Core Viewpoint - The recent policy by the People's Bank of China and other authorities to allow livestock and agricultural facilities as collateral for loans aims to unlock the financial potential of rural assets, addressing long-standing financing challenges in agriculture [1][8]. Group 1: Policy Changes - The People's Bank of China, Ministry of Agriculture and Rural Affairs, and National Financial Regulatory Administration issued a notice to promote the use of agricultural facilities and livestock as legal collateral for loans [1][8]. - The policy aims to resolve issues related to the difficulty of asset valuation and the lack of liquidity in rural financing [8][16]. Group 2: Case Study - Livestock Financing - In Mengcheng County, Anhui Province, a cattle farm successfully obtained a loan of 2 million yuan by using livestock as collateral, a process previously deemed impossible [1][5]. - The local bank introduced an "insurance + credit" model, allowing farmers to use livestock insurance as collateral, thus reducing financing difficulties [5][7]. - The bank provided loans totaling 35 million yuan to approximately 35 livestock farmers in Mengcheng County, demonstrating the effectiveness of the new financing model [7][12]. Group 3: Challenges in Agricultural Financing - Traditional financing methods for agriculture have been limited, relying on credit loans and government guarantees, which are not sustainable for new agricultural entities [4][8]. - The risk associated with livestock financing, such as disease outbreaks, has made banks hesitant to accept live animals as collateral [4][8]. Group 4: Technological Innovations - The new policy encourages the use of digital technologies like electronic ear tags and biometric identification to establish ownership and value for livestock, addressing the challenges of asset identification and valuation [8][16]. - A comprehensive system combining technology and regulation is proposed to facilitate the identification, tracking, and risk management of agricultural assets [13][16]. Group 5: Case Study - Flower Farming Financing - In Kunming, Yunnan Province, flower farmers face high costs for greenhouse construction, which cannot be used as collateral due to lack of ownership documentation [9][10]. - Local financial institutions have begun to accept land use rights and attached structures as collateral, enabling flower farmers to secure loans [14][15]. - By 2025, the Kunming Rural Credit Cooperative provided 717 million yuan in loans to flower farmers, showcasing the potential of the new financing model [14][16].

近日，安徽省多地迎来降雪，各地景区呈现出别具一格的冬日盛景。在黄山风景区，流动的云海磅 礴如画，山间松枝缀满冰晶，形成壮观的雾凇景观，吸引了众多游客登山赏景。 游客罗荣丽：刚上山的时候就能看到云海，特别壮观、特别美，体验感特别好。 央广网北京1月26日消息 据中央广播电视总台中国之声《新闻和报纸摘要》报道，各地冬季文旅市 场新场景、新产品、新体验不断涌现，推动文旅消费热度节节攀升。 眼下，河南多地的智能制造车间、食品生产基地成为了兼具科普与体验的旅游新地标。 在周口市鹿邑县的一家食品产业园内，研学学生不仅参观了制作火锅底料的智能车间，还在工厂的 研学科普课堂里学习了分辨食品成分、食品风味标准化意义等知识。 参与研学的郑州工程技术学院学生任威弛：平时爱吃火锅，这次亲眼看到了喜欢吃的一些食材是怎 样生产的，很开心，生产环节很先进。 张国栋：肯斯瓦特景区的景色是立体的，从山峰到湖面。我们在冰面、湖面作画，游客从100多米 的高空（索道）就可以直接俯瞰湖面，有非常好的体验感和观赏性。 在新疆昌吉州玛纳斯县的肯斯瓦特景区，这里的湖面早已结冰。冰面上，景区工作人员精心绘制的 《海蓝之心》《马到成功·2026》等简笔画在阳 ...

Core Insights - The new train operation schedule implemented on January 26 aims to enhance the capacity and efficiency of national railway passenger and freight transport, supporting high-quality economic and social development [1] Group 1: Train Operation Enhancements - The new schedule significantly improves regional accessibility, with the opening of multiple new lines since 2025 [1] - The travel time from Yinchuan to Beijing has been reduced to 6 hours and 22 minutes following the opening of the Baoyin High-speed Railway [1] - A direct high-speed train service from Yan'an to Beijing has been introduced, allowing travel in as little as 5 hours and 42 minutes [1] Group 2: Regional Connectivity - The Guangzhang and Shantou High-speed Rail operations enhance the integration of the western and eastern Guangdong regions with the Guangdong-Hong Kong-Macao Greater Bay Area [1] - The new Beijing-Tianjin-Hebei circular high-speed train service provides more commuting options for passengers traveling between Beijing, Tianjin, and Xiong'an [1] Group 3: Service Improvements - The high-speed sleeper train service from Hong Kong West Kowloon to Shanghai Hongqiao has been upgraded to daily operations, increasing travel options for passengers [2] - The Guangzhou-Shenzhen-Hong Kong high-speed rail has added 52 new trains, bringing the total to 415, making it the most densely operated high-speed rail line in the country [2] - A new high-speed train service connecting Zhuhai and Fuzhou has been launched, facilitating business and tourism between the two regions [2]

