"史上最长"双11收官，不少品牌新品迎来爆发。 "今年双11，消费者的护肤选择，呈现出鲜明的精准化特征。"李佳琦直播间的美妆选品负责人表示。 消费者偏好从"大套组"向"大单品"转变，更倾向于自主搭配。双11恰逢季节转换，消费者的护肤诉求也向"滋润修护"倾斜，面霜、精华等强功 效产品热卖。 值得一提的是，今年双11，美妆、消电、母婴、宠物等各品类的新品在李佳琦直播间完成从亮相到爆款的跨越。不少新品更是冲上天猫新品榜 单。 （图说：李佳琦直播间走出的新品冲上天猫新品榜单） "今年新推一款油敷面膜，双11前首发。"自然堂品牌营销总经理钟卫表示，其针对秋冬时期的上妆不服帖，卡粉、显纹等问题，售价为99 元/12片。 市面上销量较好的油膜，单片价格基本都在15元左右。钟卫介绍，"自然堂与李佳琦团队将价格定在10元以内，给消费者高品质、性价比的选 择。" 据李佳琦直播间数据，双11首日，自然堂油敷面膜就售出超10万件。 除此之外，自然堂小紫瓶精华、极地精华露等口碑产品，也在李佳琦直播间热卖。"自然堂在李佳琦直播间的GMV同比增幅近30%。"钟卫透 露。 钟卫表示，自然堂深度参与了这两个综艺节目，还做了许多后期二创，核心产 ...

南财智讯11月19日电，韩建河山公告，公司近日收到某供水一期工程管材采购一标段的《中标通知 书》，确定公司中标该项目，中标价格为3.88亿元。供货时间为2026年4月30日至2030年4月29日，具体 以审批后的供货计划为准。质量标准符合国家和行业相关规定，满足招标人要求。本次中标金额约占公 司2024年度经审计营业收入的49.26%，预计对供货期内公司的营业收入和营业利润产生一定积极影 响。截至公告日，公司尚未与业主方正式签订合同，尚存在不确定因素。 ...

Core Insights - The banking industry is entering a new phase of digital finance development driven by AI applications, which are reshaping competitive dynamics and enabling smaller banks to gain advantages through innovation [1][2]. Group 1: Technology Investment and Governance - In 2024, the total technology investment by six major state-owned banks exceeded 120 billion yuan, marking a year-on-year increase of 2.15%, with a total of over 110,000 technology personnel, up 19.34% from the previous year [2][3]. - The technology investment of these six banks accounts for over 50% of the total technology investment across 59 banks that disclosed relevant data, which exceeded 200 billion yuan in 2024 [3]. - Some banks, such as China Construction Bank and Ping An Bank, reported a decrease in technology investment, with declines of 2.36% and 20.07% respectively, indicating a potential slowdown in technology spending [4]. Group 2: AI Integration and Talent Development - Banks are increasingly focusing on optimizing technology governance structures and enhancing resource management, with a particular emphasis on integrating AI into various business lines [5][6]. - The rise of AI has led to a significant increase in the proportion of technology personnel within banks, with all 11 major banks reporting growth in this area compared to 2023 [8][9]. - Banks are adopting dual pathways for cultivating composite talents, including targeted recruitment and internal mechanisms to foster collaboration between technology and business functions [10][11]. Group 3: Strategic Initiatives and Innovations - Several banks, including Industrial and Commercial Bank of China and Minsheng Bank, are launching strategic initiatives to deepen their digital transformation and AI capabilities [6][7]. - The focus is shifting from merely integrating technology to co-creating business and technology solutions, as highlighted by the emphasis on business involvement in AI model development [12].

Core Insights - The banking industry is entering a new phase of digital finance development driven by AI applications, enhancing the integration of technology and business operations [2] - There is a significant increase in technology investment among major banks, with a focus on optimizing governance structures and resource management [3][4] - AI is reshaping competitive dynamics in the banking sector, enabling smaller banks to leverage technology for innovation and growth [2] Technology Investment and Governance - In 2024, the total technology investment by six major state-owned banks exceeded 120 billion yuan, marking a 2.15% year-on-year increase, with a total of over 111,000 technology personnel, up 19.34% from the previous year [3][4] - The technology investment of these six banks accounts for over 50% of the total technology spending in the banking industry, which exceeds 200 billion yuan [4] - Some banks, such as China Construction Bank and Ping An Bank, have reported a decrease in technology investment, indicating a shift towards optimizing technology resource management [5][6] AI Application and Innovation - AI applications are accelerating the integration of business and technology, with various banks launching innovative projects across different scenarios [2][6] - Smaller banks like Qingdao Bank and Hunan Bank have demonstrated significant innovation capabilities through AI, winning multiple awards in recent fintech competitions [2] Talent Development and Resource Allocation - The proportion of technology personnel in major banks has increased, reflecting a growing emphasis on talent as a core resource for digital finance development [9][10] - Banks are adopting dual pathways for cultivating composite talents, focusing on both external recruitment and internal mechanisms to enhance the integration of technology and business [11][12] - The shift towards "business-technology co-creation" is emphasized, with banks encouraging deeper involvement of business units in technology development processes [13]

