Core Viewpoint - The People's Bank of China reported that as of November 2025, the total social financing stock increased by 8.5% year-on-year, indicating a stable growth in the financial support for the real economy [4]. Group 1: Social Financing Scale - As of November 2025, the total social financing stock was 440.07 trillion yuan, with a year-on-year growth of 8.5% [4]. - The balance of RMB loans to the real economy was 267.42 trillion yuan, growing by 6.3% year-on-year [4]. - The balance of foreign currency loans to the real economy, converted to RMB, was 1.13 trillion yuan, showing a decline of 16.5% year-on-year [4]. - The balance of entrusted loans was 11.32 trillion yuan, increasing by 1% year-on-year [4]. - The balance of trust loans was 4.6 trillion yuan, with a year-on-year growth of 7.4% [4]. - The balance of corporate bonds was 34.08 trillion yuan, up by 5.6% year-on-year [4]. - The balance of government bonds reached 94.24 trillion yuan, marking an 18.8% increase year-on-year [4]. - The balance of non-financial corporate domestic stocks was 12.14 trillion yuan, growing by 4% year-on-year [4]. Group 2: Financing Structure - By the end of November, RMB loans accounted for 60.8% of the total social financing stock, down by 1.3 percentage points year-on-year [5]. - The proportion of foreign currency loans was 0.3%, unchanged year-on-year [5]. - Entrusted loans made up 2.6% of the total, down by 0.2 percentage points year-on-year [5]. - Trust loans represented 1% of the total, down by 0.1 percentage points year-on-year [5]. - The share of corporate bonds was 7.7%, down by 0.3 percentage points year-on-year [5]. - Government bonds accounted for 21.4%, up by 1.8 percentage points year-on-year [5]. - Non-financial corporate domestic stocks made up 2.8%, down by 0.1 percentage points year-on-year [5]. Group 3: Monetary Supply - By the end of November, the broad money supply (M2) was 336.99 trillion yuan, with an 8% year-on-year growth [7]. - The narrow money supply (M1) was 112.89 trillion yuan, increasing by 4.9% year-on-year [7]. - The currency in circulation (M0) was 13.74 trillion yuan, showing a 10.6% year-on-year growth [7]. Group 4: Deposits and Loans - By the end of November, the total deposits in RMB and foreign currencies reached 334.46 trillion yuan, growing by 8% year-on-year [8]. - The RMB deposit balance was 326.96 trillion yuan, with a year-on-year increase of 7.7% [8]. - In the first eleven months, RMB loans increased by 15.36 trillion yuan, with a year-on-year growth of 6.4% [9]. - The balance of foreign currency loans was 542.9 billion USD, showing a decline of 1.6% year-on-year [9]. Group 5: Interbank Market - In November, the weighted average interest rate for interbank RMB market lending was 1.42%, up by 0.03 percentage points from the previous month [10]. - The weighted average interest rate for pledged bond repos was 1.44%, also up by 0.04 percentage points from the previous month [10]. Group 6: Cross-Border Transactions - In November, the cross-border RMB settlement amount under the current account was 1.49 trillion yuan [11]. - The direct investment cross-border RMB settlement amount was 0.71 trillion yuan [11].

格隆汇12月12日｜央行：初步统计，2025年前11个月社会融资规模增量累计为33.39万亿元，比上年同 期多3.99万亿元。 【免责声明】本文仅代表作者本人观点，与和讯网无关。和讯网站对文中陈述、观点判断保持中立，不 对所包含内容的准确性、可靠性或完整性提供任何明示或暗示的保证。请读者仅作参考，并请自行承担 全部责任。邮箱：news_center@staff.hexun.com ...

央行发布2025年11月金融统计数据报告。 一、社会融资规模存量同比增长8.5% 初步统计，2025年11月末社会融资规模存量为440.07万亿元，同比增长8.5%。其中，对实体经济发放的 人民币贷款余额为267.42万亿元，同比增长6.3%；对实体经济发放的外币贷款折合人民币余额为1.13万 亿元，同比下降16.5%；委托贷款余额为11.32万亿元，同比增长1%；信托贷款余额为4.6万亿元，同比 增长7.4%；未贴现的银行承兑汇票余额为2.3万亿元，同比增长0.4%；企业债券余额为34.08万亿元，同 比增长5.6%；政府债券余额为94.24万亿元，同比增长18.8%；非金融企业境内股票余额为12.14万亿 元，同比增长4%。 从结构看，11月末对实体经济发放的人民币贷款余额占同期社会融资规模存量的60.8%，同比低1.3个百 分点；对实体经济发放的外币贷款折合人民币余额占比0.3%，同比持平；委托贷款余额占比2.6%，同 比低0.2个百分点；信托贷款余额占比1%，同比低0.1个百分点；未贴现的银行承兑汇票余额占比0.5%， 同比低0.1个百分点；企业债券余额占比7.7%，同比低0.3个百分点；政府债券余额 ...

