Group 1 - The "Night Tour of Jinjiang" has become a new landmark for nighttime tourism in Chengdu, featuring a 20-kilometer waterway and 10 major docks that connect various commercial, cultural, and tourism activities [1] - The project has attracted significant attention, with over 1.5 million viewers participating in a live-streamed tour led by prominent figures, showcasing its popularity and cultural significance [1] - Since its launch, the project has received approximately 2.9 million visitors and generated revenue of about 24.88 million yuan, indicating strong consumer interest and engagement [1] Group 2 - The Tiexiang Temple Water Street in Chengdu has emerged as another new landmark for cultural tourism, designed as a social and artistic space that integrates traditional architectural styles with local cultural elements [2] - The water street has attracted 92 well-known brands across various sectors, contributing to a diverse consumer landscape and enhancing local leisure consumption [2] - Financial institutions in Sichuan are actively promoting consumption through innovative initiatives, such as offering discounts and incentives, which have significantly boosted consumer spending [2]

Group 1 - The central government-backed investment entity, Central Huijin, significantly increased its holdings in stock ETFs during the first half of the year, reaching a record high of over 1.28 trillion yuan, accounting for more than 30% of the total stock ETF market [1][2] - Central Huijin's total stock ETF holdings increased by 236.2 billion yuan, or 22.7%, from the end of last year, with the number of shares rising by 657.9 million, or 21.2% [1] - Central Huijin's investment in 21 stock ETFs remained unchanged, with only one ETF experiencing a reduction in holdings due to a share consolidation [1] Group 2 - Central Huijin Asset Management actively increased its stock ETF holdings, with the number of ETFs held rising by over 50% compared to the end of last year, and a total investment exceeding 210 billion yuan in 12 new ETFs [2] - The total holdings of Central Huijin Asset Management reached 612.35 billion yuan by the end of June [2] - The actions of Central Huijin have been perceived as a stabilizing force in the market, enhancing investor confidence and attracting more foreign investment into the A-share market [2][3] Group 3 - There is a growing confidence among investors in Chinese assets, particularly among overseas investors, as they increasingly seek to diversify their portfolios away from the US dollar [3] - The current macroeconomic environment is favorable for capital inflows into the Chinese stock market, with the characteristics of A-share market returns becoming more appealing [3] - The continued support from entities like Central Huijin is expected to guide long-term capital into the market, promoting steady progress towards high-quality development of the A-share market [3]

数据显示，截至6月底，中央汇金投资有限责任公司（以下简称"中央汇金投资"）及其子公司中央汇金 资产管理有限责任公司（以下简称"中央汇金资产"）的股票ETF持仓市值合计达到12800.9亿元，相比去 年底的10438.8亿元大幅增长了2362.1亿元，增长22.7%；持仓份额合计达到3756.33亿份，较去年底的 3098.4亿份增加了657.9亿份，增长21.2%； 具体来看，中央汇金投资上半年持仓情况基本没有变化。数据显示，相较今年年初，中央汇金投资持有 的21只股票ETF名单没有变化，其中，20只持仓份额维持不变，而易方达上证50ETF因上半年发生基金 份额合并持有份额出现减少。按照基金期末单位净值计算，中央汇金投资期末合计持有ETF规模达到 6677.4亿元。 日前，公募基金2025年半年报披露完毕，上半年"国家队"中央汇金的ETF持仓情况也随之出炉。 今年上半年，"国家队"中央汇金继续大举加仓股票ETF，上半年持仓市值超1.28万亿元，创下历史新 高，占同期股票ETF总规模超3成。 中央汇金资产上半年则动作频频，大举加仓股票ETF，6月末持有的股票ETF数量较去年底增加超50%。 数据显示，中央汇金资 ...

