数智化

Search documents
“AI+”深度赋能银行全业务流程
Jin Rong Shi Bao· 2025-05-13 03:11
Core Viewpoint - Postal Savings Bank of China has launched the first AI trading robot in the market, named "Youxiaobao," which is designed for credit bond trading and represents a significant innovation in the investment banking sector [1] Group 1: AI Applications in Banking - Many banks are focusing their AI strategies on "AI+" to enhance various business processes, moving beyond single business empowerment to cover C-end users, B-end clients, and internal employees [1][2] - The AI applications in banks have matured in areas such as intelligent coding, marketing, customer service, risk control, compliance, and daily management [2] - Postal Savings Bank's "Youxiaobao" integrates intelligent pricing responses, comprehensive risk management, and transaction data statistics for bond trading [2] Group 2: Specific Bank Innovations - Industrial Bank has introduced "Xingxiaer," a bond trading robot that utilizes machine learning and advanced technologies to enhance trading efficiency [2] - China Merchants Bank's "Zhaoxiaocai" AI assistant can accurately identify customer intentions with a 95% response accuracy, facilitating complex financial product operations [3] - Construction Bank has launched a ChatBot version of its AI assistant "Bangde," which aims to transform customer service through a comprehensive AI-driven approach [5][6] Group 3: Human-AI Collaboration - A trend towards "human + digital intelligence" models is emerging, where banks aim to empower employees with intelligent tools while ensuring effective usage [4] - China Merchants Bank plans to accelerate the development of the "AI + finance" model to enhance mutual empowerment between humans and technology [4] Group 4: Humanoid Robots in Banking - The banking sector is exploring the application of humanoid robots for customer service, with some banks already testing these technologies in branches [7] - Construction Bank has established a training base for humanoid robots to assist with customer inquiries and service guidance [7] - Despite the potential, experts note that the widespread deployment of humanoid robots in banks faces challenges such as technological maturity, high costs, and regulatory issues [8]
逆境中加速战略转型,中电光谷(00798)多维度布局夯实护城河显成效
智通财经网· 2025-05-13 00:27
Core Viewpoint - The industrial park sector in China is undergoing significant adjustments due to global economic turbulence, geopolitical tensions, and a sluggish domestic real estate market, leading to increased vacancy rates and supply-demand imbalances. However, challenges also present opportunities for companies like Zhongdian Guanggu to navigate through these cycles and contribute to the industry's development [1][2]. Group 1: Company Performance - Zhongdian Guanggu reported a revenue of 3.589 billion RMB and a net profit of 106 million RMB for the fiscal year 2024, with positive operating cash flow for six consecutive years [1]. - Despite a decline in revenue and net profit compared to 2023, the company demonstrated resilience through sustained profitability and robust cash flow, attributed to its strategic transformation during the industry's downturn [2][3]. Group 2: Strategic Initiatives - The company has adopted a "one body, two wings" development strategy, focusing on park operations, park development, and industrial investment, which has enhanced its operational resilience [2][3]. - Revenue from park operation services reached 2.216 billion RMB, accounting for 62% of total revenue, up from 54% in the previous year, indicating a shift towards core business areas [2][3]. Group 3: Innovation and Digital Transformation - Zhongdian Guanggu has innovated its business model by implementing a "P+OEPC" integrated operation model, which has garnered positive feedback from local governments and enterprises, resulting in a contract amount of 677 million RMB for comprehensive operation services [3][4]. - The company has made significant strides in digital transformation, with a focus on low-carbon parks and the development of a data asset management system, leading to a contract amount of 39.7 million RMB for industrial cloud software sales [4][5]. Group 4: Future Outlook - Zhongdian Guanggu aims to leverage its existing land reserves of 4.914 million square meters and ongoing construction projects to achieve its sales revenue targets for 2025 [7]. - The company plans to establish a "shared industrial resource platform" and promote low-carbon park construction, positioning itself as a leader in the industry [9][10]. - With a current price-to-book ratio of 0.17, the company is viewed as having significant investment value, especially as economic stimulus measures are anticipated to boost the industrial park sector [12].
【职场观察】 透视17个新职业背后的产业变革浪潮
Zheng Quan Shi Bao· 2025-05-12 18:08
周春媚 近日,人力资源社会保障部发布公示,拟新增17个新职业和42个新工种。其中,17个新职业包括跨境电 商运营管理师、无人机群飞行规划员、装修管家、咖啡加工工等;而42个新工种则包括旅拍定制师、睡 眠健康管理师、生成式人工智能系统测试员等。 自2019年以来,人社部已陆续向社会发布了6批93个新职业。网络主播、智能网联汽车测试员、机器人 工程技术人员……此前公布的一些新职业曾让人倍感新鲜,引发了不少社会讨论。如今再看,这些新职 业已吸纳了越来越庞大的就业人群,也变得越来越司空见惯。可见,新职业与新工种的发布,不仅是对 就业市场最新动态的及时回应,更是中国经济结构转型、技术革新与消费升级的缩影。不断扩容的新职 业名单背后,是已经渗透进每一个人日常生活的产业变革浪潮。 新职业的诞生,往往与时代发展及经济转型紧密相关。此次拟新增的17个新职业与42个新工种,组成了 一份"职业镜像",从中可以梳理出近年来我国产业变革的三条脉络。 首先是技术应用的数智化。在此次新增的职业中,技术密集型岗位占据显著比例,尤其是人工智能、低 空经济等领域的细化,体现了技术进步对职业体系的深刻重塑。 家政服务经理人、咖啡加工工、旅拍定制师 ...
