9月15日，在上海金融监管局、人民银行上海总部、上海证监局、上海市地方金融管理局的联合指导 下，上海市银行同业公会、上海市保险同业公会联合举办以"保障金融权益助力美好生活"为主题的2025 年上海地区金融教育宣传周启动仪式。 上海金融监管局局长綦相在致辞中表示，上海金融监管局立足构建金融"大消保"工作格局，推动金融消 保工作迈上新台阶，目前已进入常态化治理阶段。辖内金融机构要办好为民实事，做维护群众利益 的"实践者"，升级服务能力，做化解行业难点的"破题者"，筑牢安全防线，做金融安全环境的"守护 者"。 据介绍，上海银行（601229）业保险业纠纷调解中心以集团综合化、区域综合化、金融司法融合为总思 路，以一站式受理、一揽子调处、一体化解决为总目标，为消费者提供便捷、高效维权渠道。一是立足 调解主业。2025年上半年，上海银行业保险业纠纷调解中心共受理纠纷案件32857件，同比增长 102.38%，完成调解22069件。二是设立调解分站。上海银行业保险业纠纷调解中心自2024年9月起陆续 建立1个中心+10个分站的架构体系，为消费者提供便捷、高效维权渠道，自去年9月成立分站以来，累 计受理纠纷7770件，涉及 ...

Core Viewpoint - The A-share market shows a mixed performance with the Shanghai Composite Index experiencing adjustments, while the ChiNext Index reaches a new high driven by leading stocks in the battery and energy sectors [4]. Market Performance - A total of 1,913 stocks rose while 3,371 stocks fell, indicating a predominance of declines in the market [5]. - The market's profit-making effect is concentrated in sectors driven by strong policies or events, such as gaming, battery and energy, automotive industry chain, and smart driving, while sectors like communication equipment, semiconductors, and small metals are undergoing adjustments [6]. Trading Volume and Market Sentiment - The trading volume in both markets has significantly decreased, largely due to market participants adopting a wait-and-see approach ahead of key external events like the Federal Reserve's September meeting [7]. - The market exhibits characteristics of "strong in Shenzhen, weak in Shanghai" and "growth stronger than cyclical," with funds shifting from high-performing sectors to relatively lower-performing or policy-favored sectors [7]. Fund Flow Dynamics - Institutional investors are taking profits and rotating sectors, with funds flowing out of previously high-performing technology and cyclical sectors like communication equipment and semiconductors, while flowing into automotive parts, gaming, and complete vehicles [9]. - Retail investors are following hot trends and actively participating, with significant fund inflows into the automotive industry chain and gaming sectors, while some funds are supporting high-tech and cyclical sectors that have been sold off by institutional investors [9]. Investor Sentiment - As of September 15, 28.24% of investors are increasing their positions, while 19.17% are reducing their positions, with 52.59% maintaining their current positions [14]. - The sentiment indicates a cautious approach among investors, with a notable percentage (60.90%) anticipating a market decline [16].

转自：北京日报客户端 保险机构方面，平安产险北京分公司打造的"AI+消保"主题展区成为活动亮点。展区融合了AI人形机器 人、3D全息投影、"避坑"大迷宫游戏等多项科技互动设备，通过沉浸式体验方式，帮助消费者在互动 中学习金融知识，提升风险识别能力。 "早知道有这个，5月份被冰雹砸的车就这么修了，那次让我足足等了18天才用上车。"市民张女士在观 看该展位展示的车漆无痕修复技术后感慨地说。 据了解，北京金融业以"金融教育宣传周"为契机，通过开展"金融集市"活动，集中展现北京金融业为民 办实事成果，同时通过多样化手段有效普及各类金融知识，强化金融消费者理性消费、防范风险的意 识。 9月15日至9月17日，北京地区金融机构共同开展"金融集市"活动，正式拉开北京地区2025年金融教育宣 传周帷幕。 本次活动设置两个会场，金融街广场安装静态金融教育宣传装置，展现各类金融知识、金融政策、风险 提示等；金融街购物中心广场搭建各类展区展台，汇聚近40家政府部门、金融机构与消费者、投资者面 对面交流，让金融知识和风险提示以喜闻乐见的形式送到人们手中。 其中，金融街购物中心会场在传统展区的基础上，创新策划主题专区、机构展台、视频展 ...

