■ 中国工商银行股份有限公司董事会决议公告 中国工商银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重 大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 中国工商银行股份有限公司（简称本行）董事会于2025年12月23日在北京市西城区复兴门内大街55号本 行总行召开会议。会议应出席董事12名，亲自出席11名，委托出席1名，刘珺副董事长因其他公务安 排，书面委托廖林董事长出席会议并代为行使表决权。高级管理层成员列席会议。会议的召开符合法律 法规、《中国工商银行股份有限公司章程》（简称《公司章程》）以及《中国工商银行股份有限公司董 事会议事规则》的规定。 会议由廖林董事长主持召开。出席会议的董事审议通过了以下议案： 本议案尚需提交本行股东会审议。 一、关于近两年我行绿色金融实施情况的议案 议案表决情况：有效表决票12票，同意12票，反对0票，弃权0票。 二、关于审议《合规管理基本规定（2025年版）》的议案 议案表决情况：有效表决票12票，同意12票，反对0票，弃权0票。 三、关于2024年度董事薪酬清算方案的议案 议案表决情况请见附件一。 本议案已经本行董事会薪酬委员会 ...

转自：新华财经 12月11日，由绿色金融60人论坛（GF60）主办、上海金司南金融研究院承办、中欧国际工商学院协 办，以"探索绿色可持续发展新机遇，共筑国际绿色金融枢纽新篇章"为主题的2025第四届绿色金融北外 滩论坛在上海虹口成功举办。华侨银行中国首席执行官洪湧翔围绕"跨境协同，绿色共赢：华侨银行助 力上海打造全球绿色金融高地"发表主旨演讲。 洪湧翔提到，华侨银行中国提出"三重驱动"策略，助力跨境绿色资本流动：一是规则互认，积极参与中 国-新加坡绿色金融工作组（GFTF），支持《多边可持续金融共同分类目录》（M-CGT), 持续推广及应 用；二是资本联动，依托集团"One Group"跨境服务体系，提升绿色资本可用性；三是场景创新，聚焦 新能源、绿色制造、城市更新、跨境贸易等领域，打造绿色金融场景化解决方案。 在创新实践方面，华侨银行推动绿色金融从理念走向可验证行动，促进跨境协同与创新：推出1.5℃可 持续挂钩贷款（SLL)，将科学减排路径写入融资条款；创新碳信用和风险管理组合，打造"风险对冲 +减排激励+品牌增益"的综合方案；将ESG嵌入贸易金融，推出首笔电器制造行业的可持续发展挂钩银 行承兑汇票；推动在 ...

Core Viewpoint - The Bank of China Yantai Branch is committed to promoting green finance as a key strategy to support the local economy and fulfill social responsibilities, aligning with the national "dual carbon" strategy [1] Group 1: Green Finance Development - The scale of green loans has rapidly increased, with a balance exceeding 30 billion yuan by the end of November 2025, adding over 7 billion yuan since the beginning of the year, representing a growth rate of nearly 35% [2] - The bank has improved its "Green+" product service system and implemented the "Green+ Plan," focusing on key sectors such as transportation, electricity, water conservancy, environmental remediation, and urban infrastructure [2] - The bank has supported clean energy projects with over 46 billion yuan in approved credit for clean energy projects, with more than 13 billion yuan disbursed, significantly aiding carbon reduction initiatives [2] Group 2: Strategic Initiatives - The bank is enhancing collaboration with local government departments to establish a green project database, ensuring that policy benefits reach enterprises effectively [3] - There is a focus on optimizing resource allocation by refining green credit policies and prioritizing financing for high-quality green projects, particularly in green manufacturing, transportation, and clean energy sectors [3] - The bank is developing comprehensive financial services for water conservancy projects, including transaction, financing, settlement, and guarantee services, while promoting innovative financing solutions like water rights pledge loans [3] Group 3: Innovation and Responsibility - The Bank of China Yantai Branch is dedicated to its mission of serving the nation through finance, emphasizing its role in advancing green finance and supporting sustainable economic development in Yantai [4]

截至11月末上交所本年度发行中小微企业支持ABS超800亿元 中新网上海12月23日电 (高志苗)记者23日从上海证券交易所获悉，截至2025年11月末，本年度上交所发 行中小微企业支持ABS超800亿元，中小微企业支持债券超180亿元，同比均显著增长。 "京东科技-京诚系列15号7期供应链保理合同债权绿色资产支持专项计划"近日在上交所发行，计划管理 人为华泰证券资管，优先级票面利率1.76%，受到市场投资人的踊跃认购，标志着京东科技在普惠金融 和绿色金融领域实现新突破，展现了以供应链赋能中小微企业纾困成长、以金融工具赋能绿色发展的责 任担当。 当前，市场上支持中小微企业的融资产品体系多元，但限于自有资金规模及周转效率，一定程度上制约 了对中小微企业的支持效能。而ABS凭借标准化运作、低成本资金对接及产业链赋能优势，恰好为破解 这一痛点提供了有效路径。ABS作为融资工具，通过资产信用增级、风险分散机制，高效对接资本市场 低成本资金，为产业链融资提供精准赋能。 上交所债券业务相关负责人表示，下一步，上交所将继续在中国证监会统筹指导下，充分发挥交易所债 券市场服务国家战略和实体经济功能，扎实做好普惠金融"大文章" ...