Core Viewpoint - Postal Savings Bank of China (PSBC) has successfully completed a large-scale capital injection of 130 billion yuan through a targeted A-share issuance, which is expected to enhance its business development and credit issuance capabilities [1][7] Group 1: Deposit Competitiveness - PSBC has maintained a stable, low-cost, and diversified deposit core competitiveness, with corporate deposits increasing by 14.53% year-on-year, surpassing the industry average by 11 percentage points [3] - The bank's corporate deposit interest rate has decreased to 1.18%, down 14 basis points from the beginning of the year, while retail deposit interest rate is at 1.23%, down 22 basis points [3] - The bank has focused on low-cost interbank demand deposits, achieving over 120 billion yuan growth in interbank deposits in the first half of the year, contributing to effective balance sheet expansion [3] Group 2: Net Interest Margin Management - Following the asymmetric interest rate cut in May, PSBC reported a 1.95% quarter-on-quarter increase in net interest income for Q2, indicating a relief from margin pressure [4] - The bank improved its net interest income through credit scale growth, structural optimization, and cost control, with corporate loan interest income increasing by 2.08% year-on-year [4][5] - The bank's net interest margin showed resilience, with only a 1 basis point decline in the first half compared to the first quarter, reflecting effective management strategies [5] Group 3: Non-Interest Income Growth - PSBC's non-interest income from intermediary services grew by 11.59% year-on-year, outperforming comparable peers, with its share in total revenue increasing by 0.85 percentage points [6] - The bank achieved significant growth in corporate segment income, with a year-on-year increase of 42%, contributing to overall revenue growth [6] - Other non-interest income rose by 24.72% year-on-year, enhancing profitability and becoming a key growth driver [6] Group 4: Capital Adequacy and Fee Adjustments - The successful capital injection has improved PSBC's core Tier 1 capital adequacy ratio to 10.52%, up 0.96 percentage points from the previous year, strengthening its ability to serve the real economy and manage risks [7] - The bank has proactively adjusted agency fee rates for the first time since its listing, resulting in a 9% decrease in agency fees to 55.4 billion yuan, reflecting the effectiveness of its adjustments [7]

在资本市场中，上市银行的分红方案一直备受投资者关注。近日，随着A股上市银行半年报陆续出炉， 一场关于中期分红的"盛宴"也逐步拉开了帷幕。 在股份制银行中，招商银行（600036）、中信银行、民生银行（600016）、平安银行（000001）及华夏 银行（600015）五家银行均已确认将实施2025年中期分红。 其中，作为"零售之王"的招商银行公布了自上市以来的首次中期利润分配计划。根据半年报，招商银行 2025年度中期利润分配现金分红金额占2025年半年度归属于普通股股东净利润的比例为35%，预计将于 2026年1月至2月之间派发现金红利，具体现金分红日期及股权登记日将另行公告。 "为更好回报投资者，提高现金分红的及时性、稳定性，本行积极响应监管号召，做好'国九条'等重要 政策研究落实，在去年实施中期分红的基础上，着力推动中期分红常态化。"中信银行表示，该行拟将 2025年度中期分红比例提升至30.7%，进一步提升投资者回报预期，增强资本市场对该行发展信心。 此外，平安银行拟每10股派发人民币2.36元（含税），合计45.80亿元；华夏银行拟每10股拟派发现金股 利人民币1.00元（含税），合计15.91亿元 ...

Core Viewpoint - The development of seabuckthorn cultivation in the 170th regiment of the Xinjiang Production and Construction Corps is transforming a previously barren desert area into a productive agricultural zone, supported by financial services from Postal Savings Bank. Group 1: Agricultural Development - The 170th regiment is located in a challenging environment with dry conditions and poor soil, yet it has become a suitable area for seabuckthorn cultivation, known for its high nutritional value, particularly vitamin C [1] - The regiment has successfully cultivated seabuckthorn over 52,000 acres, making it one of the largest contiguous areas for seabuckthorn cultivation in the country [3] - The cultivation of seabuckthorn has not only improved the local ecology by preventing soil erosion but has also provided significant economic benefits to local workers, increasing their income by over 2,000 yuan per acre [3] Group 2: Financial Support and Economic Impact - Postal Savings Bank has played a crucial role in supporting the cultivation efforts by providing loans and financial products tailored to the needs of local farmers, enabling them to manage costs associated with planting and maintenance [2] - A local farmer, Zhao Yahuo, received a loan of 150,000 yuan in 2020, which allowed him to plant seabuckthorn on 212.33 acres and later establish a cooperative to further promote the cultivation among local residents [2] - The financial support from Postal Savings Bank has enabled Zhao to expand his operations to 800 acres, build a cold storage facility, and establish sales channels, resulting in an annual profit of 1.4 million yuan from the sale of 1,600 tons of seabuckthorn fruit [2]

在优化社保服务方面，中国人民银行湖南省分行引导鼓励辖内银行与政府部门加强沟通协调，签订合作 协议。长沙银行（601577）与人社部门合作，在银行网点开辟社保服务专区，摆放社保卡即时制卡机， 设置专门的服务窗口，办理社保卡申领、社保认证、社保缴费等高频、低风险业务；湖南省农信联社开 通"就近办"柜面服务，为老年人提供个人参保证明、个人权益查询、个人养老金证明与核定、城乡居民 参保记录等业务。 深耕场景建设 创建适老支付生活圈 中国人民银行湖南省分行立足区域特色，聚焦老年人支付高频需求，推动适老服务从网点服务向生活场 景渗透，构建"支付+生活"生态圈。截至目前，全省银行机构、支付机构建设支付服务适老化特色场景 497个，其中养老助餐场景176个、老年大学场景11个、养老机构住宿场景60个、医疗机构场景250个。 "字体放大了，页面简洁了，我不戴老花镜、不用人帮忙都能看明白，舒舒服服坐着就把业务办好了， 你们服务对老年人太友好了，体验感非常棒！"近期，70岁的张爷爷在建行网点的坐式智慧柜员机上办 完重置业务后，朝大堂经理小李竖起了大拇指。 2025年以来，中国人民银行湖南省分行积极践行"支付为民"理念，印发《关于常 ...

