Group 1: Financial Development in Fujian - Fujian's economic and financial development is influenced by its geographical features, combining coastal openness with mountainous resilience [1] - The region has been a significant site for the implementation of Xi Jinping's financial policies, fostering innovative financial practices [1] - Fujian has established a virtuous cycle of "active finance, active economy," contributing to the unique path of financial development in China [1] Group 2: Xiamen International Bank - Xiamen International Bank, established in 1985, was the first Sino-foreign joint venture bank in China, playing a crucial role in the development of financial services in the region [2] - The bank has expanded its international business, with over 33% of its total business coming from international operations and a significant increase in cross-border financial services [3] Group 3: Financial Innovations in Xiamen Free Trade Zone - The Xiamen Free Trade Zone has implemented various financial innovations, including offshore trade policies and cross-border financing management, enhancing the region's attractiveness for investment [5] - The zone has introduced 632 innovative measures over the past decade, making it a leading area for financial reform in China [5] Group 4: Technology and Financial Integration in Fuzhou - Fuzhou High-tech Zone has become a hub for high-tech industries, housing around 2,500 national high-tech enterprises, significantly contributing to the region's economic growth [6] - Financial services in the high-tech zone have evolved to support technology transfer and innovation, with various financial institutions and funds established to support local enterprises [8] Group 5: Cross-Strait Financial Services - Xiamen Bank has developed specialized services for Taiwanese residents, facilitating easier access to banking services and enhancing cross-strait financial integration [12] - The bank has become a leading institution for credit issuance to Taiwanese enterprises, with a significant number of credit cards issued to Taiwanese customers [13] Group 6: Investment and Capital Attraction in Xiamen - Xiamen has successfully attracted major investment institutions, with the total registered fund scale increasing significantly from 49 billion to 540 billion from 2016 to 2024 [11] - The city has implemented policies to promote the development of the private equity investment sector, contributing to a favorable investment environment [11] Group 7: Future Prospects for Cross-Strait Integration - The establishment of the Xiamen Xiang'an International Airport aims to enhance connectivity and facilitate further economic integration between the mainland and Taiwan [16] - Financial institutions are expected to play a crucial role in supporting the development of cross-strait economic and social integration through innovative financial services [15]

为稳步扩大金融高水平双向开放，更好发挥合格境内机构投资者（QDII）制度功能，近期，国家 外汇局向部分符合条件的QDII机构发放投资额度合计30.8亿美元，进一步支持QDII机构依法合规开展跨 境投资业务，在有效防范风险的前提下，有序满足境内居民合理对外投资需求。 根据现行监管框架，QDII允许符合条件的境内金融机构在一定额度内，从境内汇出本外币资金， 投资境外金融市场。目前，由金融监管总局、中国证监会按职责分工负责QDII机构资格准入、境外投 资范围和风险监管等；国家外汇局负责单家QDII投资额度核定、资金账户及汇兑管理。 总的来看，QDII制度实施以来，取得了良好成效。国家外汇局有关部门负责人介绍，一方面， QDII制度有效平衡了扩大开放和防控风险关系。QDII在资格准入、产品发行、托管安排、投资范围、 信息披露、汇兑管理等各方面，均建立了较完备的多部门分工协作监管规则，在有效防范跨境资金流动 风险的前提下，持续推进金融高水平开放，有序满足境内居民境外金融投资需求。 另一方面，QDII制度对境内金融机构提升国际竞争力也发挥了积极促进作用。"境内持牌金融机构 通过发展QDII业务，逐步熟悉和开拓国际市场，增 ...

建设粤港澳大湾区，是党中央的重大战略部署，广州南沙作为其中的关键合作平台，战略意义非 凡。2022年，国务院印发《广州南沙深化面向世界的粤港澳全面合作总体方案》（以下简称《南沙总体 方案》），明确提出"有序推进金融市场互联互通""推动金融与科技、产业深度融合，探索创新科技金 融服务新业务新模式，为在南沙的港澳科研机构和创新载体提供更多资金支持"等要求。 2025年是《南沙总体方案》第一阶段发展目标验收之年，也是广东自贸试验区南沙新区片区挂牌10 周年的重要节点，中国人民银行牵头印发《关于金融支持广州南沙深化面向世界的粤港澳全面合作的意 见》（以下简称"南沙金融30条"），为广东省、广州市以及南沙区的金融业发展带来了新的重大机遇。 在这一背景下，《金融时报》围绕相关问题，对中国人民银行广东省分行党委书记、行长兼国家外汇管 理局广东省分局局长张奎进行了专访。 《金融时报》记者："南沙金融30条"推出后，中国人民银行广东省分行将从哪些方向重点发力推动 落实？ 张奎：中国人民银行广东省分行将紧紧围绕南沙建设的目标定位，找准立足南沙所能、服务国家所 需的切入点和突破口，积极推动"南沙金融30条"各项举措落地见效。 一是 ...

