上海楼市新政，明起执行！ 一是提高个人住房公积金贷款额度。对缴存人购买二星级及以上新建绿色建筑住房的， 住房公积金（含补充公积金）最高贷款额度上浮15%。首套最高贷款额度从160万元提高 至184万元，多子女家庭首套上浮比例可叠加计算，从192万元提高至216万元； 记者丨唐韶葵 编辑丨张伟贤 8月25日，上海市住房城乡建设管理委、市房屋管理局、市财政局、市税务局、人民银行上海 市分行、市公积金管理中心等六部门联合印发《关于优化调整本市房地产政策措施的通知》 （简称"《通知》"），包括调减住房限购、优化住房公积金、优化个人住房信贷以及完善个人 住房房产税等政策。《通知》自2025年8月26日起施行。 四方面优化 具体而言，《通知》主要提出四方面的政策优化： 一、调减住房限购政策 为更好满足居民改善性需求，促进宜居安居、职住平衡，《通知》明确进一步调减住房限购政 策。一是符合条件居民家庭在外环外购房不限套数。对符合本市住房购买条件的居民家庭，包 括本市户籍居民家庭、在本市连续缴纳社会保险或个人所得税满1年及以上的非本市户籍居民 家庭，在外环外购买住房不限套数，包括新建商品住房和二手住房。二是成年单身人士按照居 ...

8月15日，海南省发布9条楼市新政，其中在需求端提出，取消普通住宅和非普通住宅标准、支持多孩家庭购房、支持居民 换购改善住房、支持引进人才申领购房及住房租赁补贴等，多方面释放并满足引进人才和本地居民家庭住房需要。 业内人士认为，本次海南楼市政策优化从供给和需求两端进行调整，其中，提升对多孩家庭购房的支持力度，强化对引进人 才的购房、租房支持，有利于需求进一步释放，预计未来随着政策落地落实，将对海南市场回稳起到一定积极效果。 海南取消普通住宅和非普通住宅标准 8月15日，海南省住建厅等部门发布了《关于进一步优化调整有关调控政策的通知》。《通知》主要从供给和需求两方面进行 优化调整。 | | | | ---------- | 请输入您要搜索的关键字 | | | --- | --- | --- | --- | --- | --- | | zjt.hainan.gov.cn | | | | | | | 首页 | 机构介绍 | 要闻动态 | 信息公开 | 解读回应 政务服务 | 数据开放 | | Q 首页 > 房产物业 | | | | 分享到: | (8) (8) (4) (1) | | | 索 引 号: 008173 ...

Core Viewpoint - Hainan Province has introduced new real estate policies aimed at optimizing both supply and demand, with a focus on supporting multi-child families and attracting talent to meet housing needs [2][4][6]. Demand Side Summary - The new policies include the cancellation of ordinary and non-ordinary residential standards, support for multi-child families in purchasing homes, and tax refunds for individuals selling their homes within a year to buy new ones [4][6]. - Talent attraction is emphasized, with continued eligibility for housing purchase subsidies and rental assistance for those renting affordable housing [4][6][7]. Supply Side Summary - The policies aim to revitalize existing real estate assets, including support for the acquisition of existing properties for affordable housing and public rental housing [4][6]. - There is a focus on transforming commercial land and properties to support encouraged industries and affordable housing development [4][5]. Overall Impact - The adjustments are expected to enhance resource utilization efficiency, improve market supply-demand relationships, and stimulate new housing demand, contributing positively to the stabilization of Hainan's real estate market [6][7].