创新双服务 兑换更高效 "'预兑通'上一预约，硬币自循环便民服务中心当天就把所需硬币送上门，真方便！"宁德市城南镇古溪 村惠购超市负责人黄先生连连点赞。 为进一步延伸服务半径，优化不同群体的现金服务需求，中国人民银行宁德市分行通过开发推广数字化 金融便民服务平台"预兑通"，将取现预约、硬币存取预约、硬币上门预约等现金服务搬到线上。群众仅 需通过手机在"预兑通"平台一键提交需求后，工作人员便按约定时间送币上门，同步回收闲置硬币，形 成"需求响应—精准配送—循环利用"的全流程闭环现金服务，让群众兑换现金"零"烦恼。"预兑通"平台 上线以来，累计预约现金业务超32.6万笔，兑换硬币约5574.3万元。 中国人民银行宁德市分行始终践行"金融为民"理念，紧贴特色产业、现金兑换、老年群体等领域现金服 务实际需求，着力打造"高效、便捷、安全"的基层现金服务体系，维护人民币流通环境和谐有序，切实 增强人民群众现金使用的获得感和满意度。 精准投放 用现更便捷 走进位于福鼎市点头镇茶青交易市场，只见茶农们来不及换下采茶装备，便争先恐后地向前来收购的茶 青经纪人展示自己的茶青。"你们看，我今天茶青现金交易约4万元，多亏了在市场里的 ...

在广西的版图上，水是流动的诗行——红水河的银链穿峡谷而过，漓江水的绿绸绕青山而行，珠江口的 碧波载着"广西清甜"奔涌向粤港澳…… 近年来，建行广西区分行以绿色金融为笔，在这幅水韵长卷中写下生动注脚——兴水润泽民生的"紧密 伙伴"、护佑江河安澜的"耐心资本"、呵护河湖健康的"金融后盾"，"因建而生、因建而兴"的当代治水 新篇章渐次展开。 为助力"打好城市黑臭水体治理攻坚战"，建行广西区分行化身流域治理的"金融后盾"，以"宜居"为目标 提升人居环境舒适度，以"美丽"为底色擦亮城市生态新名片。 面对水利工程"周期长、收益慢"的特点，建行广西区分行以"耐心资本"持续注入动能，筑牢八桂大地的 防洪屏障。 "以前汛期，漓江水能漫到解放桥的台阶！"桂林老市民犹记着洪水的惊险，而现在只要斧子口水库的闸 门一提，就能把百年一遇的洪峰"锁"在峡谷里。这份安稳，源于建行广西区分行14年的坚守。从2011年 到2025年，33亿元"漓江生态保护贷"组合固定资产贷款、PPP模式等金融工具，让桂林防洪标准从"20年 一遇"跃升至"百年一遇"，更让枯水期的漓江保持60立方米/秒的温柔流速，游船自此得以直抵阳朔。 2024年台风"摩羯"过境 ...

Core Insights - The funding flow information platform has enabled small and micro enterprises in Wuhai to secure loans despite lacking traditional collateral, significantly improving their financing capabilities [1][2] - The People's Bank of China Wuhai Branch is actively promoting the platform to enhance credit profiles of small and micro enterprises, integrating their financial data into the loan approval process [2] - The platform has facilitated a total of 65 million yuan in financing through 221 inquiries by financial institutions as of the end of July this year [1] Group 1 - The funding flow information platform has helped a resource recovery enterprise in Wuhai secure a loan of 5 million yuan, allowing it to operate at full capacity [1] - The platform generates a visual "funding flow map" from dynamic data such as bank account transactions and tax payments, making the operational strength of enterprises assessable [1][2] - A micro construction enterprise received a credit loan of 310,000 yuan within five working days, demonstrating the platform's efficiency in addressing financing gaps [2] Group 2 - The People's Bank of China Wuhai Branch is expanding the platform's coverage and encouraging more financial institutions to utilize its features effectively [3] - The bank is enhancing collaboration with various departments to improve communication and feedback during the platform's application process [3] - The goal is to position the funding flow information platform as a key driver for the high-quality development of the local private economy [3]