【大河财立方消息】12月12日，央行发布2025年11月金融统计数据报告。 一、社会融资规模存量同比增长8.5% 初步统计，2025年11月末社会融资规模存量为440.07万亿元，同比增长8.5%。其中，对实体经济发放的 人民币贷款余额为267.42万亿元，同比增长6.3%；对实体经济发放的外币贷款折合人民币余额为1.13万 亿元，同比下降16.5%；委托贷款余额为11.32万亿元，同比增长1%；信托贷款余额为4.6万亿元，同比 增长7.4%；未贴现的银行承兑汇票余额为2.3万亿元，同比增长0.4%；企业债券余额为34.08万亿元，同 比增长5.6%；政府债券余额为94.24万亿元，同比增长18.8%；非金融企业境内股票余额为12.14万亿 元，同比增长4%。 从结构看，11月末对实体经济发放的人民币贷款余额占同期社会融资规模存量的60.8%，同比低1.3个百 分点；对实体经济发放的外币贷款折合人民币余额占比0.3%，同比持平；委托贷款余额占比2.6%，同 比低0.2个百分点；信托贷款余额占比1%，同比低0.1个百分点；未贴现的银行承兑汇票余额占比0.5%， 同比低0.1个百分点；企业债券余额占比7.7%，同 ...

责任编辑：曹睿潼 12月12日金融一线消息，央行今日发布11月金融统计数据报告。数据显示，2025年11月末社会融资规模 存量为440.07万亿元，同比增长8.5%。其中，对实体经济发放的人民币贷款余额为267.42万亿元，同比 增长6.3%；对实体经济发放的外币贷款折合人民币余额为1.13万亿元，同比下降16.5%；委托贷款余额 为11.32万亿元，同比增长1%；信托贷款余额为4.6万亿元，同比增长7.4%；未贴现的银行承兑汇票余额 为2.3万亿元，同比增长0.4%；企业债券余额为34.08万亿元，同比增长5.6%；政府债券余额为94.24万亿 元，同比增长18.8%；非金融企业境内股票余额为12.14万亿元，同比增长4%。 12月12日金融一线消息，央行今日发布11月金融统计数据报告。数据显示，2025年11月末社会融资规模 存量为440.07万亿元，同比增长8.5%。其中，对实体经济发放的人民币贷款余额为267.42万亿元，同比 增长6.3%；对实体经济发放的外币贷款折合人民币余额为1.13万亿元，同比下降16.5%；委托贷款余额 为11.32万亿元，同比增长1%；信托贷款余额为4.6万亿元，同比增长7 ...

Group 1 - The core achievement of Gansu's financial sector during the "14th Five-Year Plan" is the steady growth of social financing, with an average annual increase of over 240 billion yuan, totaling more than 1.2 trillion yuan, significantly supporting the development of the real economy [1] - By the end of Q3 this year, the balance of deposits and loans in Gansu exceeded 3 trillion yuan, representing a growth of 47% and 36% respectively compared to the end of 2020 [1] - Gansu's bond market financing has expanded, with over 150 billion yuan issued in the interbank market during the "14th Five-Year Plan," marking a 3% increase from the "13th Five-Year Plan" period [1] Group 2 - Financing costs have steadily decreased, with the average interest rates for new corporate loans and personal housing loans in September being 3.04% and 3.26%, down by 2.2 and 1.99 percentage points from December 2020 [2] - The reduction in interest expenses has benefited over 900,000 households, saving approximately 2.9 billion yuan annually [2] - A total of 109.5 million small and micro enterprises and individual businesses in Gansu have received a cumulative reduction of 2.97 billion yuan in payment fees during the "14th Five-Year Plan" [2] Group 3 - The credit structure has been continuously adjusted, with a total of 375 billion yuan allocated for agricultural and small business loans, which is 145 billion yuan more than during the "13th Five-Year Plan" [3] - Loans to small and micro enterprises have grown at an average annual rate of 11.8%, surpassing the growth rate of large enterprises by 6.8 percentage points [3] - Gansu has implemented over 40 measures to facilitate cross-border trade financing, with 87 compliant enterprises benefiting from expedited foreign exchange settlement processes totaling 6.04 billion USD [3]

