美方悍然对委内瑞拉发动军事打击，这一霸权行径持续引发国际社会广泛谴责。此举除了出于觊觎石油 资源、推行所谓"西半球战略"等因素，还有分析指出，也是转移美国国内矛盾、挽救政策失当所致的不 断下滑的支持率的一种手段。 "我感觉自己就像在悬崖边上行走，一不小心就可能掉下去，跌入万劫不复的深渊。"岁末年初，一名美 国软件工程师向南都N视频记者谈起近期流行的"斩杀线"时感慨道。 最近，"斩杀线"这一源自网络游戏的术语走红，映照出美国社会当下所陷入的困境。在美国，与之相关 的概念被称为"ALICE(Asset Limited, Income Constrained, Employed)"群体，即资产有限、收入低微但有 工作的人群。他们有工作维持生计，但处境窘迫，徘徊在生存"边缘"。 有美国问题专家向南都记者指出，"斩杀线"在反映美国"经济发展不足"的同时，也折射出"财富分配不 公"的问题。如今，日益加剧的经济和政治不确定性，令"经济停滞感"笼罩着许多美国家庭。 困境："一旦出现意外，就有大笔账单等着" 在游戏世界中，"斩杀线"是一个让玩家高度警惕的临界值，当游戏角色血量低于这条线，就如同置身于 悬崖边缘，随时可能被对手一 ...

Core Viewpoint - The article highlights the precarious nature of high-income jobs in the tech industry, illustrating how a sudden loss of income can lead to a rapid descent into financial ruin and homelessness, as exemplified by the story of a programmer who went from earning $450,000 to becoming a homeless individual in just six months [3][10]. Group 1: The "Killing Line" Concept - The term "Killing Line" originally from gaming refers to a critical threshold that, once crossed, leads to irreversible consequences in life, reflecting the fragility of individual and collective survival in society [2]. Group 2: The Programmer's Financial Struggles - The programmer, Jack, had a high salary of $450,000, equivalent to over 3 million RMB, but faced monthly fixed expenses totaling $16,500, including a $12,000 mortgage, $3,000 car loan, and $1,500 in insurance, leaving him with little to no savings [3][4]. - Jack's financial situation exemplifies the "high salary, low savings" phenomenon prevalent among the American middle class, where individuals are often trapped in a cycle of high expenses and lack of financial buffers [4]. Group 3: Job Loss and Its Consequences - Jack's life took a downturn due to an unexpected layoff, a common occurrence in the U.S. employment system, which allows employers to terminate employees without cause or severance [5]. - The tech industry is experiencing a wave of job losses due to AI advancements, making it increasingly difficult for displaced workers like Jack to find new employment [7]. Group 4: Medical Debt and Bankruptcy - Following his job loss, Jack faced a medical emergency that resulted in a $60,000 bill, of which only $12,000 was covered by insurance, leading to insurmountable debt and the loss of his home [8]. - Medical debt is a significant contributor to personal bankruptcies in the U.S., with approximately 25-35% of bankruptcies directly linked to medical expenses, even among insured individuals [10]. Group 5: The Cycle of Despair - Jack's situation illustrates a vicious cycle of homelessness and credit destruction, where lack of a permanent address hinders job applications, further exacerbating his financial instability [9]. - The systemic issues in the U.S. economy, including weak employment protections and a credit system that penalizes individuals for financial misfortunes, contribute to the rapid decline of individuals like Jack from stability to homelessness [10].

Core Viewpoint - The article discusses how to avoid being "slaughtered" in investments, emphasizing the importance of preserving capital and maintaining the ability, courage, and willingness to seize future investment opportunities [2]. Group 1: Caution with Leverage - The first step to "preserving the green mountains" is to use leverage cautiously, even when confidence is high. Past experiences in the Hong Kong stock market demonstrated that leverage can amplify volatility, leading to significant emotional and financial distortions [2][3]. - Leverage acts as an "amplifier" of emotional and cognitive flaws, significantly increasing the likelihood of permanent capital loss, especially during market downturns [3]. Group 2: Establishing a Clear Investment Framework - The second step is to establish a clear investment framework, which involves defining buy and sell logic and executing it consistently. Different frameworks, such as value investing, trend following, or macroeconomic cycles, require adherence to their specific principles [5]. - A well-defined investment framework helps confirm investment beliefs and allows for the transformation of abstract opportunities into actionable rules, fostering confidence during setbacks [5]. Group 3: Embracing the Power of Learning - The third step is to believe in the power of learning and to integrate it into daily life. As markets evolve, individuals must continuously update their cognitive frameworks to navigate complex systems effectively [6]. - Effective learning strategies include creating reading plans and maintaining investment journals to document core arguments and conditions for buying and selling, which aids in cognitive iteration and decision-making [6].

