江南时报讯 7月11日，东台农商银行召开2025年度年中工作会议，总结上半年工作成效，分析当前发展 形势，部署下半年重点任务。总行领导班子成员，全体中层管理人员、一般管理人员、客户经理等参加 会议。 党委书记、董事长费翔以"紧弓满弦铆足劲 赓续奋斗再进位——以昂扬之势必胜之心奋战三季度决战下 半年"为主题发表讲话。他充分肯定了上半年工作成效，科学分析了内外部发展形势，并就下半年工作 重点进行部署。他要求，锚定目标，精准发力，在砥砺奋进中开创高质量发展新局。一是聚焦专项竞 赛，持续巩固经营发展成果；二是聚焦效能提升，持续完善公司治理结构；三是聚焦合规经营，持续强 化风险管控成效；四是聚焦学习教育，持续深化作风能力建设；五是聚焦队伍建设，持续擦亮"懂你金 融"品牌；以决战决胜姿态全面完成各项任务，为高质量发展作出新的更大贡献。 党委副书记、行长韩阳作行长室工作报告，总结分析上半年业务经营发展成效和存在不足，安排布置下 一阶段重点工作。他要求，全行要认清业务经营之"形"，把握未来发展之"势"，深化和自觉运用规律性 认识推动业务经营，构建完善健康可持续发展格局。一是要做强主体业务，驱动高质量发展；二是要筑 牢风险防线 ...

江南时报讯 大丰农商银行三圩支行始终坚守服务"三农"、服务社区、服务小微的市场定位，将根 深深扎入三圩这片热土，以务实行动践行普惠金融理念，成为当地居民和企业值得信赖的"金融邻居"。 脚步丈量需求，服务直达田间 三圩支行客户经理团队摒弃"等客上门"的思维，常态化开展"走村入户"活动。他们穿梭在村组小巷、田 间地头，与农户唠家常，同小微企业主聊经营，俯身倾听最真实的金融需求和实际困难。无论是春耕备 耕的资金周转，还是农产品销售后的储蓄理财，抑或是家庭小店的资金短缺，支行员工都力求第一时间 掌握情况，提供精准的金融解决方案。这种"零距离"的服务模式，有效打通了金融服务"最后一公里"， 让金融活水精准滴灌到最需要的地方。 优化厅堂体验，打造有温度银行 三圩支行持续优化物理网点服务环境，致力于为每一位客户提供舒适、便捷、高效的体验。厅堂布局更 加人性化，服务流程持续简化，配备老花镜、急救箱等便民设施，对老年客户等特殊群体给予更多耐心 引导和关怀。同时，支行员工苦练内功，不断提升业务技能和服务意识，力求用真诚的微笑、专业的解 答、高效的操作，让客户感受到宾至如归的温暖。无论是办理一笔简单的存取款，还是咨询复杂的贷款 业 ...

江南时报讯 近年来，南通农商银行围绕"控员增效、梯队建设、效能提升"目标，系统推进干部人 才队伍建设，取得显著成效。全行员工1018人，本科及以上学历占比83.3%；柜员精简至201人，点均 柜员2.64人，低于全省平均水平；中级及以上职称人员占比33.5%，专业人才储备丰富；中层管理人员 平均年龄42.13岁，队伍年轻化与专业化协同发展，为高质量发展注入强劲动能。 精准滴灌育梯队，焕发干部队伍活力。该行通过"选育管用"全链条培养，构建结构合理、梯次分明的干 部队伍。2024年以来，提拔中层副职31人、正职6人，储备后备干部27人，实现"老中青"有序衔接。中 层干部中"85后"占比49.2%、"90后"占比18%，年轻干部比例显著提升。通过"一线练兵""跨岗交流"等方 式，干部在信贷营销、风险化解等关键岗位得到历练，专业素养与实践能力双提升。 深耕人力挖潜能，优化资源配置。该行以"控总量、调结构、提效能"为抓手，推动人力资源向一线和效 益聚焦。2024年增配客户经理、营销经理等50人，信贷客户经理占比提升至27.8%，强化支农支小力 量；同时，对"长期不在岗、在岗不在状态"人员分类施策，27人转岗至营销和清收 ...

