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盛谈公募行业高质量发展
Xin Lang Ji Jin· 2025-09-11 02:02
Core Viewpoint - The core issue in the public fund industry is the disparity between fund profitability and investor returns, necessitating a focus on enhancing investor experience and service [1] Group 1: Industry Trends - The China Securities Regulatory Commission (CSRC) has emphasized the need for the public fund industry to shift from a focus on scale to prioritizing investor returns, moving from "selling products" to "providing services" [1][2] - The innovation in investor service and companionship models is essential for the high-quality development of the industry, highlighting the transition from one-way communication to two-way interaction [1][2] Group 2: Traditional vs. Innovative Models - Traditional investor service models include information disclosure, customer service hotlines, and offline activities, which are often standardized and lack personalization and interactivity [2] - Innovative companionship models focus on interaction, personalization, and emotional connection, utilizing platforms like Douyin and video channels to provide market insights in a more engaging manner [3][4] Group 3: Key Innovations - Content innovation includes transitioning from text and images to video and live streaming, allowing for a more intuitive market interpretation [3] - Data-driven innovations involve generating personalized asset analysis reports based on individual investor data, moving from generic content to tailored insights [3][5] - Emotional support during market volatility is a critical aspect of the new companionship model, aiming to alleviate investor anxiety and enhance emotional connections [3][4] Group 4: Future Directions - Future innovations in investor companionship will focus on value resonance, building trust, and aligning with investors' values, moving beyond mere information sharing [4][6] - Deep personalization through AI will enable the creation of unique companionship content for each investor [5] - Comprehensive support throughout the investment lifecycle, particularly during the holding period, is essential for enhancing investor experience and outcomes [6][7] Group 5: Company Initiatives - The company is committed to developing a robust investor education and companionship system, utilizing new media platforms for effective communication and interaction [7] - The introduction of digital personas aims to facilitate better information dissemination and engagement with investors [7] - The essence of the companionship model is trust-building, shifting from a supply-driven approach to a demand-driven one, ultimately enhancing investor satisfaction and wealth growth [7]
走进服贸会,北京公募基金高质量发展在行动
Xin Lang Ji Jin· 2025-09-11 00:46
专题:北京公募基金高质量发展系列活动启动 新时代、新基金、新价值 9月8日,在北京证监局指导下,北京证券业协会携手北京公募基金管理人、基金销售机构、基金评价机 构及多家主流媒体,共同启动"北京公募基金高质量发展系列活动"。 活动以"新时代·新基金·新价值——北京公募基金高质量发展在行动"为主题,旨在贯彻落实《推动公募 基金高质量发展行动方案》,进一步提升北京作为国家金融管理中心的引领作用,打造北京金融高质量 发展新名片。未来一个多月,系列活动将开展多层次、多形式宣传与互动,推动公募基金行业转型升 级,提升服务实体经济能力,强化投资者教育与保护。 作为系列互动的一部分,京东肯特瑞基金联合华夏基金、鹏扬基金、中信建投基金、中航基金、益民基 金、方正富邦基金、英大基金,走进在北京市首钢园区举办的2025年中国国际服务贸易交易会(9月10 日-9月14日),播撒金融知识的种子,培育市民群众的财商意识,守护百姓的钱袋子。 在服贸会金融服务专题展的现场,京东肯特瑞基金精心搭建了互动投教展区,同时,制作了系列通俗易 懂、设计新颖的投教物料与展板,如"指数基金投教类型""基金投资避坑指南"等内容,还有互动游戏, 将复杂的金融 ...