Group 1 - The article discusses the concept of "Alice" individuals, defined as those who are Asset Limited, Income Constrained, and Employed, highlighting their precarious financial situation [6] - The term "斩杀线" (kill line) is used to describe the vulnerability of many middle-class Americans who can quickly fall into poverty due to sudden events like job loss or illness [5] - It emphasizes that while many middle-class individuals can maintain a basic standard of living, the truly destitute are often illegal immigrants who have nothing [4]

"斩杀线"现象所揭示的，是一种冷酷的"资本优先"制度逻辑：在这一逻辑下，制度安排系统性地将资本 安全与增值回报，置于劳动者生存保障与尊严之前。这导致当个体因遭遇风险而经济失能时，体系优先 考量的是如何隔离金融风险、保全资本价值，而非为民众提供足以恢复和缓冲的实质性支持，甚至不惜 以部分社会成员的牺牲为代价。正因如此，任何试图加固社会安全网、优化财富分配的真改革，一旦触 动这一根本利益结构，便必然举步维艰。 来源：求是网 当一个社会有如此庞大人群生活在"坠落"的恐惧中时，巨大的政治需求便会产生。近年来声势浩大 的"让美国再次伟大"（简称MAGA）运动，正是对这一社会问题的政治回应之一。然而，深入分析其施 政路线可发现，MAGA运动虽然以解决民众的经济不安全感为主要动员口号之一 ，但其政治承诺与"斩 杀线"所代表的生存焦虑之间，产生实质性脱节。 MAGA运动系统地将经济民生领域的公共诉求，引导并重构为文化身份领域的群体对抗。观察其政策 与宣传不难看出，该运动的核心策略，是将实在的经济压力，置换为对特定文化群体的指责：将困境归 咎于"窃取工作"的非法移民、"不公平竞争"的海外国家以及漠视民众的国内"精英"。它提供的 ...

（来源：求是网） 转自：求是网 （执笔：周璐铭） MAGA运动在其支持者内部，始终未能就如何解决民众面临的经济问题形成真正共识。最近，作 为MAGA运动重要风向标的"美国转折点"组织，在亚利桑那州凤凰城举行年度集会。在此次年会上， MAGA阵营内部矛盾公开激化，暴露出多重裂痕：一边高喊"反建制"，却因与"爱泼斯坦案"的牵连，使 其道德号召力大打折扣；一边宣称"美国优先"，内部却在是否无条件支持以色列等问题上激烈内讧；更 深层的分裂则触及国家认同：一方坚持基于宪法原则的公民身份，另一方则抱持更为激进、带有种族排 外色彩的基督教民族主义理念。这些争吵恰恰说明，一场以身份政治划线的运动，其内部联盟是十分脆 弱的，分歧与路线之争，使其难以在复杂的经济社会议题上形成统一、有效的解决方案。 MAGA运动虽以"美国优先"口号吸纳了民众在医疗、就业、住房等领域的普遍不满，但其政治实践 却回避了这些民生压力的深层根源，实则搁置了社会保障、财富分配等实质性改革。这导致美国政治陷 入一种空转状态：政治动员声势浩大，但普通民众的生计改善却停滞不前。这种政治回应能力与真实社 会需求之间的系统性背离，正是美国社会撕裂持续加深、难以弥合的 ...