目前，全美仍有21个州处于紧急状态，2.85万架次航班受到影响。美国航班跟踪网站最新数据显 示，截至25日午间，全美当天已有10485架次航班取消。其中，华盛顿里根国家机场取消率接近100%， 纽约拉瓜迪亚机场取消率超过90%。 美国国家气象局预计超过1.6亿美国人将受这场大规模冬季强风暴影响，并警告严寒可能致命。 央广网北京1月26日消息 据中央广播电视总台中国之声《新闻和报纸摘要》报道，截至当地时间25 日中午，连日来的大规模冬季风暴已导致全美境内超过90万用户断电。南部的田纳西州、密西西比州、 路易斯安那州和得克萨斯州受影响最为严重。截至发稿，断电户数仍在增加。 ...

随着C919进入批量化生产阶段，产业园内20多家配套企业形成"半小时供应圈"。当地政府打造"经 心办"服务品牌，对企业诉求实现1小时内响应、24小时内答复。 央广网北京1月26日消息（记者钱成 江苏台记者姜奇卉 刘正则）据中央广播电视总台中国之声《新 闻和报纸摘要》报道，中央经济工作会议提出，要"坚持创新驱动，加紧培育壮大新动能。"江苏省镇江 市将低空经济作为培育新质生产力的关键引擎，在镇江经济技术开发区航空航天产业园，航空与低空经 济核心产品实现批量生产，集群优势正加速转化为高质量发展新动能。《迈向"十五五"的美丽图景·一 线见闻》本期推出《双翼振翅，竞逐蓝天》。 镇江经济技术开发区航空航天产业园一家航空部件企业的生产车间里，C919国产大飞机的翼梢小 翼正进入紧张的组装调试阶段。企业制造工程部副部长施阳琳介绍，这对线条流畅、形似鲨鱼鳍的关键 部件拥有复杂的曲面结构，要用上千个零件拼搭。 施阳琳：翼梢小翼可以降低诱导阻力、提升燃油效率，在飞行降落的过程中提升安全系数，它采用 的是高性能的复合材料制造技术。 翼梢小翼制造精度需要精确到毫米级，这一技术曾长期被国外公司垄断。施阳琳介绍，为提升国产 化生产效率，公 ...

Core Viewpoint - The People's Bank of China (PBOC) is committed to implementing a moderately accommodative monetary policy to support economic growth and maintain financial stability, with specific measures outlined for 2026 [1][2]. Group 1: Monetary Policy and Financial Stability - The PBOC aims for social financing scale and broad money supply to significantly exceed nominal GDP growth by 2025, ensuring reasonable growth in financial totals [1] - As of December, the average weighted interest rates for new corporate loans and personal housing loans are approximately 3.1%, indicating low financing costs [1] - The PBOC plans to maintain ample liquidity and match the growth of social financing and money supply with economic growth and price level expectations [1] Group 2: Support for Key Sectors - Financial institutions will be guided to enhance support for expanding domestic demand, technological innovation, and small and micro enterprises [2] - A total of 500 billion yuan will be allocated for service consumption and elderly care re-loans, addressing diverse financial needs in the consumption sector [2] - The re-loan quota for technological innovation and technological transformation will be increased to 1.2 trillion yuan, promoting the development of the bond market's "technology board" [2] Group 3: Financial System Opening and Internationalization - The PBOC will deepen institutional opening in the financial sector and advance the internationalization of the renminbi [3] - Efforts will be made to build a multi-channel, comprehensive, secure, and efficient cross-border payment system for the renminbi [3] - The PBOC will enhance international cooperation in cross-border payments and strengthen regulatory capabilities to ensure national financial security [3]

近日，中国人民银行江西省分行发布行政处罚信息公示表显示，江西赣昌农村商业银行股份有限公司因 存在6项违法违规行为，被警告并处以罚款258.52万元。 (责任编辑：易薇) 罚单涉及江西赣昌农村商业银行股份有限公司违法行为类型如下：1.违反金融统计相关规定；2.违反支 付结算业务管理规定；3.违反金融科技管理规定；4.违反反假货币业务管理规定；5.占压财政存款或者 资金；6.违反信用信息采集、提供、查询及相关管理规定。 与此同时，蔡某红(江西赣昌农村商业银行股份有限公司运营管理中心)因对违反支付结算业务管理规定 负有责任，罚款1万元。 ...