报告称，今年以来全省金融要素供给充裕、保障有力。前三季度，全省新增本外币贷款2.31万亿元，保 持全国第一；制造业贷款、科技型企业贷款、绿色贷款、普惠小微贷款余额分别较年初增长11.1%、 16.2%、22.9%和11%；非金融企业（不含央企）发行债券1.15万亿元。今年截至目前，全省新增境内上 市公司24家、居全国第一，其中23家属于战略性新兴产业；科创板和北交所上市公司数量分别达114 家、54家，均居全国首位。全国私募创投类基金投资江苏企业的在投本金规模超3000亿元，居各省首 位。 本报讯 （记者 陈月飞） 11月26日，省十四届人大常委会第十九次会议听取了省政府《关于全省金融工 作情况的报告》。报告显示，前三季度，全省社会融资规模增量达2.99万亿元、居全国第一，法人金融 机构总资产超15万亿元，全省银行业不良贷款率0.82%、处于全国较低水平，金融业有力支撑江苏扛起 经济大省挑大梁的责任担当。 地方金融改革向新而行、亮点颇多。通过组建省国金投资集团和江苏农商联合银行，我省国有金融资本 布局进一步优化；通过设立华东地区首家信用增进公司，大力支持中小科创企业债券融资。省战略性新 兴产业基金集群加快发展 ...

11月26日，省十四届人大常委会第十九次会议听取了省政府《关于全省金融工作情况的报告》。报 告显示，前三季度，全省社会融资规模增量达2.99万亿元、居全国第一，法人金融机构总资产超15万亿 元，全省银行业不良贷款率0.82%、处于全国较低水平，金融业有力支撑江苏扛起经济大省挑大梁的责 任担当。 报告称，今年以来全省金融要素供给充裕、保障有力。前三季度，全省新增本外币贷款2.31万亿 元，保持全国第一；制造业贷款、科技型企业贷款、绿色贷款、普惠小微贷款余额分别较年初增长 11.1%、16.2%、22.9%和11%；非金融企业（不含央企）发行债券1.15万亿元。今年截至目前，全省新 增境内上市公司24家、居全国第一，其中23家属于战略性新兴产业；科创板和北交所上市公司数量分别 达114家、54家，均居全国首位。全国私募创投类基金投资江苏企业的在投本金规模超3000亿元，居各 省首位。 地方金融改革向新而行、亮点颇多。通过组建省国金投资集团和江苏农商联合银行，我省国有金融 资本布局进一步优化；通过设立华东地区首家信用增进公司，大力支持中小科创企业债券融资。省战略 性新兴产业基金集群加快发展，产业专项基金总规模已超千 ...

Group 1 - The monetary policy's counter-cyclical adjustment effects are gradually becoming evident, with reasonable growth in financial totals and low social financing costs [1] - In the first ten months of 2025, the cumulative increase in social financing scale reached 30.9 trillion yuan, an increase of 3.83 trillion yuan compared to the same period last year [1] - The increase in RMB loans for the first ten months was 14.97 trillion yuan, with November's new RMB loans expected to be around 600 billion yuan, showing a seasonal rebound [1][2] Group 2 - The high票据利率 in mid-November indicates strong credit issuance, with expectations for November's票据融资增量 to remain high [2] - The total social financing for November is projected to be around 2.2 trillion yuan, with a slight year-on-year decrease of about 1 billion yuan due to offsetting factors in government and corporate bond financing [2] - The broad money (M2) balance at the end of October was 335.13 trillion yuan, with a year-on-year growth of 8.2%, indicating a supportive monetary policy stance [3]

人民财讯12月2日电，据天津日报，日前，记者从中国人民银行天津市分行获悉，2025年前三季度，天 津市社会融资规模累计增量达4368亿元，创下同期有统计以来的历史新高。截至10月末，全市各项贷款 余额已达4.8万亿元，展现出金融对实体经济的有力支撑。 ...