动账短信提醒服务门槛提高 调整动账短信提醒服务可视为银行精细化成本管理的一项举措。多家银行表示，部分动账服务将通过手 机银行进行提醒，用户只要打开手机银行相关通知功能，同样可实时接收到动账信息。 近日，多家银行发布公告，对动账短信提醒服务进行调整。广东华兴银行自9月16日起停止发送账户动 账金额在500元以下的相关短信提醒，湖北银行调高个人借记卡账户动账短信提醒的起点金额至100元。 此前，中国银行已针对享受终身免费短信动账通知服务的个人客户，调整其账户变动触发短信通知的默 认交易起点金额为100元。 动账提醒服务便于用户及时了解账户余额变化。通常，用户将手机号与银行卡绑定后，银行卡一旦产生 交易情况，银行便会以短信形式通知用户。目前，多数银行对该项服务采取收费模式，收费标准存在一 定差异，一般集中在每月1元至4元。部分银行虽提供免费体验期，但之后会转为自动续费。 调整动账短信提醒服务是否会影响银行网点业务？专家们普遍认为，银行网点不应仅局限于传统业务办 理，而要向客户体验中心、复杂业务咨询中心和区域性金融服务中心转型，着重提供高附加值的专业服 务。通过推动线上线下融合，借助智能设备支持客户自助办理业务，将服 ...

我国首部脑机接口医疗器械标准明年1月1日正式实施—— 脑机接口产业明确路线图 国家药监局日前批准发布《采用脑机接口技术的医疗器械术语》行业标准，明年1月1日正式实施，这是 我国第一部脑机接口医疗器械标准。此前，工信部等7部门印发《关于推动脑机接口产业创新发展的实 施意见》(以下简称《意见》)，提出到2030年，脑机接口产业创新能力显著提升，形成安全可靠的产业 体系，培育2至3家有全球影响力的领军企业和一批专精特新中小企业，构建具有国际竞争力的产业生 态，综合实力迈入世界前列。伴随各项政策的出台，脑机接口产业发展日趋标准化、体系化。 脑机接口通过在脑与机器之间建立信息通道，实现生物智能与机器智能的协同交互，是一项生命科学和 信息科学融合发展的前沿技术。近年来，随着创新成果持续涌现，脑机接口产业加速壮大。公开数据显 示，2024年中国脑机接口市场规模为32.0亿元，预计到2028年将达61.4亿元。 中国信息通信研究院总工程师敖立认为，《意见》的出台是中国在脑机接口领域从"跟跑"到"并跑"乃 至"领跑"的关键一步，为应对人口老龄化、提升国家安全能力、培育新质生产力提供战略支撑。 《意见》明确了加强基础软硬件攻关、 ...

日前，国家外汇管理局发布《国家外汇管理局关于深化跨境投融资外汇管理改革有关事宜的通知》(以 下简称《通知》)，其中涉及房地产的相关政策包括缩减资本项目外汇收入及其结汇所得人民币在境内 支付使用的负面清单，以及便利境外个人境内购房结汇支付。《通知》出台后，不少网友对政策产生误 解，误以为境外个人境内购房政策发生重大改变，甚至以为境外个人境内限购房令已经取消。 "取消境外个人境内限购房令"系误读 招联首席研究员董希淼提示，"先结后补"政策重在"便利结汇支付"，并非放松购房门槛，也不改变购房 资格、数量与房屋用途等规定。(经济日报 记者 勾明扬)【编辑:曹子健】 国家外汇管理局副局长、新闻发言人李斌强调，此次境外个人境内购房结汇支付便利化调整，仅针对银 行办理资金结汇支付的审核程序进行优化，并未改变现行境外个人境内购房政策。境外个人享受政策便 利的前提是符合房地产主管部门和各地购房资格条件。 "近年来，国内房地产市场形势已发生变化，房地产行业相关宏观调控措施也已优化调整。基于此，相 关外汇管理措施有必要加以优化调整，以适应新形势新要求，助力房地产市场稳健发展。因此，此次印 发的《通知》缩减了资本项目收入使用负面清单 ...