央广⽹北京1月25日消息（记者张棉棉）据中央广播电视总台中国之声报道，新年伊始，万象更新。各地优化营商环境、科技创新、重⼤项目建设热 火朝天，为"十五五"开局之年竞相鸣枪。中国之声推出特别策划《中国经济一月纪事》，多路记者奔赴一线，深入各行各业，感受涌动在中国经济脉搏中 的蓬勃朝气。 2025年中央经济工作会议提出，坚持创新驱动，加紧培育壮⼤新动能。人形机器人作为"新动能"中颇具潜力的产业，它的发展备受关注。业内普遍将 2025年视作人形机器人量产的元年，产业蓄势，前景广阔。步入2026年，一个更为关键的问题摆在面前：人形机器人如何跨越从实验室演示到实际应用的 鸿沟，如何从"跑起来、动起来"变成"用起来、干起来"？中国之声特别策划《中国经济一月纪事》本期推出《人形机器人的"七十二变"》，在人形机器人 的高超武艺中，寻找答案。 在展厅现场，"天工"不仅能担当向导，还自信地展示了走石子坡路的能力。不过，一个⼩意外发生了。 "天工"：我被人墙卡住了，哪位好心人帮我开条道，让我继续带领⼤家参观。 穿越人墙，"天工"来到分拣处，和它的兄弟——"天轶"一起为⼤家展示了如何先在众多东西中拿起需要的货物，然后再放在传送带上。 ...

在河南省鹤壁市山城区石林镇三家村，一幅幅色彩绚丽的墙绘让这个曾经普通的村庄成了"网红村"。而赋予村庄 这份斑斓色彩的，是1997年出生的村党支部书记张桂芳。面对采访，这位年轻的"当家人"语气平和而坚定："一分 耕耘一分收获，只要真心为乡亲们做事，就一定能在故乡的田野上开花结果。" 一次回归：从"试试看"到"定下心" 三家村党支部书记张桂芳正在通过直播方式帮助村民销售蜂蜜（央广网发 受访者供图） 发展的突破口，始于一次大胆尝试。借鉴外地经验，张桂芳提出为村庄绘制彩色墙绘，打造特色景观。"想让更多 人先知道三家村、来到三家村。"她回忆，得益于充分的前期调研和带村民实地观摩，这个新颖的计划获得了广泛 支持。随着五彩斑斓的壁画在网络上走红，游客慕名而来，寂静的村庄开始涌动人气。 如今的三家村村容整洁，一幅幅五彩斑斓的壁画如同为村庄披上了"新衣"（央广网记者 张丽娜 摄） 一种力量：让"旁观者"变"主人公" 2020年底，一通来自家乡老党员的电话，改变了张桂芳的人生轨迹。当时，正逢当地推行"头雁回归"计划，召唤 在外能人返乡建设。"一开始就是想回来试试，看看自己能否胜任，用所学为家乡出点力。"她坦言，虽然回村后 发现家 ...

中央和国家机关广大党员干部表示，要学深悟透习近平总书记的重要讲话和党的二十届四中全会精 神，坚定制度自信，聚焦重点任务，强化使命担当，切实把学习成果转化为推动"十五五"时期经济社会 高质量发展的生动实践。 央广网北京1月25日消息 据中央广播电视总台中国之声《新闻和报纸摘要》报道，习近平总书记近 日在省部级主要领导干部学习贯彻党的二十届四中全会精神专题研讨班开班式上发表重要讲话，围绕把 学习贯彻党的二十届四中全会精神不断引向深入进行再动员、再部署，对在党中央坚强领导下扎实做好 各项工作，努力实现"十五五"良好开局作出科学指引。 习近平总书记以"四个有利于"深刻总结了制定和实施五年规划体现的政治优势，以"五个坚持"概括 了在长期实践中创造积累的丰富经验。习近平总书记强调，党的二十届四中全会对"十五五"时期经济社 会发展作出战略部署，要全面深刻准确领会和把握。 财政部预算司副司长唐在富：我们要深刻理解总书记重要讲话的丰富内涵、精髓要义和实践要求， 坚决贯彻落实党中央决策部署，实施好更加积极的财政政策，深化财税体制改革，优化财政支出结构， 更好发挥财政在国家治理中的基础和重要支柱作用。 习近平总书记强调，经济发展和 ...