新华社北京10月9日电（记者张千千）记者9日从中国进出口银行获悉，"十四五"期间，进出口银行集中 资源深耕细作、重点发力，累计投放制造业贷款超5万亿元，制造业贷款年均增速高于全行信贷增速。 【纠错】 【责任编辑:谷玥】 据介绍，进出口银行立足专业优势，加大服务实体经济和制造业企业"走出去"力度，通过多元化金融工 具支持先进制造业发展和传统制造业转型升级，培育壮大新兴产业、未来产业，当好服务科技创新发展 的长期耐心资本，多措并举助力新质生产力赋能制造业高质量发展。 ...

转自：新华财经 9月20日，2025世界制造业大会在安徽合肥启幕。大会以"智造世界·创造美好"为主题，旨在通过开幕式暨主旨演讲、重大项目对接、"十四五"制造业发展成 就展及多项权威发布活动，搭建起全球制造业高端交流与合作的核心平台，让世界目光再次聚焦中国制造业的创新实力，也为安徽制造业高质量发展注入新 动能。 近年来，安徽工行始终将金融服务制造业高质量发展置于战略全局高度，紧密围绕制造业"高端化、智能化、绿色化"发展方向，持续加大资源投入、优化信 贷结构、提升服务效能。截至2025年8月末，该行制造业贷款规模已突破2100亿元，贷款余额与增量均稳居安徽区域市场首位，以源源不断的"金融活水"助 力"安徽制造"向创新要动能、向质量要效益。 展望未来，安徽工行将继续坚守服务实体经济的初心使命，以打造"制造业金融领军强行"为引领，充分发挥国有大行"头雁"效应：一方面助力夯实实体经济 根基，加速推动传统制造业数字化、智能化改造；另一方面积极培育战略性新兴产业，前瞻布局未来产业，因地制宜发展新质生产力，全力支持安徽建设具 有国际竞争力的先进制造业集群，为安徽制造业高端化、智能化、绿色化转型注入更澎湃的"工行力量"。（孙远 ...

Group 1 - The People's Bank of China reported that as of the end of August, both M2 and social financing growth rates remained high, creating a favorable monetary environment for economic recovery [1] - The macroeconomic policy is expected to maintain continuity and stability, with moderately loose monetary policy continuing to support the real economy [1] - In the first eight months, RMB loans increased by 13.46 trillion yuan, with household loans rising by 711 billion yuan and corporate loans increasing by 12.22 trillion yuan [2] Group 2 - Factors supporting credit growth include industry recovery, resilient exports, summer consumption peaks, and real estate support policies [2] - The manufacturing sector saw a significant increase in loan demand, with new manufacturing loans accounting for 53% of new corporate loans, up 33 percentage points from the previous year [2] - Personal loan growth was boosted by traditional summer consumption and policies promoting consumption, particularly in real estate [3] Group 3 - As of the end of August, the social financing scale stood at 433.66 trillion yuan, with an annual growth rate of 8.8% [4] - The net financing scale of government bonds reached 10.27 trillion yuan in the first eight months, an increase of 4.63 trillion yuan year-on-year [4] - M2 balance was 331.98 trillion yuan, with an annual growth rate of 8.8%, supported by fiscal policy and reasonable growth in social financing and loans [5] Group 4 - M1 balance was 111.23 trillion yuan, with a year-on-year growth of 6%, leading to a narrowing of the M1 and M2 gap to 2.8%, the lowest since June 2021 [5] - The monetary policy has been supportive, with M2 and social financing growth rates maintaining between 8% and 9% [6] - Structural monetary policy tools have been implemented across key financial sectors, with significant growth in technology, green, and inclusive small and micro loans [6]

Core Insights - The six major state-owned banks in China reported stable operational performance and improved asset quality in their 2025 semi-annual reports [1] Group 1: Credit Allocation - The six major banks focused their credit resources on key areas aligned with the financial "five major articles," with significant support directed towards the technology sector [2] - China Construction Bank (CCB) reported a loan growth of 1.6 trillion yuan in the first half of the year, with a technology loan balance reaching 5.15 trillion yuan, a year-on-year increase of 16.81% [3] - China Bank's total loans and advances reached 23.05 trillion yuan, with a 6.74% increase year-on-year, emphasizing technology finance as a strategic priority [3] - Agricultural Bank of China (ABC) reported a technology loan balance of 4.7 trillion yuan, with over 800 billion yuan added in the first half, marking a growth rate exceeding 20% [4] Group 2: Credit Structure Optimization - The credit structure of the six major banks continued to optimize, with significant support for green loans, private enterprise loans, and manufacturing loans, which grew by 17.21%, 12.93%, and 12.99% respectively [5] - CCB's green loan balance reached 5.72 trillion yuan, with a growth of 14.88%, while inclusive small and micro enterprise loans increased by 9.8% [5] - Postal Savings Bank focused on inclusive finance, reporting an agricultural loan balance of 2.44 trillion yuan and inclusive small and micro enterprise loans of 1.72 trillion yuan, both leading among state-owned banks [6] Group 3: Net Interest Margin Management - Despite substantial profit scales, the overall net profit growth rate has slowed, posing a common challenge for the industry [7] - The net interest margin (NIM) has generally narrowed due to factors such as the continuous decline in LPR rates and adjustments in existing mortgage rates [8] - Banks are implementing various measures to stabilize NIM, including enhancing deposit and loan pricing management and expanding non-interest income [8] - CCB's NIM was reported at 1.70%, maintaining a strong level, with expectations for stabilization in the second half of the year [8]

