Core Viewpoint - Postal Savings Bank of China Suqian Branch is actively enhancing public awareness of anti-fraud and anti-money laundering measures through a comprehensive promotional campaign aimed at maintaining financial order stability [1][2] Group 1: Promotional Activities - The bank has organized a special campaign focusing on anti-telecom network fraud and anti-money laundering, utilizing various promotional measures to strengthen financial security [1] - In-branch promotional efforts include the use of televisions, posters, and banners to disseminate information about common fraud types, money laundering methods, and payment security knowledge [1] - A consultation desk has been established where professional staff provide answers to customer inquiries and explain the core content of the new Anti-Money Laundering Law [1] Group 2: Media Outreach - The bank is expanding its outreach through WeChat, official websites, and SMS platforms to regularly share policy interpretations, case analyses, and fraud prevention tips [1] - Employees are encouraged to share this information in social media groups to raise public awareness and ensure comprehensive coverage of anti-fraud and anti-money laundering knowledge [1] Group 3: Employee Training and Community Engagement - The bank is conducting multi-level training for employees to enhance their skills in identifying fraud and money laundering behaviors, thereby improving their professional service capabilities [2] - Employees are also actively promoting anti-fraud and anti-money laundering knowledge during customer interactions, emphasizing the societal dangers of participating in money laundering activities [2] - The promotional team is engaging with various community groups, including schools and businesses, through the distribution of informational materials and on-site explanations to ensure widespread financial safety knowledge [2] Group 4: Future Plans - The bank plans to continue reinforcing the effectiveness of its promotional efforts by innovating and diversifying its outreach methods, aiming for regular financial safety campaigns [2] - The ultimate goal is to protect public assets and contribute to maintaining financial order and a secure financial environment [2]

第四,洗钱会导致资金外流,影响国家的外 e 汇储备和税收，甚至会危及国家的经济安全。 第一,危害经济体系的稳定,造成经济扭 曲和经济秩序的混乱; 第二,洗钱为其他严重犯罪活动"输血", 日益成为贩毒、恐怖活动、走私、贪污、诈 骗、涉税等犯罪活动的伴生物; E J 同 石 I H SECURITES 反洗钱利国又利民 00 Ext PROMETICS 4 指挥 Erit The S FIERE FEBER 3 LETE 洗钱犯罪对老百姓个人的利益造成的损害 是间接的,它主要对社会带来四种直接危害: (0) 第三,洗钱犯罪给银行及其他金融机构带 来巨大风险，损害金融体系的信誉; 2024年8月19日,在《关于办理洗钱刑事 案件适用法律若干问题的解释》（以下简称《 解释》）的发布会上,最高检经济犯罪检察厅 副厅长张建忠介绍,最高检自2020年部署推 进反洗钱工作以来,全国检察机关反洗钱工作 措施有力,成效明显。2023年共起诉洗钱罪 2971人,是2019年起诉洗钱罪人数的近20倍。 2024年上半年起诉洗钱罪1391人,同比上升 28.4%，对洗钱犯罪的打击力度持续加大。 那么对于"洗钱罪"的定罪是依据哪些法 律 ...

Group 1 - The core message of the article emphasizes the importance of raising awareness about anti-money laundering and counter-terrorism financing, particularly among the youth [1][3] - Postal Savings Bank of China’s Zhoukou branch conducted an outreach event at Zhoukou Vocational and Technical College, focusing on the theme "National Anti-Terrorism, Creating Safety Together" [1][3] - The event aimed to plant the seeds of financial security in the campus community, establishing a robust financial safety barrier [1] Group 2 - The event included various promotional activities such as setting up consultation booths, hanging banners, and distributing well-crafted brochures to educate students about anti-money laundering and counter-terrorism financing [3] - Real-life case studies were used to illustrate the connection between illegal fundraising, telecom fraud, and money laundering crimes, enhancing students' awareness of social dangers and risk prevention [3] - Interactive elements were incorporated to engage students, including creative hand-held signs with anti-money laundering slogans, fostering a fun atmosphere while reinforcing key concepts like personal information security and awareness of money laundering traps [3] Group 3 - This initiative reflects the Postal Savings Bank's commitment to social responsibility and the principle of serving the public through finance [3] - The activity enriched students' financial knowledge, improved their self-protection capabilities, and strengthened their legal awareness [3] - It contributed positively to the prevention and control of money laundering crimes, promoting regional financial stability and social harmony [3]