嘉实基金:以投资者为本 用心书写公募高质量发展新答卷
Zheng Quan Ri Bao Wang· 2025-09-10 07:45
本报讯 (记者王宁)精进专业投研平台优势,精准引导社会资金流向国民经济关键领域,坚持以投资 者为本,重视客户需求与产品服务供给,嘉实基金正用心书写高质量发展新答卷。近日,由北京市证监 局指导、主题聚焦"新时代·新基金·新价值"的北京公募基金高质量发展系列活动正式启动,嘉实基金积 极响应、踊跃参与。 28年栉风沐雨,中国公募基金行业迈过了35万亿元的行业发展界碑,正处于强化使命担当、扎实推进高 质量发展的新阶段。嘉实基金将以此次北京公募基金高质量发展系列活动为契机,继续坚守"服务财富 增长、助力产业腾飞"的发展使命,通过一系列既有深度又有温度的主题活动,让广大投资者感受到行 业发展的新面貌,强化投资者沟通与陪伴,合力打造金融高质量发展新名片。 根据数据,截至2025年6月30日,嘉实基金股票行业配置中制造业、信息传输/软件和信息技术服务业以 及科学研究和技术服务业,合计持仓市值超2300亿元,重点投向包括科技+制造、新能源、国防军工、 智能汽车、机器人等核心领域。 围绕投资者为本,嘉实基金持续推动产品供给与投资者需求更精准匹配。今年5月份,嘉实基金率先申 报并募集成立了首批浮动费率创新型"新基金"之一嘉实成长共 ...
北京公募基金高质量发展系列活动正式启动
● 本报记者 张凌之 9月8日,为贯彻落实《推动公募基金高质量发展行动方案》,在北京证监局指导下,北京证券业协会携 手北京公募基金管理人、基金销售机构、基金评价机构及多家主流媒体,共同启动"北京公募基金高质 量发展系列活动"。 本次活动以"新时代·新基金·新价值——北京公募基金高质量发展在行动"为主题,旨在通过为期一个多 月的多层次、多形式宣传与互动,全面推进普惠金融高质量发展,推动公募基金行业转型升级,提升服 务实体经济能力,强化投资者教育与保护,打造北京金融高质量发展新名片。华夏基金、嘉实基金、工 银瑞信基金、建信基金、银华基金等四十余家机构参与其中。 多维赋能 构筑高质量发展新生态 本次活动以"新时代·新基金·新价值——北京公募基金高质量发展在行动"为主题,精心构建"1+3+N"系 统化推进体系,徐徐展开北京金融业改革发展新图景。该体系以学术支撑、社会传播与媒体放大为三大 支柱,通过多场景、多层次的深度互动,形成立体化、广覆盖的传播格局。 系列活动设计独具匠心,既有深度又有温度。"高管对话"系列报道将在中国证券报等权威媒体平台开辟 专栏,通过深度专访与专业署名文章,传递行业专家的真知灼见;"高管、基金经 ...
中国结算,大动作!这些机构可提交申请
券商中国· 2025-09-06 08:55
Core Viewpoint - The introduction of the "FISP Operation Management Measures" by China Securities Depository and Clearing Corporation aims to standardize the operation of the public fund industry’s institutional investor direct sales service platform, supporting the high-quality development of the public fund industry. The measures will take effect on September 5, 2025 [1]. Group 1 - The FISP platform allows securities firms, fund management companies, and other financial institutions to apply for participation, with the China Securities Regulatory Commission approving its official launch on September 5 [3]. - A transition period from September 5, 2025, to September 4, 2026, is established for existing participants to gradually reduce their business scale if they do not meet the new qualification requirements [4]. - The FISP platform is designed to provide electronic information flow and management services for public fund business participants, including fund managers and asset custodians [4]. Group 2 - The FISP platform categorizes participants into four main roles: fund managers, fund sales institutions, investment managers, and asset custodians, each with specific business permissions [5]. - Fund managers can apply for the fund manager role, while sales subsidiaries can only handle business related to their parent company's managed public funds through the FISP platform [5]. - Institutions wishing to invest in public funds using their own or entrusted assets can apply for the investment manager role, while qualified custodians can apply for the asset custodian role [5]. Group 3 - Participants must ensure that the information related to their created investment portfolios is legal, accurate, and updated as necessary [6]. - The FISP platform does not participate in fund sales and does not alter the legal relationships of participants in fund sales, nor does it bear responsibility for disputes arising from related business [6]. Group 4 - The measures were publicly solicited for opinions in March 2022, clarifying the platform's construction basis, service targets, role settings, and electronic information flow requirements [8]. - The China Securities Regulatory Commission's action plan released on May 7 emphasizes accelerating the launch of the institutional investor direct sales service platform to facilitate various institutional investors' participation in fund investments [8].