青松股份(300132) - 2025年5月12日投资者关系活动记录表
2025-05-12 12:08
证券代码:300132 证券简称:青松股份 福建青松股份有限公司 投资者关系活动记录表 编号:2025-001 | | □特定对象调研 □分析师会议 | | --- | --- | | 投资者关系活动 | □媒体采访 ■业绩说明会 | | | □新闻发布会 □路演活动 | | 类别 | □现场参观 | | | □其他(请文字说明其他活动内容) | | 参与单位名称及 | 通过价值在线参与公司 2024 年度网上业绩说明会的广大投资者 | | 人员姓名 | | | 时间 | 2025 年 05 月 12 日 15:00-17:00 | | 地点 | 网络交流——价值在线(www.ir-online.cn) | | | 董事长兼总裁 范展华 | | 上市公司接待人 | 独立董事 黄浩 | | 员 | 副总裁兼董事会秘书 骆棋辉 | | | 财务总监 汪玉聪 | | | 公司于 2025 年 05 月 12 日(星期一)下午 15:00—17:00 在 | | | 价值在线用网络远程方式举行 2024 年度网上业绩说明会。本次 | | | 交流的主要内容如下: | | | 1.公司的主要客户有哪些? | | | 答 ...
积成电子(002339) - 2025年5月12日投资者关系活动记录表
2025-05-12 11:46
证券代码: 002339 证券简称:积成电子 积成电子股份有限公司投资者关系活动记录表 编号:2025-001 | 投资者关系活动 | □特定对象调研 分析师会议 □ | | | | --- | --- | --- | --- | | 类别 | 业绩说明会 □ 媒体采访 √ | | | | | □ 新闻发布会 □ 路演活动 | | | | | □ 现场参观 | | | | | □ 其他 (请文字说明其他活动内容) | | | | 参与单位名称及 | 参加 2024 年度网上业绩说明会的投资者 | | | | 人员姓名 | | | | | 时间 | 年 月 日 (周一) 下午 2025 15:00~17:00 | 5 | 12 | | 地点 | 公司通过全景网"投资者关系互动平台"(https://ir.p5w.net) | | | | | 采用网络远程的方式召开业绩说明会 | | | | 上市公司接待人 | 1、董事长王良 | | | | 员姓名 | 2、总经理严中华 | | | | | 3、财务负责人秦晓军 | | | | | 4、独立董事艾芊 | | | | | 5、董事会秘书刘慧娟 | | | | 投资 ...
酷特智能(300840) - 300840酷特智能投资者关系管理信息20250512
2025-05-12 11:42
证券代码:300840 证券简称:酷特智能 青岛酷特智能股份有限公司投资者关系活动记录表 编号:2025-001 投资者关系活动 类别 □特定对象调研 □分析师会议 □媒体采访 √业绩说明会 □新闻发布会 □路演活动 □现场参观 □其他 参与单位名称及 人员姓名 投资者网上提问 时间 2025 年 5 月 12 日 (周一) 下午 14:40~17:00 地点 公司通过全景网"投资者关系互动平台"(https://ir.p5w.net)采用 网络远程的方式召开业绩说明会 上市公司接待人 员姓名 董事长兼总经理张蕴蓝 副总经理兼董事会秘书刘承铭 财务总监吕显洲 独立董事孙莹 投资者关系活动 主要内容介绍 投资者提出的问题及公司回复情况 公司就投资者在本次说明会中提出的问题进行了回复: 1、请问贵司与华为共同研发的 AI agent 到目前为止是否有 产生实际的收益?谢谢 回复:尊敬的投资者您好,感谢您的关注。公司经过多年的 研发与实践,自主研发了酷特 AI Agent"企业级操作系统"1.0 版本,并已对多个行业、企业输出,收益详见公司往年定期报告。 公司与华为合作的为正在升级的酷特AI Agent 2.0版本 ...
新天药业(002873) - 002873新天药业业绩说明会、路演活动信息20250512
2025-05-12 09:46
计算等现代化物流新技术,集物料供应、生产、质检、仓储、配发货等功能 于一体的智能化产能供给保障中心建成投运,两条国内领先、西南首屈一指 的现代化智能产线也先后投入运营。随着多个项目的不断投运,全部产线完 成升级且投运后,将可以保障未来一段时间的全产业链系统产能需求,也为 公司在成本控制、质量管控与生产效率提升方面产生极大的内生效益。未 来,公司将按照国家工信部等七部门发布的《医药工业数智化转型实施方案 (2025-2030 年)》要求,积极推进人工智能在生产智造领域的全覆盖,推动 公司向智能化产业方向持续深入迈进,通过新质生产力助力公司实现高质量 发展。感谢您对公司的关注! 问题三、公司拟投资建设化药生产制剂的生产线,对公司发展有着积极 且深远的影响。作为公司股票投资者,为公司管理层的决策深感欣慰。请问 董事长此次投资建厂对于收购上海汇伦有无联系?收购上海汇伦无论对新天 还是汇伦都是天大好事,董事会近期有没有重启收购计划呢? 证券代码:002873 证券简称:新天药业 贵阳新天药业股份有限公司投资者关系活动记录表 编号:2025-002 | | □特定对象调研 □分析师会议 | | --- | --- | | ...