今年以来，A股表现不俗。截至9月15日收盘，沪指累计涨超15%，在3800点的高位震荡整理；深成指累计上涨近25%，创业板指时隔三年再上3000点。 市场大涨的同时，上市公司也开始上演减持潮。 本月487家公司发布减持公告 截至9月15日，本月两市已经有487家公司发布减持公告，减持金额合计约179.64亿元，仅9月14日晚间，就有达意隆、普蕊斯、万达信息等十余家公司发 布减持公告。而7月至今，重要股东减持金额累计近900亿元。 9月14日晚间，万达信息公告，公司持股4.999998%的股东和谐健康保险股份有限公司（以下简称"和谐健康公司"）计划以集中竞价方式或大宗交易方式减 持公司股份不超过4321.89万股，占公司总股本比例3%。而根据公司8月28日披露的公告，今年5月28日至8月27日期间，和谐健康公司已经减持3074.86万 股，套现约2.22亿元。 一边是忙着套现的股东，一边是公司连年下滑的业绩。万达信息半年报显示，公司上半年营业收入为9.33亿元，同比增长1.09%；归母净利润为-2.99亿 元，同比增长18.20%。而2023年和2024年，万达信息分别亏损8.99亿元和6.86亿元。 | 股东 ...

Investment Rating - The industry investment rating is "Recommended," indicating an expected increase in the industry index by more than 5% over the next 3-6 months compared to the benchmark index [24]. Core Insights - As of Q2 2025, the accumulated fund scale of enterprise annuities reached 3.84 trillion, with a cumulative return rate of 6.27% over the past three years [4][6]. - The growth rate of enterprise annuity funds accelerated compared to Q1 2025, with a quarter-on-quarter increase of 3.11%, which is an expansion of 0.73 percentage points [5]. - The number of established enterprises reached 172,400, with a quarter-on-quarter increase of 2.44%, although the growth rate has narrowed by 3.19 percentage points [5]. - The number of participating employees increased by 0.42% to 33.05 million, with a growth rate narrowing by 1.09 percentage points [5]. - The cumulative return rate for enterprise annuities over the past three years is 6.27%, reflecting a decrease of 1.19 percentage points compared to the previous quarter [6]. Summary by Sections Fund Scale and Growth - The enterprise annuity fund scale reached 3.84 trillion as of Q2 2025, with a quarter-on-quarter growth of 3.11% [4][5]. - The number of established enterprises and participating employees has shown modest growth, indicating a stable but slowing trend in participation [5]. Performance Analysis - Single plans account for 89.7% of total assets, with a cumulative return of 6.22%, while collective plans account for 10.3% with a return of 6.79% [8]. - Fixed income combinations represent 14.2% of total assets with a return of 10.2%, outperforming the average by 3.93 percentage points, while equity combinations account for 85.8% with a return of 5.76%, underperforming the average by 0.51 percentage points [8]. Future Outlook - The growth in enterprise annuities is expected to be driven by both asset accumulation and withdrawals, with potential benefits from increased market activity and structural opportunities in equity investments [12]. - The report anticipates that the investment style in equity markets may continue to yield returns, despite historical market volatility affecting returns in the past two years [12].

智通财经APP获悉，香港联交所最新资料显示，9月10日，长城人寿保险股份有限公司增持秦港股份 (03369)218.45万股，每股作价为2.4087港元，总金额约为526.18万港元。增持后最新持股数目为2.66亿 股，最新持股比例为32.05%。 ...

中国太保指出此次发行打破多项记录，包括境内外同时上市国有金融企业首单境外可转债、历史上最大 规模的港元零票息可转债、近20年来首单负收益率港元可转债、2025年至今亚太区金融机构板块最大的 海外再融资项目。 近日，21世纪经济报道记者从中国太保处获悉，中国太平洋保险（集团）股份有限公司发行港元H股可 转债，在零票息前提下，最终实现溢价发行，融资规模155.56亿港元。 此外，中国平安与中国太保均在发行可转债的同时明确了募集资金的用途。 中国太保表示，本次发行募集资金将主要用于支持保险主业及公司"大康养、人工智能+、国际化"三大 战略发展。中国平安则表示，发行债券所得款项净额将用于补充集团资本需求、支持医疗养老新战略发 展以及满足以金融为核心的业务拓展需要。 零息债券的发行，意味着上市公司实现了近乎"免费"的长期融资。即投资者放弃定期利息收入，完全寄 希望于未来转股带来的资本利得。这种融资方式对发行公司而言极大降低了融资成本，但对投资者来说 则需要对标的股票有足够信心。 而中国太保透露，此次H股可转债发行长线投资者认购比例超过七成。业内认为，这一比例充分体现了 资本市场对太保基本面和中长期发展前景的认可，表明专 ...

