27日下午，就今日股价波动，悦心健康在邮件中向《财经新康养》表示，公司股价波动受宏观政策、市 场环境等多种因素综合影响。 随着老龄化程度的持续加深、老年群体消费能力的显著提升，以及对现代服务业接受度的提高和需求日 趋多元化，近年来，有越来越多的上市公司在基于自身原有业务的基础上逐步将产品和服务向养老领域 延伸。 基于此，投资者该如何正确看待养老概念股的发展前景？ 根据市场监测，11月27日临近午盘，受养老概念局部异动驱动，悦心健康曾直线拉升至涨停价5.31元， 但午后未能维持涨停，收盘回落至5.10元，涨幅收窄至5.59%。这一波动或与养老概念板块午后分化有 关，当日板块内欧圣电气、亚华电子等跟随冲高后亦出现不同程度回落。 "投资养老概念股不能盲目追逐政策热点，投资者更要聚焦养老企业长期的核心竞争力，企业的核心竞 争力具体可分为稳定的现金流、清晰的商业模式、较高的产品和技术护城河。"27日下午，艾媒咨询 CEO兼首席分析师张毅在微信中向《财经新康养》表示，宏观政策为养老产业发展指明了方向，不同个 股也基于自身优势积极在银发领域布局，但市场分歧主要还是与个股的业绩与核心竞争力挂钩，"多数 养老企业目前尚未形成稳 ...

11月27日，国新办举行国务院政策例行吹风会，介绍增强消费品供需适配性进一步促进消费政策措施有 关情况，并答记者问。以下是发布会要点汇总。 国家发改委：进一步加强重点区域停车设施规划建设和存量设施更新改造，完善充电基础设施网络 工信部：推动供需总体适配能最大程度激发消费潜力，促进经济循环畅通 国家发改委就业收入分配和消费司司长吴越涛表示，在设施供给上，加强停车位、充电桩等便民设施建 设。下一步，还将支持相关城市进一步加强重点区域停车设施规划建设和存量设施更新改造，完善充电 基础设施网络。在运动产品供给上，将积极支持高质量户外运动目的地建设，推动培育一批户外运动龙 头企业，完善户外运动产品和服务标准，丰富户外运动产品及服务种类。在适老化产品供给上，将逐步 引导企业加大优质适老化产品供给，加强供需双方精准对接，促进银发消费扩容提质。 工业和信息化部副部长谢远生表示，供给和需求是经济发展的一体两面。适配，就是消费品生产供给端 主动适应消费趋势变化，从产品设计开始就精准匹配多元消费需求，实现供给和需求的双向奔赴，在质 量、结构、效用等方面动态匹配。也就是说，老百姓想要什么、喜欢什么，政策就引导鼓励企业琢磨什 么、生产 ...

来源：中国新闻网 编辑：徐世明 广告等商务合作，请点击这里 本文为转载内容，授权事宜请联系原著作权人 【滔滔两岸潮】从"碧潭少年"到"天津姑爷"：台青井然的十六载"银发"创业路 台湾青年井然自2009年留美毕业后赴大陆发展，深耕养老行业十六载，将台湾精细化服务经验与大陆互 联网技术深度融合，在天津成家立业，成为两岸融合发展的生动缩影。 2009年，井然以一场跨越大陆沿海各省的背包旅行为毕业礼，昆明翠湖公园中老年群体自发旅居的景 象，让他萌生为老龄化社会贡献力量的初心。创业途中，伙伴的支持让他渡过诸多难关。近年来，他带 领团队打造智慧养老平台，承接云南楚雄公建民营养老项目，以"两岸优势互补"模式提升养老服务质 量，成为行业标杆。 从新北碧潭河畔成长的少年，到天津海河之畔的"姑爷"，井然在事业上收获了合作十年、如同"知心大 姐"的院长等同事的鼎力支持；在生活中，天津家庭的包容与关爱，让他感受到浓厚的烟火气与坚实的 后盾。如今身为天津台企协青年工委会主委的他，积极呼吁更多台湾青年来天津考察交流，在两岸融合 发展的浪潮中施展才华、实现梦想。 冯宏杰 孙玲玲 天津报道 中新经纬版权所有，未经书面授权，任何单位及个人不得 ...