Core Viewpoint - Nantong Rural Commercial Bank has implemented a comprehensive risk prevention system focusing on "understanding the situation, targeted measures, and dynamic management" to effectively address credit risk issues this year [1][2] Group 1: Large Risk Management - The bank has established a "one customer, one strategy" approach for large risk loans, with each executive responsible for two high-risk clients, ensuring targeted risk resolution through personalized exit plans [1] - The management team actively engages with key clients to collaboratively discuss risk mitigation strategies [1] Group 2: Small Loan Management - Since the establishment of the small non-performing loan operation center in September 2024, the bank has centralized management of non-performing loans under 1 million, recovering or revitalizing 517 cases amounting to 98.46 million yuan [1][2] - The integration of "Feiyu Good Loan" into centralized management aims to enhance operational efficiency and focus on revitalizing small loans [1] Group 3: Key Institution Oversight - The bank has implemented a "key institution responsibility system" for 19 branches with high levels of non-performing loans, where each executive oversees at least two branches, ensuring dynamic monitoring and accountability [2] - Monthly reports to the party committee facilitate a closed-loop management process, enhancing proactive risk management capabilities [2] Group 4: Asset Management Strategies - In the area of heavy asset business, the bank employs a dual approach of support and deterrence, assisting struggling enterprises while taking legal action against malicious debt evasion [2] - The bank has successfully recovered multiple non-performing assets through legal means, contributing to financial order stability [2] Group 5: Future Outlook - The bank aims to deepen the construction of long-term mechanisms to contribute to the stable development of regional financial security [2]

大垛支行行长、团委副书记王强为大家解读了本次暑期实践的活动方案。党委组织部部长、团委书记卞 书垚向暑期社会实践临时团支部授旗。本次实践活动将以设立临时团支部的形式，充分发挥团员模范带 头作用，切实加强团员自我教育，提升团支部凝聚力和战斗力。 江南时报讯 7月11日上午，兴化农商银行第十季大学生暑期社会实践活动在总行三楼视频会议室正式启 动。 启动仪式上，大家首先观看了兴化农商银行宣传片《共兴之路·鸣笛扬帆》，了解兴化农商银行的发展 情况和企业文化。 党委委员、副行长陈余斌代表兴化农商银行对参加本次暑期社会实践活动的大学生表示欢迎，同时对同 学们提出三点期待：一是以"学习者"的姿态，快速进入状态。第一时间熟悉环境，制定一份清晰的实践 计划。二是以"银行人"的身份，严守规矩底线。要绷紧"规矩"这根弦，展现农商行人的素养。三是 以"奋斗者"的心态，直面实践挑战。希望大家把这段经历当作"职场预演"，不怕吃苦，主动担当。最 后，陈余斌提醒大家，一定要把"安全"放在首位，上下班路上注意交通安全，高温天气做好防暑降温。 本次兴化农商银行共提供64个大学生暑期社会实践名额。大学生们将在这里开启人生金融实践第一课， 经过基础的 ...

Core Viewpoint - Nanjing Bank Taizhou Branch actively responds to national policies by leveraging financial advantages to stimulate local economic development through unique consumer scenarios and partnerships with quality merchants [1] Group 1: Local Community Engagement - Nanjing Bank Taizhou Branch focuses on local consumer needs by creating distinctive consumption scenarios and collaborating with quality merchants, enhancing consumer experiences and supporting local economic growth [2] - The bank has established a strategic partnership with the well-known local fruit chain "Xiao Jiang Ge," allowing it to launch a special section in Nanjing Bank's online mall, offering new customers benefits such as free fruit purchases and exclusive discounts [2] - A novel consumption model combining bank branches with convenience stores has been introduced, significantly increasing the penetration of consumer finance [2] Group 2: Automotive Consumption Support - The bank promotes automotive consumption growth by aligning with national and local subsidy policies, lowering loan thresholds, and enhancing loan limits [3] - Since the second quarter of this year, the bank has introduced various promotional policies, including zero down payment and no collateral, attracting numerous consumers [3] - In the first half of 2025, the bank provided automotive consumption credit support exceeding 150 million yuan to 1,174 customers [3] Group 3: Consumer Confidence Boost - Nanjing Bank Taizhou Branch has increased subsidies for online and offline consumption scenarios, launching various promotional activities during key shopping events [4] - The bank has partnered with platforms like JD.com, Alipay, Suning, and Douyin to offer substantial discounts, with the highest discount reaching 400 yuan [4] - The bank has also issued cash installment vouchers and significantly reduced credit card installment fees to enhance consumer confidence [4] Group 4: Future Outlook - Nanjing Bank Taizhou Branch plans to continue expanding local distinctive consumption scenarios and optimizing financial service ecosystems [5] - The bank aims to collaborate with more quality merchants to set a new benchmark for local consumption scenarios, providing superior and convenient financial services and consumer experiences [5]

