中证报中证网讯（王珞）近期，北京上市公司协会（以下简称"北上协"）围绕"金融高质量发展与做好 五篇大文章"主题开展了三场走进上市公司调研活动。在该系列活动中，北上协组织会员单位走进北京 银行、农业银行以及邮储银行。 该系列活动由北京证监局指导，北上协主办，各上市公司承办，北京上市公司独立董事、董事会秘书、 证券事务代表、相关领域负责人、媒体记者以及协会秘书处专职工作人员等150余人参加活动。 该系列活动以"调研参观+座谈交流"的形式展开，各参与调研活动的上市公司代表与银行面对面交流， 深入探讨金融机构如何通过科技金融、绿色金融、普惠金融、养老金融、数字金融这"五篇大文章"，精 准赋能实体经济。 北京银行：深耕科创的"首善"标准 9月15日，北上协开启了以"金融高质量发展与做好五篇大文章"为专题的第一场调研座谈活动——走进 北京银行。 11月26日，调研团走进农业银行，这也是系列调研的第二站。农业银行董事会秘书刘清介绍，农行"因 农而生，因农而兴，因农而强"，服务乡村振兴是农行"两大定位"之一。目前，农行40%的贷款、44%的 存款分布在中国的县域地区。在服务乡村振兴的同时，农行高度重视城市业务的发展与创新，形 ...

Core Viewpoint - The People's Bank of China Shanghai Branch, along with other local authorities, has issued a notice to promote the "Shanghai Science Credit" system as a digital tool for evaluating corporate technological innovation and supporting financial development in the tech sector [1][4]. Group 1: Implementation of "Shanghai Science Credit Loan" - Financial institutions in Shanghai are encouraged to use "Shanghai Science Credit" as a key criterion for evaluating corporate innovation capabilities and to issue loans to local enterprises under controlled risk conditions [1][4]. - The notice allows financial institutions to create specialized "Shanghai Science Credit Loan" products, emphasizing differentiated arrangements such as increased loan amounts, extended loan terms, and reduced interest rates for top-ranked companies [2][5]. - The initiative aims to diversify the "Shanghai Science Credit Loan" business models, encouraging institutions to leverage the evaluation model for product design and to showcase these products on the "Science and Innovation Online" platform [2][5]. Group 2: Product Development and Efficiency - The product system for "Shanghai Science Credit Loan" will be enriched to focus on three leading industries, emerging sectors, and key industrial chains, thereby increasing the supply of products for various scenarios [2][5]. - Efforts will be made to enhance the convenience of the "Shanghai Science Credit Loan" process by utilizing digital technologies to optimize application and processing workflows, thereby improving loan approval efficiency [2][5]. - A joint working mechanism will be established to strengthen policy coordination and support the innovation of "Shanghai Science Credit Loan" products, aiming to expand the business in Shanghai [3][6].

Core Insights - Shenyang Financial and Trade Economic and Technological Development Zone has been upgraded to a national-level economic and technological development zone, marking a significant transition from "urban renewal" to "industrial landmark" [1] Group 1: Strategic Planning and Resource Activation - The development zone is located in the core area of Shenyang, benefiting from a robust transportation network, including the Shenyang North Station and multiple subway lines, facilitating efficient connectivity [2] - It houses over 20,000 enterprises and accounts for more than 60% of the city's financial institutions, totaling 726, creating a vibrant financial ecosystem [2] - The zone generates nearly half of the city's financial value-added and manages over 70% of the city's loan resources, dominating sectors like securities and insurance [2] - A comprehensive financial service system has been established, supporting various financing needs, including over 200 billion yuan in credit through innovative financial solutions [2] Group 2: Reform and Development Enhancement - The upgrade to national-level status opens new opportunities, with initiatives like the Northeast Asia Financial Conference aimed at fostering regional cooperation [3] - Plans for the 14th Five-Year Plan include exploring "technology finance demonstration zones" and "cross-border financial cooperation zones" to deepen the integration of finance and the real economy [3] - The development zone aims to enhance trade through new business models, including cross-border e-commerce and high-end supply chain management, while promoting digital product and technology trade [3] Group 3: Talent Acquisition and Development - The development zone is focused on innovative talent management and incentive mechanisms to enhance performance and service efficiency [4] - Initiatives like the "Xingliao Talent Plan" and "Xingshen Talent Plan" aim to create a comprehensive talent development ecosystem, emphasizing the cultivation of skills relevant to industry and management [4] - The zone is committed to empowering its development through talent, positioning itself as a leader in the revitalization of Northeast China [4]