Core Insights - The Industrial and Commercial Bank of China (ICBC) has increased its investment and financing support, with significant loan balances in manufacturing, strategic emerging industries, and green loans reaching over 50 trillion yuan, 40 trillion yuan, and 60 trillion yuan respectively, as well as nearly 50 trillion yuan in agricultural loans [1] Financial Performance - As of the end of June, ICBC's total assets exceeded 52 trillion yuan, with operating income for the first half of the year at 409.08 billion yuan, reflecting a year-on-year growth of 1.8%, and a net profit of 168.80 billion yuan [1] Loan and Investment Growth - In the first half of the year, ICBC's loan and bond investment increment surpassed 3 trillion yuan, with domestic branches increasing RMB loans by 1.78 trillion yuan and RMB bond investments by 1.23 trillion yuan, while the scale of bonds underwritten reached 1.17 trillion yuan [1] Asset Quality - As of the end of June, ICBC's non-performing loan ratio was 1.33%, a decrease of 0.01 percentage points, while the capital adequacy ratio stood at 19.54%, and the provision coverage ratio was 217.71%, both showing increases of 0.15 and 2.80 percentage points respectively compared to the end of the previous year [1]

Core Insights - China Construction Bank (CCB) reported steady growth in its corporate financial business as of June 2025, with a significant increase in customer base and asset scale [1] Group 1: Customer Base and Deposits - As of June 2025, CCB had 12.26 million corporate clients, an increase of 588,500 from the end of the previous year [1] - The total number of RMB settlement accounts reached 17.23 million, up by 938,100 from the end of the previous year [1] - Domestic corporate deposits amounted to 11.83 trillion yuan, an increase of 383.31 billion yuan, representing a growth of 3.35% [1] Group 2: Loan Growth and Quality - Domestic corporate loans and advances reached 15.67 trillion yuan, increasing by 1.24 trillion yuan, with a growth rate of 8.59% [1] - The non-performing loan ratio stood at 1.58% [1] Group 3: Credit Structure Optimization - The balance of loans to private enterprises was 6.59 trillion yuan, up by 594.39 billion yuan, reflecting a growth of 9.92% [1] - Loans to the manufacturing sector reached 3.56 trillion yuan, increasing by 526.66 billion yuan, with a growth rate of 17.35% [1] - The balance of loans to strategic emerging industries was 3.39 trillion yuan, up by 539.45 billion yuan, representing an increase of 18.92% [1] Group 4: Real Estate Financial Services - The balance of loans in the domestic real estate sector was 927.35 billion yuan, showing a growth of 2.09% from the end of the previous year [2] - Digital supply chain financing supported 132,200 enterprises in 5,394 core enterprise supply chains, providing 688.43 billion yuan in financing [2] - CCB provided over 12 billion yuan in stock repurchase and increase loans to listed companies and their major shareholders by the end of June [2]

Core Insights - The China Banking and Insurance Regulatory Commission (CBIRC) emphasized the importance of stabilizing growth and enhancing financial services to the real economy in the first half of the year [1] - Key financial indicators for the banking and insurance sectors remain within reasonable ranges, with total assets for banking institutions reaching 360.4 trillion yuan, a year-on-year increase of 9.6% [1] - The insurance sector also showed growth, with total assets of 26.6 trillion yuan, up 11.1% year-on-year [1] Banking Sector Performance - As of June, the non-performing loan balance in the banking sector was 3.8 trillion yuan, with a non-performing loan ratio of 1.77%, down 0.05 percentage points from the beginning of the year [1] - New RMB loans increased by 13.7 trillion yuan in the first half of the year, a year-on-year increase of 9.192 trillion yuan, with a growth rate of 11.2% [2] - Loans to small and micro enterprises reached 55.8 trillion yuan, with a year-on-year growth rate of 22.6% for inclusive small and micro enterprise loans [2][3] Insurance Sector Performance - From January to June, the insurance industry reported original premium income of 2.8 trillion yuan, reflecting a year-on-year growth of 5.1% [1] - Claims and benefits paid by insurance companies totaled 776.8 billion yuan, an increase of 3.1% year-on-year [1] Financial Support for Small and Micro Enterprises - The CBIRC has implemented targeted measures to enhance financial support for small and micro enterprises, helping them cope with the impacts of the pandemic [2][3] - As of mid-June, financial institutions had provided loan deferments totaling 2.78 trillion yuan to 1.23 million small and micro enterprises and individual businesses [3] - The average interest rate for newly issued inclusive small and micro enterprise loans was 5.35%, down 0.35 percentage points from the previous year [3]