持续、有双地与国际标准接轨, 心体现了中 国特色现代金融体系下反洗钱工作的人民性 与专业性。同时,它的颁布进一步平衡好开 展反洗钱工作与保障单位和个人正常金融活 动的关系。 部《反発電影》在线島立 携手共筑安全防线 合力打击洗钱犯罪 √ +(3/4 新《反洗钱法》自2025年1月1日起施行。 它的颁布进一步推动我国的反洗钱工作全面、 —— 单位和个人的反流鼓义务 1 反洗钱工作应当依法进行,确保反洗钱 措施与洗钱风险相适应,保障正常金融 服务和资金流转顺利进行,维护单位和 个人的合法权益。 2 对依法履行反洗钱职责或者义务获得的客 户身份资料和交易信息、反洗钱调查信息 等反洗钱信息，应当予以保密;非依法律 规定，不得向任何单位和个人提供。 3 金融机构不得为身 份不明的客户提供 服务或者与其进行 免责声明 投资有风险，入市需谨慎。本内容不构成任何投资建议，最终解释权归申万宏源证券有限公司所有。 9月 1 任何单位和个人不得从事洗钱活动或者 为洗钱活动提供便利,并应当配合金融 机构和特定非金融机构依法开展的客户 尽职调查。 2 任何单位和个人发现洗钱活动，有权向 反洗钱行政主管部门等有关国家机关举 报。接受举报 ...

据摩洛哥7news网站12月9日报道，摩洛哥外汇管理局(Office des Changes)近日发布监管新规，正式授权 摩境内金融机构接受国际银行卡进行外汇购买操作，标志着摩金融交易规则与国际标准进一步接轨。 根据新规，用户可通过电子支付终端(POS机)直接使用国际银行卡以摩洛哥迪拉姆结算方式购买外币。 与此同时，授权机构还可为客户发行预存迪拉姆的专用支付卡作为外汇交易载体，这在摩外汇市场尚属 首次。值得注意的是，监管机构在推行便利化措施的同时，特别强调合规监管要求。新规明确所有交易 均须与符合金融行动特别工作组(FATF)《建议17》所载尽职调查标准的合作方进行，在反洗钱与打击恐 怖主义资金方面保持高标准管控，确保每笔交易全程可追溯。 分析指出，这项改革不仅拓展了摩数字化外汇交易渠道，更通过"电子化+可追溯"的双重机制，在提升 跨境支付便利性的同时强化金融风险防控能力。 ...

同时，工作人员利用客户等候间隙，用通俗易懂的"家常话"解读"客户尽职调查""大额交易报告"等核心 概念，结合"出租银行卡获利反获刑""虚假投资背后的洗钱陷阱"等真实案例，直观揭示洗钱犯罪的隐蔽 性、危害性。 近日，邮储银行登封市支行以"全民反洗钱，护航新生活"为主题，创新开展"网点阵地宣传+周边商户延 伸推广"双向联动活动，让反洗钱知识走进千家万户，筑牢金融安全民生防线。 作为宣传主阵地，该支行营业大厅精心营造浓厚宣传氛围：LED 屏滚动播放"远离洗钱陷阱，守护财产 安全""不出租出借个人银行账户"等醒目标语；窗口柜台、客户等候区整齐陈列宣传折页，内容涵盖反 洗钱基础知识、典型案例解析、维权途径指引等，方便客户随时取阅学习。 来源：环球网 此次宣传活动通过网点服务与户外推广的有机结合，显著提升了周边公众对反洗钱工作的认知度、警惕 性和参与度。下一步，邮储银行登封市支行将以此次活动为契机，持续深化"厅堂+户外"宣传模式，将 反洗钱宣传深度融入日常金融服务各环节，引导社会各界共同参与反洗钱工作，携手营造安全、健康、 有序的金融生态环境。 为扩大宣传覆盖面，该支行工作人员主动走出网点，深入周边商户、沿街商铺开展延伸 ...

中新经纬12月11日电因存在未按要求报送反洗钱部门设置变更相关情况等问题，民生期货有限公司福建 分公司(下称"民生期货福建分公司")及负责人罗秋华被警示。 罗秋华作为民生期货福建分公司的负责人，未按照《期货公司董事、监事和高级管理人员任职管理办 法》(证监会令第227号)第四条的规定切实履行职责，对上述问题负有管理责任。 根据《期货公司监督管理办法》第一百零九条、《证券期货业反洗钱工作实施办法》第十七条的规定， 厦门证监局决定对民生期货福建分公司采取出具警示函的监督管理措施，并根据《证券期货市场诚信监 督管理办法》将相关情况记入诚信档案。 根据《期货公司董事、监事和高级管理人员任职管理办法》第二条第三款和第四十四条第一项的规定， 厦门证监局决定对罗秋华采取出具警示函的监督管理措施，并根据《证券期货市场诚信监督管理办法》 将相关情况记入诚信档案。 企业网站信息显示，民生期货有限公司成立于1996年1月，全资控股股东为民生证券股份有限公司。公 司具备商品期货经纪、金融期货经纪、期货投资咨询资格，是上海期货交易所、郑州商品交易所、大连 商品交易所、上海国际能源交易中心、广州期货交易所的会员，中国金融期货交易所交易结 ...