新华财经上海12月8日电（记者王淑娟）近日，摩尔线程在科创板上市，市值一度突破2800亿元，成为 我国半导体自主创新进程中的重要里程碑。这家被寄予厚望的"国产GPU第一股"企业，用五年时间完成 了一场从"0"到"1"的华丽蜕变。从初创期的研发攻坚，到如今的资本腾飞，浦发银行与摩尔线程相伴同 行，用专业眼光和勇气担当，为新质生产力崛起注入关键的"金融推力"。 为技术攻坚提供关键助力 不同于一般的芯片设计公司，摩尔线程自创立之初就选择了一条"少有人走的路"——研发全功能GPU。 这是芯片行业公认的"珠穆朗玛峰"，技术门槛极高，但战略意义重大。要实现从硬件架构设计到软件生 态构建的全面突破，意味着需要持续、高强度的研发投入。 时间回溯到2024年，就在摩尔线程成功搭建首个国产全功能GPU千卡智算集群，进入向全功能GPU技术 发起总攻的关键节点，现金流也开始面临严峻考验。 "硬科技"企业大多有一流的技术团队、宏大的战略蓝图，但缺乏足够的抵押物和好看的财务报表，并不 符合传统银行信贷标准。 2024年5月，在人民银行中关村分行举办的一场业务交流会上，浦发银行北京分行团队了解到摩尔线程 的金融需求，当即便与企业建立了联系 ...

21世纪经济报道特约记者 庞华玮12月6日，在南方财经论坛2025年基金业年会上，银河基金总经理史平 武发表了题为《"科技银河"深耕科技金融，赋能新质生产力崛起》的主题演讲，深入阐述公募基金在科 技金融时代的机遇与使命。 史平武指出，在全球迈入数智化跃升、人工智能驱动新一轮产业革命的背景下，公募基金行业正迎来服 务科技创新的历史性发展窗口。 史平武认为，面对技术迭代加速、定价难度提升等挑战，公募行业践行科技金融有三大着力点：构 建"有深度"的投研体系、"有远见"的产品布局，以及"有温度"的投资者陪伴。公募应畅通"科技-产业- 金融"良性循环，助力新质生产力发展，让投资者分享科技创新带来的时代红利。 科技金融的时代机遇 "这场以人工智能为核心的新一轮科技革命，正在深刻重塑全球产业格局，也成为国家竞争的战略制高 点。"史平武说。 史平武指出，对公募基金而言，这既意味着"长坡厚雪"的投资机遇，也伴随着技术迭代迅速、估值难度 大、波动性高等现实挑战。 公募发力科技金融三大着力点 面对历史性机遇，史平武结合银河基金近年来推出的"科技银河"品牌实践，提出公募基金可在投研、产 品和服务三个方面深化科技金融服务能力： 他援引 ...

Core Viewpoint - The Guangdong "14th Five-Year" planning proposal emphasizes the strategic role of finance in supporting technological innovation, industrial upgrading, and high-quality development, integrating finance into the construction of a strong technological province [1][3]. Financial Strategy and Innovation - Finance is positioned not just as a resource allocation tool but as a core engine driving technological self-reliance and new development momentum [3]. - The proposal outlines a comprehensive innovation chain that includes "basic research + technological breakthroughs + results transformation + technology finance + talent support" to enhance regional innovation system efficiency [3]. Investment and Capital Development - The document details the creation of an innovative entrepreneurial investment and financing system, fostering high-quality venture capital institutions, and guiding capital towards early, small, long-term, and hard technology investments [3][4]. - It emphasizes the need for collaboration between finance, fiscal policy, and state-owned assets to strengthen government investment fund systems and enhance the effectiveness of fund utilization [4]. Financial Sector Growth - The proposal envisions the construction of a "financial strong province," promoting the development of technology finance, green finance, inclusive finance, pension finance, and digital finance [4]. - It encourages national financial institutions to increase resource allocation in Guangdong and deepen strategic cooperation with large domestic and foreign financial institutions [4]. Market and Investment Dynamics - The proposal aims to leverage government investment to stimulate private sector participation in major projects, enhance private investment activity, and increase the proportion of private investment [4]. - It calls for reforms in the investment and financing system to broaden diversified investment channels and establish a market-driven investment growth mechanism [4]. Risk Management - The proposal highlights the importance of preventing and mitigating risks associated with real estate and small financial institutions to maintain economic and financial security [4].