转自：新华财经 当前，市场上支持中小微企业的融资产品体系多元，但限于自有资金规模及周转效率，一定程度上制约了对中小微企业的支持效能。而ABS凭借标准化运 作、低成本资金对接及产业链赋能优势，恰好为破解这一痛点提供了有效路径。 ABS作为融资工具，通过资产信用增级、风险分散机制，高效对接资本市场低成本资金，为产业链融资提供精准赋能。 值得一提的是，此前在上交所发行的"京东科技-京诚系列15号2期供应链保理合同债权绿色资产支持专项计划"，优先级票面利率低至1.68%，创下全市场同 期同类型产品利率新低，也充分体现了投资者对京东发行此类ABS产品的高度认可。与此同时，依托ABS融资成本优势，京东科技"京保贝"对客融资利率持 续下行，进一步让利产业链主体。 新华财经上海12月23日电（记者 杨溢仁）近日，"京东科技-京诚系列15号7期供应链保理合同债权绿色资产支持专项计划"在上交所成功发行，引发业界关 注。 据悉，该产品的计划管理人为华泰证券资管，优先级票面利率为1.76%，受到市场投资人的踊跃认购，标志着京东科技在普惠金融和绿色金融领域实现新突 破，充分展现了以供应链赋能中小微企业纾困成长、以金融工具赋能绿色发展的 ...

证券时报记者 陈雨康 "京东科技-京诚系列15号7期供应链保理合同债权绿色资产支持专项计划"近日在上交所成功发行，计划 管理人为华泰证券资管，优先级票面利率1.76%。该产品受到市场投资人的踊跃认购，展现了以供应链 赋能中小微企业纾困成长、以金融工具赋能绿色发展的责任担当。 ABS作为融资工具，通过资产信用增级、风险分散机制，高效对接资本市场低成本资金，为产业链融资 提供精准赋能。此前在上交所发行的"京东科技-京诚系列15号2期供应链保理合同债权绿色资产支持专 项计划"，优先级票面利率低至1.68%，创下全市场同期同类型产品利率新低，充分体现了投资者对京 东发行此类ABS产品的高度认可。与此同时，依托ABS融资成本优势，京东科技"京保贝"对客融资利率 持续下行，进一步让利产业链主体。 据统计，截至目前，今年京东科技-京诚系列ABS已在上交所累计发行约160亿元，既帮助京东科技培育 供应链生态，更将低成本融资红利传导至上游中小微供应商，实现资金精准反哺，切实缓解了中小微企 业融资难、融资贵问题。 全产业链赋能 本期ABS产品的底层资产为京东供应链金融科技板块的保理融资产品京保贝，基于供应商和京东的应收 账款，为 ...

Group 1 - The core viewpoint emphasizes the role of financial institutions like Hengfeng Bank in promoting high-quality development through ESG principles, integrating financial services with social responsibility and environmental sustainability [1][9] Group 2 - Hengfeng Bank focuses on green finance as a core aspect of high-quality development, aiming to build a green financial brand and climate-friendly institution, with a green loan balance reaching 119.8 billion yuan and an average annual growth rate of 39% over the past three years [2] - The bank actively participates in international green finance initiatives, such as joining the UN Environment Programme Finance Initiative and launching innovative financial products like the "Heng Green+" product matrix [2] Group 3 - Hengfeng Bank has increased financial support for pollution reduction, energy conservation, and clean energy sectors, launching a "carbon reduction loan" model that links corporate carbon data to loan interest rates [3] - The bank approved a special credit of 30 million yuan for a carbon recycling project, demonstrating a new path for financial support in carbon capture, utilization, and storage (CCUS) technology [3] Group 4 - The bank emphasizes its commitment to social responsibility through initiatives aimed at rural revitalization and support for the elderly, launching the "Yueheng·Sui Xiang" brand for elderly financial services [5][6] - Hengfeng Bank has established the "Heng Ai Zhi Shan" fund to support various charitable activities, including healthcare for children and community support projects [6] Group 5 - The bank is committed to strong governance and risk management, integrating ESG factors into its credit processes and achieving recognition for its ESG risk management practices [7] - Hengfeng Bank's digital transformation efforts have led to high system availability and innovative data asset management, contributing to its operational stability and growth [8] Group 6 - The bank's financial performance remains robust, with total assets reaching 1.56 trillion yuan, revenue of 25.2 billion yuan, and net profit of 5.9 billion yuan, while maintaining a historically low non-performing loan ratio of 1.4% [8]