Core Insights - The "14th Five-Year Plan" has led to significant growth in China's high-tech industries, with the added value of large-scale high-tech manufacturing increasing by 42% compared to the end of the "13th Five-Year Plan" [2] - The contribution of the "three new" economies to GDP has reached 18%, with emerging sectors like artificial intelligence and biotechnology becoming new growth points [2] Group 1: Traditional Industry Transformation - China is accelerating key technology breakthroughs in high-end equipment and advanced manufacturing, promoting the transformation of traditional industries towards high-end, intelligent, and green development [3] - The "Jinghua" super-large diameter shield machine has set a new record by tunneling 542 meters in a month, with a diameter exceeding 16 meters and no disturbance to surface buildings [3] - The "Dream" deep-sea drilling vessel, China's first independently designed and built deep-sea drilling ship, can reach depths of 11,000 meters, showcasing global technological leadership [3] - Artificial intelligence, IoT, and big data are revolutionizing factories, with China having the highest number of "lighthouse factories" globally, accounting for 40% of the total [3] Group 2: Emerging Industry Development - Continuous integration of technology and industry has led to significant breakthroughs in new-generation information technology and renewable energy, driving the growth of emerging industries [4] - Approximately 4.6 million 5G base stations have been built in China, leading the world in both technology and user numbers [4] - The cumulative sales of new energy vehicles in China have surpassed 40 million, maintaining the global lead for ten consecutive years, with 2024 sales projected to be 9.5 times that of 2020 [4] Group 3: Future Industry Foundations - China is proactively investing in cutting-edge fields such as artificial intelligence and brain-computer interfaces to gain a competitive edge in future industries [6] - Over 1,500 large models in artificial intelligence have been released, with many achieving advanced global standards and accuracy rates exceeding 95% [7] - Brain-computer interface technology has significantly improved the quality of life for patients, with domestic brain pacemakers now in use in 400 hospitals across eight countries [7] Group 4: Strategic Vision - The focus on technological innovation is seen as a core element in developing new productive forces and building a modern industrial system, which is crucial for overall economic development [7] - The achievements during the "14th Five-Year Plan" period highlight the importance of technological innovation in driving high-quality development [7] - Looking ahead to the "15th Five-Year Plan," the emphasis on integrating technological and industrial innovation is expected to continue fueling robust economic growth [7]

Core Viewpoint - Intel is in preliminary discussions with AMD to potentially become a wafer foundry client, which has led to a significant increase in Intel's stock price, although analysts express skepticism about the feasibility of this collaboration due to their competitive relationship [1][2]. Group 1: Intel and AMD Collaboration - Intel's stock rose by 7.12% to $35.94 following news of discussions with AMD, but fluctuated around the flatline shortly after [1]. - The discussions are still in the early stages, and it remains unclear if AMD will place orders with Intel or invest directly in the company [1]. - AMD currently relies on TSMC for the production of most of its advanced AI chips, and Intel lacks the technology to manufacture AMD's most advanced chips at this time [1]. Group 2: Government Influence - The U.S. government's recent decision to invest directly in Intel highlights its strategic importance, suggesting that if AMD were to place orders with Intel, it could signify a return of American manufacturing [1]. - This potential collaboration could provide AMD with a diversified supply chain strategy and additional leverage within the current policy environment [1]. Group 3: Market Concerns - Market participants are questioning whether AMD would outsource high-end core chip production to Intel or limit it to mature process products like I/O controllers [2]. - Key factors influencing the potential collaboration include technology yield, confidentiality, and total cost of ownership (TCO) compared to existing supply chains [2]. - Analysts express doubts about the collaboration's success due to the intense competition between AMD and Intel in the x86 architecture market for PCs and servers [2][3]. Group 4: Analyst Perspectives - Bernstein analyst raises concerns about the likelihood of a successful partnership between AMD and Intel, noting that their competition is more intense compared to Intel's collaboration with Nvidia [3]. - AMD's ability to produce chips at TSMC's Arizona facility allows it to meet U.S. manufacturing requirements more easily, further complicating the potential partnership with Intel [3]. - Despite Intel's perceived lag in process technology, the push for domestic chip manufacturing under the Trump administration has led some tech companies to shift lower-tier chip production to Intel's domestic foundries [3].