Core Viewpoint - The "14th Five-Year Plan" emphasizes boosting consumption as a key driver for sustainable economic growth and improving the quality of life for citizens, especially in the context of a complex global economic environment and domestic economic transformation [1] Group 1: Implementation of Consumption Boosting Actions - The government will implement targeted actions to stimulate consumption through a combination of policies aimed at enhancing market vitality [2] - Focus on increasing employment and income, particularly for key groups such as recent graduates and migrant workers, to enhance consumer capacity [2] - Increase public service spending in areas like education and healthcare to reduce the financial burden on residents, encouraging them to spend more [2] Group 2: Development of International Consumption Centers - The plan includes cultivating international consumption center cities to attract global quality consumption resources and enhance the national image [3] - Improvement of urban consumption infrastructure and introduction of international brands to meet consumer demand for global products [3] - Expansion of inbound consumption by optimizing the environment for international tourists, including simplifying visa processes and enhancing payment options [3] Group 3: Direct Consumer Benefits through Inclusive Policies - The government will increase funding for consumer welfare initiatives, such as issuing consumption vouchers and providing subsidies for upgrading old products [4] - Policies will target high-demand sectors like dining and tourism to stimulate market recovery [4] - Removal of unreasonable restrictions on consumption, such as easing car purchase limits, to unleash consumer potential [4] Group 4: Strengthening Consumer Rights Protection - Enhancing consumer rights protection is crucial for boosting consumption, with plans to improve legislation and market regulation [5] - Establishing efficient complaint resolution mechanisms to lower the cost of consumer rights protection [6] - Promoting consumer education to foster informed and responsible consumption behaviors [6]

Core Insights - The People's Bank of China Beijing Branch, along with 12 other departments, issued an implementation plan to support the expansion of consumption in Beijing, aiming to enhance financial services in the consumption sector by 2030 [1][2] Group 1: Financial Support for Consumption - The implementation plan emphasizes the need for quality enterprises in the consumption industry to finance through public offerings and "New Third Board" listings [1] - It aims to increase the loan balance for sectors such as accommodation, catering, cultural tourism, education, and elderly services, while enhancing the quality and efficiency of personal consumption financial services [1] - The plan sets a goal to establish a diversified consumption financial service system to support Beijing's development as an international consumption center [1] Group 2: Credit Support and Financial Products - The plan calls for increased credit support for consumer goods, particularly in the automotive sector, by optimizing loan issuance ratios, terms, and interest rates [2] - Financial institutions are encouraged to innovate financial products tailored to various car purchasing scenarios, including first-time purchases and trade-ins, with a focus on electric vehicles [2] - There is a push for financial institutions to meet consumer demand in areas like home appliances, green smart home renovations, and electronics through various promotional activities [2] Group 3: Equity Financing and Investment - The plan supports equity financing for quality enterprises in the consumption industry through public listings and private equity investments [2] - It encourages social capital to invest in key service consumption areas, utilizing "long-term capital" and "patient capital" to meet the financing needs of long-cycle consumption industries [2] - The role of private equity and venture capital funds is highlighted to increase investments in seed and early-stage enterprises [2]

本报讯 （记者刘晓一） 在粤港澳大湾区（以下简称"大湾区"）"软硬联通"持续深化的背景下，跨境养老的风潮正悄然兴起。 大湾区跨境养老，即港澳居民选择在大湾区内地城市养老的现象。今年10月份，香港社会福利署"广东院舍照顾服务计划"迎来新一轮扩容。其认可服务机构 总数增至24家，覆盖广州、深圳、珠海、佛山等8个大湾区内地城市。 走进椿萱茂（广州科林路）老年公寓，精致的满洲窗透着广府独有的韵味，活动室不时传来阵阵欢声笑语。88岁的香港长者陈伯正在书法区伏案练习。"我 儿子在网上了解到椿萱茂，我就来看了一次，觉得很不错，当下就决定入住了。"陈伯说道。 陈伯的选择，是大湾区跨境养老风潮中许多港澳长者的真实写照。据香港特别行政区立法会发布的《数据透视》显示，截至2024年，已有近10万名65岁或以 上的香港老人选择定居广东省，相较于过去十年，这一数字同比激增了40.5%。 椿萱茂是远洋集团于2012年创立的国际化健康养老服务品牌。公司旗下位于广州番禺（兴业）、广州天河（科林路）两家老年公寓先后入选"广东院舍照顾 服务计划"，椿萱茂也因此成为内地唯一有双项目入选该计划的养老机构。 "入选'广东院舍照顾服务计划'的标准严苛， ...

京津冀推进医养结合，方便老年人异地就医。成立京津冀医养结合联盟，覆盖三地542家单位；扩容北 京市医养结合远程协同平台，纳入56家河北省医养结合机构，发挥"互联网+医疗"作用，开展人员培 训、照护指导、远程会诊等协同服务。 京津冀多举措加强异地养老政策支持 中新社北京11月18日电 (记者 徐婧)京津冀地区持续强化异地养老政策支持，推动养老项目资源共享。 北京市民政局18日发布的报告显示，截至今年9月底，入住河北养老机构的京籍老年人1万余人，入住天 津养老机构的京籍老年人200余人。 京津冀养老服务协同发展有助于优化养老资源布局，是京津冀协同发展战略在民生领域的重要实践。18 日，2025年京津冀养老服务协同发展项目推介会在北京举办，会上发布的主旨报告指出，近年来，京津 冀地区着力打破养老服务地域壁垒，北京按照"政策跟着老人走"思路，落实对津冀地区接收京籍老年人 养老机构的运营补贴政策；河北省印发相关措施，吸引京津老年人到河北养老。 下一步，民政部门将推动北京养老项目向环京周边地区延伸布局。同时，加强部门协同力度，推动解决 养老机构等级评定结果互认的应用场景不广泛等问题。(完) 来源：中国新闻网 本文为转载内 ...