Core Viewpoint - The Shanghai Financial Regulatory Bureau is leading the 2025 Shanghai Financial Education Promotion Week to enhance public awareness and understanding of financial rights and safety, aligning with national policies and focusing on people's well-being [1][2]. Group 1: Event Overview - The launch ceremony for the 2025 Shanghai Financial Education Promotion Week took place on September 15, 2025, with participation from over 100 financial institutions and citizens, emphasizing the theme "Protecting Financial Rights, Supporting a Better Life" [2]. - The event featured various activities, including financial knowledge presentations, educational performances, and a financial knowledge market with over 30 financial institutions engaging the public through interactive games and displays [3]. Group 2: Risk Awareness and Education - During the financial education week, a "Risk Awareness Delivery" initiative was implemented, aiming to disseminate financial knowledge and fraud prevention tips to every household in Shanghai through diverse channels and formats [4]. - Activities included financial knowledge markets in parks, community lectures on fraud prevention, online quizzes, and risk awareness videos in public spaces, integrating financial education with local culture and daily life [4]. Group 3: Consumer Protection Initiatives - The Shanghai Financial Regulatory Bureau has been focusing on consumer protection by establishing a regular mechanism for financial services that benefit the public, addressing issues such as improper sales practices and enhancing services for the elderly [5]. - Initiatives include the cleanup of "sleeping policies" and "dormant accounts," as well as the introduction of tailored financial products like "Huibao" and "Hujia" to promote inclusive finance [5]. Group 4: Dispute Resolution Mechanisms - The Shanghai Banking and Insurance Dispute Mediation Center has seen a significant increase in cases, handling 32,857 disputes in the first half of 2025, a 102.38% year-on-year increase, and successfully mediating 22,069 cases [6]. - A new structure with one center and ten branches has been established to facilitate efficient consumer dispute resolution, with a total of 7,770 cases processed since the branch's inception [7].

| 序 | 当事人名 | 行政处罚决定 | 主要违法违规行为 | 行政处罚 | 作出决定 | | --- | --- | --- | --- | --- | --- | | 言 | 称 瑞众人寿 | 书文号 | | 内容 | 机关 | | | 保险有限 | | | 警告并罚 | | | 1 | 责任公司 | | | 款合计2.6 | | | | 肇庆中心 | | | 万元 | | | | 支公司 赵小涛 | | | | | | | (时任瑞 | | | | | | | 众人寿保 | | | 警告并罚 | | | 2 | 险有限责 | | | 款合计1.7 | | | | 任公司肇 | | 保险销售宣传信息管 | 万元 | 国家金融 | | | 庆中心支 | | 理不到位、隐瞒与保 | | 监督管理 | | | 公司副总 | 肇金罚决字 | | | | | | | | 险合同有关的重要情 | | 总局肇庆 | | | 经理) | (2025) 1号 | 况、诱导保险代理人 | | 监管分局 | | | 陈妍君 | | 违背诚信义务 | | | | | [时任瑞 | | | | | | | 众人寿保 | | | ...

北京商报讯（记者 李秀梅）9月15日，北京金融监管局发布消费者风险提示表示，"保单升级"勿轻 信，"退旧保新"遇陷阱。近期，部分消费者反映遭遇以"保单升级"为由的"退旧保新"骗局，导致保险保 障中断、资金受损，或被骗购买了不适合自己的保险产品。北京金融监管局提示广大消费者：提高警 惕，防范"保单升级"骗局。 北京金融监管局表示，"保单升级"骗局的典型套路如下： 依法维权路径，如与保险公司发生纠纷，可协商解决，无法达成一致的，可通过行业协会进行调解、向 12378金融消费者维权热线投诉，或向人民法院提起诉讼。如发现涉嫌诈骗或遭受财产损失，应保留相 关证据材料，立即向公安机关报案。 为保护金融消费者合法权益，北京金融监管局提示： 核实身份真伪，通过保险公司官方客服电话、柜面等渠道进行身份核验。注意核实对方工号、服务区域 等信息是否与保险公司登记信息一致。 识别异常话术，警惕"保单升级""保本高收益""全额退保"等异常表述，可通过保险公司官方渠道核实相 关业务真实性，并注意区分保险产品与理财产品、储蓄产品等。 谨慎退保操作，消费者如需申请退保，请通过保险公司官方渠道办理，切勿轻信非官方渠道的所谓"快 速退保"服务。 ...