Core Insights - The article highlights the transformation of traditional food shops in Nanchang's Dashi Yuan area into popular destinations for tourists, driven by social media exposure and increased foot traffic [1][2][5]. Group 1: Business Development - The Xiaoluzi Soup Shop has rapidly expanded, opening its eighth branch in September 2023 and launching a Tmall flagship store, showcasing the impact of social media on business growth [2][3]. - The shop's owner, Liu Yuehua, emphasizes the importance of brand development, having registered a trademark and developed new products like fresh rice noodles and chili sauce, achieving monthly sales of around 10,000 units [3]. - Other shops, such as Taoji Green Bean Cake, are also focusing on brand identity and packaging to attract customers, with a strong emphasis on heritage and storytelling [4]. Group 2: Operational Challenges - Many shop owners face the challenge of managing increased customer flow while maintaining quality and service, leading to a busy and demanding work environment [5][6]. - The owner of the White Sugar Cake shop, Hu Meiyong, expresses the difficulty of balancing traditional methods with the need for efficiency, considering automation but facing technical challenges [6][7]. - Wang Xiying, from the Xiying Water Hotel, maintains a focus on customer relationships over volume, prioritizing the atmosphere and community ties over expanding production [10]. Group 3: Personal Experiences - Young shop owners like Zhang Zhiwen highlight the physical demands of running a food business, often working long hours with little time for personal life [8][9]. - Despite the busy schedules, there is a sense of fulfillment and community among the shop owners, with many valuing the relationships built with regular customers [9][10]. - The article illustrates the balance between the pressures of business growth and the desire to maintain personal connections and quality of life [9].

Group 1: Core Concepts - The concept of "green mountains and clear waters are as valuable as mountains of gold and silver" is emphasized, positioning the construction of a beautiful China as a priority in national development and rejuvenation [1] - The "14th Five-Year Plan" period is marked as a milestone for ecological civilization construction and environmental protection in China, with significant policy deployments aimed at transitioning from pollution control to comprehensive beautiful China construction [1] Group 2: Pollution Control Achievements - Since the beginning of the "14th Five-Year Plan," various regions have implemented precise, scientific, and legal pollution control measures, resulting in a 17.2% year-on-year decrease in PM2.5 concentration in Beijing [2] - The PM2.5 concentrations in the Beijing-Tianjin-Hebei region, Yangtze River Delta, and Fenwei Plain have decreased by 18%, 10%, and 20% respectively compared to 2020 [2] - Over 90% of major river basins and key bays have completed remediation, with more than 90% of black and odorous water bodies in county-level cities eliminated [2] Group 3: Soil and Rural Environmental Protection - The implementation of soil pollution source control actions has been initiated, with over 132 key counties completing pollution tracing for heavy metals in agricultural land [3] - The rural sewage treatment rate has exceeded 45%, contributing to the overall improvement in ecological environment quality [3] Group 4: High-Quality Development Support - High-level ecological protection is identified as a crucial support for high-quality development, with a focus on ecological system protection and restoration [4] - A differentiated ecological environment management system has been established, allowing for concentrated development of heavily polluting industries in designated areas [4] Group 5: Ecological Product Value Mechanism - The transformation of a former coal mining village into a tourist destination demonstrates the successful implementation of ecological restoration and green development, with tourism revenue exceeding 10 million yuan [6] - The village's per capita disposable income has nearly doubled compared to pre-transformation levels, showcasing the economic benefits of environmental protection [6] Group 6: Green Energy Transition - The promotion of a comprehensive green transition in economic and social development is highlighted as a fundamental strategy for addressing ecological issues [7] - China's carbon emissions trading market has become the largest globally, covering over 60% of national carbon emissions, with a cumulative transaction volume of 714 million tons and a total transaction value of 48.961 billion yuan [7][8] - As of July 2023, China's installed capacity for wind and solar energy reached 1.68 billion kilowatts, with annual growth rates of 28%, maintaining the world's leading position in both wind and solar installations [8]