Core Insights - Liu Shuang, founder and general manager of Hainan Youchen Business Consulting Co., Ltd., delivered a speech on "Empowering Enterprises with Technology, Leading Digital Transformation" at a recent digital innovation forum, showcasing her deep understanding of digital transformation in the business sector [1] Group 1: Digital Transformation Experience - Liu Shuang emphasized the critical role of the Intelligent Human Resource Management System (IHRMS) in enhancing operational efficiency and talent competitiveness during the digital transformation process [2] - After implementing IHRMS, the company experienced a 15% reduction in employee turnover over the past year, attributed to real-time monitoring of employee satisfaction and timely interventions [2] - The recruitment cycle was shortened by 30%, recruitment costs decreased by 20%, and the match rate between hired employees and job positions improved by 25%, significantly enhancing overall team performance [2] - Employee training participation increased by 40%, with a skill improvement rate of 35% post-training [2] Group 2: Industry Impact - The successful practices of Hainan Youchen Business Consulting Co., Ltd. have created a broad demonstration effect within the industry, attracting attention from many peers [4] - Numerous companies are eager to learn from Hainan Youchen's successful model to promote their own digital transformation in human resource management [4] - Liu Shuang's experience not only sets a good example for local enterprises but also drives innovation and development in the human resource management sector, enhancing overall industry efficiency and talent competitiveness [4] Group 3: Future Outlook - Liu Shuang plans to further deepen the application of IHRMS by leveraging big data analysis and artificial intelligence for more accurate talent forecasting and management decision-making [5] - The company views digital transformation as an ongoing process, emphasizing the need to continuously optimize management processes and enhance the digital capabilities of teams [5] - Future explorations will focus on how to empower enterprises through technology to further enhance talent competitiveness [5]

Group 1 - The "Su Super" league has sparked a consumption wave, with cultural products related to the league selling out quickly, indicating a strong market response [1][4] - The integration of traditional cultural elements, such as Jiangsu's silk and embroidery, into modern products has revitalized interest in these crafts while appealing to football fans [2][3] - The "Su Super" league has created a platform for local brands, such as "Kediyuan," to launch and promote merchandise, resulting in significant sales growth and engagement with fans [4][5] Group 2 - The introduction of unique products like the "Su Super" themed ice cream by Jiangsu Huanran Yixing Food Technology Co., which has become a popular item at matches, showcases innovation in food marketing [6] - The "Su Super" league is projected to generate over 300 million yuan in economic benefits, highlighting its impact on the local economy and sports industry [6]

Group 1 - The conference focused on deepening innovation in intellectual property finance, with three main pillars: product release, mechanism construction, and service upgrade [1] - The event aimed to promote intellectual property pledge financing, securitization, insurance, and value assessment products, while signing the "Qin Zhi Loan" special cooperation agreement to provide institutional support for the construction of the intellectual property finance ecosystem [1] - The conference included various sessions such as thematic reports on intellectual property finance, provincial financial policy interpretation, and the release of specialized service products, aiming to build a diversified financial service system [1] Group 2 - The company emphasized the importance of intellectual property as the cornerstone of innovation and financial capital as the lifeblood of the real economy [2] - As a comprehensive investment institution, the company integrates financial capital with the entire intellectual property service chain, supporting the commercialization and industrialization of intellectual property for technology-based enterprises [2] - The company aims to play multiple roles as a resource integrator, value discoverer, and ecosystem builder, while exploring innovative paths for transforming intellectual property into assets, contributing to the development of a knowledge property finance hub in the context of the Belt and Road Initiative [2]

Core Viewpoint - The 27th China Building and Decoration Expo in Guangzhou showcased the leading position of Sophia in the custom home furnishing industry through innovative strategies and intelligent product offerings [1] Group 1: Intelligent Integration and Product Innovation - Sophia introduced the "Sophia x Mijia Ecological Immersive Experience Space," highlighting the integration of smart systems with customized home solutions, allowing users to control devices via the Mijia app and voice commands [2] - The G·Alpha Pro series, designed with "quiet luxury aesthetics," showcased high-end craftsmanship and met the demands of elite lifestyles, reflecting Sophia's commitment to quality [3] - The "integrated customization" approach addressed personalized needs, offering flexible solutions for modern consumers, including specialized display spaces for collectibles [4] Group 2: "1+N+X" Recruitment Strategy - The "1+N+X" recruitment strategy attracted significant attention during the expo, providing opportunities for entrepreneurs to enter the custom home furnishing market and addressing industry competition [5] - The model transforms traditional distributors into city operators, offering comprehensive support and enabling them to manage sales, market development, and brand representation [6] - The strategy includes diverse retail formats and low entry barriers, significantly reducing startup costs and facilitating deeper market penetration [6][9] Group 3: Brand Strength and Industry Leadership - Sophia contributed to industry standards by co-drafting the "5A Standard for Custom Home Furnishing," enhancing quality benchmarks in the sector [10] - The brand received numerous accolades, including "Trusted Consumption Brand" and "National Light of Domestic Products," reflecting its commitment to consumer rights and quality [12] - Sophia's performance at the expo demonstrated its role as a leader in the industry, promoting innovation and collaboration to reshape market dynamics [14] Group 4: Future Development Outlook - The company aims to leverage innovation to enhance product design and service quality, transitioning from scale expansion to specialized development in the custom home furnishing sector [15] - Sophia's ongoing exploration is expected to position it as a key player in the global home furnishing market, enhancing China's influence in the industry [15]