6月18日，金融监管总局局长李云泽在2025陆家嘴论坛上透露，前两天总局刚刚批准了友邦人寿、荷兰 全球人寿在沪筹建保险资管公司。 李云泽表示，金融监管总局将一如既往推动更多金融开放措施在上海先行先试，全力支持上海国际金融 中心建设再上新台阶。 《每日经济新闻》记者获悉，金融监管总局近日批复，同意荷兰全球人寿保险集团筹建荷全保险资产管 理有限公司（下称"荷全保险资管"）；同意友邦人寿筹建友邦保险资产管理有限公司（下称"友邦保险 资管"）。 普华永道中国金融业管理咨询合伙人周瑾接受《每日经济新闻》记者微信采访时表示，中国寿险市场具 有巨大的发展空间，中央对外开放政策也为外资进入并加大对中国寿险市场的投资提供诸多利好因素， 很多外资保险机构近年来也都在加大相关的布局。随着保险业务规模的增长，相应的保险资金运用也有 专业化的管理和运作需求，因此设立保险资管公司，可以专业化管理保险资金，并将其母公司的全球经 验和投资能力引入中国。 友邦人寿：持续深耕中国市场的又一重要里程碑 对于友邦保险资管的获批筹建，18日，友邦人寿回应表示，这不仅彰显了友邦人寿对中国市场的长期投 资承诺，更是中国金融业高水平对外开放成果的直接体现。 ...

本报记者 杨 洁 6月18日，国家金融监督管理总局局长李云泽在2025陆家嘴论坛开幕式上表示："就在前两天，总局刚刚 批准了友邦人寿、荷兰全球人寿在沪筹建保险资管公司。我们将一如既往推动更多金融开放措施在上海 先行先试，全力支持上海国际金融中心建设再上新台阶。" 当前，保险资管公司已经成为保险资金等长期资金的核心管理人、资本市场的主要机构投资者和服务实 体经济的重要力量。业内人士认为，两家外资保险资管公司获批筹建，是中国金融业高水平对外开放的 重要体现，有利于进一步增强外资金融机构继续深耕中国市场的信心。 展望未来，东海证券分析师陶圣禹认为，更大力度地推进开放合作将是大势所趋，一方面政策导向将持 续深化，有望健全与外资机构常态化沟通机制，优化营商环境；另一方面也将助推行业步入高质量创新 发展之路，借力外资经验深化产品创新，同时结合科技赋能提升整体经营效率和风险应对能力。 吸引更多外资机构进入中国市场，有助于带来先进的管理经验、成熟的金融产品与服务模式，进而提升 我国金融市场的国际化水平与竞争力。友邦人寿表示，友邦保险资管将建设适应中国市场，具有多行 业、泛资产覆盖、灵活把握市场投资机会的保险资管产品业务体系， ...

Group 1 - The core viewpoint is that the inclusion of 129 A-shares, including 11 from the Sci-Tech Innovation Board, into the FTSE Global Equity Index Series signifies increasing international recognition and investment in the A-share market [1][2] - The addition of these A-shares is expected to enhance foreign capital allocation and bring in more incremental funds, particularly an estimated $100 million for the Sci-Tech Innovation Board [1][2] - The move reflects a growing demand from overseas investors for investment in the Sci-Tech Innovation Board, which is anticipated to boost trading volume and liquidity, thereby enhancing overall valuations [2][3] Group 2 - The trend of increasing foreign investment in the A-share market is supported by China's long-term economic confidence and ongoing capital market reforms [3] - Recent data indicates that foreign capital has been steadily increasing its allocation to the A-share market, with net purchases reaching 217.178 billion yuan over the past year [3] - The process of international indices gradually incorporating A-shares is evolving from a limited selection to a broader coverage, reflecting a deeper understanding of the Chinese capital market [3]

Group 1 - The EF account is a crucial financial infrastructure for the Hainan Free Trade Port, facilitating financial openness and the free flow of cross-border funds [1] - The primary advantage of the EF account is the ability for funds to be freely transferred across the "first line" between the EF account and foreign accounts, as well as between EF accounts [1] - The "second line" transfer allows limited penetration of funds between the EF account and domestic ordinary accounts of the same entity, subject to certain restrictions [1] Group 2 - The EF account serves eligible enterprises within the free trade port, foreign enterprises, foreign individuals, and financial institutions [2]