Core Insights - Minsheng Bank reported total assets of 78,149.69 billion yuan as of the end of 2024, an increase of 1,400.04 billion yuan, or 1.82% year-on-year [1] - The bank's net interest margin for 2024 was 1.39%, a decrease of 7 basis points from the previous year, but the decline has narrowed [1] - The bank focused on supporting key areas of the real economy, optimizing its asset-liability structure, and stabilizing net interest margins [1] Asset Side - The total amount of loans and advances reached 44,504.80 billion yuan, increasing by 656.03 billion yuan, or 1.50% year-on-year [1] - Growth rates for green credit, manufacturing loans, and inclusive small and micro enterprise loans were 22.41%, 9.38%, and 8.24%, respectively, all exceeding the average loan growth rate [1] - Loans in key regions such as Beijing-Tianjin-Hebei, Yangtze River Delta, and Guangdong-Hong Kong-Macao Greater Bay Area accounted for 65.57% of total loans, up 0.69 percentage points from the previous year [1] Liability Side - The bank actively reduced high-cost liabilities and expanded demand deposit sources, achieving a 4.54% increase in total deposits to 42,490.95 billion yuan [2] - The proportion of demand deposits in total deposits rose to 34.08%, an increase of 2.61 percentage points from the previous half-year [2] - The bank emphasized customer management, resulting in a steady increase in customer numbers and enhanced sustainable development capabilities [2] Small and Medium Enterprises (SMEs) - The bank aims to become the primary bank for small and medium-sized enterprises by optimizing its service model and enhancing customer acquisition channels [3] - As of the end of 2024, the loan balance for small and medium enterprises was 9,720.41 billion yuan [3] - The number of institutional clients increased by 15.96% year-on-year, reaching 39,637 [3] Inclusive Finance - The bank has enhanced its differentiated advantages in small and micro finance, with small micro loans totaling 8,551.02 billion yuan, an increase of 638.86 billion yuan [4] - The average interest rate for inclusive small micro enterprise loans was 4.27%, down 38 basis points from the previous year [4] - Retail customer numbers grew by 5.99% to 134.29 million, with private banking clients increasing by 12.48% [4]

Core Insights - The People's Bank of China Qinghai Branch reported a reasonable growth in total deposits and loans in Qinghai Province, reflecting the implementation of a moderately loose monetary policy and support for the real economy [1][2] Financial Overview - As of the end of June, the total balance of deposits in Qinghai Province was CNY 839.51 billion, a year-on-year increase of 4.6%, with an addition of CNY 11.16 billion in the first half of the year [1] - The total balance of loans in Qinghai Province was CNY 794.54 billion, a year-on-year increase of 1.2%, with an addition of CNY 7.72 billion in the first half of the year [1] Sector-Specific Insights - Industrial loans reached CNY 218.85 billion, a year-on-year increase of 9%, marking the highest level in five years, supporting major projects and financing needs [1][2] - Manufacturing loans amounted to CNY 42.95 billion, with a significant year-on-year increase of 27.2%, and the new loans in the first half were 11.8 times higher than the same period last year [2] - Green loans totaled CNY 213.11 billion, accounting for 26.8% of all loans, with energy transition loans at CNY 153.34 billion, representing 72% of green loans [2] - Inclusive micro-loans reached CNY 51.59 billion, a year-on-year increase of 9.2%, supporting 126,000 micro-enterprises [2] - Technology loans in the information transmission and technology services sectors reached CNY 2.06 billion, with a year-on-year increase of 77.6%, indicating strong support for tech enterprises [2] Consumer Loan Insights - Household consumption loans totaled CNY 114.3 billion, with a year-on-year increase of 10.1%, reflecting the impact of government consumption policies [3] - Personal housing loans increased by CNY 4.12 billion, a year-on-year growth of 10.9%, while other consumption loans grew by 9.1% [3]

Core Viewpoint - The Export-Import Bank of China has significantly increased its support for the manufacturing sector, with over 420 billion yuan in loans disbursed in the first half of the year, focusing on high-quality development and innovation in the industry [1] Group 1: Loan Disbursement - The bank has provided a total of over 420 billion yuan in manufacturing loans in the first half of the year, with 260 billion yuan allocated specifically for medium to long-term loans [1] Group 2: Support Measures - The bank has implemented various initiatives to support the high-quality development of the manufacturing sector, including specialized measures for technology finance and green finance [1] - The bank is focusing on the transformation and upgrading of traditional industries, the growth of emerging industries, and the early layout of future industries through differentiated financial support [1] - The bank is enhancing financial support for innovative enterprises by adjusting rating access and guarantee conditions to meet the needs of technology-driven companies [1] Group 3: Financial Services - The bank offers comprehensive financial services across the entire chain from research and development to production and export, promoting the export of high-end and green ships [1] - The bank is increasing support for "single champion" enterprises and specialized, refined, and innovative companies within the manufacturing sector to strengthen the resilience and competitiveness of the manufacturing supply chain [1]