Core Viewpoint - The Guangdong "14th Five-Year" planning proposal emphasizes the strategic role of finance in supporting technological innovation, industrial upgrading, and high-quality development, integrating finance into the construction of a strong technological province [1][3]. Group 1: Financial Role in Innovation - Finance is positioned not just as a resource allocation tool but as a core engine driving technological self-reliance and new development momentum [3]. - The proposal outlines a comprehensive innovation chain that includes "basic research + technology breakthroughs + results transformation + technology finance + talent support" to enhance regional innovation system efficiency [3]. Group 2: Financial and Policy Coordination - The proposal highlights the need for coordination between finance, fiscal policy, and state-owned assets, aiming to strengthen the government investment fund system and enhance the effectiveness of fund utilization [3][4]. - It emphasizes the importance of developing a high-quality entrepreneurial investment ecosystem and guiding capital towards early, small, long-term, and hard technology investments [3]. Group 3: Financial System Development - The planning document outlines a blueprint for building a "financial strong province," focusing on the development of technology finance, green finance, inclusive finance, pension finance, and digital finance [4]. - It calls for the enhancement of local financial regulatory systems and capabilities, as well as the promotion of high-quality development in multi-level capital markets [4]. Group 4: Market Potential and Investment - The proposal aims to leverage government investment to stimulate private investment, improve mechanisms for private enterprises to participate in major project construction, and deepen investment and financing system reforms [4]. - It stresses the importance of preventing financial risks, particularly in real estate and small financial institutions, to maintain economic and financial security [4].

Core Insights - The Guangdong "14th Five-Year Plan" emphasizes the role of finance in supporting technological innovation, industrial upgrading, and high-quality development, integrating finance into the construction of a strong technological province [1][2] Financial Strategy and Innovation - Finance is positioned not just as a resource allocation tool but as a core engine driving technological self-reliance and new development momentum during the "14th Five-Year Plan" period [2] - The plan outlines a comprehensive innovation chain that includes "basic research + technological breakthroughs + results transformation + technology finance + talent support" to enhance regional innovation system efficiency [2] Investment and Capital Development - The plan details the creation of an innovative investment and financing system, fostering high-quality venture capital institutions, and guiding capital towards early, small, long-term, and hard technology investments [2] Financial Coordination and Policy - The plan calls for enhanced coordination between financial, fiscal, and state-owned asset policies, establishing a robust government investment fund system to amplify the effectiveness of fund utilization [2] Financial Sector Development - The "14th Five-Year Plan" envisions building a strong financial province by developing technology finance, green finance, inclusive finance, pension finance, and digital finance, while promoting strategic cooperation with major domestic and international financial institutions [2] - It aims to strengthen local financial infrastructure and integrate deeply into the national financial opening-up framework [2] Domestic Demand and Investment Mechanisms - The plan seeks to leverage government investment to stimulate private sector participation in major projects, enhance private investment levels, and reform the investment and financing system to create a market-driven investment growth mechanism [3] Risk Management - The plan emphasizes the importance of preventing and mitigating risks in real estate and small financial institutions to maintain economic and financial security [3]

Group 1: Core Perspectives - The "14th Five-Year Plan" emphasizes accelerating the construction of a financial powerhouse, with a focus on the effective implementation of key areas such as technology finance and green finance [1][2] - The financial sector's strength is not only measured by its own prosperity but by its ability to efficiently serve critical development areas outlined in the "14th Five-Year Plan," including industrial development, technological innovation, and rural revitalization [2][3] Group 2: Policy Analysis - The "14th Five-Year Plan" provides fundamental guidelines for financial work, including the development of technology finance, green finance, and enhancing the adaptability of capital market systems [2][3] - Financial services must align with the strategic goals of the "14th Five-Year Plan," ensuring that financial resources are effectively injected into key areas of national development [2] Group 3: Industry Practices - Recent efforts in financial management have led to positive outcomes in areas such as credit, bond, and equity market reforms, although challenges remain in the adaptability and sustainability of financial services [3][4] - The current financing structure in China is predominantly indirect, which poses challenges for supporting technological innovation; direct financing needs to be expanded to meet the demands of tech enterprises [3] Group 4: Risk Control Framework - The development of green finance faces challenges in converting social externalities into economic effects, with current measures like carbon markets needing broader application and more flexible policies [4] - Middle-sized banks must enhance their specialized capabilities to meet the complex and diverse needs of clients in technology innovation and green finance [5][6] Group 5: Digital Transformation - Banks are urged to accelerate digital transformation while prioritizing the enhancement of risk management capabilities to effectively address the risks associated with emerging business models [8][9] - A focus on first repayment sources and the development of a risk pricing mechanism based on customer value is essential for improving risk management in new economic sectors [9]

格隆汇12月8日｜科技部党组书记、部长阴和俊在科技日报刊文《以科技创新引领新质生产力发展》。 文章提到，面向"十五五"，要统筹科技创新和产业发展，在新一代信息技术、人工智能等领域培育壮大 一批新兴产业，在量子科技、生物科技等领域布局建设未来产业，抢占未来科技和产业制高点。加快重 大科技成果高效转化应用，建设概念验证、中试验证平台，开展新产品、新技术、新场景大规模应用示 范。构建同科技创新相适应的科技金融体制，加强对国家重大科技任务和科技型企业的金融支持，完善 长期资本投早、投小、投长期、投硬科技的支持政策。 ...