本报讯 （记者毛艺融）近日，"京东科技-京诚系列15号7期供应链保理合同债权绿色资产支持专项计 划"在上交所成功发行，计划管理人为华泰证券资管，优先级票面利率1.76%，受到市场投资人的踊跃 认购。 上交所债券业务相关负责人表示，下一步，上交所将继续在中国证监会统筹指导下，充分发挥交易所债 券市场服务国家战略和实体经济功能，扎实做好普惠金融"大文章"。着力提升制度包容性、适应性，构 建包括中小微企业融资支持ABS、中小微企业融资支持债券、科技创新债券等多元产品体系，精准赋能 中小微企业融资，着力破解其融资难、融资贵问题。 ABS为实体产业经济注入强劲动力 当前，市场上支持中小微企业的融资产品体系多元，但限于自有资金规模及周转效率，一定程度上制约 了对中小微企业的支持效能。而ABS凭借标准化运作、低成本资金对接及产业链赋能优势，恰好为破解 这一痛点提供了有效路径。 ABS作为融资工具，通过资产信用增级、风险分散机制，高效对接资本市场低成本资金，为产业链融资 提供精准赋能。此前在上交所发行的"京东科技-京诚系列15号2期供应链保理合同债权绿色资产支持专 项计划"，优先级票面利率低至1.68%，创下全市场同期同类型 ...

Group 1 - The core viewpoint of the article highlights the successful inclusion of the case "Green Finance Supporting the Transformation and Upgrading of the New Materials Industry in Tianshui City" in the national quality financing credit enhancement typical case list, showcasing the practical measures taken by the Lanzhou Bank Tianshui Branch in implementing quality financing credit enhancement work [1] - The case involves Gansu Huajian New Materials Co., Ltd., which faced dual challenges of cash flow shortages and lack of long-term capital support for green transformation. The Lanzhou Bank Tianshui Branch designed a loan scheme linked to sustainable development performance indicators, effectively addressing the company's financing needs [3] - The loan of 10 million yuan was successfully issued in less than a month, helping the company reduce financing costs and alleviate financial pressure, thus achieving a dual empowerment of "financial water" and sustainable development for the enterprise [3] Group 2 - Since the beginning of this year, the Tianshui Market Supervision Bureau has collaborated with the People's Bank of China Tianshui Branch and other departments and financial institutions to explore a "cooperative bank + quality enterprises + precise credit" linkage model, providing low-threshold, low-cost credit support for quality-advantaged enterprises lacking traditional collateral [6] - As of now, 12 financial institutions, including Lanzhou Bank Tianshui Branch, have processed financing credit enhancement services for 30 quality-efficient enterprises, with a total financing amount of nearly 1.6 billion yuan and a credit enhancement quota of 1.2 billion yuan, effectively stimulating the endogenous motivation for quality improvement and innovative development among market entities [6]

此次获奖，是对威海银行以数据驱动金融创新的高度认可。近年来，威海银行深耕数据要素应用，着力 破解传统金融服务中客户画像模糊、信用评估维度单一、动态风险难以捕捉等痛点，积极推动内外部数 据整合与标准化治理，构建了企业级数据中台，形成了全行统一的数据标准管理体系。在绿色金融领 域，威海银行依托智能数据分析模型，对绿色项目环境效益、碳排放等关键指标进行自动核算，逐步形 成覆盖绿色项目识别、风险评估与效益测算的全流程解决方案。该方案高效支撑"1+3+5+N"绿色金融产 品体系落地，有力助推实体经济绿色低碳转型。 银行频道更多独家策划、专家专栏，免费查阅>> 12月4日，在海南博鳌举办的2025品牌信用建设论坛上，威海银行《数据要素助力绿色金融业务高质量 发展》案例荣获"2025金融新质生产力优秀实践"奖。该论坛由新华社中国经济信息社主办，系2025企业 家博鳌论坛重要组成部分，旨在汇聚政企学研各方智慧，探索以品牌信用建设赋能企业高质量发展的新 路径。 责任编辑：钟离 面向未来，威海银行将持续深化数据治理与技术创新，加强数据协同与应用，推动数据要素全面融入金 融"五篇大文章"，以数据动能助推金融服务提质增效，为区域经济 ...