刷屏!工行、农行、招行、腾讯、蚂蚁等,最新发声
中国基金报· 2025-09-06 06:35
Core Viewpoint - The recent reform of public fund sales fee rates by the China Securities Regulatory Commission aims to lower costs for investors and reshape the public fund sales ecosystem, emphasizing investor interests and promoting industry transformation [1][3][4]. Summary by Sections Fee Rate Adjustments - The maximum subscription fee rates for equity funds, mixed funds, and bond funds have been reduced to 0.8%, 0.5%, and 0.3% respectively, encouraging sales institutions to further discount fees while covering costs [3][4]. - The reform is seen as a key measure to enhance investor satisfaction and shift the industry focus from "seller sales" to "buyer services" [3][4]. Institutional Responses - Major financial institutions like Industrial and Commercial Bank of China and China Merchants Bank are committed to implementing the reforms, focusing on long-term investor interests and improving service quality [3][4]. - Teng'an Fund has already implemented significant fee discounts and aims to provide comprehensive advisory services, having generated over 100 billion yuan in returns for users since its inception [5][6]. Encouragement of Equity Fund Development - The reform encourages the development of equity funds by maintaining a cap on client maintenance fees at 30% of management fees, promoting better service capabilities among sales institutions [7][8]. - The reduction in fees is expected to enhance the growth of equity funds and improve long-term profitability for investors [7][8]. Long-term Industry Impact - The reform is anticipated to shift the public fund industry from a scale-driven profit model to a performance-driven value model, fostering a healthier industry development [8][9]. - It will also lower passive investment costs for investors, enhance investor protection, and improve overall investment experiences [9].
农业银行孙宁:公募基金高质量发展再迈一步 降低投资者成本共建行业新生态
Zhong Zheng Wang· 2025-09-06 05:05
Group 1 - The core viewpoint of the articles is that the China Securities Regulatory Commission (CSRC) is seeking public opinion on the draft regulations for managing sales expenses of publicly offered securities investment funds, which is seen as a crucial step in promoting the reform of fund fees and enhancing investor benefits [1][2] - Agricultural Bank of China (ABC) emphasizes its commitment to "finance for the people" and actively responds to policies aimed at boosting the capital market, focusing on developing public fund businesses and promoting equity and mixed funds to meet the asset allocation needs of its 888 million individual customers [1][3] - The CSRC's action plan aims to shift the public fund industry from a focus on scale to prioritizing investor returns, with a key measure being the establishment of a floating management fee mechanism linked to fund performance, which is expected to enhance investor satisfaction and promote a win-win situation among investors, fund managers, and sales channels [2] Group 2 - ABC plans to enrich its product offerings by introducing more fund products that align with national strategies and development directions, guiding capital flow to key areas that support the real economy and social development [3] - The bank aims to leverage technology, such as big data and artificial intelligence, to enhance customer profiling, product recommendations, and professional service, thereby continuously optimizing the investment experience [3] - ABC seeks to build deep partnerships with excellent fund managers to create shared value and improve the actual return experience for investors, while also integrating investment education into its services to cultivate long-term, value-oriented, and rational investment habits among investors [3]
