"小贷公司现在不好过。"近日，金融业多年从业者向北京商报记者感慨道，在严监管、强竞争与风险暴 露的多重合力下，不少小贷公司实则"名存实亡"，而这一行业趋势，在2026年仍会继续如此。 除了重庆，进行批量清退的还有北京。1月13日，北京市地方金融管理局联合区金融管理部门开展了全 市"失联""空壳"小额贷款公司摸排工作，汇总形成"失联""空壳"小额贷款公司名单（第4批），其中包 括北京润丰元大小额贷款有限公司、北京市国旭小额贷款有限公司。 除此之外，1月23日，湖北省地方金融管理局也发布关于同意注销武汉市江汉区融商小额贷款有限公司 和黄陂区博锐小额贷款有限责任公司业务资质的批复，同意注销前述两家公司业务资质。自注销之日 起，上述两家公司不再具备小额贷款业务资质，不得开展与小额贷款相关的经营业务。 "广东、重庆、北京、湖北等地聚焦'失联''空壳'小贷机构，通过公示名单、注销业务资质的方式，有利 于直接清理行业内的无效主体。"中国城市发展研究院投资部副主任袁帅告诉北京商报记者，能看到监 管正在从"事后处罚"转向"事前准入、事中监管、事后退出"全链条覆盖，其核心是要重塑小贷行业的合 规生态，让小贷机构回归"小额、分散" ...

Core Viewpoint - The home decoration and building materials sector experienced a decline, with a closing index of 17,600.06 points, reflecting a drop of 2.42% [1] Group 1: Stock Performance - Guodi Technology closed at 3.33 CNY per share, leading the decline with a drop of 10% [1] - Gujia Home Furnishing closed at 32.33 CNY per share, with a decrease of 8.67%, ranking second in the decline [1] - Mengbaihe closed at 9.17 CNY per share, falling by 8.12%, ranking third in the decline [1] - Dinggu Jichuang closed at 18 CNY per share, leading the gains with an increase of 7.53% [1] - Jiangshan Oupai closed at 15.12 CNY per share, with a rise of 1.89%, ranking second in gains [1] - Yangzi New Materials closed at 4.01 CNY per share, increasing by 1.78%, ranking third in gains [1] Group 2: Market Insights - Huafu Securities report indicates that the Central Economic Work Conference emphasized stabilizing the real estate market, implementing city-specific policies to control increments, reduce inventory, and optimize supply [1] - The report also highlights the encouragement of acquiring existing residential properties for affordable housing and the reform of the housing provident fund system [1] - There is an expectation of a turning point in the building materials capacity cycle due to accelerated supply-side reforms and a reduction in competition [1]

Core Viewpoint - Daya Saintxiang Home Co., Ltd. expects a significant decline in net profit for 2025, forecasting a net profit of 10 million yuan, a decrease of 92.81% year-on-year, and a non-recurring net profit loss of 18 million yuan compared to a profit of 110 million yuan in the previous year [1] Group 1: Financial Performance - The company anticipates a net profit of 10 million yuan for 2025, representing a 92.81% decline compared to the previous year [1] - The expected non-recurring net profit for 2025 is a loss of 18 million yuan, contrasting with a profit of 110 million yuan in the same period last year [1] Group 2: Operational Challenges - The company reports a continued decline in the production and sales volume of flooring and man-made boards, leading to a decrease in operating revenue and gross profit [1] - Increased management expenses are attributed to the construction period of the Guangxi aluminum plate project and the shutdown of certain flooring production capacities [1] - The company has made provisions for impairment losses on various assets in accordance with accounting standards, contributing to the year-on-year decline in net profit [1]

Core Viewpoint - The announcement reveals that Yuan Zhishuang, the director and deputy general manager of Dingxin Communications, has received a notice of administrative penalty due to suspected short-term trading activities [1] Group 1: Company Actions - Dingxin Communications disclosed on January 17 that Yuan Zhishuang is under investigation by the China Securities Regulatory Commission (CSRC) for suspected short-term trading [1] - Yuan sold a total of 610,000 shares of Dingxin Communications from November 25 to November 26, with a transaction amount of 4.8537 million yuan, and subsequently bought back 200,000 shares on November 27 for 1.612 million yuan [1] Group 2: Regulatory Findings - The Qingdao Securities Regulatory Bureau determined that Yuan's actions violated Article 44, Paragraph 1 of the Securities Law, constituting a violation as described in Article 189 of the Securities Law [1] - Based on the nature, circumstances, and social harm of the violation, the bureau plans to issue a warning and impose a fine of 120,000 yuan on Yuan [1]

北京商报讯（记者 刘宇阳 实习生 姚榕琰）2月2日，西南证券公告称，中国证监会同意公司向专业投资者公开发行面值总额不超过140亿元公司债券的注册 申请。批复自同意注册之日起24个月内有效，公司在注册有效期内可以分期发行公司债券。 ...