然而，由于王先生的账户属于外地开户行。按常规流程，解冻操作需返回开户行办理。考虑到王先生情 况特殊，网点负责人决定特事特办，支行员工们主动跨区域联系王先生的开户行，与异地行密切配合， 加急处理，最终在一小时内成功解冻账户。 在解决眼前困境后，网点负责人秉持着"诚信经营、服务为本"的理念，耐心细致地向王先生普及反洗钱 知识，指导其规范使用银行账户，避免因大额资金拆分交易等行为再次触发风控。 据了解，王先生是东莞某农贸市场经营蔬菜批发生意的一名个体工商户，正值备货高峰期，几笔零散的 日常货款转账，却意外触发了银行风险监测系统的预警，导致他用于结算生意的工行个人银行卡账户被 临时冻结。 东莞工行客服经理和运营主管迅速调取王先生详尽的账户流水，逐笔细致核实交易背景，主动致电多位 小额汇款人进行交叉验证。经严格核查，确认所有交易均为王先生经营蔬菜批发的正常往来，不存在任 何违规行为。 "快、快帮我看看，这个账户是什么情况，怎么就用不了了，我还等着备货呢！"日前，东莞一位蔬菜批 发商王先生银行账户忽然无法使用，影响其经营，于是来到东莞工行东城怡丰支行寻求帮助。所幸，不 到一小时问题就得到了解决。 采写：南都N视频记者 李 ...

在金融风险防控体系中，反洗钱工作是维护国家金融安全的关键防线。面对洗钱手段"数字化、隐 蔽化、全球化"的新特征，我国正处于迎接FATF第五轮反洗钱国际互评估的关键时期，浙商证券以合规 文化为引领，以新《反洗钱法》为遵循，以科技赋能为突破，系统性推进反洗钱工作向实质有效转型， 为金融市场稳健运行筑牢安全屏障。 制度为基：构建三维制度体系，打造三级人才梯队 "制度是反洗钱工作的'指南针'，人才是落实新规的'双支柱'。"浙商证券反洗钱牵头部门——合规 管理部负责人表示。公司紧扣新《反洗钱法》及2025年发布的反洗钱相关法律法规，构建起"顶层制度 +条线细则+实操指南"的三维制度体系，形成定期评估、动态更新的"制度体检"机制。 在制度建设方面，公司制定反洗钱统领性文件，明确组织架构、分工及总体工作要求；各业务条线 根据实际业务流程制定工作细则，编制图文并茂的实操手册，将客户尽职调查、风险等级划分、名单监 控等流程操作步骤可视化展示，让每项工作有章可循、有据可依。 在人才队伍建设方面，公司打造"总部—分公司—营业部"三级人才梯队：总部反洗钱部门配备专职 洗钱风险管理人员，相关业务部门和分支机构配备洗钱风险管理人员，分支 ...

Core Insights - The recent meeting involving thirteen core departments has classified virtual currency-related activities, including stablecoins, as illegal financial activities due to their inability to meet customer identification and anti-money laundering requirements [1][2] - The regulatory shift marks a new phase in virtual currency oversight, particularly emphasizing the risks associated with stablecoins, which have a circulation scale exceeding $184 billion [2][4] Regulatory Changes - The meeting highlighted the core flaws of stablecoins, particularly their failure to comply with basic regulatory requirements such as customer identification and anti-money laundering [2] - The regulatory tightening is a continuation of China's stance on virtual currencies since 2013, when Bitcoin was defined as a "specific virtual commodity" [2] Risk Identification - The regulatory upgrade targets three main risks: the extreme volatility of the virtual currency market, the rapid expansion of the stablecoin market with questionable issuance mechanisms and reserve transparency, and the use of stablecoins in illegal activities [4] - From January to October 2025, 47 cases of fraud related to stablecoins were reported, involving a total of 5.6 billion yuan [4] Impact on Business Activities - The new regulations will strictly prohibit any business activities related to stablecoins within the country, exposing individuals and institutions to legal risks if they engage in issuance, trading, or related services [4] Compliance Obligations - Financial institutions face increased compliance pressure, as they are prohibited from providing any services related to virtual currency activities and must enhance customer due diligence [5] - The development of the digital yuan, a state-issued legal digital currency, contrasts sharply with the anonymity and regulatory challenges posed by stablecoins [5] Professional Opportunities - The demand for professionals in the anti-money laundering field is expected to rise significantly, especially with the implementation of the new Anti-Money Laundering Law on January 1, 2025 [6][9] - The introduction of the Anti-Money Laundering Specialist certification exam will cater to various levels of professionals, with the exam scheduled for March 21, 2026 [6] Certification and Recognition - The Anti-Money Laundering Specialist certificate will be issued by the China Enterprise Financial Management Association, ensuring its authority and industry recognition [7] - Professionals holding this certification can expect a significant salary increase compared to non-certified individuals, making it a valuable asset in the increasingly stringent compliance landscape [9]