利好来袭!证监会鼓励长期持有基金,持有超过一年不再计提销售服务费
Hua Xia Shi Bao· 2025-09-05 13:59
Core Points - The China Securities Regulatory Commission (CSRC) announced measures to encourage long-term holding of funds, including waiving sales service fees for investors holding equity, mixed, and bond funds for over one year [1] - The CSRC aims to lower investor costs by rationally reducing public fund subscription fees, purchase fees, and sales service fee rates, while optimizing redemption arrangements [1] - The CSRC released the "Regulations on the Management of Sales Fees for Publicly Raised Securities Investment Funds," seeking public feedback to promote high-quality development of the public fund industry [1] Group 1 - The CSRC emphasizes the development of equity funds and sets differentiated upper limits on trailing commission payment ratios [1] - The regulations aim to standardize fund sales fees and address issues such as interest allocation from fund sales settlement funds and dual charging in fund advisory services [1] - A direct sales service platform for institutional investors in the fund industry, known as the FISP platform, has been officially launched to facilitate efficient and secure direct sales by fund managers [1] Group 2 - The CSRC will supervise China Securities Depository and Clearing Corporation to continuously improve the FISP platform's operation and functionality [2] - The focus will be on enhancing service quality to provide institutional investors with more standardized, efficient, convenient, and high-quality services [2]
利好来袭!证监会鼓励长期持有基金,持有超过一年不再计提销售服务费|快讯
Hua Xia Shi Bao· 2025-09-05 13:55
文/王兆寰 中国证监会9月5日对外发布消息称,鼓励长期持有基金,拟明确对投资者持有期限超过一年的股票型基 金、混合型基金、债券型基金,不再计提销售服务费。 此外,建立基金行业机构投资者直销服务平台,为基金管理人直销业务发展提供高效、便捷、安全服 务。 据悉,证监会同意公募基金行业机构投资者直销服务平台(简称FISP平台)正式启动运行。基金管理 人、基金托管人应当接入FISP平台,并可借助FISP平台开展基金直销业务。 下一步,证监会将督促中国结算持续做好FISP平台建设运营工作,不断优化完善平台功能,着力提升服 务质量,切实为广大机构投资者提供更加规范、高效、便捷、优质的服务。 编辑:帅可聪 同时,合理调降公募基金认购费、申购费、销售服务费率水平,降低投资者成本;优化赎回安排,明确 公募基金赎回费全额计入基金财产。 证监会对外正式发布《公开募集证券投资基金销售费用管理规定》(以下简称《规定》),向社会公开 征求意见,旨在落实《推动公募基金高质量发展行动方案》,进一步降低基金投资者成本,规范公募基 金销售市场秩序,保护基金投资者合法权益,推动公募基金行业高质量发展。 《规定》指出,坚持权益类基金发展导向,设置差 ...
证监会:公募基金赎回费全额计入基金财产
Xin Jing Bao· 2025-09-05 13:09
Core Viewpoint - The China Securities Regulatory Commission (CSRC) has revised the "Regulations on the Management of Sales Fees for Publicly Offered Securities Investment Funds" to lower investor costs and promote high-quality development in the public fund industry [1] Summary by Sections Section 1: Fee Reduction - The regulations aim to reasonably reduce subscription fees, purchase fees, and sales service fee rates for publicly offered funds to lower investor costs [1] Section 2: Redemption Arrangements - The revised rules optimize redemption arrangements, specifying that the entire redemption fee will be included in the fund's assets [1] Section 3: Encouragement of Long-term Holding - The regulations encourage long-term holding by stating that no sales service fees will be charged for investors holding equity funds, mixed funds, and bond funds for more than one year [1] Section 4: Commission Payment Structure - A differentiated upper limit for trailing commission payment ratios is established to support the development of equity funds [1] Section 5: Sales Fee Regulation - The regulations strengthen the standardization of fund sales fees, addressing issues such as the attribution of interest on fund sales settlement funds and dual charging in fund advisory services [1] Section 6: Direct Sales Service Platform - A direct sales service platform for institutional investors in the fund industry will be established to provide efficient, convenient, and secure services for fund managers' direct sales business [1]