人民网上海5月16日电 (记者王文娟)5月15日，是第16个全国公安机关打击和防范经济犯罪宣传日。记者 从上海市公安局获悉，今年以来，上海警方破获各类经济犯罪案件690余起，涉案金额500余亿元。 自3月下旬上海市公安局开展"砺剑2025"春季战役以来，全市公安经侦部门迅速集中力量，重点打击非 法助贷中介、恶意逃废债务、非法代理退保理赔、不正当反催收等突出金融黑灰产违法犯罪。 据介绍，当前，金融黑灰产领域违法犯罪主要有以下几类： 二是在信用卡领域，主要表现为不正当反催收和信用卡诈骗。不正当反催收类案件中，不法分子通过指 导传授借款人拖延还款话术，组织人员对金融机构以诸如"暴力催收"等理由进行重复、恶意投诉，以此 帮助债务人减息、免息，部分甚至形成所谓的"反催收联盟"进行产业化运作。信用卡诈骗案件中，不法 分子非法窃取公民个人银行卡信息，复制伪卡在境外或异地盗刷；通过POS机虚假交易、自买自卖等方 式非法套取信用卡资金。此类违法犯罪行为还易与洗钱、电信诈骗等其它违法犯罪相勾连。 一是在贷款领域，主要表现为非法助贷和恶意逃废债务。非法助贷类案件中，不法分子往往对外声 称"与银行长期合作""可帮助快速放款"，通过对 ...

Core Viewpoint - The article highlights the increasing prevalence of illegal loan intermediaries in China, emphasizing the risks associated with their deceptive practices and the regulatory response to combat these financial crimes [1][8]. Summary by Sections Illegal Loan Intermediaries - Illegal loan intermediaries often disguise themselves as "bank channel departments" or "bank staff," promoting "no collateral, no guarantee loans" while using enticing offers of "high returns, low risk" and "quick approval" to attract consumers [1][3]. - These intermediaries typically charge high fees under various pretenses, such as "service fees" and "evaluation fees," which are often non-refundable once paid [3][4]. Consumer Cases - A case reported by a bank involved a consumer who was misled into paying multiple fees for a loan that could have been obtained through official channels without any additional costs [3]. - Another case involved a consumer who was promised a low-interest loan but was later asked to pay a "deposit" due to alleged credit issues, resulting in financial loss when the promised loan terms were not honored [4]. High-Risk Financial Operations - Some illegal intermediaries promote risky financial operations, such as "zero down payment home purchases," which can lead to significant financial burdens for consumers [6][7]. - These operations often involve inflating property values to secure larger loans, putting consumers at risk of default and potential legal consequences [7]. Regulatory Response - The rapid growth of financial black and gray markets has led to a tenfold increase in financial losses since 2021, with the scale reaching hundreds of billions [9]. - Regulatory bodies have intensified their crackdown on financial crimes, with joint actions between financial regulators and law enforcement agencies aimed at dismantling these illegal operations [8][9].