制造业贷款

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工行河池分行持续加大制造业领域支持力度
Zhong Guo Jin Rong Xin Xi Wang· 2025-05-29 11:24
优化资源配置,提高服务质效。为更好地服务制造业企业,该行进一步优化信贷资源配置,设立制造业 专项信贷额度,优先满足制造业企业的融资需求,特别是对高端装备制造、新材料、新能源等战略性新 兴产业给予重点支持。建立制造业重点企业"白名单"制度,为企业建立"绿色通道",在风险可控的前提 下进一步简化贷款流程,提高审批效率,确保资金能够及时到位。 强化沟通对接,提供精准支持。在日常工作中,该行主动加强与当地发改、工信、科技等部门的沟通对 接,及时了解河池市产业政策动态和企业金融服务需求信息。同时,安排专人入园开展轮值服务,组建 专业服务团队,深入工业园区、企业车间,开展"一对一"走访调研,精准摸排企业在设备更新、技术改 造、产能扩张等方面的资金需求。针对不同企业的经营特点、发展阶段和融资痛点,量身定制金融服务 方案,精准满足企业的资金需求,助力企业转型升级和创新发展。(董思妗) 编辑:穆皓 转自:新华财经 工行河池分行坚持将制造业作为信贷投放的重点方向,紧密围绕河池市关键核心技术攻关、传统产业转 型升级等制造业发展重点领域,持续加大金融支持力度,推动制造业贷款规模稳步增长。截至2025年5 月21日,该行制造业贷款比年 ...
工行防城港分行“五畅行动”“贷”动制造业稳健发展
Zhong Guo Jin Rong Xin Xi Wang· 2025-05-20 12:43
转自:新华财经 聚焦协同联动重点,实施信息"畅享行动"。该行建立内外联动机制,对内,横向建立跨专业、跨部门协 同机制,设置绿色审批通道,提高贷款审批效率,并纵向建立上下联动机制,向上级行争取授信政策支 持,及时向辖内各支行传达授信政策,努力做好高质量、综合化金融服务;对外,建立银企沟通机制, 通过举办银企座谈会、融资对接会,量身定制金融服务方案,努力成为"让企业满意又信任的银行"。 聚焦融资对接入点,实施资金"畅流行动"。该行拓展制造业融资对接服务渠道,建立完善工业化重点融 资项目库,开展"银企聚力、赋能制造"系列融资对接活动。同时加强内外工作协调联动,在依法合规前 提基础上,第一时间对项目开展逐一对接,及时完成合同签订及相关手续,尽早尽快进行资金支付,助 力项目资金尽快投入生产,为制造业重点项目配足融资,实现金融和实体经济良性循环。 聚焦发展定位特点,实施产品"畅销行动"。该行着力打造多样化、特色化、差异化产品体系,根据制造 业企业生产经营规模、周期特点、资金需求分析合理测算客户授信额度,合理匹配企业融资产品、融资 期限、还款方式,缓解企业客户贷款期限和生产周期期限错配问题。同时围绕设备制造、新材料、电力 ...
贷款余额同比增长11.45% 四川银行业持续支持经济回升向好
Zhong Guo Chan Ye Jing Ji Xin Xi Wang· 2025-05-10 22:48
Group 1 - As of March 2025, Sichuan's banking sector assets reached 17.61 trillion yuan, liabilities at 17.02 trillion yuan, deposits at 13.76 trillion yuan, and loans at 12.49 trillion yuan, with year-on-year growth rates of 8.29%, 8.37%, 9.34%, and 11.45% respectively [1] - The insurance sector in Sichuan achieved original insurance premium income of 109.93 billion yuan in the first quarter, ranking seventh nationwide [1] Group 2 - Sichuan's financial regulatory authority is guiding banking and insurance institutions to support local economic recovery by increasing financial resource allocation to key sectors and major projects [2] - The focus includes enhancing financing mechanisms for urban real estate, small and micro enterprises, and various financial product innovations [2] Group 3 - Personal consumer loan balances in Sichuan grew by 12.65% year-on-year as of March [3] - Manufacturing loans and high-tech industry loans increased by 8.67% and 19.5% respectively [3] - Agricultural loans in key areas saw significant growth, with rural financial services achieving 100% coverage in township banks and insurance [3] Group 4 - The city real estate financing coordination mechanism has been expanded, with 869 projects receiving credit of 282.18 billion yuan and loans of 259.51 billion yuan as of March [4] - Small and micro enterprise loans reached 4.56 trillion yuan, showing a year-on-year increase of 17.76%, surpassing the overall loan growth rate [4] Group 5 - Sichuan has been included in national pilot programs for intellectual property financial ecosystems and technology enterprise mergers and acquisitions [5] - As of March, intellectual property pledge loans increased by 4.48% year-on-year, with a cumulative amount growth of 30.97% [5]