南财智讯11月19日电，泰坦股份公告，公司拟将"杭州研发中心建设项目"达到预定可使用状态日期延期 至2026年05月。该项目计划投入募集资金5,550.00万元，资金来源为向不特定对象发行可转换公司债券 募集资金，用途为房屋购置、装修及设备购置等研发基础设施建设。延期原因为外部环境变化及公司在 项目建设和固定资产投入上采取稳健策略，导致实施进度放缓。此次延期不涉及项目实施主体、实施方 式、建设内容、募集资金投资用途及投资规模变更，不会对公司正常生产经营和整体募资安排产生不利 影响，且未改变募集资金使用方向，不存在损害股东利益的情形。 ...

南财智讯11月19日电，朗威股份公告，公司于2025年11月18日召开第四届董事会第十次会议，审议通过 《关于部分募投项目结项并将节余募集资金永久补充流动资金的议案》，同意将募投项目之"新建生产 智能化机柜项目"予以结项，该项目已达到预定可使用状态。截至2025年10月31日，该项目节余募集资 金4527.57万元（实际金额以资金转出当日专户余额为准），拟全部转入自有账户永久补充流动资金。 节余募集资金转出后，公司将注销相关募集资金专户。 ...

文/程浩 0:00 11月13日下午，以"应对全面注册制下的投资者保护新局 "中长期维度，全球AI产业变革有望持续深化，国内将开启'十五五'发展新阶段、科技力量有望持续增 强，政策助力中期行情可能延续。"王超平从全球主要经济体数据、国内宏观经济数据、权益市场变 化、债券、黄金等市场情况进行深度解析，为学生拆解市场规律与投资策略，探讨长期投资与价值投资 的实践路径，帮助学生建立"风险自担、理性投资"的核心认知。 随后，东莞证券厚街分公司首席投顾付宏太以《纵观全球,大国博弈-这次中国资本市场新的牛市周期有 何不一样?》为主题，分析了大国博弈下全球资本市场格局，详细介绍本轮A股牛市的机遇，帮助学生 树立长期投资理念。 为响应中国证监会"投资者教育进百校"倡议，南方财经全媒体集团以《粤港澳大湾区发展规划纲要》为 指导，联合湾区监管单位、金融机构及高校推进"国民金融素养提升计划"，已形成"一校一策"精准投教 范式——此前先后走进中山大学、华南理工大学、广东外语外贸大学、暨南大学等多所高校，其中与东 莞证券联合举办的"寻找未来基金经理"模拟投资联赛，吸引累计超6000名学生参与。 本次走进东莞城市学院，是2025年"51 ...

南财智讯11月19日电，中策橡胶公告，为满足全资子公司杭州中策清泉实业有限公司的经营周转需要， 公司近日与招商银行股份有限公司杭州分行签署了《最高额不可撤销担保书》，为杭州中策清泉实业有 限公司提供20,000.00万元人民币的连带责任保证担保，上述担保不存在反担保。本次担保事项在公司 2024年第四次临时股东大会授权额度内，无需再次履行审议程序。截至公告日，公司及其控股子公司对 外担保总额为159,543.27万元，占公司最近一期经审计净资产的9.13%，无逾期担保情况。 ...

（原标题：羽绒服迎来"涨价潮"！1吨鸭绒从17万元涨到58万元） 据齐鲁壹点报道，近日，记者探访青岛羽绒市场，行业人士揭秘：现在养鸭子的特别少，羽绒价格一天 一个价，90%的白鸭绒最低的时候1吨17万元，现在差不多58万元，鹅绒现在是98万元1吨，一件成人短 款羽绒服，差不多需要100只鸭的绒，成本飙升致正规厂家出厂价逼近千元。 鹅绒真的比鸭绒好吗？ 羽绒的主要来源有2种：鹅绒和鸭绒。羽绒的品质，并不是以鹅和鸭的种类为依据的。 通常来说，鹅鸭的饲养周期越长，它的绒朵就会越成熟，蓬松度也会更好一些，所以它的保暖性和舒适 度也会更好。随着鸭的生长周期加长，老鸭鸭绒的蓬松度会比仔鹅绒更好，气味可能更轻。 因此，一味地说鹅绒比鸭绒好，是不科学的。 （来源：齐鲁壹点、人民网） ...

南方财经11月19日电，安乃达在互动平台表示，公司参与了浙江智鼎机器人有限公司的增资扩股，智鼎 机器人作为智元机器人第一个独立运营的成熟具身智能机器人子公司。 ...