Core Viewpoint - The article emphasizes the importance of service consumption in China's economic development, highlighting the expected growth in service consumption quality and quantity over the next five years, driven by rising GDP and an expanding middle-income group [1][2]. Group 1: Economic Context - China's per capita GDP is projected to rise from $10,000 in 2019 to $13,300 in 2024, with per capita service consumption expected to reach 13,000 yuan by 2024 [1]. - Currently, service consumption accounts for approximately 52% of GDP in China, compared to 68.5% in the U.S., indicating significant room for growth [1]. Group 2: Demand Factors - The expansion of service consumption is primarily driven by the demand from a growing middle-income group, which is expected to exceed 800 million people in the next decade [2]. - However, the average daily working hours for employed individuals in China is projected to be 49 hours, which may limit the time available for service consumption, leading to a "crowding out effect" on leisure activities [2]. Group 3: Supply Constraints - There are multiple supply-side constraints affecting service consumption, including insufficient effective supply, a mismatch in supply and demand, and a lack of quality and standards in services [3]. - The integration of technology in traditional service sectors remains shallow, with significant gaps in areas such as telemedicine and smart elderly care [3]. Group 4: Policy Recommendations - To enhance service consumption, it is recommended to improve overall income levels through employment promotion and social security reforms, as well as to stabilize asset prices and enhance social security systems [4]. - Policy innovation is needed to enrich high-quality service supply, including investment in cultural, tourism, and healthcare services, while also easing market access and breaking local protectionism [4]. Group 5: Standardization and Consumer Protection - There is a need for a systematic approach to developing service consumption standards, involving industry associations and leading enterprises to create a collaborative standard system [5]. - Establishing efficient dispute resolution mechanisms and consumer protection measures is crucial, particularly in high-risk service areas such as home services and education [5].

Group 1 - The core conclusion of the report explores investment opportunities in the "14th Five-Year Plan" from two dimensions: strategic directions indicated by planning suggestions and historical focus industries from previous five-year plans [1] - The three main policy lines of the "14th Five-Year Plan" are summarized as "Development," "Livelihood," and "Security," with "Development" focusing on advanced manufacturing and new productivity, "Livelihood" emphasizing domestic demand expansion, and "Security" reinforcing national defense and key technology areas [1][2] - The report indicates that while certain industry themes may create long-term excess returns if performance continues to validate, the likelihood of sustained excess returns throughout the entire five-year planning cycle is low [3] Group 2 - The "14th Five-Year Plan" emphasizes high-quality development, breaking down economic and social development goals into three main lines: "Development," "Livelihood," and "Security," with 12 key tasks identified [2][8] - The "Development" line focuses on enhancing traditional industries, scaling new pillar industries, and ensuring supportive industries for high-quality growth, with a strong emphasis on technological self-reliance [9][10] - The "Livelihood" line aims to address issues related to population structure changes and economic development, focusing on expanding domestic demand and improving residents' income levels to boost consumption in health, education, and elderly care sectors [11][12] - The "Security" line highlights the importance of national defense and ecological safety, with a focus on military modernization, key resource security, and the development of critical technologies [14][17] Group 3 - The investment guidance indicates that key themes and newly emphasized industries may not achieve significant excess returns over the entire five-year cycle, citing examples from previous plans where certain sectors underperformed [15][16] - The report notes that while industries like new energy vehicles have shown potential for long-term excess returns, the possibility of sustained excess returns throughout the five-year planning cycle remains limited due to over-optimistic pricing and cyclical nature of industries [15]

Core Insights - The government has expanded employment channels for migrant workers through order-based training, resulting in over 2,300 labor brands and nearly 60 million job placements this year [1] - The integration of primary, secondary, and tertiary industries has led to the development of rural specialty industries, providing new job opportunities close to home for many rural residents [3][7] Employment Initiatives - The Ministry of Human Resources and Social Security has reported that over 31 million migrant workers have received subsidized vocational training during the 14th Five-Year Plan period [3] - Local governments are focusing on industries that can absorb skilled migrant workers, such as construction, maintenance, housekeeping, catering, logistics, and new occupations [3] Local Employment Development - In Wanyuan City, approximately 96,000 rural residents are unable to work outside due to family responsibilities, prompting the establishment of processing workshops for local agricultural products [7] - The local food processing company employs over 100 villagers, offering monthly incomes between 3,000 to 4,000 yuan [9] Support for Employment - Wanyuan City has transformed old factories into employment workshops to assist disadvantaged groups, including the disabled, in finding local jobs [11] - The city has implemented policies to encourage businesses to hire more workers, distributing 12.68 million yuan in support funds [13] Service Industry Growth - The demand for labor in the service sector has increased significantly, particularly in elder care and housekeeping, with job openings in these areas growing by 29.2% year-on-year [15] - The pet service industry has seen a remarkable increase in job openings, with a 43.7% rise in the third quarter, particularly for pet doctors and groomers [17]