的具体需 求。董事长强调："我们要依据企业实际情况，量身定制贷款方案，确保金融服务精准高效，助力更多 企业走出国门，扩大生产规模，提升核心竞争力。"在与企业的互动交流中，该行将加强与地方政府的 沟通协作，全面掌握企业的资金需求和发展规划，实现政策扶持与金融服务的无缝衔接，让企业获得更 便捷、高效的金融支持。 以"稳健发展"为标，推动产业可持续增长 金融支持不仅是提供资金，更要关注企业的长远发展和可持续经营。该行通过科学的风险评估和合理的 融资结构设计，帮助企业稳健发展，增强抗风险能力。下一步，该行将继续深化与企业的合作，提高贷 款资金使用效率，促进人发产业健康有序发展。 齐鲁晚报.齐鲁壹点李可通讯员唐崇年 为助力县域经济稳健前行，鄄城农商银行不断强化机制保障，持续加大信贷投放力度，积极主动作为， 创新服务模式，为企业的稳健经营筑牢根基。近日，该行董事长率总行公司部工作人员，深入辖区内人 发企业开展调研，重点考察新增企业贷款情况以及金融支持成效。通过实地走访与深入交流，该行进一 步明确加大金融 ...

财通证券股份有限公司 会 议 文 件 公司地址：浙江省杭州市西湖区天目山路198号财通双冠大厦 目 录 会议议程 2 会议须知 4 -1- 会议议程 现场会议开始时间：2025 年 6 月 19 日（星期四）上午 9:30 现场会议召开地点：杭州市西湖区天目山路198 号财通双冠大厦西楼1102 会议室 现场会议日程： 一、宣布会议开始，介绍与会股东、来宾情况 （宣布出席现场会议的股东人数及其代表的股份总数） -2- -3- 会议须知 为维护股东的合法权益，确保股东在本次股东大会期间依法行使权利， 保证本次股东大会的正常秩序和议事效率，依据中国证监会《上市公司股 东会规则》及本公司《章程》《股东大会议事规则》的有关规定，本公司 特通知如下： 一、本次会议期间，全体参会人员应以维护股东的合法权益、确保会 议的正常秩序和议事效率为原则，依法行使权利、认真履行义务。 二、为保证会议的严肃性和正常秩序，除参加现场会议的股东及股东 代理人（以下简称"股东"）、董事、监事、高级管理人员、公司聘请的 律师及公司董事会认可的人员以外，公司有权依法拒绝其他人士入场，对 于干扰会议秩序、侵犯股东合法权益的行为，公司有权予以制止并 ...

Group 1 - The core initiative is the "Thousand Enterprises and Ten Thousand Households Visit" campaign launched in Futian District to enhance financial services for small and micro enterprises, addressing their financing difficulties [1] - Since the campaign's launch in October 2024, the financial service team has visited 25,000 enterprises, granting credit to 7,200 of them, with a total credit amount of 75 billion yuan and loans exceeding 31 billion yuan [1] Group 2 - Customized financial service solutions have been developed to address specific financing challenges faced by enterprises, such as a company with 12 core patents that required 10 million yuan for expanding its experimental base [3] - The China Construction Bank Shenzhen Branch introduced a targeted "Shanxin Loan + Technology e-loan" combination to meet the financing needs of a technology enterprise [3] - The招商银行福田支行 service team matched a rapidly growing LED technology company with the "Zhaoqi Loan" product, providing timely financial support based on its operational data and tax records [3] Group 3 - The Jiangsu Bank Futian Branch established a green approval channel and innovative credit assessment system to optimize financing services for technology enterprises, reducing approval time by 30% for a 10 million yuan loan [4] - A rapid response mechanism was created by Ningbo Bank Shenzhen Branch, allowing a high-end chip trading company to receive a 10 million yuan credit approval within two weeks, significantly improving financing efficiency [4][5] - The financial service team plans to deepen cooperation between government, banks, and enterprises, establishing a regular visiting mechanism to create a comprehensive financial service system for the high-quality development of the real economy in Futian District [5]