Core Viewpoint - The construction of intelligent mining in China has made significant progress, particularly in Inner Mongolia, where 70% of operating coal mines have completed their intelligent upgrades, transitioning from manual to automated and intelligent operations [1] Group 1: Intelligent Mining Development - Inner Mongolia is actively promoting intelligent mining construction, with a focus on building green smart mines to enhance safety, reduce carbon emissions, and ensure energy resource security [1] - Intelligent mining can significantly reduce labor and energy consumption while improving production efficiency [1] - The current complex international environment raises the demands for China's intelligent mining construction [1] Group 2: Challenges in Intelligent Mining - High initial investment costs and a concentration on large mines hinder the acceleration of intelligent construction in medium and small mines [1] - The lack of a data-centric organizational structure leads to data barriers and silos, complicating the integration of various intelligent mining systems [1] - There is a shortage of industry standards and a lack of composite talent in the field, which are significant challenges for the development of intelligent mining [2] Group 3: Talent Development and Standards - There is a declining trend in the number of mining professionals, coupled with an aging workforce and a severe shortage of high-end talent in intelligent mining [2] - The need for composite talents who can integrate mining with information technology is critical as the level of intelligent mining construction increases [2] - Encouragement for universities to deepen the integration of traditional mining engineering with digitalization and to promote new engineering disciplines in intelligent mining is necessary [2] Group 4: Green Intelligent Mining Initiatives - The establishment of national-level intelligent green mining demonstration bases is essential under the "dual carbon" goals, leveraging large mining enterprises to create a new mining ecosystem focused on intelligent operation and low-carbon utilization [3] - Collaborative innovation is needed to integrate resources from mining and information technology sectors, enhancing research and application of key technologies in intelligent mining [3] - The construction of intelligent mining is a crucial direction for sustainable development and a significant measure to promote new productive forces in the mining industry [3]

Core Insights - Malaysia's cocoa industry has transformed into a significant player in the global market, becoming the second largest cocoa processing center in Asia and the fifth globally, with a remarkable export growth of 64% in 2023, reaching 13.47 billion MYR (approximately 2.85 billion USD) [1][4] Group 1: Industry Overview - Malaysia's cocoa bean production accounts for less than 1% of the global total, yet it plays a crucial role in the cocoa supply chain as a processing hub [1] - The country has modernized its production capabilities and established a comprehensive supply chain, supported by favorable government policies [1][4] - The "Bean-to-Bar" strategy initiated in 2010 has significantly enhanced the local cocoa processing industry, allowing Malaysia to evolve from a tropical plantation to a global cocoa manufacturing center [3] Group 2: Processing and Innovation - The cocoa processing involves several steps, including fermentation, drying, roasting, and grinding, which ultimately produce cocoa liquor, the foundation for all chocolate products [2] - Local brands like Beryl's are promoting supply chain transparency and innovative marketing strategies, such as printing farmers' portraits and plantation GPS coordinates on packaging, which has increased product premiums by approximately 30% [3] Group 3: Government Support and Trade Policies - The Malaysian government has established a multi-layered policy support system, linking chocolate sales to environmental conservation, which provides tariff reductions for certified products [4] - Free trade agreements like CPTPP and RCEP have enabled zero tariffs for cocoa powder exports to China and Japan, further enhancing Malaysia's competitive edge in the global market [4] Group 4: Cultural Integration and Market Expansion - The unique flavors of Malaysian cocoa are being integrated with local culinary traditions, creating innovative chocolate products that appeal to global consumers [5] - The combination of local ingredients with chocolate has expanded the flavor profile and market potential, attracting international attention [5] Group 5: Challenges and Future Outlook - The cocoa industry faces challenges such as climate change, which has led farmers to switch to flood-resistant cocoa varieties, and a shrinking cultivation area due to competition from palm oil [6] - Despite these challenges, Malaysia's cocoa industry has established a foothold in the competitive international market, showcasing its unique flavors and products to consumers worldwide [6]

国家药监局日前批准发布《采用脑机接口技术的医疗器械 术语》行业标准，明年1月1日正式实施，这 是我国第一部脑机接口医疗器械标准。此前，工信部等7部门印发《关于推动脑机接口产业创新发展的 实施意见》（以下简称《意见》），提出到2030年，脑机接口产业创新能力显著提升，形成安全可靠的 产业体系，培育2至3家有全球影响力的领军企业和一批专精特新中小企业，构建具有国际竞争力的产业 生态，综合实力迈入世界前列。伴随各项政策的出台，脑机接口产业发展日趋标准化、体系化。 脑机接口通过在脑与机器之间建立信息通道，实现生物智能与机器智能的协同交互，是一项生命科学和 信息科学融合发展的前沿技术。近年来，随着创新成果持续涌现，脑机接口产业加速壮大。公开数据显 示，2024年中国脑机接口市场规模为32.0亿元，预计到2028年将达61.4亿元。 中国信息通信研究院总工程师敖立认为，《意见》的出台是中国在脑机接口领域从"跟跑"到"并跑"乃 至"领跑"的关键一步，为应对人口老龄化、提升国家安全能力、培育新质生产力提供战略支撑。 《意见》明确了加强基础软硬件攻关、打造高性能产品、推动技术成果应用、壮大创新主体、提升产业 支撑能力、保障措施 ...