北京商报讯（记者 刘宇阳 实习生 姚榕琰）2月2日，锦龙股份发布公告称，基于业务运营的实际情况，锦龙股份同意控股子公司中山证券对其下属全资子公 司深圳锦弘劭晖投资有限公司（以下简称"锦弘劭晖")减资，注册资本由20000万元减少至5000万元。 锦龙股份表示，本次减资有利于进一步优化资源配置，提升资金收益率，不会对锦弘劭晖的日常运营与正常展业产生不利影响。本次减资事项完成后，不会 导致公司合并报表范围发生变化，不会对公司经营情况及财务状况产生重大不利影响，不存在损害公司及全体股东利益的情形。 ...

Core Viewpoint - North China Pharmaceutical announced a guarantee contract with Bank of Communications Hebei Branch to support its subsidiary, Huamin Company, with a guarantee amount of 140 million yuan [1] Group 1: Guarantee Details - The guarantee provided by North China Pharmaceutical is aimed at meeting the production and operational needs of Huamin Company, facilitating its stable operation and long-term development [1] - The total guarantee amount provided by North China Pharmaceutical to Huamin Company, including this new guarantee, is 683 million yuan [1] Group 2: Financial Metrics - As of September 30, 2025, Huamin Company's debt-to-asset ratio stands at 51.03% [1] - The guarantee is within the total limit expected to be reviewed at North China Pharmaceutical's 2024 annual shareholders' meeting and is within the guarantee amount previously provided to Huamin Company [1]

2025年沙特航空经由王国各机场的洲际中转客流量持续攀升。其运营报告显示，全年运送中转旅客超320万人次，同比增长8.4%。沙特航空方面表示，这一 增长得益于周密的全年运营规划，特别是旅游旺季的部署，有效满足了不断攀升的市场需求。 北京商报讯（记者 关子辰 牛清妍）2月2日，记者从沙特航空获悉，沙特航空2025年运营业绩显著增长，全年运送旅客约3700万人次，较2024年增长6%。 据了解，沙特航空全年执飞定期及加班航班超20.39万架次，同比增长4.7%；总飞行时数约59.7万小时，同比增长2.5%。 ...

北京商报讯2月2日，农业银行发布提示，近期国内外贵金属市场价格波动剧烈，不确定性因素显著增 强。特别提示各位客户审慎评估自身风险承受能力，综合考虑自身财务状况开展贵金属交易业务，保持 理性投资心态。请各位客户密切关注行情变化，合理控制持仓规模，有效防范市场波动风险。 （文章来源：北京商报） 同日，农业银行发布公告称，根据《上海黄金交易所风险控制管理办法》的有关规定，对金市通（金交 所代理）业务白银合约涨跌停板进行调整。若2026年2月2日（星期一）Ag(T+D）合约出现单边市情 况，则下一交易日起，该合约涨跌幅度限制从19%调整为25%。相关合约涨跌幅度限制的后续调整，将 另行通知。农业银行表示，请客户注意合约涨跌幅度限制变化及持仓风险，合理控制持仓规模，理性交 易。 ...

北京商报讯2月2日，招商银行发布公告，该行收到《国家金融监督管理总局关于徐明杰招商银行首席风 险官任职资格的批复》。根据上述批复，徐明杰招商银行首席风险官的任职资格已获得核准。徐明杰担 任该行首席风险官的任期自2026年1月30日起生效，至该行第十三届董事会届满之日止。 （文章来源：北京商报） 此前披露的简历显示，徐明杰，1968年9月出生。招商银行副行长。西安交通大学工学学士，上海对外 经贸大学第二学士学位班经济学学士，特许公认会计师（ACCA)。1995年9月加入招商银行，历任总行 公司金融产品部总经理助理、总行投资银行部总经理助理、总行投资银行部副总经理、总行授信执行部 总经理、总行风险管理部总经理、招商银行行长助理。2024年1月至2025年9月兼任北京分行行长。2025 年6月起任招商银行副行长。 ...