Core Viewpoint - The concept of "cut-off line" highlights the fragility of the U.S. social security system, indicating that ordinary citizens may face severe financial distress due to systemic vulnerabilities, leading to a potential debt crisis for taxpayers and the nation [1]. Group 1: Medicare System Challenges - The U.S. Medicare system is facing unsustainable growth in expenditures, which has become a primary driver of the national debt issue, contributing to a projected funding gap of over $53 trillion, accounting for 72% of the total long-term funding shortfall [1]. - In the next decade, the federal Medicare program is expected to generate a funding gap of $9.5 trillion, representing 45% of the anticipated $21 trillion federal deficit [1]. Group 2: Expenditure Growth Factors - Medicare spending is increasing at a rate faster than GDP growth, and without reform, economic growth alone will not resolve the issue [2]. - Key factors driving the accelerated growth in Medicare expenditures include advancements in medical technology and increased life expectancy, but the more fundamental issue lies in systemic inefficiencies and resource wastage within the Medicare framework [2]. Group 3: Systemic Inefficiencies - A significant portion of Medicare spending, potentially over one-third, does not yield tangible health benefits for patients, as the system incentivizes low-quality service providers [2]. - The inclusion of various diagnostic and treatment services in Medicare spending has not adequately considered the resulting resource wastage and the financial burden on taxpayers [4]. Group 4: Lobbying and Reform Resistance - Some insurance providers exploit diagnostic exaggeration to profit from Medicare, while a powerful lobbying group comprising insurers and healthcare providers actively resists reforms that would close these loopholes, spending six times more than military lobbying efforts [4]. - Proposed reforms to the Medicare system, which could significantly impact the healthcare industry's profits, face substantial resistance in Congress due to partisan conflicts and lobbying pressures [7].

Core Viewpoint - The article discusses the concept of the "kill line" in the context of financial stability and personal resilience, emphasizing the importance of preparation and prudent financial management to avoid falling into dire situations [3][4][5]. Group 1: Financial Preparedness - The article highlights the rising cost of living in the U.S., where many individuals face significant financial burdens, leading to a precarious lifestyle [7][9]. - It suggests that having sufficient savings can provide a safety net during unexpected hardships, allowing individuals to maintain a stable mindset rather than resorting to high-risk financial behaviors [14][19]. - The importance of avoiding high debt levels when purchasing assets, such as homes, is emphasized, particularly for those in unstable job situations [20][21]. Group 2: Continuous Improvement and Adaptation - The article warns against complacency, stating that individuals must keep pace with technological advancements and societal changes to avoid being left behind [23][25]. - It discusses the potential for increased wealth disparity due to technological advancements and the necessity for individuals to adapt to these changes to remain competitive [26][28]. Group 3: Asset Management and Social Engagement - The article advocates for investing in quality assets that generate cash flow, such as dividend stocks and government bonds, as a means to enhance financial security [30][31][32]. - It stresses the importance of social connections and mutual support among peers, suggesting that strong relationships can provide emotional and practical support during challenging times [33][35][36].

Group 1 - The term "kill line," originating from the gaming world, is becoming a metaphor for understanding the realities of American society as 2025 approaches [2] - Many American middle-class families are experiencing a rapid decline in their economic stability due to rising medical bills, unemployment risks, and unexpected expenses, leading to a critical point where a single shock could trigger a chain crisis [2] - The facade of the "American Dream" is being stripped away, revealing a structural gap between hope and despair [3]

Core Viewpoint - The term "Death Line" has gained popularity in Chinese social media, highlighting the economic struggles faced by many Americans, particularly the middle class, who are at risk of financial ruin due to unexpected events [1][2]. Economic Conditions - Approximately 67% of Americans are living paycheck to paycheck, with 59% unable to cover an unexpected expense of $1,000 [1]. - Many middle-class Americans, despite having decent incomes, find their savings depleted after covering essential expenses such as food, housing, and healthcare [2]. Housing and Healthcare Costs - The cost of housing in the U.S. is higher than in China, and American families have a weaker capacity to withstand financial shocks [3]. - A report indicates that 42% of American households live below the ALICE threshold, which represents families that are employed but financially insecure [5]. Poverty Line and Living Costs - The current poverty line for a family of four in the U.S. is set at $32,150, which is considered inadequate to reflect the true cost of living today [6]. - A recalculated basic living cost for a family of four is estimated to be around $136,500, nearly four times the official poverty line, indicating a significant gap between reported poverty and actual living expenses [6]. Impact of Policy Changes - The recent tax and spending bill signed by former President Trump is set to cut over $1 trillion from healthcare funding, potentially affecting up to 10 million Americans' health insurance [7]. - The administration claims that these cuts will reduce waste and promote self-sufficiency, but they may increase pressure on millions of Americans living on the edge of poverty [7].