Core Insights - The four major first-tier cities in China—Beijing, Shanghai, Guangzhou, and Shenzhen—are adjusting their housing purchase restrictions, which has garnered significant industry attention [1][3] - Guangzhou was the first to fully lift its purchase restrictions in September last year, leading to a notable increase in market activity, with a 9% year-on-year growth in second-hand residential transactions from January to July 2025 [1] - Beijing's recent policy adjustment allows eligible families to purchase an unlimited number of homes outside the Fifth Ring Road, aiming to stabilize the market and meet the housing needs of capable residents [1][3] Policy Adjustments - Beijing's housing policy changes are seen as a signal for potential further adjustments in other cities, with a focus on balancing market demand and preventing overheating [1][3] - In Shenzhen, non-resident buyers still need to provide proof of tax or social security contributions for a year in specific areas, while Shanghai has relaxed conditions for non-residents buying homes outside the outer ring but maintains stricter requirements for inner ring purchases [1][3] Market Dynamics - The area outside the Fifth Ring Road in Beijing has become a key player in the real estate market, accounting for over 80% of new residential sales and over 50% of second-hand sales from January to July this year [3] - The policy changes are expected to further activate the market outside the Fifth Ring Road and alleviate inventory pressures in high-stock areas [3] - Future adjustments in Shanghai and Shenzhen are anticipated, with an emphasis on increasing housing fund support and addressing the needs of specific demographics, such as single young adults and residents of older communities [3]

Core Viewpoint - Beijing's real estate policy is undergoing significant adjustments aimed at stabilizing the housing market, particularly by relaxing purchase restrictions for certain households and enhancing housing provident fund support [1][5][7]. Summary by Relevant Sections Purchase Restrictions - The new policy allows Beijing residents and non-residents who have paid social insurance or individual income tax for at least 2 years to purchase an unlimited number of properties outside the Fifth Ring Road [1][5]. - The purchase policy for properties within the Fifth Ring Road remains unchanged, with Beijing residents limited to 2 properties and non-residents limited to 1 property if they have paid social insurance or taxes for at least 3 years [2][5]. Housing Provident Fund Support - Individuals applying for housing provident fund loans who do not own any property in Beijing and have not taken out any provident fund loans nationwide can benefit from first-home loan policies [3]. - For those using provident fund loans to purchase a second home, the maximum loan amount is set at 1 million yuan, with a minimum down payment of 30% [3]. - Borrowers can obtain 150,000 yuan in loans for each year of provident fund contributions, with calculations based on the longer contribution period if married [3][4]. Market Context and Implications - The adjustments come after a 10-month period without significant changes, reflecting the need for policy updates in response to evolving market conditions and housing demand [5][6]. - The focus on the Fifth Ring Road as a boundary for purchase restrictions aligns with urban planning goals, aiming to promote development in suburban areas and alleviate population pressure in central districts [6][7]. - The new policies are expected to stimulate demand for new properties outside the Fifth Ring Road, benefiting developers and increasing market activity in both new and second-hand housing sectors [6][7].

值得注意的是，新政并非"五环外彻底解除限购"，放开的是购房套数限制，但非京籍家庭的连续社保、 纳税等年限要求并没有变化。 为何选择放开五环外买房套数限制？《通知》表示，北京城市总体规划实施以来，五环外平原新城地区 的宜居宜业水平、综合承载力显著提升，为了更好地满足居民改善性住房需求，促进职住平衡，于是出 台了该政策。 回溯北京过往几次新政，也均以五环为分界线，稳步有序放开周边买房门槛。 在市场多方期待下，北京终于祭出楼市新政。 在市场多方期待下，北京终于祭出重磅楼市新政。 8月8日晚间，北京方面发布《关于进一步优化调整本市房地产相关政策的通知》（简称《通知》），官 宣五环外不再限制购房套数，自2025年8月9日起施行。 具体而言，京籍居民家庭、在北京市连续缴纳社会保险或个人所得税满2年及以上的非京籍居民家庭， 购买五环外商品住房，将不再不限套数。 购买五环内商品住房的政策不变，京籍家庭五环内限购2套；在北京连续缴纳社会保险或个人所得税满3 年及以上的非京籍家庭，五环内限购1套。 近两年来，北京数次微调楼市政策，比如执行"认房不认贷"、降低首付比例至最低20%、首套房贷款利 率3.5%等；在购房资质上，陆续出台 ...