Core Viewpoint - The establishment of the EF account in Hainan Free Trade Port has significantly enhanced cross-border capital flow, facilitating over 170 billion yuan in transactions within a year, marking a milestone in financial openness and efficiency in the region [4][5]. Policy Empowerment - The People's Bank of China initiated the EF account to support the operational closure of Hainan Free Trade Port, with the account officially launched on May 6, 2024, and has since been well-received by businesses [5][6]. - The EF account serves as a crucial financial infrastructure for Hainan's gradual financial opening, allowing for more convenient cross-border capital flow management [5][10]. - The EF account operates under a principle of "one line open, two lines manage," which simplifies the cross-border capital flow process compared to traditional methods [5]. Business Practice - On the first day of the EF account's launch, 34 companies opened accounts, with one company completing five transactions in a single day, demonstrating the efficiency of cross-border capital movement [6]. - In the first half of 2025, 273 new EF accounts were opened, a significant increase from the previous year, with a total transaction volume of approximately 91.8 billion yuan, indicating growing business engagement with the EF account [8]. Financial Innovation - The EF account has shifted business needs from basic cross-border settlements to global treasury management, enhancing liquidity and competitiveness for enterprises [9]. - The successful implementation of the first EFN loan has provided a new financing model for other companies, promoting innovation in the cross-border financial sector [9]. Risk Control - The EF account's design balances the need for free capital flow with risk management, establishing a financial "electronic fence" to ensure safe and orderly operations [10]. - The account's framework allows for limited penetration between cross-border and domestic accounts, creating a safeguard while promoting financial market openness [10].

2005年7月28日，我国保险业中第79家保险企业——阳光财险正式开业。那一年，中国汽车产量冲上570 万辆的关口，正式超越日本成为全球第二大汽车生产国。车轮上的中国，正以前所未有的加速度驶入现 代化快车道，而车轮下的风险，却仍在依赖粗放式定价的"经验法则"。 这并非孤立的图景。从"十一五"到"十四五"，中国经济的二十年堪称一部"压缩式现代化"史诗：GDP跃 居世界第二，城镇化率突破60%，中产阶层规模达4亿……当14亿人从"生存型社会"向"发展型社会"集 体迁徙，风险的形态也在裂变——从温饱时代的财产损失，到小康时代的健康焦虑，再到富裕时代的财 富传承与精神安顿。 然而，传统保险业却显露出"时代错位"：车险定价依赖"吨位论英雄"，健康险同质化泛滥，养老保障体 系青黄不接……一面是喷薄的需求，一面是僵化的供给——历史在2005年埋下伏笔：谁能重构风险管理 的逻辑，谁就握住了打开下一个二十年的钥匙。 彼时，我国入世不久便向全球开放保险市场，国际巨头们虎视眈眈，相比之下内资保险业才刚刚起步， 亟须有实力、有理想的先行者加入。 正是在这样的时代褶皱里，一家名为"阳光"的险企悄然启程。它的二十年，恰是中国从"风险盲区 ...

本次助力摩根士丹利成功首发熊猫债，也为粤港澳大湾区金融开放树立了新的标杆。国信证券作为粤港 澳大湾区的核心金融力量，始终把服务实体经济作为根本宗旨，以构建更加开放包容的资本市场生态为 使命，积极布局包括国信香港在内的国际化业务，稳步构建跨境综合服务体系，着力提升公司投行业务 的国际化水平与全球资源配置能力，不断增强公司自身的国际竞争力。 未来，国信证券将进一步发挥"国资国企"与"植根湾区"的双重优势，不断强化公司跨境、跨业务线协同 合作效能，提升全球业务布局能力，增强跨境业务服务能力，开拓进取、不断创新，持续助力我国资本 市场高水平对外开放，为推进中国式现代化贡献更多力量。 免责声明：以上内容为本网站转自其他媒体，相关信息仅为传递更多信息之目的，不代表本网观点，亦 不代表本网站赞同其观点或证实其内容的真实性。如稿件版权单位或个人不想在本网发布，可与本网联 系，本网视情况可立即将其撤除。 7月24日，摩根士丹利私人有限公司在中国银行间债券市场成功发行"2025年第一期定向债务融资工具 （债券通）——25摩根士丹利PPN001BC"。本项目发行人是摩根士丹利全资控股子公司——摩根士丹 利私人有限公司，由摩根士丹利 ...