太原重工: 太原重工2024年年度股东大会资料
Zheng Quan Zhi Xing· 2025-05-12 08:17
太原重工股份有限公司 二○二五年五月十九日 太原重工股份有限公司 会议须知 为维护广大投资者的合法权益,确保股东大会的正常秩序和 议事效率,根据《公司法》《公司章程》和《股东大会议事规则》 的有关规定,特制定如下参会须知,望出席股东大会的全体人员 严格遵守: 一、为能及时统计出席会议的股东(股东代理人)所代表的 持股总数,务请登记出席股东大会的股东及股东代表于会议开始 前半小时到达会议地点,并携带身份证明、股东账户卡、授权委 托书等原件,以便签到入场;参会资格未得到确认的人员,不得 进入会场。 二、为保证股东大会的严肃性和正常秩序,切实维护与会股 东(或代理人)的合法权益,除出席会议的股东(或代理人)、 公司董事、监事、董事会秘书、高级管理人员、公司聘请的律师、 会计师及董事会邀请的人员外,公司有权依法拒绝其他人员进入 会场。 三、股东参加股东大会,依法享有发言权、表决权等各项权 利,并履行法定义务和遵守有关规则。对于干扰股东大会秩序和 侵犯其他股东合法权益的,公司将报告有关部门处理。 四、全部议案宣读完后,在对各项议案进行审议讨论过程中 股东可以提问和发言。股东要求发言时应先举手示意,经大会主 持人许可后, ...
石化行业如何向“新”向“绿”
Sou Hu Cai Jing· 2025-05-12 05:13
Core Viewpoint - The petrochemical industry is transitioning from capacity expansion to innovation-driven development, focusing on niche markets and high-quality growth amidst challenges in the "14th Five-Year Plan" period [1][2]. Group 1: Industry Status - The petrochemical industry remains a pillar of the national economy, contributing approximately 12% to the total industrial revenue, with projected revenues of 16.28 trillion yuan in 2024 [1][2]. - China holds a leading position in global petrochemical production, with major chemical raw material capacities ranking first worldwide, and significant advancements in technology and equipment autonomy [1][2]. Group 2: Challenges Faced - The industry is currently facing three major pressures: increased difficulty in maintaining stable growth due to market demand fluctuations, challenges in achieving green and low-carbon transitions, and rising uncertainties in international trade affecting supply chains [2][3]. - Profit margins are declining, with a reported 20.79% decrease in profits for 2023 and an expected further decline of 8.8% in 2024 [2]. Group 3: Strategic Directions - The industry consensus emphasizes the need to accelerate the upgrade of traditional industries through new technologies and equipment, eliminate outdated capacities, and avoid price wars [3][4]. - Focus areas for development include new energy, new materials, green chemistry, circular economy, and artificial intelligence, with an emphasis on collaborative innovation across the supply chain [4]. Group 4: Technological Integration - The industry aims to leverage digital transformation through smart factory initiatives, integrating advanced technologies such as AI, 5G, and big data to enhance operational efficiency and risk management [4].
专家学者看2025中国经济增长点(经济形势理性看)
Ren Min Ri Bao· 2025-05-11 22:24
4月25日召开的中共中央政治局会议认为:"今年以来,以习近平同志为核心的党中央加强对经济工作的 全面领导,各地区各部门聚力攻坚,各项宏观政策协同发力,经济呈现向好态势,社会信心持续提振, 高质量发展扎实推进"。如何科学看待今年以来的经济形势?我国经济运行中有哪些亮点和增长点?今 天的理论版邀请专家学者围绕经济"一季报",从不同角度谈亮点、话趋势、论机遇,以飨读者。 ——编者 服务消费扩容升级 服务消费成为新亮点 中国社会科学院财经战略研究院研究员夏杰长 消费是经济发展的基础。今年以来,在以习近平同志为核心的党中央坚强领导下,各地区各部门扎实推 进提振消费专项行动,加力扩围实施消费品以旧换新,消费潜力持续释放,消费对经济增长的基础性作 用进一步巩固。一季度,最终消费支出拉动国内生产总值增长2.8个百分点,贡献了一半以上的经济增 长。其中,服务消费正成为我国居民消费的新亮点和经济增长的新动能。 在服务消费扩容升级的过程中,数字技术发挥了重要支撑作用。一方面,数字技术对海量信息的分析处 理、深度加工和具体运用,为扩大服务消费规模、优化服务消费结构、提升服务消费品质提供了动力, 推动传统服务消费升级,释放服务消费的巨 ...