零钱往哪放？理财收益率跟踪 金十数据7月14日讯，腾讯理财通活期+7日年化收益率最高为1.3590%，最低为0.9900%，微信零钱通7 日年化收益率最高为1.1750%，最低为1.0480%，支付宝余额宝7日年化收益率最高为1.3330%，最低为 1.0460%。 ...

金十数据7月10日讯，腾讯理财通余额+7日年化收益率最高为1.4020%，最低为0.9550%，微信零钱通7 日年化收益率最高为1.1910%，最低为1.0860%，支付宝余额宝7日年化收益率最高为1.3490%，最低为 1.0640%。 零钱往哪放？理财收益率跟踪 ...

今年上半年，中国金融机构新增居民存款高达10.33万亿元，这一数字远超前些年任何一年的总量，引发了广泛关注。在余额宝、微信零钱通等货币基金， 以及股市、公募基金、银行理财产品等理财方式层出不穷的现代社会，这一现象显得尤为突出，不少人疑惑：为何居民存款仍在持续大幅增长？难道"定期 存款"真的又重回风口浪尖？ 答案或许并非如此简单。虽然银行存款利率持续下行，但定期存款仍具备其他投资方式难以比拟的优势，这或许正是居民青睐它的原因。 综上所述，虽然理财方式日新月异，但定期存款凭借其安全性高、门槛低、能培养良好储蓄习惯等优势，在当下依然受到众多居民的青睐，并成为应对经济 不确定性、保障家庭财务安全的重要手段。 这或许正是今年上半年居民存款大幅增长的深层原因。 其次，在经历了疫情反复冲击、裁员降薪潮后，储蓄的必要性日益凸显。许多人将存款视为应对突发事件（如疫情、疾病、失业）的缓冲，这笔储备资金能 为家庭经济安全提供坚实的保障，避免在遭遇意外时陷入困境。此外，不少居民也为未来的大额支出（如购房首付、家庭装修、购车等）提前储备资金，定 期存款正是实现这一目标的有效途径。 " 此外，定期存款的门槛相对较低，这降低了储蓄的参与门 ...

Group 1 - The highest 7-day annualized yield for Tencent's LiCaiTong is 1.4060%, while the lowest is 0.9580% [1] - The highest 7-day annualized yield for WeChat Pay's LiCaiTong is 1.2210%, with a minimum of 1.0950% [1] - The highest 7-day annualized yield for Alipay's Yu'e Bao is 1.3570%, and the lowest is 1.0750% [1]

Core Insights - The annualized yield for Tencent's LiCaiTong ranges from 0.9820% to 1.4090% [1] - The annualized yield for WeChat's Wallet is between 1.1090% and 1.1920% [1] - The annualized yield for Alipay's Yu'e Bao varies from 1.0840% to 1.3450% [1] Summary by Category - **Tencent LiCaiTong**: Highest annualized yield is 1.4090%, lowest is 0.9820% [1] - **WeChat Wallet**: Highest annualized yield is 1.1920%, lowest is 1.1090% [1] - **Alipay Yu'e Bao**: Highest annualized yield is 1.3450%, lowest is 1.0840% [1]

Core Insights - The article provides a comparison of the annualized yields of various financial products offered by Tencent, WeChat, and Alipay, highlighting the differences in returns for consumers [1] Group 1: Annualized Yield Comparison - Tencent's LiCaiTong has a 7-day annualized yield ranging from 1.0120% to 1.3840% [1] - WeChat's Wallet has a 7-day annualized yield ranging from 1.1480% to 1.2830% [1] - Alipay's Yu'e Bao shows a 7-day annualized yield ranging from 1.1130% to 1.3970% [1]

Core Insights - The article provides a comparison of the annualized yields of various financial products offered by major platforms, highlighting the differences in returns for consumers [1] Group 1: Annualized Yield Comparison - Tencent's LiCaiTong has a 7-day annualized yield ranging from 1.5960% to 1.0290% [1] - WeChat's Wallet has a 7-day annualized yield ranging from 1.3230% to 1.1400% [1] - Alipay's Yu'e Bao shows a 7-day annualized yield ranging from 1.4370% to 1.1160% [1]

Core Insights - The article provides a comparison of the annualized yields of various financial products offered by Tencent, WeChat, and Alipay, highlighting the differences in returns for consumers [1] Group 1: Annualized Yield Comparison - Tencent's LiCaiTong has a 7-day annualized yield ranging from 1.7250% to 1.0260% [1] - WeChat's Wallet has a 7-day annualized yield ranging from 1.3550% to 1.1820% [1] - Alipay's Yu'e Bao shows a 7-day annualized yield ranging from 1.4730% to 1.0970% [1]

Core Insights - The article provides a comparison of the annualized yield rates for various financial products offered by Tencent, WeChat, and Alipay, highlighting the differences in returns for consumers [1] Group 1: Annualized Yield Rates - Tencent's LiCaiTong has a maximum annualized yield of 1.7460% and a minimum of 1.0130% for a 7-day period [1] - WeChat's Wallet has a maximum annualized yield of 1.3540% and a minimum of 1.1790% for a 7-day period [1] - Alipay's Yu'e Bao shows a maximum annualized yield of 1.7390% and a minimum of 1.0960% for a 7-day period [1]

Group 1 - The highest 7-day annualized yield for Tencent's LiCaiTong is 1.6420%, while the lowest is 1.0180% [1] - The highest 7-day annualized yield for WeChat Pay's LiCaiTong is 1.3540%, with a minimum of 1.1800% [1] - The highest 7-day annualized yield for Alipay's Yu'e Bao is 1.4670%, and the lowest is 1.0940% [1]